v2.4.0.8

Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Cash And Cash Equivalents
Cash and due from banks	$ 15,265	$ 19,388
Interest-bearing deposits in other banks	4,721	11,828
Total cash and cash equivalents	19,986	31,216
SECURITIES
Available-for-sale, at fair value	230,824	238,221
Restricted stock	4,177	4,174
Total securities	235,001	242,395
LOANS	326,862	321,277
Less: Allowance for loan losses	4,121	4,325
Net loans	322,741	316,952
Premises and equipment, net	7,218	7,514
Cash surrender value of life insurance	11,174	11,087
Goodwill	14,629	14,629
Core deposit intangible asset, net	723	927
Accrued interest receivable	2,672	2,591
Other real estate owned	919	1,295
Other assets	1,987	2,346
TOTAL ASSETS	617,050	630,952
Deposits:
Demand, non-interest bearing	100,327	89,530
Savings, NOW, and Money Market deposits	273,043	261,860
Time	147,717	160,550
Total deposits	521,087	511,940
Federal funds purchased and securities sold under repurchase agreements	13,743	32,344
Borrowed funds	14,357	15,199
Dividends payable	537	0
Other liabilities	2,155	4,305
Total liabilities	551,879	563,788
STOCKHOLDERS' EQUITY
Common stock, $12.50 par value. Authorized 6,000,000 shares; issued 1,914,109 shares	23,926	23,926
Surplus	185	118
Retained earnings	47,412	45,361
Accumulated other comprehensive income	1,732	5,843
Treasury stock, 235,479 shares in 2012 and 2011, at cost	(8,084)	(8,084)
Total stockholders' equity	65,171	67,164
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 617,050	$ 630,952

Investments in Federal Home Loan Bank Federal Reserve Bank and Great Lakes Bankers Bank stocks

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Savings Negotiable Order Of Withdrawal And Money Market deposits

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Interest, dividends, rents, ancillary and other revenues earned but not yet received by the entity on its investments.

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Accumulated change in equity from transactions and other events and circumstances from non-owner sources, net of tax effect, at period end. Excludes Net Income (Loss), and accumulated changes in equity from transactions resulting from investments by owners and distributions to owners. Includes foreign currency translation items, certain pension adjustments, unrealized gains and losses on certain investments in debt and equity securities, other than temporary impairment (OTTI) losses related to factors other than credit losses on available-for-sale and held-to-maturity debt securities that an entity does not intend to sell and it is not more likely than not that the entity will be required to sell before recovery of the amortized cost basis, as well as changes in the fair value of derivatives related to the effective portion of a designated cash flow hedge.

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Excess of issue price over par or stated value of the entity's capital stock and amounts received from other transactions involving the entity's stock or stockholders. Includes adjustments to additional paid in capital. Some examples of such adjustments include recording the issuance of debt with a beneficial conversion feature and certain tax consequences of equity instruments awarded to employees. Use this element for the aggregate amount of additional paid-in capital associated with common and preferred stock. For additional paid-in capital associated with only common stock, use the element additional paid in capital, common stock. For additional paid-in capital associated with only preferred stock, use the element additional paid in capital, preferred stock.

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Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.

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Amount of investment in debt and equity securities categorized neither as held-to-maturity nor trading.

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Sum of the carrying values as of the balance sheet date of all debt, including all short-term borrowings, long-term debt, collateralized financings, and capital lease obligations.

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Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.

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Carrying amount as of the balance sheet date of amounts which could be received based on the terms of the insurance contract upon surrendering life policies owned by the entity.

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Aggregate par or stated value of issued nonredeemable common stock (or common stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable common shares, par value and other disclosure concepts are in another section within stockholders' equity.

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Carrying value as of the balance sheet date of dividends declared but unpaid on equity securities issued by the entity and outstanding.

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The amount shown on the books that a bank with insufficient reserves borrows, at the federal funds rate, from another bank to meet its reserve requirements and the amount of securities that an institution sells and agrees to repurchase at a specified date for a specified price, net of any reductions or offsets.

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Carrying amount as of the balance sheet date, which is the cumulative amount paid and (if applicable) the fair value of any noncontrolling interest in the acquiree, adjusted for any amortization recognized prior to the adoption of any changes in generally accepted accounting principles (as applicable) and for any impairment charges, in excess of the fair value of net assets acquired in one or more business combination transactions.

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CROGHAN BANCSHARES INC 10-Q