v2.4.0.6

Condensed Consolidated Statements of Operations (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Mar. 31, 2012	Mar. 31, 2011
Interest income:
Finance charges	$ 446,806	$ 478,845
Finance receivables held for sale originated as held for investment	913
Total interest income	447,719	478,845
Interest expense	282,748	337,687
Net interest income	164,971	141,158
Provision for finance receivable losses	67,256	56,781
Net interest income after provision for finance receivable losses	97,715	84,377
Other revenues:
Insurance	29,549	28,486
Investment	10,178	7,790
Other	(21,383)	(23,813)
Total other revenues	18,344	12,463
Operating expenses:
Salaries and benefits	87,506	93,356
Other operating expenses	66,656	74,528
Restructuring expenses	21,586
Insurance losses and loss adjustment expenses	12,534	12,595
Total other expenses	188,282	180,479
Loss before benefit from income taxes	(72,223)	(83,639)
Benefit from income taxes	(24,142)	(30,722)
Net loss	$ (48,081)	$ (52,917)

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SPRINGLEAF FINANCE INC 10-Q