Consolidated Statements of Net Income - USD ($)	3 Months Ended		6 Months Ended
Consolidated Statements of Net Income - USD ($)	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2019	Dec. 31, 2018
Interest and dividend income:
Interest and fees on loans	$ 3,935,000	$ 3,731,000	$ 7,920,000	$ 7,306,000
Interest and dividends on investments	673,000	816,000	1,385,000	1,681,000
Other	178,000	70,000	348,000	114,000
Total interest and dividend income	4,786,000	4,617,000	9,653,000	9,101,000
Interest expense:
Deposits and escrow	783,000	577,000	1,587,000	1,134,000
Borrowed funds	270,000	304,000	566,000	608,000
Total interest expense	1,053,000	881,000	2,153,000	1,742,000
Net interest and dividend income	3,733,000	3,736,000	7,500,000	7,359,000
Provision (credit) for loan losses	0	0	150,000	(600,000)
Net interest and dividend income after provision (credit) for loan losses	3,733,000	3,736,000	7,350,000	7,959,000
Non-interest income:
Total other-than-temporary impairment losses on debt securities	(17,000)	(135,000)	(216,000)	(135,000)
Portion of (gains) losses recognized in other comprehensive income	(17,000)	131,000	135,000	131,000
Net impairment losses recognized in earnings	(34,000)	(4,000)	(81,000)	(4,000)
Net commissions from brokerage services	36,000	21,000	85,000	45,000
Income from bank-owned life insurance	88,000	90,000	176,000	179,000
Gain on sales of other real estate owned, net	69,000	86,000	166,000	107,000
Other income	21,000	47,000	68,000	107,000
Total non-interest income	669,000	735,000	1,403,000	1,404,000
Non-interest expense:
Compensation and benefits	1,760,000	1,946,000	3,823,000	3,874,000
Occupancy and equipment	292,000	290,000	603,000	600,000
Data processing	298,000	293,000	598,000	590,000
LAN/WAN network	23,000	22,000	45,000	46,000
Advertising and marketing	36,000	46,000	77,000	80,000
Merger related expenses	491,000		491,000
Other real estate owned	70,000	21,000	100,000	85,000
Write-down of other real estate owned				91,000
Other	345,000	555,000	790,000	1,012,000
Total non-interest expense	3,315,000	3,173,000	6,527,000	6,378,000
Income before income tax expense	1,087,000	1,298,000	2,226,000	2,985,000
Income tax expense	174,000	208,000	357,000	504,000
NET INCOME	$ 913,000	$ 1,090,000	$ 1,869,000	$ 2,481,000
Earnings per common share:
Basic (in dollars per share)	$ 0.13	$ 0.15	$ 0.26	$ 0.34
Diluted (in dollars per share)	$ 0.13	$ 0.15	$ 0.26	$ 0.34
Non-interest income fees for services
Non-interest income:
Fees for services mortgage banking activities	$ 469,000	$ 488,000	$ 959,000	$ 958,000
Non-interest income mortgage banking activities
Non-interest income:
Fees for services mortgage banking activities	$ 20,000	$ 7,000	$ 30,000	$ 12,000

PB Bancorp, Inc. 10-Q