8-K 1 fh05fa1_8k0503.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 25, 2005 FH (Depositor) (Issuer in respect of First Horizon Mortgage Pass-Through Trust, Mortgage (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 4000 Horizon Way, Irving, TX 75063 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (214) 441-4000 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: March 25, 2005 FH By: /s/ Paul Galli ------------------------------ Name: Paul Galli Assistant Treasurer The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated March 25, 2005 Payment Date: 03/25/05 ------------------------------------------------------------ First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 28,000,000.00 5.500000% 0.00 128,333.33 128,333.33 0.00 0.00 1A2 59,~~649~~320,~~000~~139.0018 5.500000% ~~328~~749,~~860~~469.8260 ~~273~~271,~~391~~883.2597 ~~602~~1,~~252~~021,353.0757 0.00 0.00 1A3 7,500,000.00 5.500000% 0.00 34,375.00 34,375.00 0.00 0.00 1A4 9695,~~257~~751,~~000~~072.0058 5.500000% ~~505~~1,~~927~~152,651.4261 ~~441~~438,~~177~~859.9208 ~~947~~1,~~105~~591,510.3469 0.00 0.00 1A5 11,545,000.00 5.500000% 0.00 52,914.58 52,914.58 0.00 0.00 1A6 5251,~~000~~626,~~000~~818.0036 5.500000% ~~373~~790,~~181~~963.6454 ~~238~~236,~~333~~622.3392 ~~611~~1,~~514~~027,586.9745 0.00 0.00 1A7 10,~~150~~196,~~000~~520.0083 5.500000% 0.00 0.00 0.00 0.00 0.00 1PO 1,~~624~~618,~~632~~877.6019 0.000000% 5,~~755~~732.4128 0.00 5,~~755~~732.4128 0.00 0.00 2A1 25,~~376~~279,~~000~~887.0011 5.000000% 96242,~~112~~530.8932 105,~~733~~332.3386 ~~201~~347,~~846~~863.2218 0.00 0.00 2PO ~~361~~359,~~050~~655.1470 0.000000% 110,~~394~~475.4435 0.00 110,~~394~~475.4435 0.00 0.00 Residual 1AR ~~100~~0.00 5.500000% ~~100~~0.00 0.4608 ~~100~~0.4608 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 7,~~216~~209,~~000~~135.0041 5.~~455985~~456103% 6,~~864~~651.5997 32,~~808~~778.6615 39,~~673~~430.2512 0.00 0.00 B2 2,~~763~~760,~~000~~371.0056 5.~~455985~~456103% 2,~~628~~547.4403 12,~~562~~550.4173 15,~~190~~097.8576 0.00 0.00 B3 1,~~535~~533,~~000~~539.0076 5.~~455985~~456103% 1,~~460~~415.2402 6,~~979~~972.1163 8,~~439~~387.3564 0.00 0.00 B4 1,~~228~~226,~~000~~831.0080 5.~~455985~~456103% 1,~~168~~132.2001 5,~~583~~578.2910 6,~~751~~710.4912 0.00 0.00 B5 1,~~075~~073,~~000~~977.0035 5.~~455985~~456103% ~~1,022~~990.6597 4,~~887~~883.6511 5,~~910~~874.3008 0.00 0.00 B6 ~~768~~767,~~576~~845.6348 5.~~455985~~456103% ~~731~~708.1550 3,~~494~~491.4520 4,~~225~~199.6070 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~307~~305,~~048~~769,~~359~~672.3731 - 12,~~325~~965,~~207~~268.8919 1,~~340~~334,~~574~~575.7875 24,~~665~~299,~~782~~843.6794 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 28,000,000.00 0.00 1A2 5958,~~320~~570,~~139~~669.1858 0.00 1A3 7,500,000.00 0.00 1A4 9594,~~751~~598,~~072~~420.5897 0.00 1A5 11,545,000.00 0.00 1A6 5150,~~626~~835,~~818~~854.3682 0.00 1A7 10,~~196~~243,~~520~~254.8388 0.00 1PO 1,~~618~~613,~~877~~144.1991 0.00 2A1 25,~~279~~037,~~887~~356.1179 0.00 2PO ~~359~~349,~~655~~180.7035 0.00 Residual 1AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate B1 7,~~209~~202,~~135~~483.4144 0.00 B2 2,~~760~~757,~~371~~824.5653 0.00 B3 1,~~533~~532,~~539~~124.7674 0.00 B4 1,~~226~~225,~~831~~699.8079 0.00 B5 1,~~073~~072,~~977~~986.3538 0.00 B6 767,~~845~~136.4898 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~305~~302,~~769~~851,~~672~~138.3117 - --------------------------------------------------------------------------------

Payment Date: 03/25/05 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 28,000,000.00 5.500000% 32051GFL4 0.000000 4.583333 1,000.000000 1A2 59,~~649~~320,~~000~~139.0018 5.500000% 32051GFM2 512.~~513266~~564663 4.~~583333~~558064 ~~994~~981.~~486734~~922070 1A3 7,500,000.00 5.500000% 32051GFN0 0.000000 4.583333 1,000.000000 1A4 9695,~~257~~751,~~000~~072.0058 5.500000% 32051GFP5 511.~~256007~~974730 4.~~583333~~559243 ~~994~~982.~~743993~~769263 1A5 11,545,000.00 5.500000% 32051GFQ3 0.000000 4.583333 1,000.000000 1A6 5251,~~000~~626,~~000~~818.0036 5.500000% 32051GFR1 715.~~176570~~210837 4.~~583333~~550441 ~~992~~977.~~823430~~612593 1A7 10,~~150~~196,~~000~~520.0083 5.500000% 32051GFS9 0.000000 0.000000 1,~~004~~009.~~583333~~187673 1PO 1,~~624~~618,~~632~~877.6019 0.000000% 32051GFT7 3.~~542592~~528353 0.000000 ~~996~~992.~~457408~~929056 2A1 25,~~376~~279,~~000~~887.0011 5.000000% 32051GFV2 39.~~787551~~557468 4.~~166667~~150885 ~~996~~986.~~212449~~654981 2PO ~~361~~359,~~050~~655.1470 0.000000% 32051GFW0 329.~~862178~~013559 0.000000 ~~996~~967.~~137822~~124263 Residual 1AR ~~100~~0.00 5.500000% 32051GFU4 ~~1,000~~0.000000 40.~~583333~~763708 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 7,~~216~~209,~~000~~135.0041 5.~~455985~~456103% 32051GFX8 0.~~951301~~921836 4.~~546654~~542427 ~~999~~998.~~048699~~126863 B2 2,~~763~~760,~~000~~371.0056 5.~~455985~~456103% 32051GFY6 0.~~951299~~921836 4.~~546654~~542427 ~~999~~998.~~048701~~126865 B3 1,~~535~~533,~~000~~539.0076 5.~~455985~~456103% 32051GFZ3 0.~~951296~~921836 4.~~546654~~542427 ~~999~~998.~~048704~~126868 B4 1,~~228~~226,~~000~~831.0080 5.~~455985~~456103% 32051GGA7 0.~~951303~~921836 4.~~546654~~542427 ~~999~~998.~~048697~~126861 B5 1,~~075~~073,~~000~~977.0035 5.~~455985~~456103% 32051GGB5 0.~~951302~~921836 4.~~546654~~542427 ~~999~~998.~~048698~~126862 B6 ~~768~~767,~~576~~845.6348 5.~~455985~~456103% 32051GGC3 0.~~951304~~921836 4.~~546651~~542427 ~~999~~998.~~048696~~126860 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~307~~305,~~048~~769,~~359~~672.3731 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 276,189,933.39 26,661,204.79 302,851,138.18 Loan count 1442 163 1605 Avg loan rate 6.071745% 5.474778% 6.02 Prepay amount 2,476,158.64 159,972.65 2,636,131.29 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 138,661.28 11,913.04 150,574.32 Sub servicer fees 0.00 0.00 0.00 Trustee fees 1,394.25 134.59 1,528.85 Agg advances N/A N/A N/A Adv this period 26,823.84 1,398.76 28,222.60 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 0.00 0.00 0.00 Fraud 5,600,546.63 540,420.56 6,140,967.19 Special Hazard 0.00 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 95.238607% 100.000000% 291,197,970.95 ----------------------------------------------------------------------------- Junior 4.761393% 0.000000% 14,558,255.85 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 20 4,898,867.80 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 20 4,898,867.80 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 4,299,843.94 4,299,843.94 Principal remittance amount 2,965,268.19 2,965,268.19 Interest remittance amount 1,334,575.75 1,334,575.75

Filing Compare · First Horizon Alternative Mortgage Securities Trust 2005-FA1