Exhibit 33.2

Corporate Trust Services

Asset Backed Securities

MAC N9300-061

600 S. 4^th Street

Minneapolis, MN 55479

Tel: 612 667 8058

Fax: 612 667 3464

ASSESSMENT OF COMPLIANCE WITH THE APPLICABLE SERVICING CRITERIA

The management (“Management”) of the Corporate Trust Services division of Wells Fargo Bank, National Association (the “Company”) is responsible for assessing the Company’s compliance with the applicable servicing criteria set forth in Item 1122(d) of Regulation AB of the Securities and Exchange Commission. Management has determined that the servicing criteria are applicable in regard to the servicing platform for the period as follows:

Period: As of and for the twelve months ended December 31, 2020 (the “Period”).

Platform: The platform consists of asset-backed securities (“ABS”) transactions for which the Company provides trustee (except Delaware trustee or owner trustee) and/or paying agent services and for which either (i) some or all of the issued securities for such ABS transactions were publicly offered pursuant to a registration statement delivered under the Securities Act of 1933, as amended, or (ii) the issued securities for such ABS transactions were privately offered pursuant to an exemption from registration and the Company has an obligation under the transaction agreements to deliver an assessment of compliance with the applicable servicing criteria under Item 1122(d) of Regulation AB; provided however that, the platform excludes (a) any transactions for which the securities issued are mortgage-backed securities or mortgage-related asset-backed securities and (b) certain transactions for which the issuing entity has a fiscal year that ends on a date other than the end of the calendar year (the “ABS Platform”). Appendix A identifies the individual transactions defined by Management as constituting the ABS Platform for the Period.

Applicable Servicing Criteria: All servicing criteria set forth in Item 1122(d) applicable to the Company’s obligations in the related transaction agreements with respect to the ABS Platform for the Period, except for the following servicing criteria: 1122(d)(1)(v), 1122(d)(2)(iii), 1122(d)(3)(i)(B), 1122(d)(3)(i)(C), 1122(d)(3)(i)(D), 1122(d)(4)(ii), 1122(d)(4)(iv), 1122(d)(4)(v), 1122(d)(4)(vi), 1122(d)(4)(vii), 1122(d)(4)(viii), 1122(d)(4)(ix), 1122(d)(4)(x), 1122(d)(4)(xi), 1122(d)(4)(xii), 1122(d)(4)(xiii) and 1122(d)(4)(xiv), which Management has determined are not applicable to the Company’s obligations in the related transaction agreements with respect to the ABS Platform for the Period; provided however that, with respect to the ABS Platform (a) servicing criterion 1122(d)(3)(i)(A) is applicable only as it relates to the Company’s obligation to distribute or make available to investors, in accordance with the timeframes set forth in the transaction agreements, the relevant investor reports received by the Company from the entity preparing such reports; (b) servicing criterion 1122(d)(3)(ii) is applicable only as it relates to the Company’s obligation to make remittances to investors in accordance with the transaction agreements; and (c) servicing criterion 1122(d)(4)(iii) is applicable only as it relates to the Company’s obligation to obtain an Officer’s Certificate from the servicer and report any additions, removals and substitutions to investors on the relevant investor report, in each case, in accordance with the transaction agreements (the “Applicable Servicing Criteria”).

With respect to the ABS Platform and the Period, Management provides the following assessment of the Company’s compliance with respect to the Applicable Servicing Criteria:

1. Management is responsible for assessing the Company’s compliance with the Applicable Servicing Criteria.

2. Management has assessed the Company’s compliance with the Applicable Servicing Criteria. In performing this assessment, Management used the criteria set forth by the Securities and Exchange Commission in paragraph (d) of Item 1122 of Regulation AB.

3. With respect to Applicable Servicing Criteria 1122(d)(1)(ii), 1122(d)(4)(i), and 1122(d)(4)(xv), Management has determined that there were no activities performed during the Period with respect to the ABS Platform, because there were no occurrences of events that would require the Company to perform such activities.

4. Based on such assessment for the Period, the Company has complied in all material respects with the Applicable Servicing Criteria.

KPMG LLP, an independent registered public accounting firm, has issued an attestation report with respect to Management’s assessment of the Company’s compliance with the Applicable Servicing Criteria for the Period.


WELLS FARGO BANK, National Association

By:		/s/ Bruce C. Wandersee
		Bruce C. Wandersee
Title:		Senior Vice President
Dated:		February 16, 2021

Appendix A to the Company’s Assessment of Compliance with the Applicable Servicing Criteria


ABS Platform Transactions
Wells Fargo Deal Identifier		Long Name
AMOT173		Ally Master Owner Trust 2017-3
AMOT181		Ally Master Owner Trust 2018-1
AMOT182		Ally Master Owner Trust 2018-2
AMOT183		Ally Master Owner Trust 2018-3
AMOT184		Ally Master Owner Trust 2018-4
BANKONESER1		Chase Issuance Trust
CARVANA2020P1		Carvana Auto Receivables Trust 2020-P1
CITEL051		CIT Education Loan Trust 2005-1
EART203		Exeter Automobile Receivables Trust 2020-3
GMALT172		GM Financial Automobile Leasing Trust 2017-2
GMALT173		GM Financial Automobile Leasing Trust 2017-3
GMALT181		GM Financial Automobile Leasing Trust 2018-1
GMALT182		GM Financial Automobile Leasing Trust 2018-2
GMALT183		GM Financial Automobile Leasing Trust 2018-3
GMALT191		GM Financial Automobile Leasing Trust 2019-1
GMALT192		GM Financial Automobile Leasing Trust 2019-2
GMALT193		GM Financial Automobile Leasing Trust 2019-3
GMALT201		GM Financial Automobile Leasing Trust 2020-1
GMALT202		GM Financial Automobile Leasing Trust 2020-2
GMALT203		GM Financial Automobile Leasing Trust 2020-3
GMCAR181		GM Financial Consumer Automobile Receivables Trust 2018-1
GMCAR182		GM Financial Consumer Automobile Receivables Trust 2018-2
GMCAR193		GM Financial Consumer Automobile Receivables Trust 2019-3
GMCAR194		GM Financial Consumer Automobile Receivables Trust 2019-4
GMCAR203		GM Financial Consumer Automobile Receivables Trust 2020-3
GMCAR204		GM Financial Consumer Automobile Receivables Trust 2020-4
GREENTREE961		Green Tree Manufactured Housing Contract Senior/Subordinate Pass-Through Certificates, Series 1996-1
GREENTREE962		Green Tree Manufactured Housing Contract Senior/Subordinate Pass-Through Certificates, Series 1996-2
HUNT2016-1		Huntington Auto Trust 2016-1
NAVIENT151		Navient Student Loan Trust 2015-1
NAVIENT152		Navient Student Loan Trust 2015-2
NAVIENT153		Navient Student Loan Trust 2015-3
NSLT043		Nelnet Student Loan Trust Student Loan Asset Backed Notes Series 2004-3
NSLT044		Nelnet Student Loan Trust Student Loan Asset Backed Notes Series 2004-4
NSLT051		Nelnet Student Loan Trust Student Loan Asset Backed Notes Series 2005-1
NSLT052		Nelnet Student Loan Trust Student Loan Asset Backed Notes Series 2005-2
NSLT053		Nelnet Student Loan Trust Student Loan Asset Backed Notes Series 2005-3
NSLT054		Nelnet Student Loan Trust Student Loan Asset Backed Notes Series 2005-4
NSLT061		Nelnet Student Loan Trust Student Loan Asset Backed Notes Series 2006-1
NSLT062		Nelnet Student Loan Trust Student Loan Asset Backed Notes Series 2006-2
NSLT063		Nelnet Student Loan Trust Student Loan Asset Backed Notes Series 2006-3
NSLT071		Nelnet Student Loan Trust Student Loan Asset Backed Notes Series 2007-1
OAKWOOD2000C		Oakwood Mortgage Investors 2000-C Senior/Subordinate Pass-Through Certificates
OAKWOOD2000D		Oakwood Mortgage Investors Series 2000-D Senior/Subordinate Pass-Through Certificates
SDART154		Santander Drive Auto Receivables Trust 2015-4
SDART155		Santander Drive Auto Receivables Trust 2015-5
SDART161		Santander Drive Auto Receivables Trust 2016-1
SDART162		Santander Drive Auto Receivables Trust 2016-2
SDART163		Santander Drive Auto Receivables Trust 2016-3
SDART171		Santander Drive Auto Receivables Trust 2017-1
SDART172		Santander Drive Auto Receivables Trust 2017-2
SDART173		Santander Drive Auto Receivables Trust 2017-3
SDART181		Santander Drive Auto Receivables Trust 2018-1
SDART182		Santander Drive Auto Receivables Trust 2018-2
SDART183		Santander Drive Auto Receivables Trust 2018-3
SDART184		Santander Drive Auto Receivables Trust 2018-4
SDART185		Santander Drive Auto Receivables Trust 2018-5
SDART191		Santander Drive Auto Receivables Trust 2019-1
SDART192		Santander Drive Auto Receivables Trust 2019-2
SDART193		Santander Drive Auto Receivables Trust 2019-3
SDART201		Santander Drive Auto Receivables Trust 2020-1
SDART202		Santander Drive Auto Receivables Trust 2020-2
SDART203		Santander Drive Auto Receivables Trust 2020-3
SDART204		Santander Drive Auto Receivables Trust 2020-4

Appendix A-1

Santander Drive Auto Receivables Trust 2018-3 10-K