Exhibit 99.1

World Omni Auto Receivables Trust 2022-D

Monthly Servicer Certificate

December 31, 2025

Dates Covered
Collections Period	12/01/25 - 12/31/25
Interest Accrual Period	12/15/25 - 01/14/26
30/360 Days	30
Actual/360 Days	31
Distribution Date	01/15/26

Collateral Pool Balance Data	$ Amount			# of Accounts
Pool Balance at 11/30/25		230,218,220.94			16,042
Yield Supplement Overcollateralization Amount 11/30/25		14,596,958.34			0
Receivables Balance 11/30/25		244,815,179.28			16,042
Principal Payments		12,670,134.24			301
Defaulted Receivables		404,491.62			17
Repurchased Accounts		0.00			0
Yield Supplement Overcollateralization Amount at 12/31/25		13,419,923.55			0
Pool Balance at 12/31/25		218,320,629.87			15,724

Pool Statistics	$ Amount			# of Accounts
Pool Factor		20.04	%
Prepayment ABS Speed		1.15	%
Aggregate Starting Principal Balance		1,156,658,989.82			50,043

Delinquent Receivables:
Past Due 31-60 days		6,072,749.88			291
Past Due 61-90 days		1,996,669.58			96
Past Due 91-120 days		401,141.33			17
Past Due 121+ days		0.00			0
Total		8,470,560.79			404

Total 31+ Delinquent as % Aggregate Ending Principal Balance		3.66	%
Total 61+ Delinquent as % Aggregate Ending Principal Balance		1.03	%
Delinquency Trigger Occurred		NO

Recoveries		294,952.52
Aggregate Net Losses/(Gains) - December 2025		109,539.10
Ratio of Net Loss/(Gain) to the Receivables Balance as of beginning of Collection Period (Annualized):
Current Net Losses/(Gains) Ratio		0.54	%
Prior Net Losses/(Gains) Ratio		1.09	%
Second Prior Net Losses/(Gains) Ratio		0.92	%
Third Prior Net Losses/(Gains) Ratio		0.44	%
Four Month Average		0.75	%

Cumulative Net Loss as a % of Aggregate Starting Principal Balance		0.76	%

Overcollateralization Target Amount		5,106,453.81
Actual Overcollateralization		5,106,453.81
Weighted Average Contract Rate		5.28	%
Weighted Average Contract Rate, Yield Adjusted		10.20	%
Weighted Average Remaining Term		30.44

Flow of Funds	$ Amount
Collections		14,078,838.04
Investment Earnings on Cash Accounts		20,684.15
Servicing Fee		(204,012.65	)
Transfer to Collection Account		-
Available Funds		13,895,509.54

Distributions of Available Funds
(1) Asset Representation Reviewer Amounts (up to $150,000 per year)		-
(2) Class A Interest		844,865.76
(3) Noteholders' First Priority Principal Distributable Amount		-
(4) Class B Interest		-
(5) Noteholders' Second Priority Principal Distributable Amount		-
(6) Class C Interest		-
(7) Noteholders' Third Priority Principal Distributable Amount		6,791,137.26
(8) Required Reserve Account		-
(9) Noteholders' Principal Distributable Amount		5,106,453.81
(10) Asset Representation Reviewer Amounts (in excess of 1)		-
(11) Distribution to Certificateholders		1,153,052.71

Total Distributions of Available Funds		13,895,509.54

Servicing Fee		204,012.65
Unpaid Servicing Fee		-
Change in amount of the unpaid servicing fee from the prior period		-

Note Balances & Note Factors	$ Amount
Original Class A		975,300,000.00
Original Class B		30,630,000.00
Original Class C		15,360,000.00

Total Class A, B, & C
Note Balance @ 12/15/25		225,111,767.13
Principal Paid		11,897,591.07
Note Balance @ 01/15/26		213,214,176.06

Class A-1
Note Balance @ 12/15/25		0.00
Principal Paid		0.00
Note Balance @ 01/15/26		0.00
Note Factor @ 01/15/26		0.0000000	%

Class A-2a
Note Balance @ 12/15/25		0.00
Principal Paid		0.00
Note Balance @ 01/15/26		0.00
Note Factor @ 01/15/26		0.0000000	%

Class A-2b
Note Balance @ 12/15/25		0.00
Principal Paid		0.00
Note Balance @ 01/15/26		0.00
Note Factor @ 01/15/26		0.0000000	%

Class A-3
Note Balance @ 12/15/25		79,501,767.13
Principal Paid		11,897,591.07
Note Balance @ 01/15/26		67,604,176.06
Note Factor @ 01/15/26		22.0309509	%

Class A-4
Note Balance @ 12/15/25		99,620,000.00
Principal Paid		0.00
Note Balance @ 01/15/26		99,620,000.00
Note Factor @ 01/15/26		100.0000000	%

Class B
Note Balance @ 12/15/25		30,630,000.00
Principal Paid		0.00
Note Balance @ 01/15/26		30,630,000.00
Note Factor @ 01/15/26		100.0000000	%

Class C
Note Balance @ 12/15/25		15,360,000.00
Principal Paid		0.00
Note Balance @ 01/15/26		15,360,000.00
Note Factor @ 01/15/26		100.0000000	%

Interest & Principal Payments	$ Amount
Total Interest Paid		844,865.76
Total Principal Paid		11,897,591.07
Total Paid		12,742,456.83

Class A-1
Coupon		4.42600	%
Interest Paid		0.00
Principal Paid		0.00
Total Paid to A-1 Holders		0.00

Class A-2a
Coupon		5.51000	%
Interest Paid		0.00
Principal Paid		0.00
Total Paid to A-2a Holders		0.00

Class A-2b
One-Month SOFR		3.98385	%
Coupon		4.83385	%
Interest Paid		0.00
Principal Paid		0.00
Total Paid to A-2b Holders		0.00

Class A-3
Coupon		5.61000	%
Interest Paid		371,670.76
Principal Paid		11,897,591.07
Total Paid to A-3 Holders		12,269,261.83

Class A-4
Coupon		5.70000	%
Interest Paid		473,195.00
Principal Paid		0.00
Total Paid to A-4 Holders		473,195.00

Class B
Coupon		0.00000	%
Interest Paid		0.00
Principal Paid		0.00
Total Paid to B Holders		0.00

Class C
Coupon		0.00000	%
Interest Paid		0.00
Principal Paid		0.00
Total Paid to C Holders		0.00

Distribution per $1,000 of Notes	Total
Total Interest Distribution Amount		0.8272535
Total Interest Carryover Shortfall		0.0000000
Total Principal Distribution Amount		11.6495717
Total Distribution Amount		12.4768252

A-1 Interest Distribution Amount		0.0000000
A-1 Interest Carryover Shortfall		0.0000000
A-1 Principal Distribution Amount		0.0000000
Total A-1 Distribution Amount		0.0000000

A-2a Interest Distribution Amount		0.0000000
A-2a Interest Carryover Shortfall		0.0000000
A-2a Principal Distribution Amount		0.0000000
Total A-2a Distribution Amount		0.0000000

A-2b Interest Distribution Amount		0.0000000
A-2b Interest Carryover Shortfall		0.0000000
A-2b Principal Distribution Amount		0.0000000
Total A-2b Distribution Amount		0.0000000

A-3 Interest Distribution Amount		1.2112063
A-3 Interest Carryover Shortfall		0.0000000
A-3 Principal Distribution Amount		38.7720494
Total A-3 Distribution Amount		39.9832557

A-4 Interest Distribution Amount		4.7500000
A-4 Interest Carryover Shortfall		0.0000000
A-4 Principal Distribution Amount		0.0000000
Total A-4 Distribution Amount		4.7500000

B Interest Distribution Amount		0.0000000
B Interest Carryover Shortfall		0.0000000
B Principal Distribution Amount		0.0000000
Total B Distribution Amount		0.0000000

C Interest Distribution Amount		0.0000000
C Interest Carryover Shortfall		0.0000000
C Principal Distribution Amount		0.0000000
Total C Distribution Amount		0.0000000

Noteholders' First Priority Principal Distributable Amount		0.00
Noteholders' Second Priority Principal Distributable Amount		0.00
Noteholders' Third Priority Principal Distributable Amount		570.80
Noteholders' Principal Distributable Amount		429.20

Account Balances	$ Amount
Reserve Account
Balance as of 12/15/25		5,106,453.81
Investment Earnings		15,849.37
Investment Earnings Paid		(15,849.37	)
Deposit/(Withdrawal)		-
Balance as of 01/15/26		5,106,453.81
Change		-

Required Reserve Amount		5,106,453.81

Other Servicing Information	Current Month			Prior Month			Two Months Prior
Principal Balance of Receivables extended during the Collection Period	$	2,083,889.61		$	2,053,667.93		$	2,344,757.82
Number of Extensions		110			103			113
Ratio of extensions to Beginning of Period Receivables Balance		0.85	%		0.80	%		0.87	%

World Omni Auto Receivables Trust 2022-D 10-D