8-K 1 fh04aa4_8k0502.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 25, 2005 FH (Depositor) (Issuer in respect of First Horizon Mortgage Pass-Through Trust, Mortgage (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 4000 Horizon Way, Irving, TX 75063 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (214) 441-4000 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: February 25, 2005 FH By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett VP The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated February 25, 2005 Payment Date: 02/25/05 ------------------------------------------------------------ First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 ~~372~~365,~~431~~938,~~224~~884.0867 5.~~452277~~449173% 610,~~492~~178,~~339~~404.4078 1,~~692~~661,~~165~~720.0320 811,~~184~~840,~~504~~124.4398 0.00 0.00 Residual AR 0.00 5.~~452277~~449173% 0.00 0.00 0.00 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 9,~~540~~538,~~165~~544.4742 5.~~452277~~449173% 1,~~621~~619.0567 43,~~346~~314.3531 44,~~967~~933.4098 0.00 0.00 B2 4,~~562~~561,~~687~~912.8355 5.~~452277~~449173% ~~775~~774.2862 20,~~730~~715.8654 21,~~506~~490.1517 0.00 0.00 B3 2,903,~~528~~035.6226 5.~~452277~~449173% ~~493~~492.3694 13,~~192~~182.3762 13,~~685~~675.7356 0.00 0.00 B4 2,488,~~738~~315.8294 5.~~452277~~449173% 422.8852 11,~~307~~299.7439 11,~~730~~721.6391 0.00 0.00 B5 2,073,~~949~~596.0261 5.~~452277~~449173% 352.4010 9,~~423~~416.1216 9,~~775~~768.5226 0.00 0.00 B6 1,244,~~791~~580.9342 5.~~452277~~449173% 211.5133 5,~~655~~651.7961 5,~~867~~862.3094 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~395~~388,~~245~~748,~~085~~869.7688 - 610,~~496~~182,~~215~~277.8997 1,~~795~~765,~~821~~299.2782 811,~~292~~947,~~037~~577.1579 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior A1 ~~365~~355,~~938~~760,~~884~~479.6789 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate B1 9,~~538~~536,~~544~~924.4276 0.00 B2 4,561,~~912~~137.5593 0.00 B3 2,~~903~~902,~~035~~542.2632 0.00 B4 2,~~488~~487,~~315~~893.9441 0.00 B5 2,073,~~596~~244.6151 0.00 B6 1,244,~~580~~369.4209 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~388~~378,~~748~~566,~~869~~591.8891 - --------------------------------------------------------------------------------

Payment Date: 02/25/05 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior A1 ~~372~~365,~~431~~938,~~224~~884.0867 5.~~452277~~449173% 32051GAA3 1625.~~554489~~953401 4.~~314766~~237137 ~~933~~907.~~089104~~135703 Residual AR 0.00 5.~~452277~~449173% 32051GAB1 0.000000 0.000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 9,~~540~~538,~~165~~544.4742 5.~~452277~~449173% 32051GAC9 0.~~169832~~169688 4.~~541262~~537906 999.~~323669~~153982 B2 4,~~562~~561,~~687~~912.8355 5.~~452277~~449173% 32051GAD7 0.~~169832~~169688 4.~~541262~~537906 999.~~323669~~153982 B3 2,903,~~528~~035.6226 5.~~452277~~449173% 32051GAE5 0.~~169832~~169688 4.~~541262~~537906 999.~~323669~~153982 B4 2,488,~~738~~315.8294 5.~~452277~~449173% 32051GAF2 0.~~169832~~169688 4.~~541262~~537906 999.~~323669~~153982 B5 2,073,~~949~~596.0261 5.~~452277~~449173% 32051GAG0 0.~~169832~~169688 4.~~541262~~537906 999.~~323669~~153982 B6 1,244,~~791~~580.9342 5.~~452277~~449173% 32051GAH8 0.~~169830~~169687 4.~~541263~~537906 999.~~323674~~153986 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~395~~388,~~245~~748,~~085~~869.7688 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 378,566,591.90 378,566,591.90 Loan count 1626 1626 Avg loan rate 5.831173% 5.83 Prepay amount 10,116,267.50 10,116,267.50 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 121,807.98 121,807.98 Sub servicer fees 0.00 0.00 Trustee fees 1,943.74 1,943.74 Agg advances N/A N/A Adv this period 16,951.49 16,951.49 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 100,000.00 100,000.00 Fraud 4,150,055.00 4,150,055.00 Special Hazard 5,369,457.32 5,369,457.32 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 94.133401% 100.000000% 365,938,884.67 ----------------------------------------------------------------------------- Junior 5.866599% 0.000000% 22,806,112.01 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 17 3,318,522.28 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 17 3,318,522.28 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 11,947,577.79 11,947,577.79 Principal remittance amount 10,182,277.97 10,182,277.97 Interest remittance amount 1,765,299.82 1,765,299.82

Filing Compare · First Horizon Asset Sec Mort Pas Thr Certs Ser 2004-AA4