SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): ~~August 27~~September 3, 2003

NEW SOUTH BANCSHARES, INC.

(Exact name of Registrant as specified in its charter)

Delaware	~~001~~63-~~14235~~1132716	~~63-1132716~~
(State or other jurisdiction ofincorporation)	(Commission File Number)	(IRS Employer Identification No.)
(State or other jurisdiction of incorporation)	(IRS Employer Identification No.)
1900 Crestwood Boulevard, Birmingham, Alabama		35210
(Address of principal executive offices)		(Zip Code)

1900 Crestwood Boulevard, Birmingham, Alabama		35210
(Address of principal executive offices)		(Zip Code)

Registrant’s telephone number, including area code: (205) 951-4000

N/A

(Former name or former address, if changed since last report)

Item 9. Regulation FD Disclosure.

The following information inis ~~this~~furnished ~~Current~~to ~~Report~~the onSecurities ~~Form~~and ~~8-K,~~Exchange ~~including~~Commission ~~the~~pursuant ~~exhibit~~to ~~listed~~Item ~~below~~9, is“Regulation ~~being~~FD ~~furnished~~Disclosure, ~~not filed~~” and, ~~pursuant~~in ~~to Regulation~~accordance ~~FD.~~with OnSecurities ~~August~~and ~~27,~~Exchange ~~2003,~~Commission ~~New~~Release ~~South~~No. ~~Bancshares~~33-8216, ~~Inc.~~pursuant ~~issued~~to aItem ~~press~~12, ~~release~~“Disclosure ~~announcing~~of ~~the~~Results ~~partial~~of ~~prepayment~~Operations ofand ~~its~~Financial 8Condition.~~50%~~” ~~Junior~~This ~~Subordinated~~information ~~Deferrable~~shall ~~Interest~~not ~~Debentures~~be ~~due~~deemed ~~June~~“filed” ~~30,~~for ~~2028~~purposes ~~and~~of Section 18 of the ~~partial~~Securities ~~redemption~~Exchange Act of ~~the~~1934, ~~8.50% Cumulative~~as ~~Trust~~amended ~~Preferred~~(the ~~Securities~~“Exchange ofAct”), ~~New~~or ~~South~~incorporated ~~Capital~~by ~~Trust~~reference I.in Aany ~~copy~~filing ofunder ~~this~~the ~~press~~Securities ~~release~~Act isof ~~attached~~1933, as ~~Exhibit~~amended, ~~99.1~~or tothe ~~this~~Exchange ~~report~~Act, ~~and~~except isas ~~incorporated~~shall ~~herein~~be expressly set forth by specific reference in such a filing.

On September 3, 2003, New South Bancshares, Inc. announced its results of operations for the quarter ended June 30, 2003. A copy of the related press release is being filed as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference in its entirety.

Exhibit Index

Exhibit No.		Description of Document
99.1		Press ~~release~~Release, dated ~~August~~September 273, 2003, issued by New South Bancshares, Inc.

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereto duly authorized.

Dated: ~~August~~September 273, 2003

NEW SOUTH BANCSHARES, INC. By: /s/ ~~ROBERT~~Robert M. ~~COUCH~~Couch ~~RobertM~~Robert M. Couch ~~ExecutiveVice~~Executive Vice President

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