Segment Information (Tables)

9 Months Ended

Sep. 30, 2015

The following tables present summarized financial information for the Company’s segments (in thousands):


	Three Months Ended September 30, 2015
	Branch			Centralized						Consolidated
	Lending			Lending			E-Lending			Total

Total revenues	$	29,298		$	3,593		$	1,588		$	34,479

Provision for losses		7,585			2,378			562			10,525
Other expenses		15,831			481			879			17,191

Gross profit		5,882			734			147			6,763
Other, net (a)		(7,278	)		(442	)		(886	)		(8,606	)

Income (loss) from continuing operations before income taxes	$	(1,396	)	$	292		$	(739	)	$	(1,843	)


	Nine Months Ended September 30, 2015
	Branch			Centralized						Consolidated
	Lending			Lending			E-Lending			Total

Total revenues	$	84,439		$	11,842		$	4,701		$	100,982

Provision for losses		19,020			8,774			1,413			29,207
Other expenses		45,492			1,539			2,892			49,923

Gross profit		19,927			1,529			396			21,852
Other, net (a)		(19,022	)		(1,882	)		(2,408	)		(23,312	)

Income (loss) from continuing operations before income taxes	$	905		$	(353	)	$	(2,012	)	$	(1,460	)


	Three Months Ended September 30, 2014
	Branch			Centralized						Consolidated
	Lending			Lending			E-Lending			Total

Total revenues	$	32,616		$	4,915		$	1,847		$	39,378

Provision for losses		8,965			3,044			556			12,565
Other expenses		16,019			497			923			17,439

Gross profit		7,632			1,374			368			9,374
Other, net (a)		(7,273	)		(641	)		(980	)		(8,894	)

Income (loss) from continuing operations before income taxes	$	359		$	733		$	(612	)	$	480


	Nine Months Ended September 30, 2014
	Branch			Centralized						Consolidated
	Lending			Lending			E-Lending			Total

Total revenues	$	94,120		$	14,358		$	5,381		$	113,859

Provision for losses		20,174			10,845			1,636			32,655
Other expenses		45,550			1,477			3,242			50,269

Gross profit		28,396			2,036			503			30,935
Other, net (a)		(20,333	)		(2,029	)		(2,401	)		(24,763	)

Income (loss) from continuing operations before income taxes	$	8,063		$	7		$	(1,898	)	$	6,172

(a)	Represents expenses not associated with operations, which includes regional expenses, corporate expenses, depreciation and amortization, interest, other income and other expenses. Corporate expenses are allocated to each reporting segment based on each reporting unit’s percentage of revenues.

Information concerning total assets by reporting segment is as follows (in thousands):

QC Holdings, Inc. 10-Q