Exhibit 99.3

PINTEC TECHNOLOGY HOLDINGS LIMITED

An exempted company with limited liability incorporated in the Cayman Islands

(Nasdaq: PT)

FORM OF PROXY FOR EXTRAORDINARY GENERAL MEETING OF SHAREHOLDERS
To Be Held on January 8, 2026
(or any adjournment(s) or postponement(s) thereof)

Introduction

This form of proxy (the “Form of Proxy”) is furnished in connection with the solicitation by the board of directors (the “Board”) of Pintec Technology Holdings Limited (the “Company”) of proxies from the holders of the issued and outstanding Class A ordinary shares and Class B ordinary shares, par value US$0.000125 per share, of the Company (collectively, the “Ordinary Shares”) to be exercised at the Extraordinary General Meeting of the Company (the “EGM”) to be held at 7th FL, Tower A Sino Ocean International Center, 56 East 4th Ring Road Middle, Chaoyang District, Beijing, the People’s Republic of China on January 8, 2026 at 10:00 am (Beijing time), and at any adjournment(s) or postponement(s) thereof, for the purposes set forth in the accompanying Notice of Extraordinary General Meeting of Shareholders (the “EGM Notice”).

Only the holders of record of the Ordinary Shares on the Company’s register of members at the close of business on December 8, 2025, Beijing time, are entitled to receive notice of, attend and vote at the EGM. In respect of the matters requiring shareholders’ vote at the EGM, on a show of hands, every shareholder present in person or by proxy (or, if a corporation or other non-natural person, by its duly authorized representative or proxy) shall each have one vote and on a poll, each Class A ordinary share shall entitle the holder thereof to one vote and each Class B ordinary share shall entitle the holder thereof to 15 votes. Voting by holders of Ordinary Shares at the EGM will be by a show of hands unless the chairman of the meeting or any shareholder present in person or by proxy demands that a poll be taken.

The quorum of the EGM is at least one or more holders of Ordinary Shares holding shares which carry in aggregate not less than one-third of all votes attaching to all Ordinary Shares in issue and entitled to vote at the EGM, present in person or by proxy or, if a corporation or other non-natural person, by its duly authorized representative at the time when the EGM proceeds to business.

This Form of Proxy is available to shareholders beginning on December 4, 2025. A proxy need not be a shareholder of the Company. A shareholder entitled to attend and vote at the EGM is entitled to appoint one or more proxies to attend and vote in his/her stead. The Ordinary Shares represented by all properly executed proxies returned to the Company will be voted at the EGM as indicated or, if no instruction is given, the holder of the proxy will vote the shares in his/her discretion, unless a reference to the holder of the proxy having such discretion has been deleted and initialed on this Form of Proxy. Where the chairman of the EGM acts as proxy and is entitled to exercise his discretion, he is likely to vote the shares FOR the resolutions. As to any other business that may properly come before the EGM, all properly executed proxies will be voted by the persons named therein in accordance with their discretion. The Company does not presently know of any other business which may come before the EGM. However, if any other matter properly comes before the EGM, or any adjourned or postponed meeting thereof, which may properly be acted upon, unless otherwise indicated, the proxies solicited hereby will be voted on such matter in accordance with the discretion of the proxy holders named therein.

Any proxy given by a holder of Ordinary Shares may be revoked by the person giving it at any time before its use by:

holders of Ordinary Shares registered on our register of members by executing and delivering a written notice of revocation or a duly executed proxy bearing a later date by email to [email protected], or by mail or hand to 7th FL, Tower A Sino Ocean International Center, 56 East 4th Ring Road Middle, Chaoyang District, Beijing, the People’s Republic of China, pursuant to the instructions above, which should be received by 10:00 a.m., Beijing time, on January 6, 2026; and

attending the EGM and voting in person for holders of Ordinary Shares registered on our register of members.

To be valid, this Form of Proxy must be completed, signed and returned to the Company at 7th FL, Tower A Sino Ocean International Center, 56 East 4th Ring Road Middle, Chaoyang District, Beijing, the People’s Republic of China as soon as possible so that it is received by the Company no later than 48 hours before the time of the EGM or any adjourned or postponed meeting.

PINTEC TECHNOLOGY HOLDINGS LIMITED
An exempted company with limited liability incorporated in the Cayman Islands

(Nasdaq: PT)

FORM OF PROXY FOR EXTRAORDINARY GENERAL MEETING OF SHAREHOLDERS
to be held at 7th FL, Tower A Sino Ocean International Center, 56 East 4th Ring Road Middle, Chaoyang District, Beijing, the People’s Republic of China on January 8, 2026 at 10:00 am (Beijing time)
(or any adjournment(s) or postponement(s) thereof)

I/We of , the undersigned, being the registered holder(s) of Class A ordinary shares ^(Note 1), par value US$0.000125 per share, of Pintec Technology Holdings Limited (the “Company”), and Class B ordinary shares ^{(Note 1 )}, par value US$0.000125 per share, of the Company, hereby appoint the Chairman of the Extraordinary General Meeting (the “EGM”)^(Note 2) or of as my/our proxy to attend and act for me/us at the EGM (or at any adjournment(s) or postponement(s) thereof), and in the event of a poll voting, to vote for me/us as indicated below, or if no such indication is given, as my/our proxy thinks fit.

FOR^{(Note 3)}

AGAINST^{(Note 3)}

ABSTAIN^{(Note 3)}

AS A SPECIAL RESOLUTION

THAT the name of the Company be changed to:

J and Friends Holdings Limited

AS A SPECIAL RESOLUTION

THAT the currently effective sixth amended and restated memorandum and articles of association of the Company be amended and restated by their deletion in their entirety and substitution in their place of the seventh amended and restated memorandum and articles of association as set out in the Notice of EGM.

Dated

Signature(s)^(Note 4)

Notes:

Please insert the number of the class of shares registered in your name(s) to which this proxy relates. If no number is inserted, this proxy form will be deemed to relate to all the shares in the Company registered in your name(s). You may instruct your proxy to vote some or all of the shares in respect of which the proxy is appointed either for or against any resolution and/or abstain from voting as such proxy need not cast the votes in respect of your shares in the same way on any resolution. In this case, please specify in the voting boxes above the number of shares in respect of which your proxy is to vote for or against or to abstain in respect of each resolution.

If any proxy other than the Chairman is preferred, strike out the words “THE CHAIRMAN OF THE EXTRAORDINARY GENERAL MEETING” and insert the name and address of the proxy desired in the space provided. A member may appoint one or more proxies to attend and vote in his/her stead. ANY ALTERATION MADE TO THIS PROXY FORM MUST BE INITIALED BY THE PERSON(S) WHO SIGN(S) IT.

IMPORTANT: IF YOU WISH TO VOTE FOR THE RESOLUTION, TICK THE APPROPRIATE BOX MARKED “FOR.” IF YOU WISH TO VOTE AGAINST THE RESOLUTION, TICK THE APPROPRIATE BOX MARKED “AGAINST.” IF YOU WISH TO ABSTAIN FROM VOTING ON A PARTICULAR RESOLUTION, TICK THE APPROPRIATE BOX MARKED “ABSTAIN,” OR INDICATE YOUR VOTING PREFERENCE BY INSERTING THE NUMBER OF SHARES TO BE VOTED FOR OR AGAINST OR TO ABSTAIN, THE BOXES ABOVE IN RESPECT OF EACH RESOLUTION. FAILURE TO COMPLETE ANY OR ALL THE BOXES WILL ENTITLE YOUR PROXY TO CAST HIS OR HER VOTES AT HIS OR HER DISCRETION.

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This proxy form must be signed by you or your duly authorized attorney in writing or, in the case of a corporation, must be executed under the hand of an officer or duly authorized attorney to sign the same. If you have appointed more than one proxy, please specify in the voting boxes above the number of shares in respect of which each proxy is entitled to exercise the related votes. If you do not complete this information, the first person listed above shall be entitled to exercise all the votes in relation to the relevant resolution. If you have appointed more than one proxy, the first person listed above shall be entitled to vote on a show of hands.

Pintec Technology Holdings Ltd 6-K