Capital Adequacy (Tables)

9 Months Ended

Sep. 30, 2013

Regulatory Capital Requirements [Abstract]

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

The following table sets forth the actual and required regulatory capital amounts and ratios of the Company and the Bank as of September 30, 2013 (dollars in thousands):

	Actual		For capital adequacy purposes							To be well capitalized under prompt corrective action provisions
	Amount		Ratio			Amount		Ratio		Amount		Ratio
September 30, 2013
Total Capital (to Risk-Weighted Assets)
Company	$	140,821		36.75	%		30,659		>8.0%		—		N/A
Bank	$	132,712		35.06	%		30,281		>8.0%		37,852		>10.0%
Tier I Capital (to Risk-Weighted Assets)
Company	$	135,965		35.48	%		15,329		>4.0%		—		N/A
Bank	$	127,914		33.79	%		15,141		>4.0%		22,711		>6.0%
Tier I Capital (to Average Assets)
Company	$	135,965		17.47	%		31,122		>4.0%		—		N/A
Bank	$	127,914		16.54	%		30,926		>4.0%		38,658		>5.0%

- Definition

Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.

+ References+ Details

BERKSHIRE BANCORP INC /DE/ 10-Q