Loans - Summary of loan compositions by class (Details) - USD ($) $ in Thousands	Mar. 31, 2026	Dec. 31, 2025	Mar. 31, 2025	Dec. 31, 2024
Loans
Total loans held for investment	$ 1,814,748	$ 1,758,245
Deferred loan fees and unearned premiums, net	342	182
Allowance for credit losses	(23,540)	(24,022)	$ (19,461)	$ (20,979)
Loans held for investment, net	1,791,550	1,734,405
Real Estate
Loans
Total loans held for investment	512,391	489,928
Real Estate \| Multifamily
Loans
Total loans held for investment	389,000	372,800
Allowance for credit losses	(4,520)	(6,026)	(4,207)	(5,116)
Real Estate \| Commercial real estate
Loans
Total loans held for investment	114,357	107,293
Allowance for credit losses	(836)	(795)	(663)	(691)
Real Estate \| 1-4 family
Loans
Total loans held for investment	9,034	9,835
Allowance for credit losses	(30)	(35)	(45)	(52)
Commercial
Loans
Total loans held for investment	1,275,545	1,245,555
Allowance for credit losses	(16,990)	(16,285)	(13,828)	(14,283)
Commercial \| Litigation related loans
Loans
Total loans held for investment	1,200,000	1,200,000
Commercial \| other commercial loans
Loans
Total loans held for investment	53,200	67,200
Consumer
Loans
Total loans held for investment	26,812	22,762
Allowance for credit losses	$ (1,164)	$ (881)	$ (718)	$ (837)

Esquire Financial Holdings, Inc. 10-Q