8-K 1 fh05fa3_8k0507.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 25, 2005 FH (Depositor) (Issuer in respect of First Horizon Mortgage Pass-Through Trust, Mortgage (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 4000 Horizon Way, Irving, TX 75063 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (214) 441-4000 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: July 25, 2005 FH By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated July 25, 2005 Payment Date: 07/25/05 ------------------------------------------------------------ First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 ~~139~~138,~~898~~374,~~098~~461.3606 3.~~590000~~814380% 1573,~~523,637~~156.3097 ~~418~~439,~~528~~843.4898 1,~~942~~013,~~165~~000.7895 0.00 0.00 1A2 40,~~806~~361,~~337~~913.4050 3.~~590000~~814380% ~~444~~167,~~423~~181.9095 ~~122~~128,~~078~~296.9640 ~~566~~295,~~502~~478.8635 0.00 0.00 1A3 ~~180~~178,~~704~~736,~~435~~374.7656 1.~~910000~~685620% 0.00 ~~287~~251,~~621~~068.2301 ~~287~~251,~~621~~068.2301 0.00 0.00 1A4 6,~~083~~016,~~043~~792.0835 3.~~690000~~914380% 6624,~~250~~921.7399 1819,~~705~~626.3668 8444,~~956~~548.0966 0.00 0.00 1A5 6,~~083~~016,~~043~~792.0835 1.~~810000~~585620% 0.00 97,~~175~~950.2629 97,~~175~~950.2629 0.00 0.00 1A6 10,090,000.00 5.500000% 0.00 46,245.83 46,245.83 0.00 0.00 1PO 3,~~014~~008,~~240~~189.5192 0.000000% 618,~~050~~839.5922 0.00 618,~~050~~839.5922 0.00 0.00 Residual 1AR 0.00 5.500000% 0.00 0.00 0.00 0.00 0.00 2A1 18,~~629~~554,~~482~~518.2621 5.000000% 7472,~~964~~159.0555 77,~~622~~310.8449 ~~152~~149,~~586~~470.8905 0.00 0.00 2PO ~~427~~425,~~323~~598.8624 0.000000% 1,~~725~~694.6183 0.00 1,~~725~~694.6183 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 4,~~361~~357,~~733~~590.5046 5.~~456707~~456826% 4,~~143~~179.0408 19,~~833~~815.9251 23,~~976~~994.9559 0.00 0.00 B2 1,~~606~~605,~~954~~428.4506 5.~~456707~~456826% 1,~~526~~539.3866 7,~~307~~300.2345 8,~~833~~840.6111 0.00 0.00 B3 1,~~147~~146,~~824~~734.6033 5.~~456707~~456826% 1,~~090~~099.2776 5,~~219~~214.4561 6,~~309~~314.7237 0.00 0.00 B4 ~~803~~802,~~477~~714.2203 5.~~456707~~456826% ~~763~~769.1983 3,~~653~~650.6223 4,~~416~~420.8106 0.00 0.00 B5 688,~~694~~040.7660 5.~~456707~~456826% ~~654~~659.1686 3,~~131~~128.6776 3,~~785~~788.8362 0.00 0.00 B6 574,~~796~~250.6370 5.~~456707~~456826% ~~545~~550.9373 2,~~613~~611.7532 3,~~159~~162.6805 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~228~~226,~~132,~~006,231.6548 - 2866,~~125,775~~753.1743 1,~~021~~012,~~737~~062.5956 31,~~147~~878,~~512~~815.7699 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 ~~138~~137,~~374~~801,~~461~~304.0609 0.00 1A2 40,~~361~~194,~~913~~731.5056 0.00 1A3 ~~178~~177,~~736~~996,~~374~~035.5664 0.00 1A4 65,~~016~~991,~~792~~870.3537 0.00 1A5 65,~~016~~991,~~792~~870.3537 0.00 1A6 10,090,000.00 0.00 1PO 32,~~008~~989,~~189~~350.9270 0.00 Residual 1AR 0.00 0.00 2A1 18,~~554~~482,~~518~~358.2166 0.00 2PO ~~425~~423,~~598~~903.2441 0.00 -------------------------------------------------------------------------------- Subordinate B1 4,~~357~~353,~~590~~411.4638 0.00 B2 1,~~605~~603,~~428~~888.0640 0.00 B3 1,~~146~~145,~~734~~634.3357 0.00 B4 ~~802~~801,~~714~~944.0320 0.00 B5 ~~688~~687,~~040~~380.6074 0.00 B6 ~~574~~573,~~250~~699.7097 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~226~~225,~~006~~139,~~231~~478.4805 - --------------------------------------------------------------------------------

Payment Date: 07/25/05 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 ~~139~~138,~~898~~374,~~098~~461.3606 3.~~590000~~814380% 32051GKB0 104.~~793537~~060278 23.~~964881~~115881 ~~980~~976.~~252908~~192630 1A2 40,~~806~~361,~~337~~913.4050 3.~~590000~~814380% 32051GKC8 104.~~793537~~060278 23.~~964881~~115881 ~~980~~976.~~252908~~192630 1A3 ~~180~~178,~~704~~736,~~435~~374.7656 1.~~910000~~685620% 32051GKD6 0.000000 1.~~577416~~376945 ~~980~~976.~~252908~~192630 1A4 6,~~083~~016,~~043~~792.0835 3.~~690000~~914380% 32051GKE4 104.~~793537~~060278 3.~~047468~~197569 ~~980~~976.~~252908~~192630 1A5 6,~~083~~016,~~043~~792.0835 1.~~810000~~585620% 32051GKF1 0.000000 1.~~494828~~295257 ~~980~~976.~~252908~~192630 1A6 10,090,000.00 5.500000% 32051GKG9 0.000000 4.583333 1,000.000000 1PO 3,~~014~~008,~~240~~189.5192 0.000000% 32051GKH7 16.~~991267~~200042 0.000000 ~~990~~983.~~003920~~803878 Residual 1AR 0.00 5.500000% 32051GKJ3 0.000000 0.000000 0.000000 2A1 18,~~629~~554,~~482~~518.2621 5.000000% 32051GKK0 3.~~992334~~842976 4.~~133932~~117297 ~~988~~984.~~151367~~308391 2PO ~~427~~425,~~323~~598.8624 0.000000% 32051GKL8 43.~~006624~~935144 0.000000 ~~988~~984.~~176622~~241478 ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 4,~~361~~357,~~733~~590.5046 5.~~456707~~456826% 32051GKM6 0.~~948063~~956312 4.~~538654~~534442 ~~997~~996.~~160288~~203976 B2 1,~~606~~605,~~954~~428.4506 5.~~456707~~456826% 32051GKN4 0.~~948063~~956312 4.~~538654~~534442 ~~997~~996.~~160288~~203976 B3 1,~~147~~146,~~824~~734.6033 5.~~456707~~456826% 32051GKP9 0.~~948063~~956312 4.~~538654~~534442 ~~997~~996.~~160288~~203976 B4 ~~803~~802,~~477~~714.2203 5.~~456707~~456826% 32051GKQ7 0.~~948063~~956312 4.~~538654~~534442 ~~997~~996.~~160288~~203976 B5 688,~~694~~040.7660 5.~~456707~~456826% 32051GKR5 0.~~948063~~956312 4.~~538654~~534442 ~~997~~996.~~160288~~203976 B6 574,~~796~~250.6370 5.~~456707~~456826% 32051GKS3 0.~~947990~~956311 4.~~538649~~534437 ~~997~~996.~~159334~~203023 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~228~~226,~~132,~~006,231.6548 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 205,443,946.92 19,695,531.79 225,139,478.71 Loan count 1040 116 1156 Avg loan rate 5.933656% 5.417516% 5.89 Prepay amount 646,173.69 2,883.11 649,056.80 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 86,984.39 8,553.85 95,538.25 Sub servicer fees 0.00 0.00 0.00 Trustee fees 1,031.17 98.86 1,130.03 Agg advances N/A N/A N/A Adv this period 11,695.63 616.36 12,311.99 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 0.00 0.00 0.00 Fraud 0.00 0.00 0.00 Special Hazard 0.00 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 95.944220% 100.000000% 216,831,473.29 ----------------------------------------------------------------------------- Junior 4.055780% 0.000000% 9,165,959.27 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 5 1,171,742.73 60 to 89 days 6 877,142.84 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 11 2,048,885.57 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 1,878,815.99 1,878,815.99 Principal remittance amount 866,753.43 866,753.43 Interest remittance amount 1,012,062.56 1,012,062.56

Filing Compare · First Horizon Asset Sec Mort Pas Thr Certs Ser 2005-FA3