Exhibit 99.5
Holders of Record, holding 5% or more of the outstanding balance for Bear Stearns Asset Backed
Securities Inc., Bear Stearns Asset Backed Securities Trust 2004-2, Asset-Backed Certificates, Series
2004-2as reflected in the security position listing as of December 31, 2004 provided by DTC.

Class

Name and Address of Holder

Amount Held

% Class

A-1

Bank of New York

10,541,000

15%

One Wall Street

New York, NY 10286

Mellon Trust

9,559,000

14%

525 William Penn Place

Suite 3418

Pittsburg, PA 15259

Northern Trust

6,938,000

10%

801 S. Canal C-IN

Chicago, IL 60607

SSB&T Co.

38,115,000

56%

1776 Heritage Drive

Global Corporate Action Unit JAB 5NW

No. Quincy, MA 02171

A-2

Mellon Trust

96,838,000

97%

525 William Penn Place, Suite 3418

Pittsburg, PA 15259

A-3

Bear Stearns

18,662,000

65%

One Metrotech Center North, Fourth Floor

Brooklyn, NY 11201-3862

JP Morgan Chase Bank NA

10,000,000

35%

14201 Dallas Parkway

Dallas, TX 75254

A-4

Bank of New York

7,600,000

12%

One Wall Street

New York, NY 10286

JP Morgan Chase Bank NA

3,800,000

14201 Dallas Parkway

Dallas, TX 75254

Citibank

3,600,000

3800 Citibank Center B3-15

Tampa, FL 33610

LHMNGV/LBI

5,000,000

70 Hudson Street

Jersey City, NY 07302

SSB&T Co.

36,200,000

60%

1776 Heritage Drive

Global Corporate Action Unit JAB 5NW

No. Quincy, MA 02171

A-5

Wells Bank

15,000,000

100%

733 Marquette Avenue

Minneapolis, MN 55479

A-IO

SSB&T Co.

30,940,000

100%

1776 Heritage Drive

Global Corporate Action Unit JAB 5NW

No. Quincy, MA 02171

Bear Stearns

2,321,000

100%

One Metrotech Center North, Fourth Floor

Brooklyn, NY 11201-3862

M-1

DRSDNR/AKV

11,293,000

100%

75 Wall Street, Thirty-second Floor

New York, NY 10005

M-2

LaSalle Bank

5,000,000

33%

135 South LaSalle Street

Chicago, IL 60603

SSB&T Co.

4,006,000

26%

1776 Heritage Drive

Global Corporate Action Unit JAB 5NW

No. Quincy, MA 02171

Wells Fargo Bank NA

6,000,000

40%

733 Marquette Avenue

Minneapolis, MN 55479

M-3

Bear Stearns

9,282,000

100%

One Metrotech Center North, Fourth Floor

Brooklyn, NY 11201-3862

R-1

Bear Stearns Securities Corp.

100%

245 Park Avenue

New York, NY 10167

R-2

Bear Stearns Securities Corp.

100%

245 Park Avenue

New York, NY 10167

R-3

Bear Stearns Securities Corp.

100%

Bear Stearns Asset Backed Securities Trust 2004-2 10-K