Exhibit 99.1

CERTIFICATION
PURSUANT TO 18 U.S.C. SECTION 1350
AS ADOPTED PURSUANT TO SECTION 906 OF THE
SARBANES-OXLEY ACT OF 2002

In connection with the Quarterly Report of First Federal Financial Bancorp, Inc.(the “Company”) on Form 10-QSB for the period ended December 31, 2002, as filed with the Securities and Exchange Commission on the date hereof (the “Report”), the undersigned hereby certify, pursuant to 18 U.S.C. section 1350, as adopted pursuant to section 906 of the Sarbanes-Oxley Act of 2002, that to the undersigned’s best knowledge and belief:

(a) the Report fully complies with the requirements of section 13(a) or 15(d) of the Securities Exchange Act of 1934, as amended; and

(b) the information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company.

Dated this 14th day of February, 2003

	First Federal Financial Bancorp, Inc.
	(“Company”)

	/s/ I. Vincent Rice
	I. Vincent Rice
	President

	/s/ Jeffery W. Clark
	Jeffery W. Clark
	Comptroller

FIRST FEDERAL FINANCIAL BANCORP INC 8-K