Exhibit 99.1

2016AnnualStockholders’ Meeting

2 Total Assets (millions)(Annual Increase of $4.6 million or 1.81%)

3 Total Loans (millions)(Annual Increase of $8.4 million or 4.36%)

4 Loan Mix – December 31, 2015 Approximately $62,562,000, or 31.07%, of the total loans are government guaranteed loans. The Bank’s exposure ranges from 10% to 49% of the outstanding government guaranteed loan balance at December 31, 2015, or approximately $12,833,000.

5 Total Deposits (millions) (Annual Increase of $6.0 million or 2.91%)

6 Deposit Mix – 2015(percent of total)

7 Loans to Deposits(millions)(0.95:1)

8 Risk Based Capital Ratio

9 Risk Based Capital Requirements(thousands)

Non-Performing Assets to Total Assets 10 Non-performing assets include nonaccrual loans, loans past due 90 days or more and still accruing interest, troubled debt restructured loans and foreclosed assets.

11 Allowance for Loan Losses (ALL) (thousands)Reserve is 1.80% of total loans

12 Net Interest Income After ALL (thousands) (Annual Increase of $472 thousand or 5.10%)

13 Net Yield on Interest-Earning Assets The net yield on interest-earning assets is computed as the yield on average interest-earning assets less the cost of average interest-bearing liabilities.