8-K 1 fh05ar2_8k0508.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 25, 2005 FH (Depositor) (Issuer in respect of First Horizon Mortgage Pass-Through Trust, Mortgage (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 4000 Horizon Way, Irving, TX 75063 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (214) 441-4000 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: August 25, 2005 FH By: /s/ Kelly Crosson ------------------------------ Name: Kelly Crosson Assistant Treasurer The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated August 25, 2005 Payment Date: 08/25/05 ------------------------------------------------------------ First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 4746,~~547~~786,~~686~~829.8587 4.~~843391~~843387% ~~760~~1,~~856~~240,191.9822 ~~191~~188,~~910~~838.0393 ~~952~~1,~~767~~429,030.0215 0.00 0.00 1A2 3,~~407~~353,~~815~~283.0325 4.~~843391~~843387% 5488,~~531~~886.7839 13,~~754~~534.4837 68102,~~286~~420.2676 0.00 0.00 2A1 ~~111~~105,~~056~~494,~~180~~006.4051 5.~~146122~~138345% 53,~~562~~046,~~173~~889.8988 ~~476~~451,~~257~~720.1753 63,~~038~~498,~~431~~610.0641 0.00 0.00 2A2 4,~~244~~031,~~292~~720.8430 5.~~146122~~138345% ~~212~~116,~~572~~444.5460 1817,~~201~~263.3764 ~~230~~133,~~773~~708.9224 0.00 0.00 3A1 20,~~995~~988,~~814~~715.2927 5.~~313373~~313401% 7,~~099~~217.0298 92,~~965~~934.5055 100,~~064~~152.5253 0.00 0.00 4A1 80,~~936~~454,~~870~~455.8135 5.~~331077~~330256% ~~482~~811,~~415~~488.4635 ~~359~~357,~~567~~369.2205 ~~841~~1,~~982~~168,857.6840 0.00 0.00 Residual 2AR 0.00 5.~~146122~~138345% 0.00 0.00 0.00 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 4,~~645~~643,~~261~~885.9866 5.~~156296~~152723% 1,~~376~~371.3149 19,~~960~~940.2955 21,~~336~~312.6004 0.00 0.00 B2 1,970,~~838~~254.3442 5.~~156296~~152723% ~~583~~581.9388 8,~~468~~460.5215 9,~~052~~042.4503 0.00 0.00 B3 1,126,~~336~~002.1140 5.~~156296~~152723% ~~333~~332.7154 4,~~839~~834.7798 5,~~173~~167.4852 0.00 0.00 B4 985,~~419~~127.1721 5.~~156296~~152723% ~~291~~290.9694 4,~~234~~230.2607 4,~~526~~521.2201 0.00 0.00 B5 703,~~585~~376.2983 5.~~156296~~152723% ~~208~~207.4673 3,~~023~~020.25 3,~~231~~227.7198 0.00 0.00 B6 563,~~364~~198.9402 5.~~156296~~152723% 166.9233 2,~~420~~418.7334 2,~~587~~584.6567 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~278~~271,~~183~~100,~~466~~855.0509 - 75,~~082~~314,~~610~~069.9633 1,~~195~~164,~~602~~565.6141 86,~~278~~478,~~213~~634.5774 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 4645,~~786~~546,~~829~~638.8765 0.00 1A2 3,~~353~~264,~~283~~396.2586 0.00 2A1 ~~105~~102,~~494~~447,~~006~~116.5160 0.00 2A2 43,~~031~~915,~~720~~275.3070 0.00 3A1 20,~~988~~981,~~715~~497.2729 0.00 4A1 8079,~~454~~642,~~455~~967.3500 0.00 Residual 2AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate B1 4,~~643~~642,~~885~~514.6617 0.00 B2 1,~~970~~969,~~254~~672.4254 0.00 B3 1,~~126~~125,~~002~~669.4086 0.00 B4 ~~985~~984,~~127~~836.2127 0.00 B5 703,~~376~~169.8310 0.00 B6 563,~~198~~031.0269 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~271~~265,~~100~~786,~~855~~785.0973 - --------------------------------------------------------------------------------

Payment Date: 08/25/05 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 4746,~~547~~786,~~686~~829.8587 4.~~843391~~843387% 32051GMU6 1525.~~496384~~258991 3.~~908634~~846085 ~~952~~927.~~908000~~649008 1A2 3,~~407~~353,~~815~~283.0325 4.~~843391~~843387% 32051GMV4 1525.~~496384~~258991 3.~~908634~~846085 ~~952~~927.~~907999~~649008 2A1 ~~111~~105,~~056~~494,~~180~~006.4051 5.~~146122~~138345% 32051GMW2 4927.~~771141~~264014 4.~~261618~~042061 ~~943~~916.~~975719~~711705 2A2 4,~~244~~031,~~292~~720.8430 5.~~146122~~138345% 32051GMX0 4927.~~771141~~264013 4.~~261618~~042061 ~~943~~916.~~975719~~711706 3A1 20,~~995~~988,~~814~~715.2927 5.~~313373~~313401% 32051GMZ5 0.~~337888~~343550 4.~~424822~~423348 998.~~986924~~643374 4A1 80,~~936~~454,~~870~~455.8135 5.~~331077~~330256% 32051GNA9 59.~~879387~~889928 4.~~382187~~355397 ~~980~~970.~~530095~~640167 Residual 2AR 0.00 5.~~146122~~138345% 32051GMY8 0.000000 0.000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 4,~~645~~643,~~261~~885.9866 5.~~156296~~152723% 32051GNB7 0.~~296108~~295071 4.~~294382~~290135 ~~999~~998.~~114816~~819745 B2 1,970,~~838~~254.3442 5.~~156296~~152723% 32051GNC5 0.~~296108~~295071 4.~~294382~~290135 ~~999~~998.~~114816~~819745 B3 1,126,~~336~~002.1140 5.~~156296~~152723% 32051GND3 0.~~296108~~295067 4.~~294382~~290135 ~~999~~998.~~114816~~819750 B4 985,~~419~~127.1721 5.~~156296~~152723% 32051GNE1 0.~~296108~~295071 4.~~294382~~290135 ~~999~~998.~~114816~~819745 B5 703,~~585~~376.2983 5.~~156296~~152723% 32051GNF8 0.~~296108~~295071 4.~~294382~~290135 ~~999~~998.~~114816~~819745 B6 563,~~364~~198.9402 5.~~156296~~152723% 32051GNG6 0.~~296108~~295069 4.~~294375~~290135 ~~999~~998.~~113167~~818098 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~278~~271,~~183~~100,~~466~~855.0509 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 50,745,621.10 110,627,471.30 21,754,298.50 Loan count 90 211 43 Avg loan rate 5.093387% 5.388345% 5.563401% Prepay amount 1,317,807.88 3,130,926.62 593.61 Total ----- Prin balance 82,659,397.00 265,786,787.90 Loan count 145 489 Avg loan rate 5.580256% 5.40 Prepay amount 784,567.56 5,233,895.67 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 10,588.61 23,137.72 4,424.89 Sub servicer fees 0.00 0.00 0.00 Trustee fees 260.38 568.96 108.81 Agg advances N/A N/A N/A Adv this period 0.00 2,561.00 0.00 Total ----- Master serv fees 16,972.62 55,123.84 Sub servicer fees 0.00 0.00 Trustee fees 417.36 1,355.50 Agg advances N/A N/A Adv this period 0.00 2,561.00 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 1,114,553.89 2,425,596.89 435,674.98 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 0.00 Fraud 1,701,450.21 5,677,275.98 Special Hazard 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 96.315393% 100.000000% 261,109,010.55 ----------------------------------------------------------------------------- Junior 3.684607% 0.000000% 9,988,893.63 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 2 994,559.20 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 2 994,559.20 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 6,478,634.74 6,478,634.74 Principal remittance amount 5,314,069.33 5,314,069.33 Interest remittance amount 1,164,565.41 1,164,565.41

Filing Compare · First Horizon Asset Sec Mort Pass Thr Certs Ser 2005-AR2