Consolidated Statements of Cash Flows (USD $) In Thousands, unless otherwise specified	1 Months Ended	12 Months Ended	11 Months Ended	12 Months Ended
	Dec. 31, 2010 Successor	Dec. 31, 2011 Successor	Nov. 30, 2010 Predecessor	Dec. 31, 2009 Predecessor
Cash flows from operating activities
Net (loss) income	$ 1,464,275	$ (224,156)	$ (14,031)	$ (477,675)
Reconciling adjustments:
Provision for finance receivable losses	38,767	332,848	444,349	1,275,546
Depreciation and amortization	3,364	261,587	159,917	138,517
Deferral of finance receivable origination costs	(3,686)	(47,044)	(35,976)	(37,114)
Deferred income tax (benefit) charge	(7,404)	(113,066)	1,791	(662)
Origination of finance receivables held for sale				(4,864)
Sales and principal collections of finance receivables originated as held for sale				3,129
Net loss on mark to market provision and sales of finance receivables originated as held for sale				1,222
Mark to market provision on finance receivables held for sale originated as held for investment				92,516
Net loss on sales of finance receivables held for sale originated as held for investment				18,898
Net realized losses on investment securities	282	4,177	9,825	5,556
Change in other assets and other liabilities	(154,184)	(50,628)	26,912	(44,562)
Writedowns and net loss on sales of real estate owned	6,314	69,106	42,883	55,176
Gain on early extinguishment of secured term loan		(10,664)
Change in insurance claims and policyholder liabilities	(998)	(12,346)	(30,398)	(42,709)
Change in taxes receivable and payable	6,037	(46,754)	(247,824)	(465,719)
Change in accrued finance charges	6,193	552	33,689	55,149
Change in restricted cash	1,076	14,734	(4,748)	(24,707)
Bargain purchase gain	(1,469,182)
Other, net	(1,662)	2,260	(2,835)	7,058
Net cash provided by (used for) operating activities	(110,808)	180,606	383,554	554,755
Cash flows from investing activities
Finance receivables originated or purchased	(116,646)	(1,857,051)	(1,327,484)	(2,091,824)
Principal collections on finance receivables	249,444	2,800,871	2,980,645	4,737,438
Net cash paid in acquisition of Ocean Finance and Mortgages Limited				(29,535)
Sales and principal collections on finance receivables held for sale originated as held for investment			37,764	1,990,909
Investment securities purchased		(559,870)	(74,942)	(82,185)
Investment securities called, sold, and matured	8,494	262,136	72,078	109,952
Change in notes receivable from AIG	49	468,662	1,550,857	(1,550,906)
Change in restricted cash	(21,950)	238,863	(247,697)	(27,645)
Proceeds from sales of real estate owned	21,305	206,608	198,727	245,898
Other, net	298	(19,546)	8,395	(15,820)
Net cash provided by investing activities	140,994	1,540,673	3,198,343	3,286,282
Cash flows from financing activities
Proceeds from issuance of long-term debt		2,362,113	3,501,205	961,856
Debt commissions on issuance of long-term debt		(20,683)	(87,237)	(10,368)
Repayment of long-term debt	(122,712)	(4,771,797)	(4,388,860)	(4,337,993)
Change in short-term debt			(2,450,000)	(663,236)
Capital contributions from parent			21,929	604,261
Net cash used for financing activities	(122,712)	(2,430,367)	(3,402,963)	(3,445,480)
Effect of exchange rate changes	(30)	1,111	(657)	(33)
(Decrease) increase in cash and cash equivalents	(92,556)	(707,977)	178,277	395,524
Cash and cash equivalents at beginning of period	1,490,119	1,397,563	1,311,842	916,318
Cash and cash equivalents at end of period	$ 1,397,563	$ 689,586	$ 1,490,119	$ 1,311,842

SPRINGLEAF FINANCE INC 10-K