8-K 1 fh04fa2_8k0502.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 25, 2005 FH (Depositor) (Issuer in respect of First Horizon Mortgage Pass-Through Trust, Mortgage (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 400 Horizon Way, Irving, TX 75063 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 214-441-4100 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: February 25, 2005 FH By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated February 25, 2005 Payment Date: 02/25/05 ------------------------------------------------------------ First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 ~~170~~168,~~772~~942,~~330~~228.0823 6.000000% 12,~~830~~638,~~101~~195.8516 ~~853~~844,~~861~~711.6514 23,~~683~~482,~~963~~906.5030 0.00 0.00 1PO 6,~~300~~259,~~002~~532.9419 0.000000% 4071,~~470~~373.7440 0.00 4071,~~470~~373.7440 0.00 0.00 2A1 20,~~496~~416,~~885~~521.5891 5.000000% 8083,~~363~~015.6723 85,~~403~~068.6984 ~~165~~168,~~767~~084.3607 0.00 0.00 2PO ~~139~~138,~~626~~983.3082 0.000000% ~~642~~608.4872 0.00 ~~642~~608.4872 0.00 0.00 3A1 6461,~~546~~355,~~875~~420.7078 6.000000% 32,~~191~~292,~~454~~123.9217 ~~322~~306,~~734~~777.3810 32,~~514~~598,~~189~~900.3027 0.00 0.00 3PO 1,~~681~~679,~~193~~756.5078 0.000000% 1,~~436~~394.7240 0.00 1,~~436~~394.7240 0.00 0.00 Residual AR 0.00 6.000000% 0.00 0.0100 0.0100 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 6,~~621~~558,~~700~~538.3151 5.~~922217~~921749% 637,~~161~~900.8049 32,~~679~~365.2902 9540,~~841~~265.1051 0.00 0.00 B2 2,~~817~~790,~~319~~446.6938 5.~~922217~~921749% 263,~~873~~361.3141 13,~~903~~770.9827 4017,~~777~~131.2967 0.00 0.00 B3 1,~~690~~674,~~391~~267.8183 5.~~922217~~921749% 162,~~123~~016.9884 8,~~342~~262.3916 2410,~~466~~279.3700 0.00 0.00 B4 1,~~549~~534,~~525~~745.8351 5.~~922217~~921749% 141,~~780~~848.3277 7,~~647~~573.1965 229,~~427~~422.5142 0.00 0.00 B5 1,~~267~~255,~~793~~700.8687 5.~~922217~~921749% 121,~~092~~512.9963 6,~~256~~196.7962 187,~~349~~709.7825 0.00 0.00 B6 ~~845~~837,~~635~~569.2809 5.~~922217~~921749% 81,~~066~~008.1894 4,~~173~~133.3623 125,~~239~~142.5517 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~278~~273,~~729~~443,~~280~~711.8890 - 5,~~285~~104,~~568~~359.9817 1,~~335~~308,~~002~~858.7403 6,~~620~~413,~~571~~217.7220 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 ~~168~~166,~~942~~304,~~228~~033.2307 0.00 1PO 6,~~259~~188,~~532~~158.1979 0.00 2A1 20,~~416~~333,~~521~~506.9168 0.00 2PO 138,~~983~~375.8210 0.00 3A1 6159,~~355~~063,~~420~~297.7861 0.00 3PO 1,~~679~~678,~~756~~362.7838 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate B1 6,~~558~~550,~~538~~638.5102 0.00 B2 2,~~790~~787,~~446~~084.3897 0.00 B3 1,~~674~~672,~~267~~250.8398 0.00 B4 1,~~534~~532,~~745~~896.5174 0.00 B5 1,~~255~~254,~~700~~188.8724 0.00 B6 ~~837~~836,~~569~~560.0915 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~273~~268,~~443~~339,~~711~~352.9073 - --------------------------------------------------------------------------------

Payment Date: 02/25/05 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 ~~170~~168,~~772~~942,~~330~~228.0823 6.000000% 32051GDA0 1015.~~535810~~187965 4.~~915641~~862962 ~~972~~957.~~592461~~404495 1PO 6,~~300~~259,~~002~~532.9419 0.000000% 32051GDB8 611.~~355964~~209252 0.000000 ~~983~~971.~~064768~~855516 2A1 20,~~496~~416,~~885~~521.5891 5.000000% 32051GDD4 34.~~880616~~008655 4.~~123989~~107820 ~~985~~981.~~876764~~868110 2PO ~~139~~138,~~626~~983.3082 0.000000% 32051GDE2 4.~~582000~~341245 0.000000 ~~991~~986.~~191065~~849821 3A1 6461,~~546~~355,~~875~~420.7078 6.000000% 32051GDF9 4935.~~401033~~480135 4.~~995656~~748651 ~~949~~914.~~730210~~250075 3PO 1,~~681~~679,~~193~~756.5078 0.000000% 32051GDG7 0.~~853812~~828659 0.000000 ~~998~~997.~~240809~~412150 Residual AR 0.00 6.000000% 32051GDC6 0.000000 0.~~078529~~000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 6,~~621~~558,~~700~~538.3151 5.~~922217~~921749% 32051GDH5 91.~~529542~~191988 4.~~930491~~883074 ~~989~~988.~~519992~~328005 B2 2,~~817~~790,~~319~~446.6938 5.~~922217~~921749% 32051GDJ1 91.~~529542~~191988 4.~~930491~~883074 ~~989~~988.~~519992~~328005 B3 1,~~690~~674,~~391~~267.8183 5.~~922217~~921749% 32051GDK8 91.~~529542~~191988 4.~~930491~~883074 ~~989~~988.~~519992~~328005 B4 1,~~549~~534,~~525~~745.8351 5.~~922217~~921749% 32051GDL6 91.~~529542~~191988 4.~~930491~~883074 ~~989~~988.~~519992~~328005 B5 1,~~267~~255,~~793~~700.8687 5.~~922217~~921749% 32051GDM4 91.~~529542~~191988 4.~~930491~~883074 ~~989~~988.~~519992~~328005 B6 ~~845~~837,~~635~~569.2809 5.~~922217~~921749% 32051GDN2 91.~~529542~~191985 4.~~930491~~883074 ~~989~~988.~~519992~~328005 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~278~~273,~~729~~443,~~280~~711.8890 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 182,444,775.98 21,614,219.41 64,280,357.34 Loan count 1215 141 118 Avg loan rate 6.341647% 5.761312% 6.413911% Prepay amount 2,515,815.86 9,434.95 2,249,716.46 Total ----- Prin balance 268,339,352.73 Loan count 1474 Avg loan rate 6.31 Prepay amount 4,774,967.27 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 56,938.36 6,673.36 20,472.22 Sub servicer fees 26,151.07 7,565.54 10,557.56 Trustee fees 925.83 108.51 332.88 Agg advances N/A N/A N/A Adv this period 8,170.61 1,612.56 0.00 Total ----- Master serv fees 84,083.94 Sub servicer fees 44,274.17 Trustee fees 1,367.22 Agg advances N/A Adv this period 9,783.17 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 Cumulative losses 0.00 Coverage Amounts ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 0.00 0.00 0.00 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 Fraud 0.00 Special Hazard 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 94.648053% 100.000000% 258,792,443.71 ----------------------------------------------------------------------------- Junior 5.351947% 0.000000% 14,633,619.09 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 13 1,472,093.85 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 13 1,472,093.85 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 6,413,217.20 6,413,217.20 Principal remittance amount 5,104,359.17 5,104,359.17 Interest remittance amount 1,308,858.03 1,308,858.03

Filing Compare · First Horizon Alternative Mortgage Securities Trust 2004-FA2