Exhibit 20

AMERICAN HONDA FINANCE CORPORATION

MONTHLY SERVICER REPORT — Honda Auto Receivables 2001-3 Owner Trust

7/1/2004 through 7/31/2004


I. ORIGINAL DEAL PARAMETER INPUTS
(A) Total Portfolio Balance	$	1,846,164,789.37
(B) Total Securities Balance	$	1,846,164,789.37
(C) Class A-1 Notes
(i) Class A-1 Notes Balance	$	482,000,000.00
(ii) Class A-1 Notes Percentage (C(i)/B)		26.11	%
(iii) Class A-1 Notes Rate		2.38875	%
(iv) Class A-1 Notes Accrual Basis		Actual/360
(D) Class A-2 Notes
(i) Class A-2 Notes Balance	$	475,000,000.00
(ii) Class A-2 Notes Percentage (D(i)/B)		25.73	%
(iii) Class A-2 Notes Rate		2.760	%
(iv) Class A-2 Notes Accrual Basis		30/360
(E) Class A-3 Notes
(i) Class A-3 Notes Balance	$	438,000,000.00
(ii) Class A-3 Notes Percentage (E(i)/B)		23.72	%
(iii) Class A-3 Notes Rate		3.400	%
(iv) Class A-3 Notes Accrual Basis		30/360
(F) Class A-4 Notes
(i) Class A-4 Notes Balance	$	405,000,000.00
(ii) Class A-4 Notes Percentage (F(i)/B)		21.94	%
(iii) Class A-4 Notes Rate		3.960	%
(iv) Class A-4 Notes Accrual Basis		30/360
(G) Certificates
(i) Certificates Balance	$	46,164,789.37
(ii) Certificates Percentage (G(i)/B)		2.50	%
(iii) Certificates Rate		3.960	%
(iv) Certificates Accrual Basis		30/360
(H) Servicing Fee Rate		1.00	%
(I) Portfolio Summary
(i) Weighted Average Coupon (WAC)		6.82	%
(ii) Weighted Average Original Maturity (WAOM)		55.54 months
(iii) Weighted Average Remaining Maturity (WAM)		45.71 months
(iv) Number of Receivables		137,554
(J) Reserve Fund
(i) Reserve Account Initial Deposit Percentage		0.50	%
(ii) Reserve Account Initial Deposit	$	9,230,823.95
(iii) Specified Reserve Account Percentage		0.75	%
(iv) Specified Reserve Account Balance	$	9,230,823.95

(K) Yield Supplement Account Deposit	$	1,361,941.97

II. INPUTS FROM PREVIOUS MONTHLY SERVICER REPORTS
(A) Total Portfolio Balance	$	261,878,716.88
(B) Total Securities Balance	$	261,878,716.88
(C) Cumulative Note and Certificate Pool Factor		0.1418501
(D) Class A-1 Notes
(i) Class A-1 Notes Balance	$	0.00
(ii) Class A-1 Notes Pool Factor		0.0000000
(iii) Class A-1 Notes Interest Carryover Shortfall	$	0.00
(iv) Class A-1 Notes Principal Carryover Shortfall	$	0.00
(E) Class A-2 Notes
(i) Class A-2 Notes Balance	$	0.00
(ii) Class A-2 Notes Pool Factor		0.0000000
(iii) Class A-2 Notes Interest Carryover Shortfall	$	0.00
(iv) Class A-2 Notes Principal Carryover Shortfall	$	0.00
(F) Class A-3 Notes
(i) Class A-3 Notes Balance	$	0.00
(ii) Class A-3 Notes Pool Factor		0.0000000
(iii) Class A-3 Notes Interest Carryover Shortfall	$	0.00
(iv) Class A-3 Notes Principal Carryover Shortfall	$	0.00
(G) Class A-4 Notes
(i) Class A-4 Notes Balance	$	252,442,932.61
(ii) Class A-4 Notes Pool Factor		0.6233159
(iii) Class A-4 Notes Interest Carryover Shortfall	$	0.00
(iv) Class A-4 Notes Principal Carryover Shortfall	$	0.00
(H) Certificates
(i) Certificates Balance	$	9,435,784.27
(ii) Certificates Pool Factor		0.2043935
(iii) Certificates Interest Carryover Shortfall	$	0.00
(iv) Certificates Principal Carryover Shortfall	$	0.00
(I) Servicing Fee
(i) Servicing Fee Shortfall	$	0.00
(J) End of Prior Month Account Balances
(i) Reserve Account	$	9,230,823.95
(ii) Yield Supplement Account	$	32.53
(iii) Payahead Account	$	0.00
(iv) Advances Outstanding	$	213,046.24
(K) Portfolio Summary as of End of Prior Month
(i) Weighted Average Coupon (WAC)		7.07	%
(ii) Weighted Average Remaining Maturity (WAM)		19.03 months
(iii) Number of Receivables		47,869
(L) Note and Certificate Principal Distribution Percentages
(i) Note Percentage		96.62	%
(ii) Certificate Percentage		3.38	%

AMERICAN HONDA FINANCE CORPORATION

MONTHLY SERVICER REPORT — Honda Auto Receivables 2001-3 Owner Trust

7/1/2004 through 7/31/2004


III. MONTHLY INPUTS FROM THE MAINFRAME
(A) Precomputed Contracts Principal
(i) Scheduled Principal Collections								$	0.00
(ii) Prepayments in Full								$	0.00
(iii) Prepayments in Full due to Repurchases								$	0.00
(B) Precomputed Contracts Collections								$	0.00
(C) Precomputed Receivables Interest (B-A((i)+(ii)+(iii)))								$	0.00
(D) Simple Interest Receivables Principal
(i) Principal Collections								$	15,654,617.41
(ii) Prepayments in Full								$	6,700,522.96
(iii) Repurchased Receivables Related to Principal								$	0.00
(E) Simple Interest Receivables Interest
(i) Simple Interest Collections								$	1,533,095.16
(F) Payment Advance for Precomputes
(i) Reimbursement of Previous Advances								$	0.00
(ii) Current Advance Amount								$	0.00
(G) Interest Advance for simple Interest - Net								$	(12,487.52	)
(H) Payahead Account
(i) Payments Applied								$	0.00
(ii) Additional Payaheads								$	0.00
(I) Portfolio Summary as of End of Month
(i) Weighted Average Coupon (WAC)									7.08	%
(ii) Weighted Average Remaining Maturity (WAM)									18.22 months
(iii) Remaining Number of Receivables									45,268

	# Units			Dollar Amount
(J) Delinquent Receivables
(i) 31-60 Days Delinquent	1,515	3.35	%	$	9,453,423.97	3.95	%
(ii) 61-90 Days Delinquent	345	0.76	%	$	2,334,914.16	0.98	%
(ii) 91 Days or More Delinquent	94	0.21	%	$	668,162.22	0.28	%
(K) Vehicles Repossessed During Collection Period	21	0.05	%	$	168,160.26	0.07	%
(L) Total Repossessed Vehicles in Inventory	38	0.08	%	$	274,554.21	0.11	%

IV. INPUTS DERIVED FROM OTHER SOURCES
(A) Collection Account Investment Income								$	0.00
(B) Reserve Account Investment Income								$	9,494.05
(C) Yield Supplement Account Investment Income								$	0.18
(D) Trust Fees Expense								$	0.00
(E) Aggregate Net Losses for Collection Period									45,479.35
(F) Liquidated Receivables Information
(i) Gross Principal Balance on Liquidated Receivables								$	216,074.16
(ii) Liquidation Proceeds								$	35,484.03
(ii) Recoveries from Prior Month Charge Offs								$	135,110.78
(G) Days in Accrual Period									30
(H) Deal age									34
MONTHLY COLLECTIONS
V. INTEREST COLLECTIONS
(A) Total Interest Collections (III(C)+E(i)-F(i)+F(ii)+G)								$	1,520,607.64

VI. PRINCIPAL COLLECTIONS
(A) Principal Payments Received (III(A((i)+(ii))+(D(i)+(ii)))								$	22,355,140.37
(B) Liquidation Proceeds (IV(F(i)))									35,484.03
(C) Repurchased Loan Proceeds Related to Principal (III(A(iii)+D(iii)))									0.00
(D) Recoveries from Prior Month Charge Offs (IV(F(ii)))									135,110.78

(E) Total Principal Collections (A+B+C+D)								$	22,525,735.18

VII. TOTAL INTEREST AND PRINCIPAL COLLECTIONS (V(A)+VI(E))								$	24,046,342.82

VIII. YIELD SUPPLEMENT DEPOSIT								$	28.00

IX. TOTAL AVAILABLE AMOUNT (VII+VIII)								$	24,046,370.82

MONTHLY DISTRIBUTIONS
X. FEE DISTRIBUTIONS
(A) Servicing Fee
(i) Servicing Fee Due (I(H)/12)(II(B))+(II(H)(i))								$	218,232.26
(ii) Servicing Fee Paid									218,232.26

(iii) Servicing Fee Shortfall								$	0.00
(B) Reserve Account Investment Income (IV(B))								$	9,494.05
(C) Yield Supplement Account Investment Income (IV(C))								$	0.18
(D) Trust Fees Expense (IV(D))								$	0.00

XI. DISTRIBUTIONS TO NOTEHOLDERS
(A) Interest
(i) Class A-1 Notes
(a) Class A-1 Notes Interest Due								$	0.00
(b) Class A-1 Notes Interest Paid									0.00

(c) Class A-1 Notes Interest Shortfall								$	0.00
(ii) Class A-2 Notes
(a) Class A-2 Notes Interest Due								$	0.00
(b) Class A-2 Notes Interest Paid									0.00

(c) Class A-2 Notes Interest Shortfall								$	0.00
(iii) Class A-3 Notes
(a) Class A-3 Notes Interest Due								$	0.00
(b) Class A-3 Notes Interest Paid									0.00

(c) Class A-3 Notes Interest Shortfall								$	0.00

AMERICAN HONDA FINANCE CORPORATION

MONTHLY SERVICER REPORT — Honda Auto Receivables 2001-3 Owner Trust

7/1/2004 through 7/31/2004


(iv) Class A-4 Notes
(a) Class A-4 Notes Interest Due			$	833,061.68
(b) Class A-4 Notes Interest Paid				833,061.68

(c) Class A-4 Notes Interest Shortfall			$	0.00
(v) Total Note Interest
(a) Total Note Interest Due			$	833,061.68
(b) Total Note Interest Paid				833,061.68

(c) Total Note Interest Shortfall			$	0.00
(d) Reserve Account Withdrawal for Note Interest			$	0.00
Amount available for distributions after Fees & Interest (IX-(X(A)(ii)-(D))-XI(A)(v)(b))			$	22,995,076.88
(B) Principal
(i) Noteholders’ Principal Distribution Amounts			$	21,808,307.48
(ii) Class A-1 Notes Principal
(a) Class A-1 Notes Principal Due			$	0.00
(b) Class A-1 Notes Principal Paid				0.00

(c) Class A-1 Notes Principal Shortfall			$	0.00
(d) Reserve Account Withdrawal			$	0.00
(iii) Class A-2 Notes Principal
(a) Class A-2 Notes Principal Due			$	0.00
(b) Class A-2 Notes Principal Paid				0.00

(c) Class A-2 Notes Principal Shortfall			$	0.00
(d) Reserve Account Withdrawal			$	0.00
(iv) Class A-3 Notes Principal
(a) Class A-3 Notes Principal Due			$	0.00
(b) Class A-3 Notes Principal Paid				0.00

(c) Class A-3 Notes Principal Shortfall			$	0.00
(d) Reserve Account Withdrawal			$	0.00
(v) Class A-4 Notes Principal
(a) Class A-4 Notes Principal Due			$	21,808,307.48
(b) Class A-4 Notes Principal Paid				21,808,307.48

(c) Class A-4 Notes Principal Shortfall			$	0.00
(d) Reserve Account Withdrawal			$	0.00
(vi) Total Notes Principal
(a) Total Notes Principal Due				21,808,307.48
(b) Total Notes Principal Paid				21,808,307.48

(c) Total Notes Principal Shortfall			$	0.00
(d) Reserve Account Withdrawal			$	0.00

XII. RESERVE FUND DEPOSIT
Amount available for deposit into reserve account			$	1,186,769.40
Amount deposited into reserve account				0.00
Excess Amount Released from Reserve Account				0.00

Excessfunds available to Certificateholders				1,186,769.40

XIII. DISTRIBUTIONS TO CERTIFICATEHOLDERS
(A) Interest
(i) Certificate Monthly Interest Due			$	31,138.09
(ii) Certificate Interest Shortfall Beginning Balance			$	0.00

(iii) Total Certificate Interest Due			$	31,138.09
(iv) Certificate Interest Paid				31,138.09

(v) Certificate Interest Shortfall Ending Balance			$	0.00
(B) Principal
(i) Certificate Monthly Principal Due			$	762,907.05
(ii) Certificate Principal Shortfall Beginning Balance			$	0.00

(iii) Total Certificate Principal Due			$	762,907.05
(iv) Certificate Principal Paid				762,907.05

(v) Certificate Principal Shortfall Ending Balance			$	0.00
(C) Release to Seller			$	392,724.26

DISTRIBUTIONS SUMMARY
(A) Total Collections			$	24,046,370.82
(B) Service Fee			$	218,232.26
(C) Trustee Fees			$	0.00
(D) Class A1 Amount			$	0.00
(E) Class A2 Amount			$	0.00
(F) Class A3 Amount			$	0.00
(G) Class A4 Amount			$	22,641,369.16
(H) Amount Deposited into Reserve Account			$	0.00
(I) Certificateholders			$	794,045.14
(J) Release to seller			$	392,724.26
(K) Total amount distributed			$	24,046,370.82
(L) Amount of Draw from Reserve Account				0.00
(M) Excess Amount Released from Reserve Account				0.00

PORTFOLIO AND SECURITY SUMMARY
	Beginning of`Period		End of Period
XIV. POOL BALANCES AND PORTFOLIO INFORMATION
(A) Balances and Principal Factors
(i) Aggregate Balance of Notes	$	252,442,932.61	$	230,634,625.13
(ii) Note Pool Factor		0.1402461		0.1281303
(iii) Class A-1 Notes Balance		0.00		0.00
(iv) Class A-1 Notes Pool Factor		0.0000000		0.0000000
(v) Class A-2 Notes Balance		0.00		0.00
(vi) Class A-2 Notes Pool Factor		0.0000000		0.0000000
(vii) Class A-3 Notes Balance		0.00		0.00
(viii)Class A-3 Notes Pool Factor		0.0000000		0.0000000

AMERICAN HONDA FINANCE CORPORATION

MONTHLY SERVICER REPORT — Honda Auto Receivables 2001-3 Owner Trust

7/1/2004 through 7/31/2004


(ix) Class A-4 Notes Balance					252,442,932.61					230,634,625.13
(x) Class A-4 Notes Pool Factor					0.6233159					0.5694682
(xi) Certificates Balance					9,435,784.27					8,672,877.22
(xii) Certificates Pool Factor					0.2043935					0.1878678
(xiii)Total Principal Balance of Notes and Certificates					261,878,716.88					239,307,502.35
(B) Portfolio Information
(i) Weighted Average Coupon (WAC)					7.07	%				7.08	%
(ii) Weighted Average Remaining Maturity (WAM)					19.03 months					18.22 months
(iii) Remaining Number of Receivables					47,869					45,268
(iv) Portfolio Receivable Balance				$	261,878,716.88				$	239,307,502.35
(C) Outstanding Advance Amount				$	213,046.24				$	200,558.72
(D) Outstanding Payahead Balance				$	0.00				$	0.00

SUMMARY OF ACCOUNTS

XV. RECONCILIATION OF RESERVE ACCOUNT
(A) Beginning Reserve Account Balance									$	9,230,823.95
(B) Draws										0.00
(i) Draw for Servicing Fee										0.00
(ii) Draw for Interest										0.00
(iii) Draw for Realized Losses										0.00
(C) Excess Interest Deposited into the Reserve Account										0.00
(D) Reserve Account Balance Prior to Release										9,230,823.95
(E) Reserve Account Required Amount										9,230,823.95
(F) Final Reserve Account Required Amount										9,230,823.95
(G) Excess Reserve Account Amount										0.00
(H) Ending Reserve Account Balance										9,230,823.95

XVI. RECONCILIATION OF YIELD SUPPLEMENT ACCOUNT
(A) Beginning Yield Supplement Account Balance										32.53
(B) Investment Earnings										0.18
(C) Investment Earnings Withdraw										0.18
(D) Additional Yield Supplement Amounts										0.00
(E) Yield Supplement Deposit Amount										28.00

(F) Ending Yield Supplement Account Balance										4.53

XVII. NET LOSS AND DELINQUENCY ACCOUNT ACTIVITY
(A) Liquidated Contracts
(i) Liquidation Proceeds									$	35,484.03
(ii) Recoveries on Previously Liquidated Contracts										135,110.78
(B) Aggregate Net Losses for Collection Period										45,479.35
(C) Net Loss Rate for Collection Period (annualized)										0.22	%
(D) Cumulative Net Losses for all Periods										6,990,989.46
	# Units			Dollar Amount
(E) Delinquent Receivables
(i) 30-59 Days Delinquent	1,515	3.35	%	$	9,453,423.97		3.95	%
(ii) 60-89 Days Delinquent	345	0.76	%	$	2,334,914.16		0.98	%
(ii) 90 Days or More Delinquent	94	0.21	%	$	668,162.22		0.28	%

XVIII. REPOSSESSION ACTIVITY
	# Units			Dollar Amount
(A) Vehicles Repossessed During Collection Period	21	0.05	%	$	168,160.26					0.07	%
(B) Total Repossessed Vehicles in Inventory	38	0.08	%	$	274,554.21					0.11	%

XIX. TESTS FOR INCREASE IN SPECIFIED RESERVE ACCOUNT BALANCE
(A) Ratio of Net Losses to the Pool Balance as of Each Collection Period
(i) Second Preceding Collection Period										0.18	%
(ii) Preceding Collection Period										0.26	%
(iii) Current Collection Period										0.22	%
(iv) Three Month Average (Avg(i,ii,iii))										0.22	%
(B) Ratio of Balance of Contracts Delinquent 61 Days or More to the Outstanding Balance of Receivables.
(i) Second Preceding Collection Period										0.96	%
(ii) Preceding Collection Period										1.00	%
(iii) Current Collection Period										1.05	%
(iv) Three Month Average (Avg(i,ii,iii))										1.01	%

(C) Loss and Delinquency Trigger Indicator							Trigger was not hit.

I hereby certify that the servicing report provided is true and accurate to the best of my knowledge.


By:		/s/ John I. Weisickle
		John I. Weisickle,
		Vice President/Assistant Secretary

HONDA AUTO RECEIVABLES 2001-3 OWNER TRUST 8-K