Consolidated Statements Of Cash Flows (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Mar. 31, 2012	Mar. 31, 2011
Cash flows from operating activities:
Net income	$ 3,194	$ 1,152
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	733	2,170
Write down of assets held-for-sale and other real estate owned	12	34
Depreciation and amortization, net	886	715
Stock-based compensation	399	306
Loss on sale of available-for-sale securities and other assets, net	25	15
Loans originated for sale in the secondary market	(3,858)	(5,715)
Proceeds from sale of mortgage loans	4,365	7,901
Other assets, net	4,738	3,836
Other liabilities, net	(2,629)	(1,742)
Net cash provided by operating activities	7,865	8,672
Cash flows from investing activities:
Purchases of available-for-sale securities	(32,780)	(14,591)
Principal collected on available-for-sale securities	13,056	9,636
Proceeds from sales of available-for-sale securities	10,000	14,945
Proceeds from prepayments and maturities of held-to-maturity securities	2,204	6,379
Proceeds from sales of other real estate owned	855	1,974
Cash paid for acquisition	(517)
Net increase in loans	(26,241)	(14,068)
Purchase of Federal Home Loan Bank stock, net of redemption		(587)
Purchases of premises and equipment	(2,624)	(34)
Net cash provided (used) by investing activities	(36,047)	3,654
Cash flows from financing activities:
Net increase (decrease) in deposits	63,430	(9,652)
Repayment of long term Federal Home Loan Bank of Dallas borrowings	(14)	(13)
Increase in repurchase agreements	2,138	1,680
Proceeds from issuance of common stock, net of purchase of treasury stock	896	407
Preferred dividend paid	(179)	(425)
Other, net	412	20
Net cash provided (used) by financing activities	66,683	(7,983)
Net increase in cash and cash equivalents	38,501	4,343
Cash and cash equivalents at beginning of period	129,069	64,099
Cash and cash equivalents at end of period	167,570	68,442
Supplementary cash flows information:
Interest paid on deposits and borrowed funds	4,165	4,864
Income taxes paid
Noncash investing and financing activities:
Real estate acquired in satisfaction of loans	2,835	98
Transfer of loans held-for-sale to loans receivable		$ 7,327

Encore Bancshares Inc 10-Q