8-K 1 cw0516_8k0510.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 25, 2005 CW (Depositor) (Issuer in respect of CHL Mortgage Pass-Through Trust, Series 2005-16) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: October 25, 2005 CW By: /s/ Maria Tokarz ------------------------------ Name: Maria Tokarz Assistant Treasurer The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated October 25, 2005 Payment Date: 10/25/05 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Trust, Series 2005-16 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 3029,~~000~~386,~~000~~806.0092 34.~~960000~~330000% ~~261~~386,~~964~~567.2181 99106,~~000~~037.0039 ~~360~~492,~~964~~605.21 0.00 0.00 A2 3029,~~000~~386,~~000~~806.0092 34.~~960000~~330000% ~~261~~386,~~964~~567.2181 99106,~~000~~037.0039 ~~360~~492,~~964~~605.21 0.00 0.00 A3 25,630,000.00 5.500000% 0.00 117,470.83 117,470.83 0.00 0.00 A4 76,~~295~~838,~~000~~372.0082 5.500000% ~~192~~288,~~329~~920.6456 3331,~~435~~342.4254 ~~225~~320,~~765~~263.0511 0.00 0.00 A5 6,000,000.00 5.500000% 0.00 27,500.00 27,500.00 0.00 0.00 A6 3,040,000.00 5.500000% 0.00 13,933.33 13,933.33 0.00 0.00 A7 ~~130~~129,~~000~~676.0034 5.500000% ~~107~~323.8860 ~~595~~594.8335 ~~703~~917.7195 0.00 0.00 A8 3230,~~259~~240,~~285~~029.0084 4.~~280000~~593130% ~~850~~1,~~502~~277,638.6122 115,~~058~~746.1299 ~~965~~1,~~560~~393,385.7321 0.00 0.00 A9 1211,~~187~~424,~~500~~629.0002 7.~~533333~~011450% ~~321~~482,~~318~~689.3643 7666,~~510~~752.4268 ~~397~~549,~~828~~442.7811 0.00 0.00 A10 2,000,000.00 5.000000% 0.00 8,333.33 8,333.33 0.00 0.00 A11 2,000,000.00 6.000000% 0.00 10,000.00 10,000.00 0.00 0.00 A12 2,~~859~~680,~~643~~644.0096 98.~~973333~~825190% 75113,~~393~~256.3098 2319,~~766~~714.8133 99132,~~160~~971.1131 0.00 0.00 A13 ~~295~~276,~~412~~920.0082 108.~~487819~~938739% 711,~~788~~699.4188 2,~~581~~062.8677 1013,~~370~~762.2765 0.00 0.00 A14 ~~103~~96,~~160~~702.0075 8.500000% 24,~~719~~085.7768 ~~730~~684.7298 34,~~450~~770.4966 0.00 0.00 A15 2,~~891~~884,~~429~~230.0034 4.750000% 27,~~399~~197.3342 11,~~445~~416.2475 1318,~~844~~614.5716 0.00 0.00 A16 2,~~168~~163,~~571~~172.0001 6.500000% 15,~~799~~398.5006 11,~~746~~717.4318 1317,~~545~~115.9324 0.00 0.00 A17 1,800,000.00 5.500000% 0.00 8,250.00 8,250.00 0.00 0.00 A18 2,600,000.00 5.500000% 0.00 11,916.67 11,916.67 0.00 0.00 A19 5150,~~869~~640,~~000~~161.0007 5.500000% ~~524~~774,~~976~~681.2889 ~~237~~232,~~732~~100.9274 ~~762~~1,~~709~~006,782.1963 0.00 0.00 A20 8,251,000.00 5.500000% 0.00 37,817.08 37,817.08 0.00 0.00 A21 32,~~459~~153,~~000~~644.0071 5.500000% ~~141~~186,~~520~~078.8112 ~~148~~147,~~770~~370.4287 ~~290~~333,~~291~~448.2399 0.00 0.00 A22 15,988,000.00 5.500000% 0.00 73,278.33 73,278.33 0.00 0.00 A23 10,003,000.00 5.500000% 0.00 45,847.08 45,847.08 0.00 0.00 A24 18,563,000.00 5.500000% 0.00 85,080.42 85,080.42 0.00 0.00 A25 11,371,000.00 5.500000% 0.00 52,117.08 52,117.08 0.00 0.00 A26 3130,~~100~~800,~~000~~428.0017 5.500000% ~~138~~182,~~840~~553.4079 ~~142~~141,~~541~~168.6763 ~~281~~323,~~382~~722.0642 0.00 0.00 A27 16,610,000.00 5.500000% 0.00 76,129.17 76,129.17 0.00 0.00 A28 33,865,000.00 5.500000% 0.00 155,214.58 155,214.58 0.00 0.00 A29 5,135,000.00 5.500000% 0.00 23,535.42 23,535.42 0.00 0.00 A30 3029,~~000~~386,~~000~~806.0092 1.~~540000~~170000% 0.00 3828,~~500~~652.0014 3828,~~500~~652.0014 0.00 0.00 A31 3029,~~000~~386,~~000~~806.0092 1.~~540000~~170000% 0.00 3828,~~500~~652.0014 3828,~~500~~652.0014 0.00 0.00 PO ~~755~~718,~~640~~708.2248 0.000000% ~~36,054~~644.7454 0.00 ~~36,054~~644.7454 0.00 0.00 Residual AR ~~100~~0.00 5.500000% ~~100~~0.00 0.4600 ~~100~~0.4600 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 9,~~960~~943,~~000~~895.0057 5.500000% 69,~~579~~629.1367 45,~~650~~576.0019 5255,~~229~~205.1386 0.00 0.00 B1 2,~~490~~485,~~000~~973.0089 5.500000% 12,~~644~~407.7842 11,~~412~~394.5005 13,~~057~~801.2846 0.00 0.00 B2 1,~~245~~242,~~000~~986.0095 5.500000% ~~822~~1,203.3971 5,~~706~~697.2502 6,~~528~~900.6473 0.00 0.00 B3 ~~830~~828,~~000~~657.0096 5.500000% ~~548~~802.2647 3,~~804~~798.1702 4,~~352~~600.4349 0.00 0.00 B4 ~~623~~621,~~000~~992.0066 5.500000% ~~411~~602.5334 2,~~855~~850.4280 3,~~266~~453.9414 0.00 0.00 B5 ~~622~~621,~~259~~252.7886 5.500000% ~~411~~601.0258 2,~~852~~847.0241 3,~~263~~448.0499 0.8004 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~595~~588,~~284~~087,~~000~~846.0065 - 24,~~830~~123,~~196~~550.5698 1,~~898~~868,~~619~~638.9869 45,~~728~~992,~~816~~189.5467 0.8004 - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior A1 29,~~738~~000,~~035~~239.7911 0.00 A2 29,~~738~~000,~~035~~239.7911 0.00 A3 25,630,000.00 0.00 A4 76,~~102~~549,~~670~~452.3626 0.00 A5 6,000,000.00 0.00 A6 3,040,000.00 0.00 A7 129,~~892~~352.1275 0.00 A8 3128,~~408~~962,~~782~~391.3962 0.00 A9 1110,~~866~~941,~~181~~939.6460 0.00 A10 2,000,000.00 0.00 A11 2,000,000.00 0.00 A12 2,~~784~~567,~~249~~387.7098 0.00 A13 ~~287~~265,~~623~~220.5994 0.00 A14 ~~100~~92,~~440~~617.2307 0.00 A15 2,~~889~~877,~~029~~032.6792 0.00 A16 2,~~166~~157,~~771~~773.5094 0.00 A17 1,800,000.00 0.00 A18 2,600,000.00 0.00 A19 5149,~~344~~865,~~023~~479.7218 0.00 A20 8,251,000.00 0.00 A21 3231,~~317~~967,~~479~~566.1959 0.00 A22 15,988,000.00 0.00 A23 10,003,000.00 0.00 A24 18,563,000.00 0.00 A25 11,371,000.00 0.00 A26 30,~~961~~617,~~159~~874.6038 0.00 A27 16,610,000.00 0.00 A28 33,865,000.00 0.00 A29 5,135,000.00 0.00 A30 29,~~738~~000,~~035~~239.7911 0.00 A31 29,~~738~~000,~~035~~239.7911 0.00 PO ~~719~~718,~~585~~063.4894 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 9,~~953~~934,~~420~~265.8790 0.00 B1 2,~~488~~483,~~355~~566.2248 0.00 B2 1,~~244~~241,~~177~~783.6124 0.00 B3 ~~829~~827,~~451~~855.7449 0.00 B4 ~~622~~621,~~588~~390.4733 0.00 B5 ~~621~~620,~~847~~651.9624 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~592~~583,~~169~~582,~~134~~744.7264 - --------------------------------------------------------------------------------

Payment Date: 10/25/05 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Trust, Series 2005-16 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior A1 3029,~~000~~386,~~000~~806.0092 34.~~960000~~330000% 12669G2T7 812.~~732140~~885594 3.~~300000~~534580 ~~991~~966.~~267860~~674637 A2 3029,~~000~~386,~~000~~806.0092 34.~~960000~~330000% 12669G2U4 812.~~732140~~885594 3.~~300000~~534580 ~~991~~966.~~267860~~674637 A3 25,630,000.00 5.500000% 12669G2V2 0.000000 4.583333 1,000.000000 A4 76,~~295~~838,~~000~~372.0082 5.500000% 12669G2W0 2639.~~364583~~605286 4.~~583333~~296442 ~~973~~897.~~635417~~800172 A5 6,000,000.00 5.500000% 12669G2X8 0.000000 4.583333 1,000.000000 A6 3,040,000.00 5.500000% 12669G2Y6 0.000000 4.583333 1,000.000000 A7 ~~130~~129,~~000~~676.0034 5.500000% 12669G2Z3 02.~~829809~~489225 4.~~583333~~571922 ~~999~~995.~~170191~~021119 A8 3230,~~259~~240,~~285~~029.0084 4.~~280000~~593130% 12669G3A7 2639.~~364583~~605286 3.~~566667~~588021 ~~973~~897.~~635417~~800172 A9 1211,~~187~~424,~~500~~629.0002 7.~~533333~~011450% 12669G3B5 2639.~~364583~~605286 65.~~277778~~477143 ~~973~~897.~~635417~~800172 A10 2,000,000.00 5.000000% 12669G3C3 0.000000 4.166667 1,000.000000 A11 2,000,000.00 6.000000% 12669G3D1 0.000000 5.000000 1,000.000000 A12 2,~~859~~680,~~643~~644.0096 98.~~973333~~825190% 12669G3E9 2639.~~364583~~605286 86.~~311111~~893984 ~~973~~897.~~635417~~800172 A13 ~~295~~276,~~412~~920.0082 108.~~487819~~938739% 12669G3F6 2639.~~364583~~605286 86.~~739849~~982685 ~~973~~897.~~635417~~800172 A14 ~~103~~96,~~160~~702.0075 8.500000% 12669G3G4 2639.~~364583~~605286 76.~~083333~~639955 ~~973~~897.~~635417~~800172 A15 2,~~891~~884,~~429~~230.0034 4.750000% 12669G3H2 02.~~829809~~489225 3.~~958333~~948478 ~~999~~995.~~170191~~021119 A16 2,~~168~~163,~~571~~172.0001 6.500000% 12669G3J8 02.~~829809~~489225 5.~~416667~~403181 ~~999~~995.~~170191~~021119 A17 1,800,000.00 5.500000% 12669G3K5 0.000000 4.583333 1,000.000000 A18 2,600,000.00 5.500000% 12669G3L3 0.000000 4.583333 1,000.000000 A19 5150,~~869~~640,~~000~~161.0007 5.500000% 12669G3M1 1014.~~121195~~935354 4.~~583333~~474749 ~~989~~961.~~878805~~373444 A20 8,251,000.00 5.500000% 12669G3N9 0.000000 4.583333 1,000.000000 A21 32,~~459~~153,~~000~~644.0071 5.500000% 12669G3P4 45.~~359987~~732713 4.~~583333~~540216 ~~995~~984.~~640013~~859872 A22 15,988,000.00 5.500000% 12669G3Q2 0.000000 4.583333 1,000.000000 A23 10,003,000.00 5.500000% 12669G3R0 0.000000 4.583333 1,000.000000 A24 18,563,000.00 5.500000% 12669G3S8 0.000000 4.583333 1,000.000000 A25 11,371,000.00 5.500000% 12669G3T6 0.000000 4.583333 1,000.000000 A26 3130,~~100~~800,~~000~~428.0017 5.500000% 12669G3U3 45.~~464321~~869897 4.~~583333~~539184 ~~995~~984.~~535679~~497568 A27 16,610,000.00 5.500000% 12669G3V1 0.000000 4.583333 1,000.000000 A28 33,865,000.00 5.500000% 12669G3W9 0.000000 4.583333 1,000.000000 A29 5,135,000.00 5.500000% 12669G3X7 0.000000 4.583333 1,000.000000 A30 3029,~~000~~386,~~000~~806.0092 1.~~540000~~170000% 12669G3Y5 0.000000 10.~~283333~~955071 ~~991~~966.~~267860~~674637 A31 3029,~~000~~386,~~000~~806.0092 1.~~540000~~170000% 12669G3Z2 0.000000 10.~~283333~~955071 ~~991~~966.~~267860~~674637 PO ~~755~~718,~~640~~708.2248 0.000000% 12669G4A6 470.~~714162~~852971 0.000000 ~~952~~950.~~285838~~272265 Residual AR ~~100~~0.00 5.500000% 12669G4B4 ~~1,000~~0.000000 40.~~583333~~000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 9,~~960~~943,~~000~~895.0057 5.500000% 12669G4C2 0.~~660556~~966834 4.~~583333~~575922 ~~999~~997.~~339444~~416255 B1 2,~~490~~485,~~000~~973.0089 5.500000% 12669G4D0 0.~~660556~~966834 4.~~583333~~575922 ~~999~~997.~~339444~~416255 B2 1,~~245~~242,~~000~~986.0095 5.500000% 12669G4E8 0.~~660556~~966834 4.~~583333~~575922 ~~999~~997.~~339444~~416255 B3 ~~830~~828,~~000~~657.0096 5.500000% 12669G4F5 0.~~660556~~966834 4.~~583333~~575922 ~~999~~997.~~339444~~416255 B4 ~~623~~621,~~000~~992.0066 5.500000% 12669G4G3 0.~~660556~~966834 4.~~583333~~575922 ~~999~~997.~~339444~~416255 B5 ~~622~~621,~~259~~252.7886 5.500000% 12669G4H1 0.~~660522~~966774 4.~~583333~~575917 ~~999~~997.~~338191~~415004 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~595~~588,~~284~~087,~~000~~846.0065 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Trust, Series 2005-16 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 404,298,144.06 404,298,144.06 Loan count 738 738 Avg loan rate 5.956522% 5.96 Prepay amount 3,727,964.48 3,727,964.48 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 66,486.68 66,486.68 Sub servicer fees 87,538.59 87,538.59 Trustee fees 3,063.16 3,063.16 Agg advances N/A N/A Adv this period 21,472.33 21,472.33 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 0.00 0.00 Fraud 8,300,000.00 8,300,000.00 Special Hazard 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 97.325243% 100.000000% 572,343,086.74 ----------------------------------------------------------------------------- Junior 2.674757% 0.000000% 15,729,512.68 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 6 3,674,480.10 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 6 3,674,480.10 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 5,992,189.67 5,992,189.67 Principal remittance amount 4,123,550.98 4,123,550.98 Interest remittance amount 1,868,638.69 1,868,638.69

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