Commitments and Contingencies (Tables)

3 Months Ended

Mar. 31, 2026

Schedule of rollforward of claims activity for loans put-back to the mortgage origination segment

The following tables provide for a rollforward of claims activity for loans put-back to the mortgage origination segment based upon an alleged breach of a representation or warranty with respect to a loan sold and related indemnification liability reserve activity (in thousands).


		Representation and Warranty Specific Claims
		Activity - Origination Loan Balance
		Three Months Ended March 31,
		2026			2025
Balance, beginning of period		$	25,341		$	21,593
Claims made			5,220			11,034
Claims resolved with no payment			(3,053)			(4,519)
Repurchases			(3,592)			(4,260)
Indemnification payments			(627)			(154)
Balance, end of period		$	23,289		$	23,694

		Indemnification Liability Reserve Activity
		Three Months Ended March 31,
		2026			2025
Balance, beginning of period		$	6,875		$	8,111
Additions for new sales			775			652
Repurchases			(620)			(520)
Early payment defaults			(227)			(176)
Indemnification payments			(174)			(113)
Balance, end of period		$	6,629		$	7,954

		March 31,			December 31,
		2026			2025
Reserve for Indemnification Liability:
Specific claims		$	1,121		$	1,575
Incurred but not reported claims			5,508			5,300
Total		$	6,629		$	6,875

Hilltop Holdings Inc. 10-Q