8-K 1 cw0512_8k0507.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 25, 2005 CW (Depositor) (Issuer in respect of CHL Mortgage Pass-Through Trust, Series 2005-12) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: July 25, 2005 CW By: /s/ Maria Tokarz ------------------------------ Name: Maria Tokarz Assistant Treasurer The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated July 25, 2005 Payment Date: 07/25/05 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Trust, Series 2005-12 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 18,~~662~~743,~~229~~876.1035 5.250000% 0.00 0.00 0.00 0.00 0.00 1A2 2,~~073~~082,~~581~~653.4638 5.250000% 0.00 0.00 0.00 0.00 0.00 1A3 50,~~913~~822,~~079~~360.4427 5.250000% 9091,~~719~~116.1707 222,~~744~~347.7283 313,463.89 0.00 0.00 1A4 47,630,000.00 5.250000% 0.00 208,381.25 208,381.25 0.00 0.00 1A5 ~~354~~350,~~896~~642,~~503~~796.3641 5.250000% 43,~~253~~442,~~706~~788.9566 1,~~552~~534,~~672~~062.2023 54,~~806~~976,~~379~~850.1589 0.00 0.00 1A6 2,370,000.00 5.250000% 0.00 10,368.75 10,368.75 0.00 0.00 2A1 16,~~399~~474,~~299~~463.7015 5.500000% 0.00 0.00 0.00 0.00 0.00 2A2 1,~~822~~830,~~144~~496.8636 5.500000% 0.00 0.00 0.00 0.00 0.00 2A3 ~~996~~994,~~498~~735.5680 5.500000% 1,~~762~~770.7684 4,~~567~~559.2921 6,330.05 0.00 0.00 2A4 ~~324~~319,~~132~~373,~~399~~721.6929 5.500000% 4,~~758~~893,~~678~~529.4085 1,~~485~~463,~~606~~796.8322 6,~~244~~357,~~285~~326.2307 0.00 0.00 2A5 24,~~334~~250,~~221~~762.9462 5.500000% 83,~~459~~841.3385 111,~~531~~149.8533 194,991.18 0.00 0.00 2A6 1718,~~943~~025,~~356~~597.8422 5.500000% 0.00 0.00 0.00 0.00 0.00 2A7 1,~~009~~013,~~187~~813.6712 5.500000% 0.00 0.00 0.00 0.00 0.00 2A8 ~~993~~989,~~233~~827.5505 5.500000% 3,~~406~~422.5012 4,~~552~~536.3271 7,958.82 0.00 0.00 2A9 39,~~987~~883,~~070~~901.8326 5.500000% 103,~~169~~642.5743 ~~183~~182,~~274~~801.0721 286,443.64 0.00 0.00 2A10 ~~994~~992,~~901~~334.2433 5.500000% 2,~~566~~578.9268 4,~~559~~548.9620 7,126.88 0.00 0.00 2A11 5,~~232~~256,~~936~~921.8110 5.500000% 0.00 0.00 0.00 0.00 0.00 PO 1,~~963~~961,~~661~~655.1397 0.000000% 2,~~005~~149.1690 0.00 2,~~005~~149.1690 0.00 0.00 Residual AR 0.00 5.250000% 0.00 0.2007 0.2007 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 20,~~031~~012,~~278~~342.3904 5.369098% 18,~~936~~978.3578 89,~~624~~540.9220 108,~~561~~518.2797 0.00 0.00 B1 5,~~723~~717,~~222~~812.4001 5.369098% 5,~~410~~422.3951 25,~~607~~582.1291 31,~~017~~005.5142 0.00 0.00 B2 3,~~338~~335,~~546~~390.4034 5.369098% 3,~~156~~163.0613 14,~~937~~923.4937 18,~~093~~086.5550 0.00 0.00 B3 1,~~907~~905,~~740~~937.8034 5.369098% 1,~~803~~807.4650 8,~~535~~527.7164 10,~~339~~335.1714 0.00 0.00 B4 1,~~430~~429,~~805~~453.6000 5.369098% 1,~~352~~355.6063 6,~~401~~395.7873 7,~~754~~751.3836 0.00 0.00 B5 1,~~907~~905,~~742~~938.0659 5.369098% 1,~~803~~807.4650 8,~~535~~527.7164 10,~~339~~335.1815 -0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~946~~937,~~693~~646,~~641~~789.8300 - 98,~~331~~657,~~937~~375.0843 3,~~941~~900,~~902~~048.1749 1312,~~273~~557,~~839~~423.2592 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 18,~~743~~825,~~876~~880.3581 0.00 1A2 2,~~082~~091,~~653~~764.3899 0.00 1A3 50,~~822~~731,~~360~~244.2720 0.00 1A4 47,630,000.00 0.00 1A5 ~~350~~347,~~642~~200,~~796~~007.4175 0.00 1A6 2,370,000.00 0.00 2A1 16,~~474~~549,~~463~~971.1511 0.00 2A2 1,~~830~~838,~~496~~886.3613 0.00 2A3 ~~994~~992,~~735~~964.8096 0.00 2A4 ~~319~~314,~~373~~480,~~721~~191.2944 0.00 2A5 24,~~250~~166,~~762~~920.6277 0.00 2A6 18,~~025~~108,~~597~~214.2254 0.00 2A7 1,~~013~~018,~~813~~459.1276 0.00 2A8 ~~989~~986,~~827~~404.0593 0.00 2A9 39,~~883~~780,~~901~~258.2683 0.00 2A10 ~~992~~989,~~334~~755.3364 0.00 2A11 5,~~256~~281,~~921~~015.1032 0.00 PO 1,~~961~~959,~~655~~506.9707 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 2019,~~012~~993,~~342~~363.0426 0.00 B1 5,~~717~~712,~~812~~389.0150 0.00 B2 3,~~335~~332,~~390~~227.3421 0.00 B3 1,~~905~~904,~~937~~129.3483 0.00 B4 1,~~429~~428,~~453~~097.0038 0.00 B5 1,~~905~~904,~~938~~131.5909 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~937~~929,~~646~~275,~~789~~785.0055 - --------------------------------------------------------------------------------

Payment Date: 07/25/05 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Trust, Series 2005-12 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 18,~~662~~743,~~229~~876.1035 5.250000% 12669GXJ5 0.000000 0.000000 1,~~013~~017.~~182506~~615179 1A2 2,~~073~~082,~~581~~653.4638 5.250000% 12669GXK2 0.000000 0.000000 1,~~013~~017.~~182506~~615179 1A3 50,~~913~~822,~~079~~360.4427 5.250000% 12669GXL0 1.~~775558~~783326 4.~~359565~~351797 ~~994~~992.~~696495~~913169 1A4 47,630,000.00 5.250000% 12669GXM8 0.000000 4.375000 1,000.000000 1A5 ~~354~~350,~~896~~642,~~503~~796.3641 5.250000% 12669GXN6 119.~~815853~~563302 4.~~312978~~261284 ~~974~~964.~~007768~~444466 1A6 2,370,000.00 5.250000% 12669GXP1 0.000000 4.375000 1,000.000000 2A1 16,~~399~~474,~~299~~463.7015 5.500000% 12669GXQ9 0.000000 0.000000 1,~~013~~018.~~813117~~459761 2A2 1,~~822~~830,~~144~~496.8636 5.500000% 12669GXR7 0.000000 0.000000 1,~~013~~018.~~813117~~459761 2A3 ~~996~~994,~~498~~735.5680 5.500000% 12669GXS5 1.~~762763~~770843 4.~~567285~~559206 ~~994~~992.~~735801~~964959 2A4 ~~324~~319,~~132~~373,~~399~~721.6929 5.500000% 12669GXT3 14.~~552533~~964923 4.~~543140~~476441 ~~976~~961.~~678047~~713124 2A5 24,~~334~~250,~~221~~762.9462 5.500000% 12669GXU0 3.~~406503~~422116 4.~~552320~~536707 ~~989~~986.~~827046~~404929 2A6 1718,~~943~~025,~~356~~597.8422 5.500000% 12669GXV8 0.000000 0.000000 1,~~013~~018.~~813117~~459761 2A7 1,~~009~~013,~~187~~813.6712 5.500000% 12669GXW6 0.000000 0.000000 1,~~013~~018.~~813117~~459761 2A8 ~~993~~989,~~233~~827.5505 5.500000% 12669GXX4 3.~~406503~~422116 4.~~552320~~536707 ~~989~~986.~~827046~~404929 2A9 39,~~987~~883,~~070~~901.8326 5.500000% 12669GXY2 2.~~566918~~578683 4.~~559964~~548199 ~~992~~989.~~334327~~755644 2A10 ~~994~~992,~~901~~334.2433 5.500000% 12669GXZ9 2.~~566918~~578683 4.~~559964~~548199 ~~992~~989.~~334327~~755644 2A11 5,~~232~~256,~~936~~921.8110 5.500000% 12669GYA3 0.000000 0.000000 1,~~013~~018.~~813117~~459761 PO 1,~~963~~961,~~661~~655.1397 0.000000% 12669GYC9 0.~~887964~~952059 0.000000 ~~868~~867.~~697880~~745820 Residual AR 0.00 5.250000% 12669GYD7 0.000000 10.~~982155~~658008 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 20,~~031~~012,~~278~~342.3904 5.369098% 12669GYE5 0.~~944221~~946336 4.~~468956~~464732 ~~997~~996.~~872951~~926615 B1 5,~~723~~717,~~222~~812.4001 5.369098% 12669GYF2 0.~~944221~~946336 4.~~468956~~464732 ~~997~~996.~~872951~~926615 B2 3,~~338~~335,~~546~~390.4034 5.369098% 12669GYG0 0.~~944221~~946336 4.~~468956~~464732 ~~997~~996.~~872951~~926615 B3 1,~~907~~905,~~740~~937.8034 5.369098% 12669GYH8 0.~~944221~~946336 4.~~468956~~464732 ~~997~~996.~~872951~~926615 B4 1,~~430~~429,~~805~~453.6000 5.369098% 12669GYJ4 0.~~944221~~946336 4.~~468956~~464732 ~~997~~996.~~872951~~926615 B5 1,~~907~~905,~~742~~938.0659 5.369098% 12669GYK1 0.~~944221~~946336 4.~~468956~~464732 ~~997~~996.~~872951~~926615 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~946~~937,~~693~~646,~~641~~789.8300 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Trust, Series 2005-12 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 486,946,569.14 442,329,216.41 929,275,785.55 Loan count 923 838 1761 Avg loan rate 5.857206% 5.872446% 5.86 Prepay amount 2,993,381.20 4,488,215.11 7,481,596.31 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 79,597.31 71,078.34 150,675.65 Sub servicer fees 0.00 0.00 0.00 Trustee fees 3,678.05 3,354.30 7,032.35 Agg advances N/A N/A N/A Adv this period 12,582.73 27,864.19 40,446.92 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 0.00 0.00 0.00 Fraud 10,000,000.00 9,100,000.00 19,100,000.00 Special Hazard 0.00 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 96.344516% 100.000000% 903,339,915.67 ----------------------------------------------------------------------------- Junior 3.655484% 0.000000% 34,274,338.28 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 10 5,569,592.92 60 to 89 days 2 915,667.43 90 or more 1 430,347.55 Foreclosure 0 0.00 Totals: 13 6,915,607.90 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 12,557,423.92 12,557,423.92 Principal remittance amount 8,657,375.43 8,657,375.43 Interest remittance amount 3,900,048.49 3,900,048.49

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