Exhibit 20

World Omni Auto Receivables Trust 2005-A

Monthly Servicer Certificate

June 30, 2005


Aggregate Note Amount		Aggregate Note Amount
Original		800,000,000.00

Note Balance @ 5/31/05		691,500,687.94
Principal distributable amount		24,899,470.56

Note Balance @ 6/30/05		666,601,217.38

Note Amount		Class A-1 Note Amount
Original		168,000,000.00

Note Balance @ 5/31/05		59,500,687.94
Principal distributable amount		24,899,470.56

Note Balance @ 6/30/05		34,601,217.38

Note Amount		Class A-2 Note Amount
Original		190,000,000.00

Note Balance @ 5/31/05		190,000,000.00
Principal distributable amount		—

Note Balance @ 6/30/05		190,000,000.00

Note Amount		Class A-3 Note Amount
Original		252,000,000.00

Note Balance @ 5/31/05		252,000,000.00
Principal distributable amount		—

Note Balance @ 6/30/05		252,000,000.00

Note Amount		Class A-4 Note Amount
Original		157,675,000.00

Note Balance @ 5/31/05		157,675,000.00
Principal distributable amount		—

Note Balance @ 6/30/05		157,675,000.00

Note Amount		Class B Note Amount
Original		32,325,000.00

Note Balance @ 5/31/05		32,325,000.00
Principal distributable amount		—

Note Balance @ 6/30/05		32,325,000.00

Distributable Amounts		Total
Interest Distributable Amount		1,995,526.40
Principal Distributable Amount		24,899,470.56

Total		26,894,996.97


Distributable Amounts		Class A-1
Interest Distributable Amount		133,248.49
Principal Distributable Amount		24,899,470.56

Total		25,032,719.05

Distributable Amounts		Class A-2
Interest Distributable Amount		514,583.33
Principal Distributable Amount		0.00

Total		514,583.33

Distributable Amounts		Class A-3
Interest Distributable Amount		743,400.00
Principal Distributable Amount		0.00

Total		743,400.00

Distributable Amounts		Class A-4
Interest Distributable Amount		501,932.08
Principal Distributable Amount		0.00

Total		501,932.08

Distributable Amounts		Class B
Interest Distributable Amount		102,362.50
Principal Distributable Amount		0.00

Total		102,362.50



Pool Data	$		#
Original Pool Balance	808,080,808.08		33,047
Pre-Funding Contracts added 3/29/05	202,867,922.66		10,428
Pool Balance at 5/31/05	707,880,937.09		40,813
Principal Payments	22,767,599.77		620
Defaulted Receivables	572,708.90		33
Pool Balance at 6/30/05	684,540,628.42		40,160
Overcollateralization Target Amount	20,536,218.85
Recoveries	264,360.84

Weighted Average APR	6.74	%
Weighted Average Remaining Term	54.12

	Aggregate Net Losses		Net Loss Ratio
April	135,602.00		0.22	%
May	117,288.93		0.19	%
June	308,348.06		0.52	%

Average Net Loss Ratio			0.31	%

Noteholders’ First Priority Principal Distributable Amount	0.00

Noteholders’ First Priority Principal Distributable Amount	0.00


Account Balances	Advance	Reserve Fund
Balance as of 5/31/05	56,976.10	11,969,624.70
Balance as of 6/30/05	63,421.98	11,999,240.58
Change	6,445.88	29,615.88
Reserve Fund Requirement		11,594,502.23
Reserve Fund Supplemental Requirement/(Excess)		(404,738.35	)



Distribution per $1,000		Total
Distribution Amount		33.6187462

Interest Distribution Amount		2.4944080
Interest Carryover Shortfall		0.0000000

Principal Distribution Amount		31.1243382

Distribution per $1,000		Class A-1
Distribution Amount		149.0042801

Interest Distribution Amount		0.7931457
Interest Carryover Shortfall		0.0000000

Principal Distribution Amount		148.2111343

Distribution per $1,000		Class A-2
Distribution Amount		2.7083333

Interest Distribution Amount		2.7083333
Interest Carryover Shortfall		0.0000000

Principal Distribution Amount		0.0000000

Distribution per $1,000		Class A-3
Distribution Amount		2.9500000

Interest Distribution Amount		2.9500000
Interest Carryover Shortfall		0.0000000

Principal Distribution Amount		0.0000000

Distribution per $1,000		Class A-4
Distribution Amount		3.1833333

Interest Distribution Amount		3.1833333
Interest Carryover Shortfall		0.0000000

Principal Distribution Amount		0.0000000

Distribution per $1,000		Class B
Distribution Amount		3.1666667

Interest Distribution Amount		3.1666667
Interest Carryover Shortfall		0.0000000

Principal Distribution Amount		0.0000000

Servicing Fee		Total
Amount of Servicing Fee Paid		589,900.78
Total Unpaid		0.00

World Omni Auto Receivables Trust 2005-A 8-K