Outside Parties To The Transaction

Contact Information:

Payment Date:

25-Oct-07

Prior Payment:

N/A

Analyst:

Michael Tzeng

714.259.6251

Next Payment:

26-Nov-07

michael.tzeng@abnamro.com

Record Date:

9-Oct-07

Administrator:

Patrick Kubik

312.992.1102

patrick.kubik@abnamro.com

Distribution Count:

LaSalle Website:

www.etrustee.net

Closing Date:

9-Oct-07

First Pay. Date:

25-Oct-07

Rated Final Payment Date:

26-Oct-37

Effective October 1, 2007, Bank of America Corporation, parent

Determination Date:

15-Oct-07

corporation of Bank of America, N.A. ("Bank of America") and Banc
of America Securities LLC ("BAS"), has acquired ABN AMRO North

Delinq Method:

OTS

America Holding Company, parent company of LaSalle Bank Corporation
and LaSalle Bank National Association ("LaSalle"), from ABN AMRO
Bank N.V. (the "Acquisition").

Rating Agency: Moody's Investors Service, Inc./Standard & Poor's
Rating Services

ABN AMRO Acct : 725061.1

Depositor: Merrill Lynch Mortgage Investors, Inc.

Underwriter: Merrill Lynch, Pierce, Fenner & Smith Incorporated

Master Servicer: Home Loan Services

Distribution Date: 25-Oct-07

First Franklin Mortgage Loan Trust

Mortgage Loan Asset-Backed Certificates

Series 2007-H1

24-Oct-2007 02:28

First Franklin Mortgage Loan Trust

Mortgage Loan Asset-Backed Certificates

Series 2007-H1

Content:

Pages

Statement to Certificate Holders

Statement to Certificate Holders (Factors)

Pool/Non-Pool Funds Cash Reconciliation

Cash Reconciliation Summary

6-7

Pool Detail and Performance Indicators

8-10

Bond Interest Reconciliation Part I

Bond Interest Reconciliation Part II

Bond Principal Reconciliation

Rating Information

15 Month Loan Status Summary Part I

15-21

15 Month Loan Status Summary Part II

22-28

Current Distribution Loan Status Summary

29-33

15 Month Historical Payoff Summary

34-36

Prepayment Premium Loan Detail

Prepayment Summary

Historical Collateral Level REO Report

39-41

Mortgage Loan Characteristics Part I

Mortgage Loan Characteristics Part II

43-45

Geographic Concentration

Current Period Realized Loss Detail

Historical Realized Loss Summary

48-50

Realized Loss Summary

Servicemembers Civil Relief Act

Material Breaches Detail

Modified Loan Detail (Historical)

Collateral Asset Changes

Substitution Detail History

Substitution Detail History Summary

Table of Contents

24-Oct-2007 02:28

1-A1

59025TAA1

295,640,000.00

1,199,565.79

0.00

294,440,434.21

804,797.78

0.00

6.1250000000%

1-A2

59025TAB9

42,544,000.00

0.00

42,544,000.00

129,995.56

0.00

6.8750000000%

1-A3

59025TAC7

37,578,000.00

0.00

37,578,000.00

102,295.67

0.00

6.1250000000%

2-A1

59025TAD5

198,862,000.00

216,449.28

0.00

198,645,550.72

585,538.11

0.00

6.6250000000%

2-A2

59025TAE3

28,618,000.00

0.00

28,618,000.00

87,443.89

0.00

6.8750000000%

2-A3A

59025TAF0

10,000,000.00

0.00

10,000,000.00

30,555.56

0.00

6.8750000000%

2-A3B

59025TAW3

15,277,000.00

0.00

15,277,000.00

41,587.39

0.00

6.1250000000%

M-1

59025TAH6

44,224,000.00

0.00

44,224,000.00

145,939.20

0.00

7.4250000000%

M-2

59025TAJ2

36,183,000.00

0.00

36,183,000.00

119,403.90

0.00

7.4250000000%

M-3

59025TAK9

22,782,000.00

0.00

22,782,000.00

75,180.60

0.00

7.4250000000%

M-4

59025TAL7

17,422,000.00

0.00

17,422,000.00

57,492.60

0.00

7.4250000000%

M-5

59025TAM5

20,549,000.00

0.00

20,549,000.00

128,431.25

0.00

7.5000000000%

M-6

59025TAN3

16,975,000.00

0.00

16,975,000.00

106,093.75

0.00

7.5000000000%

B-1

59025TAP8

17,421,000.00

0.00

17,421,000.00

108,881.25

0.00

7.5000000000%

B-2

59025TAQ6

14,295,000.00

0.00

14,295,000.00

89,343.75

0.00

7.5000000000%

B-3

59025TAR4

12,508,000.00

0.00

12,508,000.00

78,175.00

0.00

7.5000000000%

B-4

59025TAV5/U59101AA0

13,847,000.00

0.00

13,847,000.00

86,543.75

0.00

7.5000000000%

X-A

59025TAG8

529,733,845.00 N

529,733,845.00

0.00

529,733,984.00

662,167.31

0.00

1.5000000000%

59025TAS2

893,417,460.00 N

893,417,460.00

0.00

892,000,236.50

3,039,784.80

0.00

N/A

59025TAT0

0.00

6,151.15

N/A

59025TAU7

100.00

0.00

0.27

0.00

6.1250000000%

Total

844,725,100.00

1,416,115.07

0.00

843,308,984.93

6,485,802.54

6,151.15

Total P&I Payment

7,901,917.61

Interest Payment

(2)

Interest

Adjustment

Pass-Through

Rate

(1)

N denotes notional balance not included in total

(2)

Accrued Interest plus/minus Interest Adjustment minus Deferred Interest equals Interest Payment

Principal Payment

Principal

Adjustment or

Loss

Deferred

Interest

Ending Certificate

Balance

Class

CUSIP

Original Face

Value

(1)

Beginning

Certificate

Balance

Distribution Date: 25-Oct-07

Bond Payment

First Franklin Mortgage Loan Trust

Mortgage Loan Asset-Backed Certificates

Series 2007-H1

Page 3 of 57

24-Oct-2007 02:27

1-A1

59025TAA1

295,640,000.00

1000.000000000

4.057521952

0.000000000

995.942478061

2.722222230

0.000000000

5.87250000%

1-A2

59025TAB9

42,544,000.00

1000.000000000

0.000000000

1000.000000000

3.055555660

0.000000000

6.62250000%

1-A3

59025TAC7

37,578,000.00

1000.000000000

0.000000000

1000.000000000

2.722222311

0.000000000

5.87250000%

2-A1

59025TAD5

198,862,000.00

1000.000000000

1.088439621

0.000000000

998.911560379

2.944444439

0.000000000

6.37250000%

2-A2

59025TAE3

28,618,000.00

1000.000000000

0.000000000

1000.000000000

3.055555594

0.000000000

6.62250000%

2-A3A

59025TAF0

10,000,000.00

1000.000000000

0.000000000

1000.000000000

3.055556000

0.000000000

6.62250000%

2-A3B

59025TAW3

15,277,000.00

1000.000000000

0.000000000

1000.000000000

2.722222295

0.000000000

5.87250000%

M-1

59025TAH6

44,224,000.00

1000.000000000

0.000000000

1000.000000000

3.300000000

0.000000000

7.17250000%

M-2

59025TAJ2

36,183,000.00

1000.000000000

0.000000000

1000.000000000

3.300000000

0.000000000

7.17250000%

M-3

59025TAK9

22,782,000.00

1000.000000000

0.000000000

1000.000000000

3.300000000

0.000000000

7.17250000%

M-4

59025TAL7

17,422,000.00

1000.000000000

0.000000000

1000.000000000

3.300000000

0.000000000

7.17250000%

M-5

59025TAM5

20,549,000.00

1000.000000000

0.000000000

1000.000000000

6.250000000

0.000000000

Fixed

M-6

59025TAN3

16,975,000.00

1000.000000000

0.000000000

1000.000000000

6.250000000

0.000000000

Fixed

B-1

59025TAP8

17,421,000.00

1000.000000000

0.000000000

1000.000000000

6.250000000

0.000000000

Fixed

B-2

59025TAQ6

14,295,000.00

1000.000000000

0.000000000

1000.000000000

6.250000000

0.000000000

Fixed

B-3

59025TAR4

12,508,000.00

1000.000000000

0.000000000

1000.000000000

6.250000000

0.000000000

Fixed

B-4

59025TAV5/U59101AA0

13,847,000.00

1000.000000000

0.000000000

1000.000000000

6.250000000

0.000000000

Fixed

X-A

59025TAG8

529,733,845.00 N

1000.000000000

0.000000000

1000.000262396

1.250000007

0.000000000

Fixed

59025TAS2

893,417,460.00 N

1000.000000000

0.000000000

998.413705168

3.402423767

0.000000000

N/A

59025TAT0

0.00

0.000000000

N/A

59025TAU7

100.00

1000.000000000

0.000000000

2.700000000

0.000000000

N/A

Interest Adjustment*

Next Rate **

* Per $1,000 of Original Face Value ** Estimated

Bond Payment

Class

CUSIP

Original Face

Value

Beginning Certificate

Balance *

Principal Payment

Principal

Adjustment or

Loss

Deferred Interest *

Ending Certificate

Balance *

Interest Payment *

Distribution Date: 25-Oct-07

Statement to Certificate Holders (FACTORS)

First Franklin Mortgage Loan Trust

Mortgage Loan Asset-Backed Certificates

Series 2007-H1

Page 4 of 57

24-Oct-2007 02:27

Interest Summary

Principal Summary

Supplemental Interest Trust

Interest Summary

Principal Summary

Net Swap Payments received

0.00

Scheduled Interest

6,850,800.53

Scheduled Prin Distribution

179,742.09

Net Swap Payments paid

0.00

Fees

372,257.28

Curtailments

24,079.43

Remittance Interest

6,478,543.25

Prepayments in Full

1,213,401.69

Swap Termination Payments received

0.00

Other Interest Proceeds/Shortfalls

Liquidation Proceeds

0.00

Swap Termination Payments paid

0.00

Prepayment Penalties

6,151.15

Repurchase Proceeds

0.00

Other Interest Loss

0.00

Other Principal Proceeds

0.00

Defaulted Swap Termination Payments

0.00

Other Interest Proceeds

0.00

Remittance Principal

1,417,223.21

Non-advancing Interest

0.00

Non-Supported Interest Shortfall

0.00

Cap Contract Payment

0.00

Relief Act Shortfall

0.00

Modification Shortfall

0.00

Corridor Contracts

Other Interest Proceeds/Shortfalls

6,151.15

Interest Adjusted

6,484,694.40

Class 1-A Certificates

0.00

Fee Summary

Class 2-A Certificates

0.00

Total Servicing Fees

372,257.28

Floating Rate Subordinate Certificates

0.00

Total Trustee Fees

0.00

LPMI Fees

0.00

Credit Manager's Fees

0.00

Unpaid Serv Fees (Charged-off Loans)

0.00

Misc. Fees / Trust Expense

0.00

Insurance Premium

0.00

Total Fees

372,257.28

Advances (Principal & Interest)

Prior Month's Outstanding Advances

N/A

Current Advances

N/A

Reimbursement of Prior Advances

N/A

Outstanding Advances

N/A

P&I Due Certificate Holders

7,901,917.61

Pool Source of Funds

Non-Pool Source of Funds

P&I Advances as of the end of the Due Period do not reflect the amount of advances remitted by the Servicer on the Servicer Remittance Date due to additional proceeds received between the end of the Due Period and the Servicer Remittance Date and netted from the
P&I Advances stated as of the end of the Due Period.

Distribution Date: 25-Oct-07

Cash Reconciliation Summary

First Franklin Mortgage Loan Trust

Mortgage Loan Asset-Backed Certificates

Series 2007-H1

Page 5 of 57

24-Oct-2007 02:27

Group 1 Fixed

Group 1 ARM

Total

Interest Summary

Scheduled Interest

460,949.53

3,508,264.46

3,969,213.99

Fees

23,852.52

198,702.75

222,555.27

Remittance Interest

437,097.01

3,309,561.71

3,746,658.72

Other Interest Proceeds/Shortfalls

Prepayment Penalties

0.00

4,648.41

Other Interest Loss

0.00

Other Interest Proceeds

0.00

Non-advancing Interest

0.00

Net PPIS/Relief Act Shortfall

0.00

Modification Shortfall

0.00

Other Interest Proceeds/Shortfalls

0.00

4,648.41

Interest Adjusted

437,097.01

3,314,210.12

3,751,307.13

Principal Summary

Scheduled Principal Distribution

17,864.85

100,252.12

118,116.97

Curtailments

1,995.43

7,301.83

9,297.26

Prepayments in Full

0.00

1,073,190.32

Liquidation Proceeds

0.00

Repurchase Proceeds

0.00

Other Principal Proceeds

0.00

Less Mod Losses

0.00

Remittance Principal

19,860.28

1,180,744.27

1,200,604.55

Fee Summary

Total Servicing Fees

23,852.52

198,702.75

222,555.27

Total Trustee Fees

0.00

LPMI Fees

0.00

Misc. Fees

0.00

Total Fees

23,852.52

198,702.75

222,555.27

Beginning Principal Balance

57,246,080.68

476,886,614.20

534,132,694.88

Ending Principal Balance

57,226,220.40

475,705,869.93

532,932,090.33

Distribution Date: 25-Oct-07

Cash Reconciliation Summary Group 1

First Franklin Mortgage Loan Trust

Mortgage Loan Asset-Backed Certificates

Series 2007-H1

Page 6 of 57

24-Oct-2007 02:27

Distribution Date: 25-Oct-07

First Franklin Mortgage Loan Trust

Mortgage Loan Asset-Backed Certificates

Series 2007-H1

Group 2 Fixed

Group 2 ARM

Total

Interest Summary

Scheduled Interest

528,311.20

2,353,275.34

2,881,586.54

Fees

23,786.08

125,915.93

149,702.01

Remittance Interest

504,525.12

2,227,359.41

2,731,884.53

Other Interest Proceeds/Shortfalls

Prepayment Penalties

0.00

1,502.74

Other Interest Loss

0.00

Other Interest Proceeds

0.00

Non-advancing Interest

0.00

Net PPIS/Relief Act Shortfall

0.00

Modification Shortfall

0.00

Other Interest Proceeds/Shortfalls

0.00

1,502.74

Interest Adjusted

504,525.12

2,228,862.15

2,733,387.27

Principal Summary

Scheduled Principal Distribution

13,608.45

48,016.67

61,625.12

Curtailments

10,953.02

3,829.15

14,782.17

Prepayments in Full

0.00

140,211.37

Liquidation Proceeds

0.00

Repurchase Proceeds

0.00

Other Principal Proceeds

0.00

Less Mod Losses

0.00

Remittance Principal

24,561.47

192,057.19

216,618.66

Fee Summary

Total Servicing Fees

23,786.08

125,915.93

149,702.01

Total Trustee Fees

0.00

LPMI Fees

0.00

Misc. Fees

0.00

Total Fees

23,786.08

125,915.93

149,702.01

Beginning Principal Balance

57,086,674.98

302,198,089.85

359,284,764.83

Ending Principal Balance

57,062,113.51

302,006,032.66

359,068,146.17

Cash Reconciliation Summary Group 2

Page 7 of 57

24-Oct-2007 02:27

Pool Detail

Performance Indicators

Factors Impacting Principal Payment Rules

WA Rates/Life

Historical

Amount

Count

Delinquency Levels

Num

Den

Fixed

Adj

Overall

Cut-off Pool Balance

893,417,459.71

3,665

3 mo. Rolling Average

892,000,237

0.00%

WAC - Remit Current

9.88%

8.53%

8.70%

Cum Scheduled Principal

179,742.09

6 mo. Rolling Average

892,000,237

0.00%

WAC - Remit Original

9.88%

8.53%

8.70%

Cum Unscheduled Principal

1,237,481.12

12 mo. Rolling Average

892,000,237

0.00%

WAC - Current

10.38%

9.03%

9.20%

Cum Liquidations

0.00

Loss Levels

Amount

Count

WAC - Original

10.38%

9.03%

9.20%

Cum Repurchases

0.00

3 mo. Cum Loss

0.00

WAL - Current

355.19

357.00

356.77

6 mo. Cum loss

0.00

WAL - Original

355.19

357.00

356.77

Current

Amount

Count

12 mo. Cum Loss

0.00

Beginning Pool

893,417,459.71

3,665

100.00%

Current Index Rate

Scheduled Principal

179,742.09

0.02%

Triggers

Next Index Rate

Unscheduled Principal

1,237,481.12

0.14%

Liquidations

0.00

0.00%

> Delinquency Trigger Event

(2)

Prepayment Charges

Repurchases

0.00

0.00%

Delinquency Event Calc

(1)

0.00

892,000,237

0.00%

Amount

Count

Ending Pool

892,000,236.50

3,658

99.84%

Current

> Loss Trigger Event?

(3)

Cumulative

Ending Actual Balance

892,165,641.50

Cumulative Loss

0.00%

Average Loan Balance

243,849.16

> Overall Trigger Event?

Pool Composition

Current Loss Detail

Amount

Step Down Date

Liquidation

0.00

Distribution Count

Properties

%/Score

Realized Loss

0.00

Required Percentage

(4)

29.70%

Cut-off LTV

88.57%

Realized Loss Adjustment

0.00

Step Down %

(5)

40.70%

Cash Out/Refinance

21.21%

Net Liquidation

0.00

% of Required Percentage

(6)

N/A

SFR

63.95%

Credit Enhancement

Amount

> Step Down Date?

Min

Max

W A

Original OC

48,692,539.71

5.45%

Extra Principal

0.00

FICO

540

816

661.58

Target OC

48,691,251.57

5.45%

Cumulative Extra Principal

0.00

Beginning OC

48,692,359.71

OC Release

1,108.14

Ending OC

48,691,251.57

Most Senior Certificates

628,519,100.00

96.89%

Legend: (1) 60 Days+, REO, BK, F/C % (3) Condn: Cum Loss > specified thresholds (5) Defined Benchmark
(2) (1) > (6) * (4), then TRUE (4) (Ending Pool Bal - Most Senior Certs) / Ending Pool Bal (6) Defined Benchmark (Used in Delinq Event Calc)
Note: Delinquency and Loss Event Triggers may be flagged as "Yes" prior to the Step Down Date on account of the percentage thresholds being breached.

189,490,415.34

571,331,672.02

Owner Occupied

865,588,846.75

12,302.30

Balance

791,269,571.01

Misc/Additional Information

Pool Level Information

5.125000%

4.872500%

Distribution Date: 25-Oct-07

Pool Detail and Performance Indicators Total (All Loans)

First Franklin Mortgage Loan Trust

Mortgage Loan Asset-Backed Certificates

Series 2007-H1

Page 8 of 57

24-Oct-2007 02:27

Distribution Date: 25-Oct-07

First Franklin Mortgage Loan Trust

Mortgage Loan Asset-Backed Certificates

Series 2007-H1

Pool Detail

Performance Indicators

Factors Impacting Principal Payment Rules

WA Rates/Life

Historical

Amount

Count

Delinquency Levels

Num

Den

Fixed

Adj

Overall

Cut-off Pool Balance

534,132,694.88

2,569

3 mo. Rolling Average

532,932,090

0.00%

WAC - Remit Current

9.16%

8.33%

8.42%

Cum Scheduled Principal

118,116.97

6 mo. Rolling Average

532,932,090

0.00%

WAC - Remit Original

9.16%

8.33%

8.42%

Cum Unscheduled Principal

1,082,487.58

12 mo. Rolling Average

532,932,090

0.00%

WAC - Current

9.66%

8.83%

8.92%

Cum Liquidations

0.00

Loss Levels

Amount

Count

WAC - Original

9.66%

8.83%

8.92%

Cum Repurchases

0.00

3 mo. Cum Loss

0.00

WAL - Current

356.33

356.95

356.88

6 mo. Cum loss

0.00

WAL - Original

356.33

356.95

356.88

Current

Amount

Count

12 mo. Cum Loss

0.00

Beginning Pool

534,132,694.88

2,569

100.00%

Scheduled Principal

118,116.97

0.02%

Unscheduled Principal

1,082,487.58

0.20%

Liquidations

0.00

0.00%

Prepayment Charges

Repurchases

0.00

0.00%

Amount

Count

Ending Pool

532,932,090.33

2,564

99.78%

Current

Cumulative

Ending Actual Balance

533,039,320.55

Average Loan Balance

207,851.83

Pool Composition

Current Loss Detail

Amount

Liquidation

0.00

Properties

%/Score

Realized Loss

0.00

Cut-off LTV

86.48%

Realized Loss Adjustment

0.00

Cash Out/Refinance

21.49%

Net Liquidation

0.00

SFR

63.21%

Min

Max

W A

FICO

540

816

657.98

Misc/Additional Information

Pool Level Information

4,648.41

Balance

461,925,408.81

100.00%

114,769,561.35

337,643,603.89

Owner Occupied

534,132,694.88

Pool Detail and Performance Indicators Group 1

Page 9 of 57

24-Oct-2007 02:27

Distribution Date: 25-Oct-07

First Franklin Mortgage Loan Trust

Mortgage Loan Asset-Backed Certificates

Series 2007-H1

Pool Detail

Performance Indicators

Factors Impacting Principal Payment Rules

WA Rates/Life

Historical

Amount

Count

Delinquency Levels

Num

Den

Fixed

Adj

Overall

Cut-off Pool Balance

359,284,764.83

1,096

3 mo. Rolling Average

359,068,146

0.00%

WAC - Remit Current

10.61%

8.84%

9.12%

Cum Scheduled Principal

61,625.12

6 mo. Rolling Average

359,068,146

0.00%

WAC - Remit Original

10.61%

8.84%

9.12%

Cum Unscheduled Principal

154,993.54

12 mo. Rolling Average

359,068,146

0.00%

WAC - Current

11.11%

9.34%

9.62%

Cum Liquidations

0.00

Loss Levels

Amount

Count

WAC - Original

11.11%

9.34%

9.62%

Cum Repurchases

0.00

3 mo. Cum Loss

0.00

WAL - Current

354.06

357.08

356.60

6 mo. Cum loss

0.00

WAL - Original

354.06

357.08

356.60

Current

Amount

Count

12 mo. Cum Loss

0.00

Beginning Pool

359,284,764.83

1,096

100.00%

Scheduled Principal

61,625.12

0.02%

Unscheduled Principal

154,993.54

0.04%

Liquidations

0.00

0.00%

Prepayment Charges

Repurchases

0.00

0.00%

Amount

Count

Ending Pool

359,068,146.17

1,094

99.94%

Current

Cumulative

Ending Actual Balance

359,126,320.95

Average Loan Balance

328,215.86

Pool Composition

Current Loss Detail

Amount

Liquidation

0.00

Properties

%/Score

Realized Loss

0.00

Cut-off LTV

91.67%

Realized Loss Adjustment

0.00

Cash Out/Refinance

20.80%

Net Liquidation

0.00

SFR

65.04%

Min

Max

W A

FICO

541

814

666.93

Pool Detail and Performance Indicators Group 2

Misc/Additional Information

Pool Level Information

1,502.74

Balance

329,344,162.20

92.25%

74,720,853.99

233,688,068.13

Owner Occupied

331,456,151.87

Page 10 of 57

24-Oct-2007 02:27

1-A1

Act/360

295,640,000.00

6.125000000%

804,797.78

0.00

804,797.78

0.00

1-A2

Act/360

42,544,000.00

6.875000000%

129,995.56

0.00

129,995.56

0.00

1-A3

Act/360

37,578,000.00

6.125000000%

102,295.67

0.00

102,295.67

0.00

2-A1

Act/360

198,862,000.00

6.625000000%

585,538.11

0.00

585,538.11

0.00

2-A2

Act/360

28,618,000.00

6.875000000%

87,443.89

0.00

87,443.89

0.00

2-A3A

Act/360

10,000,000.00

6.875000000%

30,555.56

0.00

30,555.56

0.00

2-A3B

Act/360

15,277,000.00

6.125000000%

41,587.39

0.00

41,587.39

0.00

M-1

Act/360

44,224,000.00

7.425000000%

145,939.20

0.00

145,939.20

0.00

M-2

Act/360

36,183,000.00

7.425000000%

119,403.90

0.00

119,403.90

0.00

M-3

Act/360

22,782,000.00

7.425000000%

75,180.60

0.00

75,180.60

0.00

M-4

Act/360

17,422,000.00

7.425000000%

57,492.60

0.00

57,492.60

0.00

M-5

30/360

20,549,000.00

7.500000000%

128,431.25

0.00

128,431.25

0.00

M-6

30/360

16,975,000.00

7.500000000%

106,093.75

0.00

106,093.75

0.00

B-1

30/360

17,421,000.00

7.500000000%

108,881.25

0.00

108,881.25

0.00

B-2

30/360

14,295,000.00

7.500000000%

89,343.75

0.00

89,343.75

0.00

B-3

30/360

12,508,000.00

7.500000000%

78,175.00

0.00

78,175.00

0.00

B-4

30/360

13,847,000.00

7.500000000%

86,543.75

0.00

86,543.75

0.00

X-A

30/360

529,733,845.00

1.500000000%

662,167.31

0.00

662,167.31

0.00

893,417,460.00

N/A

3,039,784.80

0.00

3,039,784.80

0.00

N/A

0.00

6,151.15

0.00

6,151.15

0.00

N/A

Act/360

100.00

6.125000000%

0.27

0.00

0.27

0.00

Total

844,725,100.00

6,479,651.39

6,151.15

0.00

5,823,635.23

6,485,802.54

0.00

Floating Rate

Certficate Carry-

Over

Interest Carry-

Forward Amount

Floating Rate

Certficate Carry-

Over

Net Cap

Rate in

Effect Y/N

Total Interest

Deductions

Distributable

Certificate Interest

Interest Payment

Amount

Interest Carry-

Forward Amount

- - A c c r u a l - -

- - - - - - R e c o v e r e d - - - - - -

- - - - - O u t s t a n d i n g - - - -

Class

Method

Days

Opening Balance

Pass-Thru Rate

Accrual

Certificate

Interest

Total Interest

Additions

Distribution Date: 25-Oct-07

Bond Interest Reconciliation

First Franklin Mortgage Loan Trust

Mortgage Loan Asset-Backed Certificates

Series 2007-H1

Page 11 of 57

24-Oct-2007 02:27

1-A1

9-Oct-07

25-Oct-07

804,797.78

0.00

1-A2

9-Oct-07

25-Oct-07

129,995.56

0.00

1-A3

9-Oct-07

25-Oct-07

102,295.67

0.00

2-A1

9-Oct-07

25-Oct-07

585,538.11

0.00

2-A2

9-Oct-07

25-Oct-07

87,443.89

0.00

2-A3A

9-Oct-07

25-Oct-07

30,555.56

0.00

2-A3B

9-Oct-07

25-Oct-07

41,587.39

0.00

M-1

9-Oct-07

25-Oct-07

145,939.20

0.00

M-2

9-Oct-07

25-Oct-07

119,403.90

0.00

M-3

9-Oct-07

25-Oct-07

75,180.60

0.00

M-4

9-Oct-07

25-Oct-07

57,492.60

0.00

M-5

9-Oct-07

1-Sep-07

1-Oct-07

128,431.25

0.00

M-6

9-Oct-07

1-Sep-07

1-Oct-07

106,093.75

0.00

B-1

9-Oct-07

1-Sep-07

1-Oct-07

108,881.25

0.00

B-2

9-Oct-07

1-Sep-07

1-Oct-07

89,343.75

0.00

B-3

9-Oct-07

1-Sep-07

1-Oct-07

78,175.00

0.00

B-4

9-Oct-07

1-Sep-07

1-Oct-07

86,543.75

0.00

X-A

9-Oct-07

1-Sep-07

1-Oct-07

662,167.31

0.00

9-Oct-07

1-Sep-07

1-Oct-07

3,039,784.80

0.00

9-Oct-07

1-Sep-07

1-Oct-07

0.00

6,151.15

0.00

9-Oct-07

25-Oct-07

0.27

0.00

Total

6,479,651.39

0.00

6,151.15

0.00

Non-Supported

Interest Shortfall

Interest Carry-

Forward

(2)

Floating Rate

Cartificate Carry-

Over

(1)

Other Interest Proceeds are additional interest amounts specifically allocated to the bond(s) and used in determining the bonds Distributable Interest.

(2)

Interest Carry-Forward Shortfall is unpaid interest with interest thereon.

Payments From

Cap Contracts

Prepayment

Premiums

Floating Rate

Cartificate Carry-

Over

Other Interest

Proceeds

(1)

- - - - - - - R E M I C - - - - - - -

- - - - - - - - - - - - - - - - - - - - - - N o n - R E M I C - - - - - - - - - - - - - - - - - - - - - - -

- - - - - - - - - - - D e d u c t i o n s - - - - - - - - - -

Class

Record Date

Prior Interest

Due Date

Current Interest

Due Date

Accrual

Certificate

Interest

Interest Carry-

Forward

Supplemental

Interest Trust

Distribution Date: 25-Oct-07

Bond Interest Reconciliation - Part II

First Franklin Mortgage Loan Trust

Mortgage Loan Asset-Backed Certificates

Series 2007-H1

Page 12 of 57

24-Oct-2007 02:27

1-A1

295,640,000.00

118,016.97

1,081,548.82

0.00

294,440,434.21

26-Oct-37

44.65%

44.72%

1-A2

42,544,000.00

0.00

42,544,000.00

26-Oct-37

36.69%

36.74%

1-A3

37,578,000.00

0.00

37,578,000.00

26-Oct-37

29.65%

29.70%

2-A1

198,862,000.00

61,625.12

154,824.16

0.00

198,645,550.72

26-Oct-37

44.65%

44.72%

2-A2

28,618,000.00

0.00

28,618,000.00

26-Oct-37

36.69%

36.74%

2-A3A

10,000,000.00

0.00

10,000,000.00

26-Oct-37

29.65%

29.70%

2-A3B

15,277,000.00

0.00

15,277,000.00

26-Oct-37

29.65%

29.70%

M-1

44,224,000.00

0.00

44,224,000.00

26-Oct-37

24.70%

24.74%

M-2

36,183,000.00

0.00

36,183,000.00

26-Oct-37

20.65%

20.68%

M-3

22,782,000.00

0.00

22,782,000.00

26-Oct-37

18.10%

18.13%

M-4

17,422,000.00

0.00

17,422,000.00

26-Oct-37

16.15%

16.18%

M-5

20,549,000.00

0.00

20,549,000.00

26-Oct-37

13.85%

13.87%

M-6

16,975,000.00

0.00

16,975,000.00

26-Oct-37

11.95%

11.97%

B-1

17,421,000.00

0.00

17,421,000.00

26-Oct-37

10.00%

10.02%

B-2

14,295,000.00

0.00

14,295,000.00

26-Oct-37

8.40%

8.41%

B-3

12,508,000.00

0.00

12,508,000.00

26-Oct-37

7.00%

7.01%

B-4

13,847,000.00

0.00

13,847,000.00

26-Oct-37

5.45%

5.46%

X-A

529,733,845.00

0.00

529,733,984.00

26-Oct-37

N/A

893,417,460.00

0.00

892,000,236.50

26-Oct-37

N/A

0.00

26-Oct-37

N/A

100.00

0.00

26-Oct-37

N/A

Total

844,725,100.00

179,742.09

1,236,372.98

0.00

843,308,984.93

Rated

Final

Maturity

Original

Current

Losses

Cumulative

Losses

Interest on

Losses

Ending

Class Balance

- - - - - - - - - - - - - - - - L o s s e s - - - - - - - - - - - - - - -

- Credit Support -

Class

Original Class

Balance

Beginning Class

Balance

Scheduled Principal

Payment

Unscheduled

Principal

Payment

Extra

Principal

Payment

Prior

Loss

Reimburs.

Distribution Date: 25-Oct-07

Bond Principal Reconciliation

First Franklin Mortgage Loan Trust

Mortgage Loan Asset-Backed Certificates

Series 2007-H1

Page 13 of 57

24-Oct-2007 02:27

Class

CUSIP

Fitch

Moody's

DBRS

S&P

1-A1

59025TAA1

AAA

Aaa

AAA

1-A2

59025TAB9

AAA

Aaa

AAA

1-A3

59025TAC7

AAA

Aaa

AAA

2-A1

59025TAD5

AAA

Aaa

AAA

2-A2

59025TAE3

AAA

Aaa

AAA

2-A3A

59025TAF0

AAA

Aaa

AAA

2-A3B

59025TAW3

AAA

Aaa

AAA

M-1

59025TAH6

AA+

Aa1

AA+

M-2

59025TAJ2

Aa2

M-3

59025TAK9

AA-

Aa3

AA-

M-4

59025TAL7

A+

M-5

59025TAM5

M-6

59025TAN3

A-

B-1

59025TAP8

BBB+

Baa1

BBB+

B-2

59025TAQ6

BBB

Baa2

BBB

B-3

59025TAR4

BBB-

Baa3

BBB-

B-4

59025TAV5

BB+

Ba1

BB+

X-A

59025TAG8

AAA

Aaa

AAA

59025TAS2

59025TAT0

59025TAU7

AAA

NR - Designates that the class was not rated by the rating agency.

(1)

Changed ratings provided on this report are based on information provided by the applicable rating agency via electronic transmission. It shall be understood that this transmission will generally have been provided to LaSalle within 30 days of the payment

date listed on this statement. Because ratings may have changed during the 30 day window, or may not be being provided by the rating agency in an electronic format and therefore not being updated on this report, LaSalle recommends that investors obtain current rating
information directly from the rating agency.

- - - - - - - - - - - - O r i g i n a l R a t i n g s - - - - - - - - - -

- - - - - - - - - - - - - - - - R a t i n g s C h a n g e / C h a n g e D a t e

(1)

- - - - - - - - - - - - - - - -

Fitch

Moody's

DBRS

S&P

Distribution Date: 25-Oct-07

Ratings Information

First Franklin Mortgage Loan Trust

Mortgage Loan Asset-Backed Certificates

Series 2007-H1

Page 14 of 57

24-Oct-2007 02:27

Count

Balance

Count

Balance

Count

Balance

Count

Balance

Count

Balance

Count

Balance

Count

Balance

25-Oct-07

3,602

874,404,450

17,595,787

25-Oct-07

98.47%

98.03%

1.53%

1.97%

0.00%

Total (All Loans)

Delinquency Balances are Exclusive of REO, Foreclosures and Bankruptcies.

Delinq 3+ Months

Bankruptcy

Foreclosure

REO

Distribution

Date

Current

Delinq 1 Month

Delinq 2 Months

Distribution Date: 25-Oct-07

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part I (as of Cut-Off)

First Franklin Mortgage Loan Trust

Mortgage Loan Asset-Backed Certificates

Series 2007-H1

Page 15 of 57

24-Oct-2007 02:27

Distribution Date: 25-Oct-07

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part I (as of Cut-Off)

First Franklin Mortgage Loan Trust

Mortgage Loan Asset-Backed Certificates

Series 2007-H1

Count

Balance

Count

Balance

Count

Balance

Count

Balance

Count

Balance

Count

Balance

Count

Balance

25-Oct-07

2,525

523,965,418

8,966,673

25-Oct-07

98.48%

98.32%

1.52%

1.68%

0.00%

Group 1 - Total

Delinquency Balances are Exclusive of REO, Foreclosures and Bankruptcies.

Distribution

Date

Current

Delinq 1 Month

Delinq 2 Months

Delinq 3+ Months

Bankruptcy

Foreclosure

REO

Group 1 - Total

Page 16 of 57

24-Oct-2007 02:27

Distribution Date: 25-Oct-07

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part I (as of Cut-Off)

First Franklin Mortgage Loan Trust

Mortgage Loan Asset-Backed Certificates

Series 2007-H1

Count

Balance

Count

Balance

Count

Balance

Count

Balance

Count

Balance

Count

Balance

Count

Balance

25-Oct-07

335

56,094,857

1,131,364

25-Oct-07

97.95%

98.02%

2.05%

1.98%

0.00%

Delinquency Balances are Exclusive of REO, Foreclosures and Bankruptcies.

REO

Group 1 Fixed

Distribution

Date

Current

Delinq 1 Month

Delinq 2 Months

Delinq 3+ Months

Bankruptcy

Foreclosure

Page 17 of 57

24-Oct-2007 02:27

Distribution Date: 25-Oct-07

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part I (as of Cut-Off)

First Franklin Mortgage Loan Trust

Mortgage Loan Asset-Backed Certificates

Series 2007-H1

Count

Balance

Count

Balance

Count

Balance

Count

Balance

Count

Balance

Count

Balance

Count

Balance

25-Oct-07

2,190

467,870,561

7,835,309

25-Oct-07

98.56%

98.35%

1.44%

1.65%

0.00%

Group 1 ARM

Delinquency Balances are Exclusive of REO, Foreclosures and Bankruptcies.

Distribution

Date

Current

Delinq 1 Month

Delinq 2 Months

Delinq 3+ Months

Bankruptcy

Foreclosure

REO

Page 18 of 57

24-Oct-2007 02:27

Distribution Date: 25-Oct-07

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part I (as of Cut-Off)

First Franklin Mortgage Loan Trust

Mortgage Loan Asset-Backed Certificates

Series 2007-H1

Count

Balance

Count

Balance

Count

Balance

Count

Balance

Count

Balance

Count

Balance

Count

Balance

25-Oct-07

1,077

350,439,032

8,629,114

25-Oct-07

98.45%

97.60%

1.55%

2.40%

0.00%

Group 2 - Total

Delinquency Balances are Exclusive of REO, Foreclosures and Bankruptcies.

Delinq 3+ Months

Bankruptcy

Foreclosure

REO

Distribution

Date

Current

Delinq 1 Month

Delinq 2 Months

Page 19 of 57

24-Oct-2007 02:27

Distribution Date: 25-Oct-07

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part I (as of Cut-Off)

First Franklin Mortgage Loan Trust

Mortgage Loan Asset-Backed Certificates

Series 2007-H1

Count

Balance

Count

Balance

Count

Balance

Count

Balance

Count

Balance

Count

Balance

Count

Balance

25-Oct-07

297

55,908,066

1,154,048

25-Oct-07

99.66%

97.98%

0.34%

2.02%

0.00%

Group 2 Fixed

Delinquency Balances are Exclusive of REO, Foreclosures and Bankruptcies.

Delinq 3+ Months

Bankruptcy

Foreclosure

REO

Distribution

Date

Current

Delinq 1 Month

Delinq 2 Months

Page 20 of 57

24-Oct-2007 02:27

Distribution Date: 25-Oct-07

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part I (as of Cut-Off)

First Franklin Mortgage Loan Trust

Mortgage Loan Asset-Backed Certificates

Series 2007-H1

Count

Balance

Count

Balance

Count

Balance

Count

Balance

Count

Balance

Count

Balance

Count

Balance

25-Oct-07

780

294,530,966

7,475,066

25-Oct-07

97.99%

97.52%

2.01%

2.48%

0.00%

Group 2 ARM

Delinquency Balances are Exclusive of REO, Foreclosures and Bankruptcies.

Delinq 3+ Months

Bankruptcy

Foreclosure

REO

Distribution

Date

Current

Delinq 1 Month

Delinq 2 Months

Page 21 of 57

24-Oct-2007 02:27

Balance

25-Oct-07

0.00%

61-90 Days

90 + Days

Total (All Loans)

61-90 Days

90 + Days

Current

31-60 Days

- - - - - - - - - - - I n F o r e c l o s u r e a n d D e l i n q u e n t - - - - - - - - - - - - -

- - - - - - - - - - - - - - - I n R E O a n d D e l i n q u e n t - - - - - - - - - - - - - -

- - - - - - - - - - - - - I n B a n k r u p t c y a n d D e l i n q u e n t - - - - - - - - - - - - -

Distribution

Date

Current

31-60 Days

61-90 Days

90 + Days

Current

31-60 Days

Distribution Date: 25-Oct-07

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part II (as of Cut-Off)

First Franklin Mortgage Loan Trust

Mortgage Loan Asset-Backed Certificates

Series 2007-H1

Page 22 of 57

24-Oct-2007 02:27

Distribution Date: 25-Oct-07

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part II (as of Cut-Off)

First Franklin Mortgage Loan Trust

Mortgage Loan Asset-Backed Certificates

Series 2007-H1

Balance

25-Oct-07

0.00%

31-60 Days

61-90 Days

90 + Days

Group 1 - Total

- - - - - - - - - - - I n F o r e c l o s u r e a n d D e l i n q u e n t - - - - - - - - - - - - -

- - - - - - - - - - - - - - - I n R E O a n d D e l i n q u e n t - - - - - - - - - - - - - -

- - - - - - - - - - - - - I n B a n k r u p t c y a n d D e l i n q u e n t - - - - - - - - - - - - -

Distribution

Date

Current

31-60 Days

61-90 Days

Group 1 - Total

90 + Days

Current

31-60 Days

61-90 Days

90 + Days

Current

Page 23 of 57

24-Oct-2007 02:27

Distribution Date: 25-Oct-07

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part II (as of Cut-Off)

First Franklin Mortgage Loan Trust

Mortgage Loan Asset-Backed Certificates

Series 2007-H1

Balance

25-Oct-07

0.00%

90 + Days

Group 1 Fixed

90 + Days

Current

31-60 Days

61-90 Days

90 + Days

Current

31-60 Days

61-90 Days

Distribution

Date

Current

31-60 Days

61-90 Days

- - - - - - - - - - - I n F o r e c l o s u r e a n d D e l i n q u e n t - - - - - - - - - - - - -

- - - - - - - - - - - - - - - I n R E O a n d D e l i n q u e n t - - - - - - - - - - - - - -

- - - - - - - - - - - - - I n B a n k r u p t c y a n d D e l i n q u e n t - - - - - - - - - - - - -

Page 24 of 57

24-Oct-2007 02:27

Distribution Date: 25-Oct-07

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part II (as of Cut-Off)

First Franklin Mortgage Loan Trust

Mortgage Loan Asset-Backed Certificates

Series 2007-H1

Balance

25-Oct-07

0.00%

61-90 Days

90 + Days

Group 1 ARM

61-90 Days

90 + Days

Current

31-60 Days

- - - - - - - - - - - I n F o r e c l o s u r e a n d D e l i n q u e n t - - - - - - - - - - - - -

- - - - - - - - - - - - - - - I n R E O a n d D e l i n q u e n t - - - - - - - - - - - - - -

- - - - - - - - - - - - - I n B a n k r u p t c y a n d D e l i n q u e n t - - - - - - - - - - - - -

Distribution

Date

Current

31-60 Days

61-90 Days

90 + Days

Current

31-60 Days

Page 25 of 57

24-Oct-2007 02:27

Distribution Date: 25-Oct-07

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part II (as of Cut-Off)

First Franklin Mortgage Loan Trust

Mortgage Loan Asset-Backed Certificates

Series 2007-H1

Balance

25-Oct-07

0.00%

90 + Days

Group 2 - Total

90 + Days

Current

31-60 Days

61-90 Days

90 + Days

Current

31-60 Days

61-90 Days

Distribution

Date

Current

31-60 Days

61-90 Days

- - - - - - - - - - - I n F o r e c l o s u r e a n d D e l i n q u e n t - - - - - - - - - - - - -

- - - - - - - - - - - - - - - I n R E O a n d D e l i n q u e n t - - - - - - - - - - - - - -

- - - - - - - - - - - - - I n B a n k r u p t c y a n d D e l i n q u e n t - - - - - - - - - - - - -

Page 26 of 57

24-Oct-2007 02:27

Distribution Date: 25-Oct-07

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part II (as of Cut-Off)

First Franklin Mortgage Loan Trust

Mortgage Loan Asset-Backed Certificates

Series 2007-H1

Balance

25-Oct-07

0.00%

61-90 Days

90 + Days

Group 2 Fixed

61-90 Days

90 + Days

Current

31-60 Days

- - - - - - - - - - - I n F o r e c l o s u r e a n d D e l i n q u e n t - - - - - - - - - - - - -

- - - - - - - - - - - - - - - I n R E O a n d D e l i n q u e n t - - - - - - - - - - - - - -

- - - - - - - - - - - - - I n B a n k r u p t c y a n d D e l i n q u e n t - - - - - - - - - - - - -

Distribution

Date

Current

31-60 Days

61-90 Days

90 + Days

Current

31-60 Days

Page 27 of 57

24-Oct-2007 02:27

Distribution Date: 25-Oct-07

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part II (as of Cut-Off)

First Franklin Mortgage Loan Trust

Mortgage Loan Asset-Backed Certificates

Series 2007-H1

Balance

25-Oct-07

0.00%

90 + Days

Group 2 ARM

90 + Days

Current

31-60 Days

61-90 Days

90 + Days

Current

31-60 Days

61-90 Days

Distribution

Date

Current

31-60 Days

61-90 Days

- - - - - - - - - - - I n F o r e c l o s u r e a n d D e l i n q u e n t - - - - - - - - - - - - -

- - - - - - - - - - - - - - - I n R E O a n d D e l i n q u e n t - - - - - - - - - - - - - -

- - - - - - - - - - - - - I n B a n k r u p t c y a n d D e l i n q u e n t - - - - - - - - - - - - -

Page 28 of 57

24-Oct-2007 02:27

Balance

Current

3,446

826,298,173.14

0.00

3,446

826,298,173

156

48,106,276.58

0.00

156

48,106,277

17,595,786.78

0.00

17,595,787

0.00

120

0.00

150

0.00

180+

0.00

Current

94.20%

92.63%

0.00%

94.20%

92.63%

4.26%

5.39%

0.00%

4.26%

5.39%

1.53%

1.97%

0.00%

1.53%

1.97%

0.00%

120

0.00%

150

0.00%

180+

0.00%

Total (All Loans)

REO

Total

Total (All Loans)

Delinquency

Category

Regular Loans

Bankruptcy

Foreclosure

Distribution Date: 25-Oct-07

Asset-Backed Facts ~ Current Distribution Loan Status Summary

First Franklin Mortgage Loan Trust

Mortgage Loan Asset-Backed Certificates

Series 2007-H1

Page 29 of 57

24-Oct-2007 02:27

Distribution Date: 25-Oct-07

Asset-Backed Facts ~ Current Distribution Loan Status Summary

First Franklin Mortgage Loan Trust

Mortgage Loan Asset-Backed Certificates

Series 2007-H1

Balance

Current

328

54,308,772.90

0.00

328

54,308,773

1,786,083.73

0.00

1,786,084

1,131,363.77

0.00

1,131,364

0.00

120

0.00

150

0.00

180+

0.00

Current

95.91%

94.90%

0.00%

95.91%

94.90%

2.05%

3.12%

0.00%

2.05%

3.12%

2.05%

1.98%

0.00%

2.05%

1.98%

0.00%

120

0.00%

150

0.00%

180+

0.00%

Group 1 Fixed

Delinquency

Category

Regular Loans

Bankruptcy

Foreclosure

REO

Total

Page 30 of 57

24-Oct-2007 02:27

Distribution Date: 25-Oct-07

Asset-Backed Facts ~ Current Distribution Loan Status Summary

First Franklin Mortgage Loan Trust

Mortgage Loan Asset-Backed Certificates

Series 2007-H1

Balance

Current

2,106

448,093,417.83

0.00

2,106

448,093,418

19,777,143.30

0.00

19,777,143

7,835,308.80

0.00

7,835,309

0.00

120

0.00

150

0.00

180+

0.00

Current

94.78%

94.20%

0.00%

94.78%

94.20%

3.78%

4.16%

0.00%

3.78%

4.16%

1.44%

1.65%

0.00%

1.44%

1.65%

0.00%

120

0.00%

150

0.00%

180+

0.00%

Group 1 ARM

REO

Total

Group 1 ARM

Delinquency

Category

Regular Loans

Bankruptcy

Foreclosure

Page 31 of 57

24-Oct-2007 02:27

Distribution Date: 25-Oct-07

Asset-Backed Facts ~ Current Distribution Loan Status Summary

First Franklin Mortgage Loan Trust

Mortgage Loan Asset-Backed Certificates

Series 2007-H1

Balance

Current

283

51,693,395.59

0.00

283

51,693,396

4,214,670.19

0.00

4,214,670

1,154,047.73

0.00

1,154,048

0.00

120

0.00

150

0.00

180+

0.00

Current

94.97%

90.59%

0.00%

94.97%

90.59%

4.70%

7.39%

0.00%

4.70%

7.39%

0.34%

2.02%

0.00%

0.34%

2.02%

0.00%

120

0.00%

150

0.00%

180+

0.00%

Group 2 Fixed

Delinquency

Category

Regular Loans

Bankruptcy

Foreclosure

REO

Total

Page 32 of 57

24-Oct-2007 02:27

Distribution Date: 25-Oct-07

Asset-Backed Facts ~ Current Distribution Loan Status Summary

First Franklin Mortgage Loan Trust

Mortgage Loan Asset-Backed Certificates

Series 2007-H1

Balance

Current

729

272,202,586.82

0.00

729

272,202,587

22,328,379.36

0.00

22,328,379

7,475,066.48

0.00

7,475,066

0.00

120

0.00

150

0.00

180+

0.00

Current

91.58%

90.13%

0.00%

91.58%

90.13%

6.41%

7.39%

0.00%

6.41%

7.39%

2.01%

2.48%

0.00%

2.01%

2.48%

0.00%

120

0.00%

150

0.00%

180+

0.00%

Group 2 ARM

REO

Total

Group 2 ARM

Delinquency

Category

Regular Loans

Bankruptcy

Foreclosure

Page 33 of 57

24-Oct-2007 02:27

Insurance

Substitution

Liquidation

Remaining Term

Balance

Proceeds

Amount

Life

Coupon

Remit

25-Oct-07

3,658

892,000,237

1,213,402

0.00

357

9.20%

8.70%

25-Oct-07

342

57,226,220

0.00

356

9.66%

9.16%

Curr Weighted Avg.

Total (All Loans)

Group 1 Fixed

Distribution

Date

Ending Pool

Payoffs

Realized Losses

Distribution Date: 25-Oct-07

Asset-Backed Facts ~ 15 Month Historical Payoff/Loss Summary

First Franklin Mortgage Loan Trust

Mortgage Loan Asset-Backed Certificates

Series 2007-H1

Page 34 of 57

24-Oct-2007 02:27

Distribution Date: 25-Oct-07

Asset-Backed Facts ~ 15 Month Historical Payoff/Loss Summary

First Franklin Mortgage Loan Trust

Mortgage Loan Asset-Backed Certificates

Series 2007-H1

Insurance

Substitution

Liquidation

Remaining Term

Balance

Proceeds

Amount

Life

Coupon

Remit

25-Oct-07

2,222

475,705,870

1,073,190

0.00

357

8.83%

8.33%

25-Oct-07

298

57,062,114

0.00

354

11.11%

10.61%

Curr Weighted Avg.

Group 1 ARM

Group 2 Fixed

Distribution

Date

Ending Pool

Payoffs

Realized Losses

Page 35 of 57

24-Oct-2007 02:27

Distribution Date: 25-Oct-07

Asset-Backed Facts ~ 15 Month Historical Payoff/Loss Summary

First Franklin Mortgage Loan Trust

Mortgage Loan Asset-Backed Certificates

Series 2007-H1

Insurance

Substitution

Liquidation

Remaining Term

Balance

Proceeds

Amount

Life

Coupon

Remit

25-Oct-07

796

302,006,033

140,211

0.00

357

9.34%

8.84%

Curr Weighted Avg.

Group 2 ARM

Distribution

Date

Ending Pool

Payoffs

Realized Losses

Page 36 of 57

24-Oct-2007 02:27

4001472392

155,000.00

154,893.70

11.20%

4,648.41

4001510295

50,112.00

50,091.44

10.35%

1,502.74

Current Total

205,112.00

204,985.14

6,151.15

Cumulative Total

205,112.00

204,985.14

6,151.15

Current Gross Rate

Prepayment Premium

Disclosure Control #

Original Principal

Balance

Beginning Principal

Balance

Payoff Amount

Distribution Date: 25-Oct-07

Prepayment Premium Loan Detail for Current Period

First Franklin Mortgage Loan Trust

Mortgage Loan Asset-Backed Certificates

Series 2007-H1

Page 37 of 57

24-Oct-2007 02:27

SMM (Single Monthly Mortality)

Total

Current Period

0.14%

3-Month Average

0.14%

6-Month Average

0.14%

12-Month Average

0.14%

Average Since Cut-Off

0.14%

CPR (Conditional Prepayment Rate)

Total

Current Period

1.65%

3-Month Average

1.65%

6-Month Average

1.65%

12-Month Average

1.65%

Average Since Cut-Off

1.65%

PSA (Public Securities Association)

Total

Current Period

27%

3-Month Average

27%

6-Month Average

27%

12-Month Average

27%

Average Since Cut-Off

27%

SMM

Single Monthly Mortality

(Partial and Full Prepayments + Repurchases + Curtailments + Liquidations + Other Prin Proceeds) / (Beginning Collateral Bal - Scheduled Prin)

CPR

Conditional Prepayment Rate

1 - (1 - SMM)^12)

PSA

Public Securities Association

100 * CPR / (0.2 * MIN(30,WAS))

WAS

Weighted Average Seasoning

(Original Term - Remaining Term) * (Current Scheduled Balance / Deal Scheduled Principal Balance)

Total (All Loans)

Distribution Date: 25-Oct-07

Prepayment Summary

First Franklin Mortgage Loan Trust

Mortgage Loan Asset-Backed Certificates

Series 2007-H1

0.00%

2.43%

4.86%

7.29%

9.71%

12.14%

14.57%

17.00%

Nov-06

Dec-06

Jan-07

Feb-07

Mar-07

Apr-07

May-07

Jun-07

Jul-07

Aug-07

Sep-07

Oct-07

0.00%

14.29%

28.57%

42.86%

57.14%

71.43%

85.71%

100.00%

Nov-06

Dec-06

Jan-07

Feb-07

Mar-07

Apr-07

May-07

Jun-07

Jul-07

Aug-07

Sep-07

Oct-07

229%

457%

686%

914%

1143%

1371%

1600%

Nov-06

Dec-06

Jan-07

Feb-07

Mar-07

Apr-07

May-07

Jun-07

Jul-07

Aug-07

Sep-07

Oct-07

Page 38 of 57

24-Oct-2007 02:27

Total

0.00

Realized Loss

Appraisal

Reduction

Amount

Date

Liquidated

Liquidation

Proceeds

Liquidation

Expenses

Total (All Loans)

Disclosure

Control #

REO Date

City

State

Property Type

Actual Balance

Scheduled

Balance

Recent

Appraisal

Value

Appraisal

Date

Distribution Date: 25-Oct-07

Historical Collateral Level REO Report

First Franklin Mortgage Loan Trust

Mortgage Loan Asset-Backed Certificates

Series 2007-H1

Page 39 of 57

24-Oct-2007 02:27

Distribution Date: 25-Oct-07

Historical Collateral Level REO Report

First Franklin Mortgage Loan Trust

Mortgage Loan Asset-Backed Certificates

Series 2007-H1

Total

0.00

Actual Balance

Scheduled

Balance

Recent

Appraisal

Value

Appraisal

Date

REO Date

City

State

Property Type

Realized Loss

Appraisal

Reduction

Amount

Date

Liquidated

Liquidation

Proceeds

Liquidation

Expenses

Group 1

Disclosure

Control #

Page 40 of 57

24-Oct-2007 02:27

Distribution Date: 25-Oct-07

Historical Collateral Level REO Report

First Franklin Mortgage Loan Trust

Mortgage Loan Asset-Backed Certificates

Series 2007-H1

Total

0.00

Group 2

Disclosure

Control #

REO Date

City

State

Property Type

Actual Balance

Scheduled

Balance

Recent

Appraisal

Value

Appraisal

Date

Realized Loss

Appraisal

Reduction

Amount

Date

Liquidated

Liquidation

Proceeds

Liquidation

Expenses

Page 41 of 57

24-Oct-2007 02:27

Min

Max

Count

% of Total

Balance

% of Total

Min

Max

Count

% of Total

Balance

% of Total

49,000

89,000

369

10.09%

26,550,851

2.98%

49,000

89,000

370

10.10%

26,610,735

2.98%

89,000

111,000

270

7.38%

27,015,672

3.03%

89,000

111,000

271

7.39%

27,116,718

3.04%

111,000

133,000

340

9.29%

41,538,557

4.66%

111,000

133,000

340

9.28%

41,555,839

4.65%

133,000

155,000

300

8.20%

43,117,642

4.83%

133,000

155,000

301

8.21%

43,285,291

4.84%

155,000

177,000

264

7.22%

43,897,291

4.92%

155,000

177,000

265

7.23%

44,080,795

4.93%

177,000

200,000

296

8.09%

56,007,462

6.28%

177,000

200,000

296

8.08%

56,020,890

6.27%

200,000

253,000

535

14.63%

120,855,735

13.55%

200,000

253,000

536

14.62%

121,115,065

13.56%

253,000

306,000

343

9.38%

94,816,745

10.63%

253,000

306,000

345

9.41%

95,349,111

10.67%

306,000

359,000

219

5.99%

72,512,927

8.13%

306,000

359,000

218

5.95%

72,168,115

8.08%

359,000

412,000

224

6.12%

85,979,478

9.64%

359,000

412,000

225

6.14%

86,353,677

9.67%

412,000

465,000

132

3.61%

57,791,161

6.48%

412,000

465,000

132

3.60%

57,801,300

6.47%

465,000

1,164,000

366

10.01%

221,916,716

24.88%

465,000

1,164,000

366

9.99%

221,959,924

24.84%

3,658

100.00%

892,000,237

100.00%

3,665

100.00%

893,417,460

100.00%

Min

Max

Count

% of Total

Balance

% of Total

Min

Max

Count

% of Total

Balance

% of Total

5.88%

7.59%

351

9.60%

95,297,745

10.68%

5.88%

7.59%

351

9.58%

95,328,198

10.67%

7.59%

7.88%

209

5.71%

51,772,034

5.80%

7.59%

7.88%

210

5.73%

51,955,910

5.82%

7.88%

8.16%

340

9.29%

86,923,527

9.74%

7.88%

8.16%

340

9.28%

86,942,962

9.73%

8.16%

8.44%

245

6.70%

62,820,069

7.04%

8.16%

8.44%

245

6.68%

62,834,861

7.03%

8.44%

8.72%

329

8.99%

81,968,868

9.19%

8.44%

8.72%

329

8.98%

81,987,009

9.18%

8.72%

9.03%

355

9.70%

92,040,177

10.32%

8.72%

9.05%

389

10.61%

101,337,110

11.34%

9.03%

9.55%

390

10.66%

102,078,039

11.44%

9.05%

9.56%

400

10.91%

104,098,266

11.65%

9.55%

10.06%

445

12.17%

111,266,166

12.47%

9.56%

10.06%

403

11.00%

100,338,720

11.23%

10.06%

10.58%

250

6.83%

57,320,047

6.43%

10.06%

10.56%

252

6.88%

57,639,492

6.45%

10.58%

11.09%

233

6.37%

51,340,176

5.76%

10.56%

11.06%

234

6.38%

51,607,445

5.78%

11.09%

11.64%

143

3.91%

30,471,695

3.42%

11.06%

11.63%

145

3.96%

30,712,305

3.44%

11.64%

15.86%

368

10.06%

68,701,695

7.70%

11.63%

15.86%

367

10.01%

68,635,182

7.68%

3,658

100.00%

892,000,237

100.00%

3,665

100.00%

893,417,460

100.00%

Total (All Loans)

Distribution by Current Ending Principal Balance

Distribution by Cut-off Principal Balance

Distribution by Current Mortgage Rate

Distribution by Original Mortgage Rate

Distribution Date: 25-Oct-07

Mortgage Loan Characteristics Part I

First Franklin Mortgage Loan Trust

Mortgage Loan Asset-Backed Certificates

Series 2007-H1

Page 42 of 57

24-Oct-2007 02:27

3,018

777,711,903

87.19%

357.00

9.03%

3,025

779,084,704

87.20%

360.00

9.03%

640

114,288,334

12.81%

355.19

10.38%

640

114,332,756

12.80%

358.20

10.38%

3,658

892,000,237

100.00%

3,665

893,417,460

100.00%

2,477

570,471,008

63.95%

356.64

9.29%

2,482

571,331,672

63.95%

359.67

9.29%

792

219,760,728

24.64%

356.97

9.04%

792

219,806,359

24.60%

359.93

9.04%

206

47,664,926

5.34%

357.13

8.92%

207

47,931,598

5.36%

360.00

8.93%

163

47,546,856

5.33%

356.97

9.10%

164

47,790,286

5.35%

360.00

9.10%

6,556,720

0.74%

357.13

9.23%

6,557,545

0.73%

360.00

9.23%

3,658

892,000,237

100.00%

3,665

893,417,460

100.00%

Total

Condo - Low Facility

Multifamily

Condo - High Facility

Distribution by Property Types (Cut-off)

Property Type

# of

Loans

Ending Balance

% of

Balance

WAMM

WAC

SF Unattached Dwelling

PUD

Total

Condo - High Facility

SF Unattached Dwelling

PUD

Condo - Low Facility

Multifamily

Distribution by Property Types (Current)

Property Type

# of

Loans

Ending Balance

% of

Balance

WAMM

WAC

Total

Adjustable

Fixed 1st Lien

Distribution by Product Characteristics (Cut-off)

Product Type

# of

Loans

Original Principal

Balance

% of

Balance

WAMM

WAC

Total

Fixed 1st Lien

Distribution by Product Characteristics (Current)

Product Type

# of

Loans

Ending Balance

% of

Balance

WAMM

WAC

Adjustable

Total (All Loans)

Distribution Date: 25-Oct-07

Mortgage Loan Characteristics Part II

First Franklin Mortgage Loan Trust

Mortgage Loan Asset-Backed Certificates

Series 2007-H1

Page 43 of 57

24-Oct-2007 02:27

Distribution Date: 25-Oct-07

Mortgage Loan Characteristics Part II

First Franklin Mortgage Loan Trust

Mortgage Loan Asset-Backed Certificates

Series 2007-H1

3,466

859,399,278

96.35%

356.77

9.18%

3,471

860,667,962

96.33%

359.78

9.19%

174

27,680,442

3.10%

356.51

9.48%

176

27,828,613

3.11%

359.44

9.48%

4,920,517

0.55%

357.37

10.48%

4,920,885

0.55%

360.00

10.48%

3,658

892,000,237

100.00%

3,665

893,417,460

100.00%

2,961

703,064,478

78.82%

356.80

9.09%

2,966

703,927,044

78.79%

359.77

9.09%

589

163,095,150

18.28%

356.71

9.70%

590

163,386,769

18.29%

359.86

9.70%

108

25,840,608

2.90%

356.14

8.99%

109

26,103,646

2.92%

359.25

9.01%

3,658

892,000,236

100.00%

3,665

893,417,460

100.00%

Distribution by Loan Purpose (Current)

Loan Purpose

# of

Loans

Ending Balance

% of

Balance

WAMM

WAC

Distribution by Loan Purpose (Cut-off)

Loan Purpose

Total

Distribution by Occupancy Type (Cut-off)

Occupancy Type

# of

Loans

Ending Balance

% of

Balance

WAMM

WAC

Total

Distribution by Occupancy Type (Current)

Total (All Loans)

Total

Refinance/Equity Takeout

Refinance/No Cash Out

Purchase

# of

Loans

Ending Balance

% of

Balance

WAMM

WAC

Non-Owner Occupied

Owner Occupied - Secondary Residence

Owner Occupied - Primary Residence

Occupancy Type

# of

Loans

Ending Balance

% of

Balance

WAMM

WAC

Page 44 of 57

24-Oct-2007 02:27

Distribution Date: 25-Oct-07

Mortgage Loan Characteristics Part II

First Franklin Mortgage Loan Trust

Mortgage Loan Asset-Backed Certificates

Series 2007-H1

3,658

892,000,237

100.00%

356.77

9.20%

3,665

893,417,460

100.00%

359.77

9.20%

WAC

# of

Loans

Ending Balance

% of

Balance

WAMM

Total (All Loans)

First Franklin

Originator

# of

Loans

Ending Balance

% of

Balance

WAMM

WAC

Originator

Distribution by Originator Concentration > 10% (Current)

Distribution by Originator Concentration > 10% (Cut-off)

Page 45 of 57

24-Oct-2007 02:27

WAMM

WAC

California

470

189,568,788

21.25%

357

8.64%

Florida

378

93,606,350

10.49%

357

8.98%

Washington

208

64,369,082

7.22%

357

9.09%

New York

160

48,468,787

5.43%

357

9.27%

Illinois

181

45,901,720

5.15%

357

9.76%

Texas

241

41,015,655

4.60%

356

9.55%

Arizona

136

31,243,337

3.50%

357

8.75%

Maryland

31,171,021

3.49%

357

9.09%

Utah

106

24,452,939

2.74%

357

8.81%

Georgia

120

23,470,690

2.63%

357

9.93%

Remaining

1,576

298,731,866

33.49%

357

9.54%

WAMM

WAC

California

470

189,602,782

21.22%

360

8.64%

Florida

378

93,621,616

10.48%

360

8.98%

Washington

208

64,378,139

7.21%

360

9.09%

New York

160

48,479,360

5.43%

360

9.27%

Illinois

183

46,264,122

5.18%

360

9.76%

Texas

241

41,032,023

4.59%

359

9.55%

Arizona

136

31,250,020

3.50%

360

8.75%

Maryland

31,176,121

3.49%

360

9.09%

Utah

106

24,458,811

2.74%

360

8.81%

Georgia

120

23,476,105

2.63%

360

9.93%

Remaining

1,581

299,678,361

33.54%

360

9.54%

(1)

Based on Current Period Ending Principal Balance

Top 10 Original State Concentration

Geographic
Distribution

# of

Loans

Balance

(1)

% of

Balance

Total (All Loans)

Top 10 Current State Concentration

Geographic
Distribution

# of

Loans

Balance

(1)

% of

Balance

Distribution Date: 25-Oct-07

Geographic Concentration

First Franklin Mortgage Loan Trust

Mortgage Loan Asset-Backed Certificates

Series 2007-H1

Top 10 Current State Concentration

California

New York

Washington

Florida

Georgia

Utah

Maryland

Arizona

Texas

Illinois

Remaining

Page 46 of 57

24-Oct-2007 02:27

Total (All Loans)

Current Total

0.00

Cumulative

0.00

B
C
F
L
O

Paid in Full
REO
Short Sale
Third Party
Settled

P
R
S
T
X

1
2
3

Liq. Type Code - Legend
BK Discharged
Charge-off
Foreclosure
Retain Lien
Loan Sale

Occ Type Code - Legend
Primary
Secondary
Investment

0.00

FICO

Lien Position

Liq Type

Occ Type

Subsequent

Recov/(Exp)

Loss-Certs Adjusted

Loss Severity

Loan-to-Value

Disclosure Control

Original

Liquidation

Balance

Net Liquidation

Proceeds

Loss-Certs Non-

adjusted

Distribution Date: 25-Oct-07

Current Period Realized Loss Detail

First Franklin Mortgage Loan Trust

Mortgage Loan Asset-Backed Certificates

Series 2007-H1

Page 47 of 57

24-Oct-2007 02:28

Distribution Date

Beginning Scheduled

Balance

Net Liquidation

Proceeds

Realized Loss

Loan Count

Realized Loss

Adjusted

Cumulative

Realized Loss

Amount

Count

Amount

Count

Amount

Count

25-Oct-07

0.00

Total

0.00

Total (All Loans)

- - - - - - - - - - - - - - - - - C u r r e n t R e a l i z e d L o s s - - - - - - - - - - - - - - - - -

- - - - - - - - - - - - - - P r e v i o u s L i q u i d a t i o n s / P a y o f f s - - - - - - - - - - - - - -

Claims on Prior

Liquidations

Recovery on Prior

Liquidations

(Claims)/Recoveries on

Prior Payoffs

Distribution Date: 25-Oct-07

Historical Realized Loss Summary

First Franklin Mortgage Loan Trust

Mortgage Loan Asset-Backed Certificates

Series 2007-H1

Page 48 of 57

24-Oct-2007 02:28

Distribution Date: 25-Oct-07

Historical Realized Loss Summary

First Franklin Mortgage Loan Trust

Mortgage Loan Asset-Backed Certificates

Series 2007-H1

Distribution Date

Beginning Scheduled

Balance

Net Liquidation

Proceeds

Realized Loss

Loan Count

Realized Loss

Adjusted

Cumulative

Realized Loss

Amount

Count

Amount

Count

Amount

Count

25-Oct-07

0.00

Total

0.00

Group 1

- - - - - - - - - - - - - - - - - C u r r e n t R e a l i z e d L o s s - - - - - - - - - - - - - - - - -

- - - - - - - - - - - - - - P r e v i o u s L i q u i d a t i o n s / P a y o f f s - - - - - - - - - - - - - -

Claims on Prior

Liquidations

Recovery on Prior

Liquidations

(Claims)/Recoveries on

Prior Payoffs

Page 49 of 57

24-Oct-2007 02:28

Distribution Date: 25-Oct-07

Historical Realized Loss Summary

First Franklin Mortgage Loan Trust

Mortgage Loan Asset-Backed Certificates

Series 2007-H1

Distribution Date

Beginning Scheduled

Balance

Net Liquidation

Proceeds

Realized Loss

Loan Count

Realized Loss

Adjusted

Cumulative

Realized Loss

Amount

Count

Amount

Count

Amount

Count

25-Oct-07

0.00

Total

0.00

Group 2

- - - - - - - - - - - - - - - - - C u r r e n t R e a l i z e d L o s s - - - - - - - - - - - - - - - - -

- - - - - - - - - - - - - - P r e v i o u s L i q u i d a t i o n s / P a y o f f s - - - - - - - - - - - - - -

Claims on Prior

Liquidations

Recovery on Prior

Liquidations

(Claims)/Recoveries on

Prior Payoffs

Page 50 of 57

24-Oct-2007 02:28

MDR (monthly Default Rate)

Total

Current Period

0.00%

3-Month Average

0.00%

6-Month Average

0.00%

12-Month Average

0.00%

Average Since Cut-Off

0.00%

CDR (Conditional Default Rate)

Total

Current Period

0.00%

3-Month Average

0.00%

6-Month Average

0.00%

12-Month Average

0.00%

Average Since Cut-Off

0.00%

SDA (Standard Default Assumption)

Total

Current Period

0.00%

3-Month Average

0.00%

6-Month Average

0.00%

12-Month Average

0.00%

Average Since Cut-Off

0.00%

MDR

Monthly Default Rate

(Beginning Principal Balance of Liquidated Loans) / (Total Beginning Principal Balance)

CDR

Conditional Default Rate

1 - (1 - MDR)^12

SDA

Standard Default Assumption

If WAS=30 then CDR/(WAS*0.02) else if 30<WAS=60 then CDR/0.6 else if 60<WAS=120 then CDR/(0.6-((WAS-60)*0.0095)) else if WAS>120 then CDR/0.03

WAS

Weighted Average Seasoning

(Original Term - Remaining Term) * (Current Scheduled Balance / Deal Scheduled Principal Balance)

Total (All Loans)

Distribution Date: 25-Oct-07

Realized Loss Summary

First Franklin Mortgage Loan Trust

Mortgage Loan Asset-Backed Certificates

Series 2007-H1

0.00%

0.86%

1.71%

2.57%

3.43%

4.29%

5.14%

6.00%

Nov-06

Dec-06

Jan-07

Feb-07

Mar-07

Apr-07

May-07

Jun-07

Jul-07

Aug-07

Sep-07

Oct-07

0.00%

7.14%

14.29%

21.43%

28.57%

35.71%

42.86%

50.00%

Nov-06

Dec-06

Jan-07

Feb-07

Mar-07

Apr-07

May-07

Jun-07

Jul-07

Aug-07

Sep-07

Oct-07

286%

571%

857%

1143%

1429%

1714%

2000%

Nov-06

Dec-06

Jan-07

Feb-07

Mar-07

Apr-07

May-07

Jun-07

Jul-07

Aug-07

Sep-07

Oct-07

Page 51 of 57

24-Oct-2007 02:28

Group

Total

Relief Act Interest

Shortfall

Total (All Loans)

Disclosure Control

Beginning

Balance

Scheduled

Principal

Unscheduled

Principal

Ending balance

Loan Rate

P&I Amount

Scheduled

Interest

Interest Received

Distribution Date: 25-Oct-07

Servicemembers Civil Relief Act

First Franklin Mortgage Loan Trust

Mortgage Loan Asset-Backed Certificates

Series 2007-H1

Page 52 of 57

24-Oct-2007 02:28

Material breaches of pool asset representation or warranties or transaction covenants.

Material Breach Description

Disclosure

Control #

Loan Group #

Ending Principal

Balance

Material Breach

Date

Distribution Date: 25-Oct-07

Material Breaches Detail

First Franklin Mortgage Loan Trust

Mortgage Loan Asset-Backed Certificates

Series 2007-H1

Page 53 of 57

24-Oct-2007 02:28

Modifications include any extensions or waivers to the mortgage loan terms, fees, penalties or payments during the preceding calendar month or that have become material over time.

Total (All Loans)

Disclosure

Control #

Loan Group #

Modified Maturity

Date

Cutoff Maturity

Date

Modification Description

Distribution Date: 25-Oct-07

Modified Loan Detail

First Franklin Mortgage Loan Trust

Mortgage Loan Asset-Backed Certificates

Series 2007-H1

Page 54 of 57

24-Oct-2007 02:28

Disclosure

Control #

Beginning Principal Balance

Description

Distribution Date: 25-Oct-07

Collateral Asset Changes

First Franklin Mortgage Loan Trust

Mortgage Loan Asset-Backed Certificates

Series 2007-H1

Page 55 of 57

24-Oct-2007 02:28

Substitution Code

- - - Loans Substituted Into Pool - - -

- - - - - - - - - - Loans Substituted Out of Pool - - - - - - - - - -

Investor #

Period

Beginning Principal Balance

Investor #

Period

Beginning Principal

Balance

Adjusted for Principal

Distribution Date: 25-Oct-07

Substitution Detail History

First Franklin Mortgage Loan Trust

Mortgage Loan Asset-Backed Certificates

Series 2007-H1

Page 56 of 57

24-Oct-2007 02:28

- - - Loans Substituted Into Pool - - -

- - - Loans Substituted Out of Pool - - -

Period

Count

Beginning Principal Balance

Count

Beginning Principal Balance

Adjusted for Principal

Difference Into vs.

Out

Distribution Date: 25-Oct-07

Substitution Detail History Summary

First Franklin Mortgage Loan Trust

Mortgage Loan Asset-Backed Certificates

Series 2007-H1

Page 57 of 57

24-Oct-2007 02:28

Merrill Lynch First Franklin Mortgage Loan Trust, Series 2007-H1 10-D