Distribution Date:

Determination Date:

05/25/2006

05/17/2006

Citigroup Mortgage Loan Trust Inc.

Asset-Backed Pass-Through Certificates, Series 2006-WF1


*CONTACT INFORMATION*

Depositor	Citigroup Mortgage Loan Trust Inc.
	390 Greenwich Street
	New York, NY 10013

Credit Risk Manager	Clayton Fixed Income Services Inc.
	1700 Lincoln Street, Suite 1600
	Denver, CO 80203

Trust Administrator	Citibank, N.A.
	388 Greenwich Street, 14th Floor
	New York, NY 10013


*CONTENTS*

Distribution Summary	2

Distribution Summary (Factors)	3

Interest Distribution	4

Principal Distribution	5

Class Rating Detail	6

Reconciliation Detail	7

Collateral Summary	8

Delinquency Information	11

Standard Prepayment and Default Information	14

Credit Enhancement	15

Distribution Waterfall Detail	16

Other Information	18



Deal Contact:	Jennifer McCourt	Citibank, N.A.
	jennifer.mccourt@citigroup.com	Agency and Trust
	Tel: (212) 816-5680	388 Greenwich Street, 14th Floor
	Fax: (212) 816-5527	New York, NY 10013

Reports Available at www.sf.citidirect.com

Page 1 of 18

Distribution Date:

Determination Date:

05/25/2006

05/17/2006

Citigroup Mortgage Loan Trust Inc.

Asset-Backed Pass-Through Certificates, Series 2006-WF1

Distribution Summary

DISTRIBUTION IN DOLLARS


Class	Original Balance	Prior Principal Balance	Pass- Through Rate	Accrual Day Count	Accrual Dates	Interest Distributed	Principal Distributed	Total Distributed	Deferred Interest	Realized Loss	Current Principal Balance
(1)	(2)	(3)	(4)	(5)	(6)	(7)	(8)	(9)=(7+8)	(10)	(11)	(12)=(3-8+10-11)
A1	425,206,000.00	420,233,036.49	6.500000%	30 / 360	04/01 - 04/30	2,276,262.28	6,945,653.83	9,221,916.11	0.00	0.00	413,287,382.66
A2A	138,057,000.00	129,916,464.79	5.701000%	30 / 360	04/01 - 04/30	617,211.47	6,431,775.92	7,048,987.39	0.00	0.00	123,484,688.87
A2B	40,501,000.00	40,501,000.00	5.536000%	30 / 360	04/01 - 04/30	186,844.61	0.00	186,844.61	0.00	0.00	40,501,000.00
A2C	58,527,000.00	58,527,000.00	5.598000%	30 / 360	04/01 - 04/30	273,028.46	0.00	273,028.46	0.00	0.00	58,527,000.00
A2D	58,251,000.00	58,251,000.00	5.923000%	30 / 360	04/01 - 04/30	287,517.23	0.00	287,517.23	0.00	0.00	58,251,000.00
A2E	37,021,000.00	37,021,000.00	6.082000%	30 / 360	04/01 - 04/30	187,634.77	0.00	187,634.77	0.00	0.00	37,021,000.00
A2F	36,929,000.00	36,929,000.00	5.657000%	30 / 360	04/01 - 04/30	174,089.46	0.00	174,089.46	0.00	0.00	36,929,000.00
M1	28,313,000.00	28,313,000.00	6.024000%	30 / 360	04/01 - 04/30	142,131.26	0.00	142,131.26	0.00	0.00	28,313,000.00
M2	16,302,000.00	16,302,000.00	6.222000%	30 / 360	04/01 - 04/30	84,525.87	0.00	84,525.87	0.00	0.00	16,302,000.00
M3	9,438,000.00	9,438,000.00	6.915000%	30 / 360	04/01 - 04/30	54,386.47	0.00	54,386.47	0.00	0.00	9,438,000.00
M4	4,290,000.00	4,290,000.00	7.000000%	30 / 360	04/01 - 04/30	25,025.00	0.00	25,025.00	0.00	0.00	4,290,000.00
M5	4,290,000.00	4,290,000.00	7.000000%	30 / 360	04/01 - 04/30	25,025.00	0.00	25,025.00	0.00	0.00	4,290,000.00
CE	858,342.09	1,577,203.94	0.000000%	30 / 360	04/01 - 04/30	0.00	0.00	0.00	706,516.78	0.00	2,283,720.72
P	100.00	100.00	0.000000%	30 / 360	04/01 - 04/30	43,979.04	0.00	43,979.04	0.00	0.00	100.00
R	0.00	0.00	0.000000%	-		0.00	0.00	0.00	0.00	0.00	0.00
RX	0.00	0.00	0.000000%	-		0.00	0.00	0.00	0.00	0.00	0.00
Totals	857,983,442.09	845,588,805.22				4,377,660.92	13,377,429.75	17,755,090.67	706,516.78	0.00	832,917,892.25

Reports Available at www.sf.citidirect.com

Page 2 of 18

Distribution Date:

Determination Date:

05/25/2006

05/17/2006

Citigroup Mortgage Loan Trust Inc.

Asset-Backed Pass-Through Certificates, Series 2006-WF1

Distribution Summary (Factors)

PER $1,000 OF ORIGINAL BALANCE


Class	CUSIP	Record Date	Prior Principal Balance	Interest Distributed	Principal Distributed	Total Distributed	Deferred Interest	Realized Loss	Current Principal Balance
			(3/2 x 1000)	(5/2 x 1000)	(6/2 x 1000)	(7/2 x 1000)	(8/2 x 1000)	(9/2 x 1000)	(10/2 x 1000)
A1	17307G4E5	05/24/2006	988.304578	5.353316	16.334797	21.688114	0.000000	0.000000	971.969781
A2A	17307G4F2	05/24/2006	941.034970	4.470700	46.587829	51.058529	0.000000	0.000000	894.447140
A2B	17307G4G0	05/24/2006	1,000.000000	4.613333	0.000000	4.613333	0.000000	0.000000	1,000.000000
A2C	17307G4H8	05/24/2006	1,000.000000	4.665000	0.000000	4.665000	0.000000	0.000000	1,000.000000
A2D	17307G4J4	05/24/2006	1,000.000000	4.935833	0.000000	4.935833	0.000000	0.000000	1,000.000000
A2E	17307G4K1	05/24/2006	1,000.000000	5.068333	0.000000	5.068333	0.000000	0.000000	1,000.000000
A2F	17307G4L9	05/24/2006	1,000.000000	4.714167	0.000000	4.714167	0.000000	0.000000	1,000.000000
M1	17307G4M7	05/24/2006	1,000.000000	5.020000	0.000000	5.020000	0.000000	0.000000	1,000.000000
M2	17307G4N5	05/24/2006	1,000.000000	5.185000	0.000000	5.185000	0.000000	0.000000	1,000.000000
M3	17307G4P0	05/24/2006	1,000.000000	5.762499	0.000000	5.762499	0.000000	0.000000	1,000.000000
M4	17307G4Q8	05/24/2006	1,000.000000	5.833333	0.000000	5.833333	0.000000	0.000000	1,000.000000
M5	17307G4R6	05/24/2006	1,000.000000	5.833333	0.000000	5.833333	0.000000	0.000000	1,000.000000
CE	17307K9F8	04/28/2006	1,837.500407	0.000000	0.000000	0.000000	823.117948	0.000000	2,660.618356
P	17307K9G6	04/28/2006	1,000.000000	439,790.400000	0.000000	439,790.400000	0.000000	0.000000	1,000.000000
R	17307K9J0	04/28/2006	0.000000	0.000000	0.000000	0.000000	0.000000	0.000000	0.000000
RX	17307K9H4	04/28/2006	0.000000	0.000000	0.000000	0.000000	0.000000	0.000000	0.000000

Reports Available at www.sf.citidirect.com

Page 3 of 18

Distribution Date:

Determination Date:

05/25/2006

05/17/2006

Citigroup Mortgage Loan Trust Inc.

Asset-Backed Pass-Through Certificates, Series 2006-WF1

Interest Distribution Detail

DISTRIBUTION IN DOLLARS


Class	Prior Principal Balance	Pass- Through Rate	Next Pass- Through Rate	Interest Accrual Day Cnt Fraction	Optimal Accrued Interest	Prior Unpaid Interest	Interest on Prior Unpaid Interest	Non-Recov. Interest Shortfall	Interest Due	Deferred Interest	Interest Distributed	Current Unpaid Interest
(1)	(2)	(3)	(4)	(5)	(6)	(7)	(8)	(9)	(10)=(6)+(7)+(8)-(9)	(11)	(12)	(13)=(10)-(11)-(12)
A1	420,233,036.49	6.50000%	6.50000%	30 / 360	2,276,262.28	0.00	0.00	0.00	2,276,262.28	0.00	2,276,262.28	0.00
A2A	129,916,464.79	5.70100%	5.70100%	30 / 360	617,211.47	0.00	0.00	0.00	617,211.47	0.00	617,211.47	0.00
A2B	40,501,000.00	5.53600%	5.53600%	30 / 360	186,844.61	0.00	0.00	0.00	186,844.61	0.00	186,844.61	0.00
A2C	58,527,000.00	5.59800%	5.59800%	30 / 360	273,028.46	0.00	0.00	0.00	273,028.46	0.00	273,028.46	0.00
A2D	58,251,000.00	5.92300%	5.92300%	30 / 360	287,517.23	0.00	0.00	0.00	287,517.23	0.00	287,517.23	0.00
A2E	37,021,000.00	6.08200%	6.08200%	30 / 360	187,634.77	0.00	0.00	0.00	187,634.77	0.00	187,634.77	0.00
A2F	36,929,000.00	5.65700%	5.65700%	30 / 360	174,089.46	0.00	0.00	0.00	174,089.46	0.00	174,089.46	0.00
M1	28,313,000.00	6.02400%	6.02400%	30 / 360	142,131.26	0.00	0.00	0.00	142,131.26	0.00	142,131.26	0.00
M2	16,302,000.00	6.22200%	6.22200%	30 / 360	84,525.87	0.00	0.00	0.00	84,525.87	0.00	84,525.87	0.00
M3	9,438,000.00	6.91500%	6.91500%	30 / 360	54,386.47	0.00	0.00	0.00	54,386.47	0.00	54,386.47	0.00
M4	4,290,000.00	7.00000%	7.00000%	30 / 360	25,025.00	0.00	0.00	0.00	25,025.00	0.00	25,025.00	0.00
M5	4,290,000.00	7.00000%	7.00000%	30 / 360	25,025.00	0.00	0.00	0.00	25,025.00	0.00	25,025.00	0.00
CE	1,577,203.94	0.00000%	0.00000%	30 / 360	0.00	0.00	0.00	0.00	0.00	706,516.78	0.00	0.00
P	100.00	0.00000%	0.00000%	30 / 360	43,979.04	0.00	0.00	0.00	43,979.04	0.00	43,979.04	0.00
R	0.00	0.00000%	0.00000%	-	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
RX	0.00	0.00000%	0.00000%	-	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Totals	845,588,805.22				4,377,660.92	0.00	0.00	0.00	4,377,660.92	706,516.78	4,377,660.92	0.00

Reports Available at www.sf.citidirect.com

Page 4 of 18

Distribution Date:

Determination Date:

05/25/2006

05/17/2006

Citigroup Mortgage Loan Trust Inc.

Asset-Backed Pass-Through Certificates, Series 2006-WF1

Principal Distribution Detail

DISTRIBUTION IN DOLLARS


Class	Original Balance	Prior Principal Balance	Scheduled Principal Distribution	Unscheduled Principal Distribution	Accreted Principal	Current Realized Losses	Current Principal Recoveries	Current Principal Balance	Cumulative Realized Losses	Original Class (%)	Current Class (%)	Original Credit Support	Current Credit Support
(1)	(2)	(3)	(4)	(5)	(6)	(7)	(8)	(9)=(3)-(4)-(5)+(6)-(7)+(8)	(10)	(11)	(12)	(13)	(14)
A1	425,206,000.00	420,233,036.49	384,224.42	6,561,429.41	0.00	0.00	0.00	413,287,382.66	0.00	49.56%	49.62%	7.40%	7.79%
A2A	138,057,000.00	129,916,464.79	287,590.60	6,144,185.32	0.00	0.00	0.00	123,484,688.87	0.00	16.09%	14.83%	7.40%	7.79%
A2B	40,501,000.00	40,501,000.00	0.00	0.00	0.00	0.00	0.00	40,501,000.00	0.00	4.72%	4.86%	7.40%	7.79%
A2C	58,527,000.00	58,527,000.00	0.00	0.00	0.00	0.00	0.00	58,527,000.00	0.00	6.82%	7.03%	7.40%	7.79%
A2D	58,251,000.00	58,251,000.00	0.00	0.00	0.00	0.00	0.00	58,251,000.00	0.00	6.79%	6.99%	7.40%	7.79%
A2E	37,021,000.00	37,021,000.00	0.00	0.00	0.00	0.00	0.00	37,021,000.00	0.00	4.31%	4.44%	7.40%	7.79%
A2F	36,929,000.00	36,929,000.00	0.00	0.00	0.00	0.00	0.00	36,929,000.00	0.00	4.30%	4.43%	7.40%	7.79%
P	100.00	100.00	0.00	0.00	0.00	0.00	0.00	100.00	0.00	0.00%	0.00%	7.40%	7.79%
M1	28,313,000.00	28,313,000.00	0.00	0.00	0.00	0.00	0.00	28,313,000.00	0.00	3.30%	3.40%	4.10%	4.39%
M2	16,302,000.00	16,302,000.00	0.00	0.00	0.00	0.00	0.00	16,302,000.00	0.00	1.90%	1.96%	2.20%	2.44%
M3	9,438,000.00	9,438,000.00	0.00	0.00	0.00	0.00	0.00	9,438,000.00	0.00	1.10%	1.13%	1.10%	1.30%
M4	4,290,000.00	4,290,000.00	0.00	0.00	0.00	0.00	0.00	4,290,000.00	0.00	0.50%	0.52%	0.60%	0.79%
M5	4,290,000.00	4,290,000.00	0.00	0.00	0.00	0.00	0.00	4,290,000.00	0.00	0.50%	0.52%	0.10%	0.27%
CE	858,342.09	1,577,203.94	0.00	0.00	706,516.78	0.00	0.00	2,283,720.72	0.00	0.10%	0.27%	0.00%	0.00%
Totals	857,983,442.09	845,588,805.22	671,815.02	12,705,614.73	706,516.78	0.00	0.00	832,917,892.25	0.00	100%	100%

Reports Available at www.sf.citidirect.com

Page 5 of 18

Distribution Date:

Determination Date:

05/25/2006

05/17/2006

Citigroup Mortgage Loan Trust Inc.

Asset-Backed Pass-Through Certificates, Series 2006-WF1

Class Rating Detail

Fitch

Moody's

S & P

Class

Cusip

Original

Current

Status

Date

Original

Current

Status

Date

Original

Current

Status

Date

17307G4E5

AAA

30-Mar-06

Aaa

3-Apr-06

AAA

4-Apr-06

A2A

17307G4F2

AAA

30-Mar-06

Aaa

3-Apr-06

AAA

4-Apr-06

A2B

17307G4G0

AAA

30-Mar-06

Aaa

3-Apr-06

AAA

4-Apr-06

A2C

17307G4H8

AAA

30-Mar-06

Aaa

3-Apr-06

AAA

4-Apr-06

A2D

17307G4J4

AAA

30-Mar-06

Aaa

3-Apr-06

AAA

4-Apr-06

A2E

17307G4K1

AAA

30-Mar-06

Aaa

3-Apr-06

AAA

4-Apr-06

A2F

17307G4L9

AAA

30-Mar-06

Aaa

3-Apr-06

AAA

4-Apr-06

17307G4M7

30-Mar-06

Aa2

3-Apr-06

4-Apr-06

17307G4N5

30-Mar-06

3-Apr-06

4-Apr-06

17307G4P0

BBB

30-Mar-06

Baa2

3-Apr-06

BBB

4-Apr-06

17307G4Q8

BBB-

30-Mar-06

Baa3

3-Apr-06

BBB-

4-Apr-06

17307G4R6

BB+

30-Mar-06

Ba1

3-Apr-06

BB+

4-Apr-06

17307K9F8

17307K9G6

17307K9J0

17307K9H4

All ratings are updated through the last day of the prior month, however some ratings may include more recent updates.

Reports Available at www.sf.citidirect.com

Page 6 of 18

Distribution Date:

Determination Date:

05/25/2006

05/17/2006

Citigroup Mortgage Loan Trust Inc.

Asset-Backed Pass-Through Certificates, Series 2006-WF1

Reconciliation Detail


*SOURCE OF FUNDS*

Interest Funds Available
Scheduled Interest	5,315,015.39
Uncompensated PPIS	0.00
Relief Act Interest Shortfall	0.00
Interest Adjustments	0.00
Total Interest Funds Available:		5,315,015.39
Principal Funds Available
Scheduled Principal	671,815.02
Curtailments	524,218.18
Prepayments in Full	11,474,879.77
Liquidation Proceeds	0.00
Repurchased Principal	0.00
Substitution Principal	0.00
Other Principal	0.00
Total Principal Funds Available:		12,670,912.97
Other Funds Available
Prepayment Penalties	43,979.04
Other Charges	0.00
Total Other Funds Available:		43,979.04
Total Funds Available		18,029,907.40


*ALLOCATION OF FUNDS*

Scheduled Fees
Credit Risk Manager Fee	10,570.13
Servicing Fee	264,246.60
Total Scheduled Fees:		274,816.73
Additional Fees, Expenses, etc.
Extraordinary Trust Fund Expenses	0.00
Other Expenses	0.00
Total Additional Fees, Expenses, etc.:		0.00
Distribution to Certificateholders
Interest Distribution	4,377,660.92
Principal Distribution	13,377,429.75
Total Distribution to Certificateholders:		17,755,090.67
Total Funds Allocated		18,029,907.40

Reports Available at www.sf.citidirect.com

Page 7 of 18

Distribution Date:

Determination Date:

05/25/2006

05/17/2006

Citigroup Mortgage Loan Trust Inc.

Asset-Backed Pass-Through Certificates, Series 2006-WF1

Collateral Summary - Group 1


*ASSET CHARACTERISTICS*

	Cut-Off			Prior			Current

Aggregate Stated Principal Balance		459,185,912.52			454,485,559.23			447,906,733.79

Loan Count		2,884			2,861			2,830

Weighted Average Coupon Rate (WAC)		7.496793	%		7.492669	%		N/A

Net Weighted Average Coupon Rate (Net WAC)		7.121793	%		7.102669	%		N/A

Weighted Average Remaining Term (WART in months)		351			350			349


*AVAILABLE PRINCIPAL*

Scheduled Principal	384,224.42
Curtailments	337,643.40
Principal Prepayments	5,856,957.62
Liquidation Proceeds	0.00
Repurchased Principal	0.00
Trailing Recoveries	0.00
TOTAL AVAILABLE PRINCIPAL	6,578,825.44

Current Realized Losses	0.00
Current Bankruptcy Losses	0.00
Cumulative Realized Losses	0.00


*AVAILABLE INTEREST*

Scheduled Interest		2,837,758.50

Less:	Servicing Fee	142,026.70
	Credit Risk Manager Fee	5,681.23
	Uncompensated PPIS	0.00
	Relief Act Interest Shortfall	0.00
TOTAL AVAILABLE INTEREST		2,690,050.57

Reports Available at www.sf.citidirect.com

Page 8 of 18

Distribution Date:

Determination Date:

05/25/2006

05/17/2006

Citigroup Mortgage Loan Trust Inc.

Asset-Backed Pass-Through Certificates, Series 2006-WF1

Collateral Summary - Group 2


*ASSET CHARACTERISTICS*

	Cut-Off			Prior			Current

Aggregate Stated Principal Balance		398,797,529.57			391,103,245.99			385,011,158.46

Loan Count		2,073			2,041			2,015

Weighted Average Coupon Rate (WAC)		7.607814	%		7.600827	%		N/A

Net Weighted Average Coupon Rate (Net WAC)		7.232814	%		7.210827	%		N/A

Weighted Average Remaining Term (WART in months)		352			351			350


*AVAILABLE PRINCIPAL*

Scheduled Principal	287,590.60
Curtailments	186,574.78
Principal Prepayments	5,617,922.15
Liquidation Proceeds	0.00
Repurchased Principal	0.00
Trailing Recoveries	0.00
TOTAL AVAILABLE PRINCIPAL	6,092,087.53

Current Realized Losses	0.00
Current Bankruptcy Losses	0.00
Cumulative Realized Losses	0.00


*AVAILABLE INTEREST*

Scheduled Interest		2,477,256.89

Less:	Servicing Fee	122,219.90
	Credit Risk Manager Fee	4,888.90
	Uncompensated PPIS	0.00
	Relief Act Interest Shortfall	0.00
TOTAL AVAILABLE INTEREST		2,350,148.09

Reports Available at www.sf.citidirect.com

Page 9 of 18

Distribution Date:

Determination Date:

05/25/2006

05/17/2006

Citigroup Mortgage Loan Trust Inc.

Asset-Backed Pass-Through Certificates, Series 2006-WF1

Collateral Summary - Total


*ASSET CHARACTERISTICS*

	Cut-Off	Prior	Current

Aggregate Stated Principal Balance	857,983,442.09	845,588,805.22	832,917,892.25

Loan Count	4,957	4,902	4,845

Weighted Average Coupon Rate (WAC)	7.548397%	7.542695%	N/A

Net Weighted Average Coupon Rate (WAC)	7.173397%	7.167695%	N/A

Weighted Average Remaining Term (WART in months)	352	350	349


*AVAILABLE PRINCIPAL*

Scheduled Principal	671,815.02
Curtailments	524,218.18
Principal Prepayments	11,474,879.77
Liquidation Proceeds	0.00
Repurchased Principal	0.00
Trailing Recoveries	0.00
TOTAL AVAILABLE PRINCIPAL	12,670,912.97
Current Realized Losses	0.00
Current Bankruptcy Losses	0.00
Cumulative Realized Losses	0.00


*AVAILABLE INTEREST*

Scheduled Interest		5,315,015.39

Less:	Servicing Fee	264,246.60
	Credit Risk Manager Fee	10,570.13
	Uncompensated PPIS	0.00
	Relief Act Interest Shortfall	0.00
TOTAL AVAILABLE INTEREST		5,040,198.66

Reports Available at www.sf.citidirect.com

Page 10 of 18

Distribution Date:

Determination Date:

05/25/2006

05/17/2006

Citigroup Mortgage Loan Trust Inc.

Asset-Backed Pass-Through Certificates, Series 2006-WF1

Delinquency Information


*GROUP 1*

	30-59 Days	60-89 Days	90+ Days	Totals
Delinquency
Scheduled Principal Balance	2,213,335.68	97,314.60	0.00	2,310,650.28
Percentage of Total Pool Balance	0.4942%	0.0217%	0.0000%	0.5159%
Number of Loans	20	2	0	22
Percentage of Total Loans	0.7067%	0.0707%	0.0000%	0.7774%
Bankruptcy
Scheduled Principal Balance	0.00	0.00	0.00	0.00
Percentage of Total Pool Balance	0.0000%	0.0000%	0.0000%	0.0000%
Number of Loans	0	0	0	0
Percentage of Total Loans	0.0000%	0.0000%	0.0000%	0.0000%
Foreclosure
Scheduled Principal Balance	36,897.13	766,018.45	0.00	802,915.58
Percentage of Total Pool Balance	0.0082%	0.1710%	0.0000%	0.1793%
Number of Loans	1	5	0	6
Percentage of Total Loans	0.0353%	0.1767%	0.0000%	0.2120%
REO
Scheduled Principal Balance	0.00	0.00	0.00	0.00
Percentage of Total Pool Balance	0.0000%	0.0000%	0.0000%	0.0000%
Number of Loans	0	0	0	0
Percentage of Total Loans	0.0000%	0.0000%	0.0000%	0.0000%
Total
Scheduled Principal Balance	2,250,232.81	863,333.05	0.00	3,113,565.86
Percentage of Total Pool Balance	0.5024%	0.1927%	0.0000%	0.6951%
Number of Loans	21	7	0	28
Percentage of Total Loans	0.7420%	0.2473%	0.0000%	0.9894%

Principal and Interest Advances	2,286,172.25

Reports Available at www.sf.citidirect.com

Page 11 of 18

Distribution Date:

Determination Date:

05/25/2006

05/17/2006

Citigroup Mortgage Loan Trust Inc.

Asset-Backed Pass-Through Certificates, Series 2006-WF1

Delinquency Information


*GROUP 2*

	30-59 Days	60-89 Days	90+ Days	Totals
Delinquency
Scheduled Principal Balance	2,394,938.52	83,788.93	0.00	2,478,727.45
Percentage of Total Pool Balance	0.6220%	0.0218%	0.0000%	0.6438%
Number of Loans	16	1	0	17
Percentage of Total Loans	0.7940%	0.0496%	0.0000%	0.8437%
Bankruptcy
Scheduled Principal Balance	0.00	0.00	0.00	0.00
Percentage of Total Pool Balance	0.0000%	0.0000%	0.0000%	0.0000%
Number of Loans	0	0	0	0
Percentage of Total Loans	0.0000%	0.0000%	0.0000%	0.0000%
Foreclosure
Scheduled Principal Balance	0.00	1,252,338.90	0.00	1,252,338.90
Percentage of Total Pool Balance	0.0000%	0.3253%	0.0000%	0.3253%
Number of Loans	0	5	0	5
Percentage of Total Loans	0.0000%	0.2481%	0.0000%	0.2481%
REO
Scheduled Principal Balance	0.00	0.00	0.00	0.00
Percentage of Total Pool Balance	0.0000%	0.0000%	0.0000%	0.0000%
Number of Loans	0	0	0	0
Percentage of Total Loans	0.0000%	0.0000%	0.0000%	0.0000%
Total
Scheduled Principal Balance	2,394,938.52	1,336,127.83	0.00	3,731,066.35
Percentage of Total Pool Balance	0.6220%	0.3470%	0.0000%	0.9691%
Number of Loans	16	6	0	22
Percentage of Total Loans	0.7940%	0.2978%	0.0000%	1.0918%

Principal and Interest Advances	2,021,794.78

Reports Available at www.sf.citidirect.com

Page 12 of 18

Distribution Date:

Determination Date:

05/25/2006

05/17/2006

Citigroup Mortgage Loan Trust Inc.

Asset-Backed Pass-Through Certificates, Series 2006-WF1

Delinquency Information


*GROUP TOTALS*

	30-59 Days	60-89 Days	90+ Days	Totals
Delinquency
Scheduled Principal Balance	4,608,274.20	181,103.53	0.00	4,789,377.73
Percentage of Total Pool Balance	0.5533%	0.0217%	0.0000%	0.5750%
Number of Loans	36	3	0	39
Percentage of Total Loans	0.7430%	0.0619%	0.0000%	0.8050%
Bankruptcy
Scheduled Principal Balance	0.00	0.00	0.00	0.00
Percentage of Total Pool Balance	0.0000%	0.0000%	0.0000%	0.0000%
Number of Loans	0	0	0	0
Percentage of Total Loans	0.0000%	0.0000%	0.0000%	0.0000%
Foreclosure
Scheduled Principal Balance	36,897.13	2,018,357.35	0.00	2,055,254.48
Percentage of Total Pool Balance	0.0044%	0.2423%	0.0000%	0.2468%
Number of Loans	1	10	0	11
Percentage of Total Loans	0.0206%	0.2064%	0.0000%	0.2270%
REO
Scheduled Principal Balance	0.00	0.00	0.00	0.00
Percentage of Total Pool Balance	0.0000%	0.0000%	0.0000%	0.0000%
Number of Loans	0	0	0	0
Percentage of Total Loans	0.0000%	0.0000%	0.0000%	0.0000%
Total
Scheduled Principal Balance	4,645,171.33	2,199,460.88	0.00	6,844,632.21
Percentage of Total Pool Balance	0.5577%	0.2641%	0.0000%	0.8218%
Number of Loans	37	13	0	50
Percentage of Total Loans	0.7637%	0.2683%	0.0000%	1.0320%

Principal and Interest Advances	4,307,967.03

Reports Available at www.sf.citidirect.com

Page 13 of 18

Distribution Date:

Determination Date:

05/25/2006

05/17/2006

Citigroup Mortgage Loan Trust Inc.

Asset-Backed Pass-Through Certificates, Series 2006-WF1

Standard Prepayment and Default Information


Payment Date	Wtd. Avg. Age (Months)	Current Collateral Balance	Scheduled Principal	Unscheduled Principal	Liquidation Principal	SMM	CPR	PSA	MDR	CDR	SDA
25-May-2006	4.72	832,917,892.25	671,815.02	11,999,097.95	0.00	1.420%	15.772%	1,672%	0.000%	0.000%	0%
25-Apr-2006	3.72	845,588,805.22	674,548.61	11,720,088.26	0.00	1.367%	15.226%	2,048%	0.000%	0.000%	0%

SMM (Single Month Mortality) = Unscheduled Principal / (Beginning Balance - Scheduled Principal)	MDR (Monthly Default Rate) = Beginning Balance of Liquidated Asset / Total Beginning Balance
CPR (Constant Prepayment Rate) = 1 - ((1-SMM)^12)	CDR (Conditional Default Rate) = 1 - ((1-MDR)^12)
PSA (Public Securities Association) = CPR * (min(.2% * Age, 6%))	SDA (Standard Default Assumption) = CDR * (min(.2% * Age, 6%))

Reports Available at www.sf.citidirect.com

Page 14 of 18

Distribution Date:

Determination Date:

05/25/2006

05/17/2006

Citigroup Mortgage Loan Trust Inc.

Asset-Backed Pass-Through Certificates, Series 2006-WF1

Credit Enhancement


*GROUP 1*

Overcollateralization Target Amount			6,863,867.54	0.8241	%
Beginning Overcollateralization Amount			1,577,203.94
Overcollateralization Decrease Due to Realized Losses			0.00
Overcollateralization Deficiency Amount	5,286,663.60
Excess Spread Available for Overcollateralization Increase	706,516.78
Overcollateralization Increase Amount			706,516.78
Excess Overcollateralization Amount	0.00
Principal Available for Overcollateralization Reduction	12,670,912.97
Overcollateralization Reduction Amount			0.00
Current Overcollateralization			2,283,720.72	0.2742	%

Senior Enhancement Percentage				7.7939	%


Are Stepdown Principal Distributions Allowed This Month?				No
(Has the Stepdown Date Occured and Are There No Trigger Events in Effect?)
Has the Stepdown Date Occured?			No
(Has the 3rd Anniversary Distribution Date Occurred or Does the Senior Enhancement Percentage Equal or Exceed the Target Percentage?)
3rd Anniversary Distribution Date	25-Apr-2008
Senior Enhancement Percentage	7.7939	%
Senior Enhancement Target Percentage	16.2000	%
Is a Trigger Event in Effect?			No
(Is a Delinquency Trigger Event in Effect or Is a Cumulative Realized Loss Trigger in Effect?)
Is a Delinquency Trigger Event in Effect?			No
(Does the Delinquency Percentage Exceed the Target Percentage?)
Delinquency Percentage	0.2641	%
Target Percentage (50% of the Senior Enhancement Percentage)	3.8545	%
Is a Cumulative Realized Loss Trigger Event in Effect?			No
(Does the Cumulative Loss Percentage Exceed the Target Percentage?)
Cumulative Loss Percentage	0.0000	%
Target Percentage	0.2500	%

Reports Available at www.sf.citidirect.com

Page 15 of 18

Distribution Date:

Determination Date:

05/25/2006

05/17/2006

Citigroup Mortgage Loan Trust Inc.

Asset-Backed Pass-Through Certificates, Series 2006-WF1

Waterfall Detail


*DISTRIBUTIONS*	Amount Distributed			Remaining Available Funds

Group 1 Interest Remittance Funds				2,690,050.57
Class A-1 Monthly Interest Distributable Amount		(2,276,262.28	)		413,788.29

Group 2 Interest Remittance Funds					2,350,148.09
Class A-2A, A-2B, A-2C, A-2D, A-2E, A-2F Monthly Interest Distributable Amount		(1,726,326.00	)		623,822.09

Group 1 & 2 Interest Remittance Funds to Subordinate Classes					1,037,610.38
Class M-1 Monthly Interest Distributable Amount		(142,131.26	)		895,479.12
Class M-2 Monthly Interest Distributable Amount		(84,525.87	)		810,953.25
Class M-3 Monthly Interest Distributable Amount		(54,386.47	)		756,566.78
Class M-4 Monthly Interest Distributable Amount		(25,025.00	)		731,541.78
Class M-5 Monthly Interest Distributable Amount		(25,025.00	)		706,516.78
Remaining Amount to be Distributed to Increase Overcollateralization		(706,516.78	)		0.00

Group 1 Principal Distribution Funds Excluding Amount to Increase Overcollateralization					6,578,825.44
Class A-1, the Group 1 Principal Distribution Funds Excluding Amount to Increase Overcollateralization		(6,578,825.44	)		0.00

Group 2 Principal Distribution Funds Excluding Amount to Increase Overcollateralization					6,092,087.53
Class A-2A, the Group 2 Principal Distribution Funds Excluding Amount to Increase Overcollateralization		(6,092,087.53	)		0.00
Class A-2B, the Group 2 Principal Distribution Funds Excluding Amount to Increase Overcollateralization		0.00			0.00
Class A-2C, the Group 2 Principal Distribution Funds Excluding Amount to Increase Overcollateralization		0.00			0.00
Class A-2D, the Group 2 Principal Distribution Funds Excluding Amount to Increase Overcollateralization		0.00			0.00
Class A-2E, the Group 2 Principal Distribution Funds Excluding Amount to Increase Overcollateralization		0.00			0.00
Class A-2F, the Group 2 Principal Distribution Funds Excluding Amount to Increase Overcollateralization		0.00			0.00

Reports Available at www.sf.citidirect.com

Page 16 of 18

Distribution Date:

Determination Date:

05/25/2006

05/17/2006

Citigroup Mortgage Loan Trust Inc.

Asset-Backed Pass-Through Certificates, Series 2006-WF1

Waterfall Detail


*DISTRIBUTIONS*	Amount Distributed			Remaining Available Funds

Group 1 & 2 Principal Remittance Funds to Subordinate Classes				0.00
Class M-1 Principal Distribution Amount		0.00			0.00
Class M-2 Principal Distribution Amount		0.00			0.00
Class M-3 Principal Distribution Amount		0.00			0.00
Class M-4 Principal Distribution Amount		0.00			0.00
Class M-5 Principal Distribution Amount		0.00			0.00

Net Monthly Excess Cashflow					706,516.78
Class A-1 Extra Principal Payment Amount to Increase Overcollateralization		(366,828.39	)		339,688.39
Class A-2A Extra Principal Payment Amount to Increase Overcollateralization		(339,688.39	)		0.00
Class C-E Monthly Interest Distributable Amount and any Unpaid Interest Shortfall Amount		0.00			0.00
Class C-E, Principal, Up to the Amount of Any Overcollateralization Release Amount		0.00			0.00
Remaining to the Holders of the Residual Certificates		0.00			0.00

Group 1 & 2 Prepayment Penalties					43,979.04
Group 1 Class P Prepayment Penalties		(35,113.41	)		8,865.63
Group 2 Class P Prepayment Penalties		(8,865.63	)		0.00
Distribution of Class P outstanding Certificate Principal Balance		0.00			0.00

Reports Available at www.sf.citidirect.com

Page 17 of 18

Distribution Date:

Determination Date:

05/25/2006

05/17/2006

Citigroup Mortgage Loan Trust Inc.

Asset-Backed Pass-Through Certificates, Series 2006-WF1

Other Information


Expenses
Extraordinary Trust Fund Expenses			0.00

Net WAC Rate Carryover Reserve Account Information
Beginning Reserve Account Balance			0.00
Deposits			0.00
Withdrawals			0.00
Ending Reserve Account Balance			0.00

Reports Available at www.sf.citidirect.com

Page 18 of 18

Citigroup Mortgage Loan Trust 2006-WF1 10-D