Distribution Date:

Determination Date:

05/25/2006

05/17/2006

Citigroup Mortgage Loan Trust Inc.

Asset-Backed Pass-Through Certificates, Series 2006-HE1


*CONTACT INFORMATION*

Depositor	Citigroup Mortgage Loan Trust Inc. 390 Greenwich Street New York, NY 10013

Credit Risk Manager	Clayton Fixed Income Services Inc. 1700 Lincoln Street, Suite 1600 Denver, CO 80203

Trust Administrator	Citibank, N.A. 388 Greenwich Street, 14th Floor New York, NY 10013


*CONTENTS*

Distribution Summary	2

Distribution Summary (Factors)	3

Interest Distribution	4

Principal Distribution	5

Class Rating Detail	6

Reconciliation Detail	7

Collateral Summary	8

Delinquency Information	9

Standard Prepayment and Default Information	10

Credit Enhancement	11

Distribution Waterfall Detail	12

Other Information	14


Deal Contact:	Jennifer McCourt	Citibank, N.A.
	jennifer.mccourt@citigroup.com	Agency and Trust
	Tel: (212) 816-5680	388 Greenwich Street, 14th Floor
	Fax: (212) 816-5527	New York, NY 10013

Reports Available at www.sf.citidirect.com

Page 1 of 14

Distribution Date:

Determination Date:

05/25/2006

05/17/2006

Citigroup Mortgage Loan Trust Inc.

Asset-Backed Pass-Through Certificates, Series 2006-HE1

Distribution Summary

*DISTRIBUTION IN DOLLARS*
Class	Original Balance	Prior Principal Balance	Pass- Through Rate	Accrual Day Count	Accrual Dates	Interest Distributed	Principal Distributed	Total Distributed	Deferred Interest	Realized Loss	Current Principal Balance
(1)	(2)	(3)	(4)	(5)	(6)	(7)	(8)	(9)=(7+8)	(10)	(11)	(12)=(3-8+10-11)
A1	321,190,000.00	295,253,720.86	5.019380%	30 / 360	04/25 - 05/24	1,234,992.18	25,232,064.39	26,467,056.57	0.00	0.00	270,021,656.47
A2	77,535,000.00	77,535,000.00	5.079380%	30 / 360	04/25 - 05/24	328,191.44	0.00	328,191.44	0.00	0.00	77,535,000.00
A3	72,402,000.00	72,402,000.00	5.139380%	30 / 360	04/25 - 05/24	310,084.49	0.00	310,084.49	0.00	0.00	72,402,000.00
A4	51,994,000.00	51,994,000.00	5.229380%	30 / 360	04/25 - 05/24	226,580.32	0.00	226,580.32	0.00	0.00	51,994,000.00
M1	28,408,000.00	28,408,000.00	5.289380%	30 / 360	04/25 - 05/24	125,217.26	0.00	125,217.26	0.00	0.00	28,408,000.00
M2	26,329,000.00	26,329,000.00	5.299380%	30 / 360	04/25 - 05/24	116,272.81	0.00	116,272.81	0.00	0.00	26,329,000.00
M3	15,936,000.00	15,936,000.00	5.319380%	30 / 360	04/25 - 05/24	70,641.37	0.00	70,641.37	0.00	0.00	15,936,000.00
M4	14,204,000.00	14,204,000.00	5.429380%	30 / 360	04/25 - 05/24	64,265.76	0.00	64,265.76	0.00	0.00	14,204,000.00
M5	13,511,000.00	13,511,000.00	5.459380%	30 / 360	04/25 - 05/24	61,468.07	0.00	61,468.07	0.00	0.00	13,511,000.00
M6	11,432,000.00	11,432,000.00	5.549380%	30 / 360	04/25 - 05/24	52,867.09	0.00	52,867.09	0.00	0.00	11,432,000.00
M7	11,086,000.00	11,086,000.00	6.009380%	30 / 360	04/25 - 05/24	55,516.66	0.00	55,516.66	0.00	0.00	11,086,000.00
M8	9,354,000.00	9,354,000.00	6.209380%	30 / 360	04/25 - 05/24	48,402.12	0.00	48,402.12	0.00	0.00	9,354,000.00
M9	8,315,000.00	8,315,000.00	7.159380%	30 / 360	04/25 - 05/24	49,608.54	0.00	49,608.54	0.00	0.00	8,315,000.00
M10	9,007,000.00	9,007,000.00	7.459380%	30 / 360	04/25 - 05/24	55,988.86	0.00	55,988.86	0.00	0.00	9,007,000.00
M11	7,275,000.00	7,275,000.00	7.459380%	30 / 360	04/25 - 05/24	45,222.49	0.00	45,222.49	0.00	0.00	7,275,000.00
CE	14,897,407.86	14,896,823.42	101.338753%	30 / 360	04/01 - 04/30	1,258,021.26	0.00	1,258,021.26	0.00	0.00	14,896,823.42
P	100.00	100.00	0.000000%	30 / 360	04/01 - 04/30	527,450.86	0.00	527,450.86	0.00	0.00	100.00
R	0.00	0.00	0.000000%	30 / 360		0.00	0.00	0.00	0.00	0.00	0.00
RX	0.00	0.00	0.000000%	30 / 360		0.00	0.00	0.00	0.00	0.00	0.00
Totals	692,875,507.86	666,938,644.28				4,630,791.58	25,232,064.39	29,862,855.97	0.00	0.00	641,706,579.89

Reports Available at www.sf.citidirect.com

Page 2 of 14

Distribution Date:

Determination Date:

05/25/2006

05/17/2006

Citigroup Mortgage Loan Trust Inc.

Asset-Backed Pass-Through Certificates, Series 2006-HE1

Distribution Summary (Factors)

*PER $1,000 OF ORIGINAL BALANCE*
Class	CUSIP	Record Date	Prior Principal Balance	Interest Distributed	Principal Distributed	Total Distributed	Deferred Interest	Realized Loss	Current Principal Balance
			(3/2 x 1000)	(5/2 x 1000)	(6/2 x 1000)	(7/2 x 1000)	(8/2 x 1000)	(9/2 x 1000)	(10/2 x 1000)
A1	17307G4S4	05/24/2006	919.249419	3.845052	78.558063	82.403115	0.000000	0.000000	840.691355
A2	17307G4T2	05/24/2006	1,000.000000	4.232817	0.000000	4.232817	0.000000	0.000000	1,000.000000
A3	17307G4U9	05/24/2006	1,000.000000	4.282817	0.000000	4.282817	0.000000	0.000000	1,000.000000
A4	17307G4V7	05/24/2006	1,000.000000	4.357817	0.000000	4.357817	0.000000	0.000000	1,000.000000
M1	17307G4W5	05/24/2006	1,000.000000	4.407817	0.000000	4.407817	0.000000	0.000000	1,000.000000
M2	17307G4X3	05/24/2006	1,000.000000	4.416150	0.000000	4.416150	0.000000	0.000000	1,000.000000
M3	17307G4Y1	05/24/2006	1,000.000000	4.432817	0.000000	4.432817	0.000000	0.000000	1,000.000000
M4	17307G4Z8	05/24/2006	1,000.000000	4.524483	0.000000	4.524483	0.000000	0.000000	1,000.000000
M5	17307G5A2	05/24/2006	1,000.000000	4.549483	0.000000	4.549483	0.000000	0.000000	1,000.000000
M6	17307G5B0	05/24/2006	1,000.000000	4.624483	0.000000	4.624483	0.000000	0.000000	1,000.000000
M7	17307G5C8	05/24/2006	1,000.000000	5.007817	0.000000	5.007817	0.000000	0.000000	1,000.000000
M8	17307G5D6	05/24/2006	1,000.000000	5.174484	0.000000	5.174484	0.000000	0.000000	1,000.000000
M9	17307G5E4	05/24/2006	1,000.000000	5.966150	0.000000	5.966150	0.000000	0.000000	1,000.000000
M10	17307G5F1	05/24/2006	1,000.000000	6.216150	0.000000	6.216150	0.000000	0.000000	1,000.000000
M11	17307G5G9	05/24/2006	1,000.000000	6.216150	0.000000	6.216150	0.000000	0.000000	1,000.000000
CE	17307G5H7	04/28/2006	999.960769	84.445648	0.000000	84.445648	0.000000	0.000000	999.960769
P	17307G5J3	04/28/2006	1,000.000000	5,274,508.600000	0.000000	5,274,508.600000	0.000000	0.000000	1,000.000000
R	17307K9L5	04/28/2006	0.000000	0.000000	0.000000	0.000000	0.000000	0.000000	0.000000
RX	17307K9K7	04/28/2006	0.000000	0.000000	0.000000	0.000000	0.000000	0.000000	0.000000

Reports Available at www.sf.citidirect.com

Page 3 of 14

Distribution Date:

Determination Date:

05/25/2006

05/17/2006

Citigroup Mortgage Loan Trust Inc.

Asset-Backed Pass-Through Certificates, Series 2006-HE1

Interest Distribution Detail

*DISTRIBUTION IN DOLLARS*
Class	Prior Principal Balance	Pass- Through Rate	Next Pass- Through Rate	Interest Accrual Day Cnt Fraction	Optimal Accrued Interest	Prior Unpaid Interest	Interest on Prior Unpaid Interest	Non-Recov. Interest Shortfall	Interest Due	Deferred Interest	Interest Distributed	Current Unpaid Interest
(1)	(2)	(3)	(4)	(5)	(6)	(7)	(8)	(9)	(10)=(6)+(7)+(8)-(9)	(11)	(12)	(13)=(10)-(11)-(12)
A1	295,253,720.86	5.01938%	5.14125%	30 / 360	1,234,992.18	0.00	0.00	0.00	1,234,992.18	0.00	1,234,992.18	0.00
A2	77,535,000.00	5.07938%	5.20125%	30 / 360	328,191.44	0.00	0.00	0.00	328,191.44	0.00	328,191.44	0.00
A3	72,402,000.00	5.13938%	5.26125%	30 / 360	310,084.49	0.00	0.00	0.00	310,084.49	0.00	310,084.49	0.00
A4	51,994,000.00	5.22938%	5.35125%	30 / 360	226,580.32	0.00	0.00	0.00	226,580.32	0.00	226,580.32	0.00
M1	28,408,000.00	5.28938%	5.41125%	30 / 360	125,217.26	0.00	0.00	0.00	125,217.26	0.00	125,217.26	0.00
M2	26,329,000.00	5.29938%	5.42125%	30 / 360	116,272.81	0.00	0.00	0.00	116,272.81	0.00	116,272.81	0.00
M3	15,936,000.00	5.31938%	5.44125%	30 / 360	70,641.37	0.00	0.00	0.00	70,641.37	0.00	70,641.37	0.00
M4	14,204,000.00	5.42938%	5.55125%	30 / 360	64,265.76	0.00	0.00	0.00	64,265.76	0.00	64,265.76	0.00
M5	13,511,000.00	5.45938%	5.58125%	30 / 360	61,468.07	0.00	0.00	0.00	61,468.07	0.00	61,468.07	0.00
M6	11,432,000.00	5.54938%	5.67125%	30 / 360	52,867.09	0.00	0.00	0.00	52,867.09	0.00	52,867.09	0.00
M7	11,086,000.00	6.00938%	6.13125%	30 / 360	55,516.66	0.00	0.00	0.00	55,516.66	0.00	55,516.66	0.00
M8	9,354,000.00	6.20938%	6.33125%	30 / 360	48,402.12	0.00	0.00	0.00	48,402.12	0.00	48,402.12	0.00
M9	8,315,000.00	7.15938%	7.28125%	30 / 360	49,608.54	0.00	0.00	0.00	49,608.54	0.00	49,608.54	0.00
M10	9,007,000.00	7.45938%	7.58125%	30 / 360	55,988.86	0.00	0.00	0.00	55,988.86	0.00	55,988.86	0.00
M11	7,275,000.00	7.45938%	7.58125%	30 / 360	45,222.49	0.00	0.00	0.00	45,222.49	0.00	45,222.49	0.00
CE	14,896,823.42	101.33875%	0.00000%	30 / 360	1,258,541.70	0.00	0.00	520.44	1,258,021.26	0.00	1,258,021.26	0.00
P	100.00	0.00000%	0.00000%	30 / 360	527,450.86	0.00	0.00	0.00	527,450.86	0.00	527,450.86	0.00
R	0.00	0.00000%	0.00000%	30 / 360	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
RX	0.00	0.00000%	0.00000%	30 / 360	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Totals	666,938,644.28				4,631,312.02	0.00	0.00	520.44	4,630,791.58	0.00	4,630,791.58	0.00

Reports Available at www.sf.citidirect.com

Page 4 of 14

Distribution Date:

Determination Date:

05/25/2006

05/17/2006

Citigroup Mortgage Loan Trust Inc.

Asset-Backed Pass-Through Certificates, Series 2006-HE1

Principal Distribution Detail

*DISTRIBUTION IN DOLLARS*
Class	Original Balance	Prior Principal Balance	Scheduled Principal Distribution	Unscheduled Principal Distribution	Accreted Principal	Current Realized Losses	Current Principal Recoveries	Current Principal Balance	Cumulative Realized Losses	Original Current Original Class (%)	Current Class (%)	Credit Support	Credit Support
(1)	(2)	(3)	(4)	(5)	(6)	(7)	(8)	(9)=(3)-(4)-(5)+(6)-(7)+(8)	(10)	(11)	(12)	(13)	(14)
A1	321,190,000.00	295,253,720.86	350,235.04	24,881,829.35	0.00	0.00	0.00	270,021,656.47	0.00	46.36%	42.08%	24.50%	26.45%
A2	77,535,000.00	77,535,000.00	0.00	0.00	0.00	0.00	0.00	77,535,000.00	0.00	11.19%	12.08%	24.50%	26.45%
A3	72,402,000.00	72,402,000.00	0.00	0.00	0.00	0.00	0.00	72,402,000.00	0.00	10.45%	11.28%	24.50%	26.45%
A4	51,994,000.00	51,994,000.00	0.00	0.00	0.00	0.00	0.00	51,994,000.00	0.00	7.50%	8.10%	24.50%	26.45%
P	100.00	100.00	0.00	0.00	0.00	0.00	0.00	100.00	0.00	0.00%	0.00%	24.50%	26.45%
M1	28,408,000.00	28,408,000.00	0.00	0.00	0.00	0.00	0.00	28,408,000.00	0.00	4.10%	4.43%	20.40%	22.03%
M2	26,329,000.00	26,329,000.00	0.00	0.00	0.00	0.00	0.00	26,329,000.00	0.00	3.80%	4.10%	16.60%	17.92%
M3	15,936,000.00	15,936,000.00	0.00	0.00	0.00	0.00	0.00	15,936,000.00	0.00	2.30%	2.48%	14.30%	15.44%
M4	14,204,000.00	14,204,000.00	0.00	0.00	0.00	0.00	0.00	14,204,000.00	0.00	2.05%	2.21%	12.25%	13.23%
M5	13,511,000.00	13,511,000.00	0.00	0.00	0.00	0.00	0.00	13,511,000.00	0.00	1.95%	2.11%	10.30%	11.12%
M6	11,432,000.00	11,432,000.00	0.00	0.00	0.00	0.00	0.00	11,432,000.00	0.00	1.65%	1.78%	8.65%	9.34%
M7	11,086,000.00	11,086,000.00	0.00	0.00	0.00	0.00	0.00	11,086,000.00	0.00	1.60%	1.73%	7.05%	7.61%
M8	9,354,000.00	9,354,000.00	0.00	0.00	0.00	0.00	0.00	9,354,000.00	0.00	1.35%	1.46%	5.70%	6.15%
M9	8,315,000.00	8,315,000.00	0.00	0.00	0.00	0.00	0.00	8,315,000.00	0.00	1.20%	1.30%	4.50%	4.86%
M10	9,007,000.00	9,007,000.00	0.00	0.00	0.00	0.00	0.00	9,007,000.00	0.00	1.30%	1.40%	3.20%	3.46%
M11	7,275,000.00	7,275,000.00	0.00	0.00	0.00	0.00	0.00	7,275,000.00	0.00	1.05%	1.13%	2.15%	2.32%
CE	14,897,407.86	14,896,823.42	0.00	0.00	0.00	0.00	0.00	14,896,823.42	0.00	2.15%	2.32%	0.00%	0.00%
Totals	692,875,507.86	666,938,644.28	350,235.04	24,881,829.35	0.00	0.00	0.00	641,706,579.89	0.00	100%	100%

Reports Available at www.sf.citidirect.com

Page 5 of 14

Distribution Date:

Determination Date:

05/25/2006

05/17/2006

Citigroup Mortgage Loan Trust Inc.

Asset-Backed Pass-Through Certificates, Series 2006-HE1

Class Rating Detail

Fitch

Moody's

S & P

Class

Cusip

Original

Current

Status

Date

Original

Current

Status

Date

Original

Current

Status

Date

17307G4S4

AAA

30-Mar-06

Aaa

12-Apr-06

AAA

4-Apr-06

17307G4T2

AAA

30-Mar-06

Aaa

12-Apr-06

AAA

4-Apr-06

17307G4U9

AAA

30-Mar-06

Aaa

12-Apr-06

AAA

4-Apr-06

17307G4V7

AAA

30-Mar-06

Aaa

12-Apr-06

AAA

4-Apr-06

17307G4W5

AA+

30-Mar-06

Aa1

12-Apr-06

AA+

4-Apr-06

17307G4X3

AA+

30-Mar-06

Aa2

12-Apr-06

AA+

4-Apr-06

17307G4Y1

30-Mar-06

Aa3

12-Apr-06

4-Apr-06

17307G4Z8

AA-

30-Mar-06

12-Apr-06

AA-

4-Apr-06

17307G5A2

A+

30-Mar-06

12-Apr-06

A+

4-Apr-06

17307G5B0

30-Mar-06

12-Apr-06

4-Apr-06

17307G5C8

A-

30-Mar-06

Baa1

12-Apr-06

A-

4-Apr-06

17307G5D6

BBB

30-Mar-06

Baa2

12-Apr-06

BBB

4-Apr-06

17307G5E4

BBB-

30-Mar-06

Baa3

12-Apr-06

BBB-

4-Apr-06

M10

17307G5F1

BB+

30-Mar-06

Ba1

12-Apr-06

BB+

4-Apr-06

M11

17307G5G9

30-Mar-06

Ba2

12-Apr-06

4-Apr-06

17307G5H7

17307G5J3

17307K9L5

17307K9K7

All ratings are updated through the last day of the prior month, however some ratings may include more recent updates.

Reports Available at www.sf.citidirect.com

Page 6 of 14

Distribution Date:

Determination Date:

05/25/2006

05/17/2006

Citigroup Mortgage Loan Trust Inc.

Asset-Backed Pass-Through Certificates, Series 2006-HE1

Reconciliation Detail


*SOURCE OF FUNDS*
Interest Funds Available
Scheduled Interest	4,384,940.89
Uncompensated PPIS		0.00
Relief Act Interest Shortfall		(520.44	)
Interest Adjustments		0.00
Total Interest Funds Available:				4,384,420.45
Principal Funds Available
Scheduled Principal		350,235.04
Curtailments		21,319.67
Prepayments in Full		24,860,509.68
Liquidation Proceeds		0.00
Repurchased Principal		0.00
Substitution Principal		0.00
Other Principal		0.00
Total Principal Funds Available:				25,232,064.39
Other Funds Available
Cap Contract Amount		5,148.19
Prepayment Penalties		527,450.86
Other Charges		0.00
Total Other Funds Available:				532,599.05
Total Funds Available				30,149,083.89


*ALLOCATION OF FUNDS*
Scheduled Fees
Servicing Fee	277,891.46
Credit Risk Manager Fee	8,336.46
Total Scheduled Fees:		286,227.92
Additional Fees, Expenses, etc.
Extraordinary Trust Fund Expenses	0.00
Other Expenses	0.00
Total Additional Fees, Expenses, etc.:		0.00
Distribution to Certificateholders & Others
Interest Distribution	4,630,791.58
Principal Distribution	25,232,064.39
Total Distribution to Certificateholders & Others:		29,862,855.97
Total Funds Allocated		30,149,083.89

Reports Available at www.sf.citidirect.com

Page 7 of 14

Distribution Date:

Determination Date:

05/25/2006

05/17/2006

Citigroup Mortgage Loan Trust Inc.

Asset-Backed Pass-Through Certificates, Series 2006-HE1

Collateral Summary


*ASSET CHARACTERISTICS*

	Cut-Off		Prior		Current
Aggregate Stated Principal Balance	692,875,507.86		666,938,644.28		641,706,579.89

Loan Count	4,301		4,170		4,051

Weighted Average Coupon Rate (WAC)	7.897796	%	7.889675	%	N/A

Net Weighted Average Coupon Rate (Net WAC)	7.397796	%	7.374675	%	N/A

Weighted Average Remaining Term (WART in months)	347		345		344


*AVAILABLE PRINCIPAL*

Scheduled Principal	350,235.04
Curtailments	21,319.67
Principal Prepayments		24,860,509.68
Liquidation Proceeds		0.00
Repurchased Principal		0.00
Trailing Recoveries		0.00
TOTAL AVAILABLE PRINCIPAL		25,232,064.39

Current Realized Losses		0.00
Current Bankruptcy Losses		0.00
Cumulative Realized Losses		0.00


*AVAILABLE INTEREST*

Scheduled Interest		4,384,940.89

Less:	Servicing Fee	277,891.46
	Credit Risk Manager Fee	8,336.46
	Uncompensated PPIS	0.00
	Relief Act Interest Shortfall	520.44
TOTAL AVAILABLE INTEREST		4,098,192.53

Reports Available at www.sf.citidirect.com

Page 8 of 14

Distribution Date:

Determination Date:

05/25/2006

05/17/2006

Citigroup Mortgage Loan Trust Inc.

Asset-Backed Pass-Through Certificates, Series 2006-HE1

*Delinquency Information*

	30-59 Days		60-89 Days		90+ Days		Totals
Delinquency
Scheduled Principal Balance	25,338,543.62		12,404,554.01		2,849,295.10		40,592,392.73
Percentage of Total Pool Balance	3.9486%		1.9331%		0.4440%		6.3257%
Number of Loans	147		75		24		246
Percentage of Total Loans	3.6287%		1.8514%		0.5924%		6.0726%
Bankruptcy
Scheduled Principal Balance	0.00		0.00		0.00		0.00
Percentage of Total Pool Balance		0.0000%		0.0000%		0.0000%		0.0000%
Number of Loans		0		0		0		0
Percentage of Total Loans		0.0000%		0.0000%		0.0000%		0.0000%
Foreclosure
Scheduled Principal Balance		77,201.03		1,018,745.01		7,775,446.40		8,871,392.44
Percentage of Total Pool Balance		0.0120%		0.1588%		1.2117%		1.3825%
Number of Loans		1		5		31		37
Percentage of Total Loans		0.0247%		0.1234%		0.7652%		0.9134%
REO
Scheduled Principal Balance		0.00		0.00		0.00		0.00
Percentage of Total Pool Balance		0.0000%		0.0000%		0.0000%		0.0000%
Number of Loans		0		0		0		0
Percentage of Total Loans		0.0000%		0.0000%		0.0000%		0.0000%
Total
Scheduled Principal Balance		25,415,744.65		13,423,299.02		10,624,741.50		49,463,785.17
Percentage of Total Pool Balance		3.9606%		2.0918%		1.6557%		7.7082%
Number of Loans		148		80		55		283
Percentage of Total Loans		3.6534%		1.9748%		1.3577%		6.9859%

Principal and Interest Advances		3,755,644.35

Reports Available at www.sf.citidirect.com

Page 9 of 14

Distribution Date:

Determination Date:

05/25/2006

05/17/2006

Citigroup Mortgage Loan Trust Inc.

Asset-Backed Pass-Through Certificates, Series 2006-HE1

Standard Prepayment and Default Information


Payment Date	Wtd. Avg. Age (Months)	Current Collateral Balance	Scheduled Principal	Unscheduled Principal	Liquidation Principal	SMM	CPR	PSA	MDR	CDR	SDA
25-May-2006	7.08	641,706,579.89	350,235.04	24,881,829.35	0.00	3.733%	36.650%	2,588%	0.000%	0.000%	0%
25-Apr-2006	6.08	666,938,644.28	354,625.23	25,582,238.35	0.00	3.694%	36.344%	2,987%	0.000%	0.000%	0%

SMM (Single Month Mortality) = Unscheduled Principal / (Beginning Balance - Scheduled Principal)	MDR (Monthly Default Rate) = Beginning Balance of Liquidated Asset / Total Beginning Balance
CPR (Constant Prepayment Rate) = 1 - ((1-SMM)^12)	CDR (Conditional Default Rate) = 1 - ((1-MDR)^12)
PSA (Public Securities Association) = CPR * (min(.2% * Age, 6%))	SDA (Standard Default Assumption) = CDR * (min(.2% * Age, 6%))

Reports Available at www.sf.citidirect.com

Page 10 of 14

Distribution Date:

Determination Date:

05/25/2006

05/17/2006

Citigroup Mortgage Loan Trust Inc.

Asset-Backed Pass-Through Certificates, Series 2006-HE1

Credit Enhancement

*GROUP TOTALS*
Overcollateralization Target Amount		14,896,823.42		2.3214%
Beginning Overcollateralization Amount		14,896,823.42
Overcollateralization Decrease due to Realized Losses		0.00
Overcollateralization Deficiency Amount	0.00
Excess Spread Available for Overcollateralization Increase	1,258,021.26
Overcollateralization Increase Amount			0.00
Excess Overcollateralization Amount	0.00
Principal Available for Overcollateralization Reduction	25,232,064.39
Overcollateralization Reduction Amount			0.00
Current Overcollateralization			14,896,823.42		2.3214%

Senior Enhancement Percentage					26.4535%
Are Stepdown Principal Distributions Allowed This Month?					No
(Has the Stepdown Date Occured and Are There No Trigger Events in Effect?)
Has the Stepdown Date Occured?			No
(Has the 3rd Anniversary Distribution Date Occurred or Does the Senior Enhancement Percentage Equal or Exceed the Target Percentage?)
3rd Anniversary Distribution Date	25-Apr-2008
Senior Enhancement Percentage	26.4535%
Senior Enhancement Target Percentage	49.0000%
Is a Trigger Event in Effect?			No
(Is a Delinquency Trigger Event in Effect or Is a Cumulative Realized Loss Trigger in Effect?)
Is a Delinquency Trigger Event in Effect?			No
(Does the Delinquency Percentage Exceed the Target Percentage?)
Delinquency Percentage	3.7475%
Target Percentage (32.65% of the Senior Enhancement Percentage)	8.6371%
Is a Cumulative Realized Loss Trigger Event in Effect?			No
(Does the Cumulative Loss Percentage Exceed the Target Percentage?)
Cumulative Loss Percentage	0.0000%
Target Percentage	1.6500%

Reports Available at www.sf.citidirect.com

Page 11 of 14

Distribution Date:

Determination Date:

05/25/2006

05/17/2006

Citigroup Mortgage Loan Trust Inc.

Asset-Backed Pass-Through Certificates, Series 2006-HE1

Waterfall Detail


				Remaining
	Amount			Available
*DISTRIBUTIONS*	Distributed			Funds

Interest Remittance Funds				4,103,340.72
Class A-1 Monthly Interest Distributable Amount		(1,234,992.18	)		2,868,348.54
Class A-2 Monthly Interest Distributable Amount		(328,191.44	)		2,540,157.10
Class A-3 Monthly Interest Distributable Amount		(310,084.49	)		2,230,072.61
Class A-4 Monthly Interest Distributable Amount		(226,580.32	)		2,003,492.29

Interest Remittance Funds to Subordinate Classes					2,003,492.29
Class M-1 Monthly Interest Distributable Amount		(125,217.26	)		1,878,275.03
Class M-2 Monthly Interest Distributable Amount		(116,272.81	)		1,762,002.22
Class M-3 Monthly Interest Distributable Amount		(70,641.37	)		1,691,360.85
Class M-4 Monthly Interest Distributable Amount		(64,265.76	)		1,627,095.09
Class M-5 Monthly Interest Distributable Amount		(61,468.07	)		1,565,627.02
Class M-6 Monthly Interest Distributable Amount		(52,867.09	)		1,512,759.93
Class M-7 Monthly Interest Distributable Amount		(55,516.66	)		1,457,243.27
Class M-8 Monthly Interest Distributable Amount		(48,402.12	)		1,408,841.15
Class M-9 Monthly Interest Distributable Amount		(49,608.54	)		1,359,232.61
Class M-10 Monthly Interest Distributable Amount		(55,988.86	)		1,303,243.75
Class M-11 Monthly Interest Distributable Amount		(45,222.49	)		1,258,021.26
Remaining Amount to Be Distributed as Net Monthly Excess Cashflow		(1,258,021.26	)		0.00

Principal Distribution Funds					25,232,064.39
Class A-1 Principal Distribution Amount		(25,232,064.39	)		0.00
Class A-2 Principal Distribution Amount		0.00			0.00
Class A-3 Principal Distribution Amount		0.00			0.00
Class A-4 Principal Distribution Amount		0.00			0.00

Reports Available at www.sf.citidirect.com

Page 12 of 14

Distribution Date:

Determination Date:

05/25/2006

05/17/2006

Citigroup Mortgage Loan Trust Inc.

Asset-Backed Pass-Through Certificates, Series 2006-HE1

Waterfall Detail


				Remaining
	Amount			Available
*DISTRIBUTIONS*	Distributed			Funds

Principal Remittance Funds to Subordinate Classes				0.00
Class M-1 Principal Distribution Amount	0.00			0.00
Class M-2 Principal Distribution Amount		0.00			0.00
Class M-3 Principal Distribution Amount		0.00			0.00
Class M-4 Principal Distribution Amount		0.00			0.00
Class M-5 Principal Distribution Amount		0.00			0.00
Class M-6 Principal Distribution Amount		0.00			0.00
Class M-7 Principal Distribution Amount		0.00			0.00
Class M-8 Principal Distribution Amount		0.00			0.00
Class M-9 Principal Distribution Amount		0.00			0.00
Class M-10 Principal Distribution Amount		0.00			0.00
Class M-11 Principal Distribution Amount		0.00			0.00

Net Monthly Excess Cashflow					1,258,021.26
Class CE Monthly Interest Distributable Amount and Any Unpaid Interest Shortfall Amount		(1,258,021.26	)		0.00
Class CE, Principal, Up to the Amount of Any Overcollateralization Release Amount		0.00			0.00
Remaining to the Holders of the Residual Certificates		0.00			0.00

Prepayment Penalties					527,450.86
Class P Prepayment Penalties		(527,450.86	)		0.00
Distribution of Class P Outstanding Certificate Principal Balance		0.00			0.00

Reports Available at www.sf.citidirect.com

Page 13 of 14

Distribution Date:

Determination Date:

05/25/2006

05/17/2006

Citigroup Mortgage Loan Trust Inc.

Asset-Backed Pass-Through Certificates, Series 2006-HE1

Other Information

Interest Rate Cap Contract Information
Cap Contract Beginning Notional Amount	2,634,468.10
Cap Contract Ending Notional Amount	2,580,184.25
Current Cap Amount Paid	5,148.19
Next Cap Amount to Be Paid	75,255.37

Expenses
Extraordinary Trust Fund Expenses	0.00

Prepayment Penalties
Prepayment Penalties	527,450.86

Net WAC Rate Carryover Reserve Account Information
Beginning Reserve Account Balance	0.00
Deposits	0.00
Withdrawals	0.00
Ending Reserve Account Balance	0.00

Rate Reset Information
Current LIBOR	4.959380%
Next LIBOR	5.081250%

Reports Available at www.sf.citidirect.com

Page 14 of 14

Citigroup Mortgage Loan Trust 2006-HE1 10-D