Exhibit 99.1

GM Financial Consumer Automobile Receivables Trust 2020-1

Class A-1 1.76562 % Asset Backed Notes

Class A-2A 1.83 % Asset Backed Notes

Class A-3 1.84 % Asset Backed Notes

Class A-4 1.90 % Asset Backed Notes

Class B 2.03 % Asset Backed Notes

Class C 2.18 % Asset Backed Notes

Class D 0.00 % Asset Backed Notes

Servicer’s Certificate

This Servicer’s Certificate has been prepared pursuant to Section 4.9 of the Sale and Servicing Agreement among GM Financial Consumer Automobile Receivables Trust 2020-1, as Issuer, GM Financial, as Servicer, AFS SenSub Corp., as Seller, and The Bank Of New York Mellon., as the Trust Collateral Agent, dated as of January 15, 2020. Defined terms have the meanings assigned to them in the Sale and Servicing Agreement or in other Transaction Documents.

Monthly Period Beginning:	02/01/2023
Monthly Period Ending:	02/28/2023
Prev. Distribution/Close Date:	02/16/2023
Distribution Date:	03/16/2023
Days of Interest for Period:	28
Days in Collection Period:	28
Transaction Month:	38

					Original		Original Adjusted
Purchases	Units		Start Date	Closing Date	Pool Balance		Pool Balance
Initial Purchase		48,929	12/03/2019	01/15/2020	$	1,304,237,246	$	1,269,963,957

Total		48,929			$	1,304,237,246	$	1,269,963,957

MONTHLY PERIOD RECEIVABLES PRINCIPAL BALANCE CALCULATION:

{1}

Beginning of period Aggregate Principal Balance

{1}

212,010,370

Monthly Principal Amounts

{2}

Collections on Receivables outstanding at end of period

{2}

9,063,771

{3}

Collections on Receivables paid off during period

{3}

3,148,462

{4}

Receivables becoming Liquidated Receivables during period

{4}

85,578

{5}

Receivables becoming Purchased Receivables during period

{5}

17,581

{6}

Other Receivables adjustments

{6}

{7}

Total Monthly Principal Amounts

{7}

12,315,392

{8}

End of period Aggregate Principal Balance

{8}

199,694,978

{9}

Pool Factor

{9}

15.3112464

MONTHLY AGGREGATE ADJUSTED PRINCIPAL BALANCE CALCULATION:

{10}

Beginning of period Aggregate Principal Balance

{10}

212,010,370

{11}

Beginning of period Yield Supplement Overcollateralization Amount

{11}

2,866,390

{12}

Beginning of period Aggregate Adjusted Principal Balance

{12}

209,143,980

{13}

End of period Aggregate Principal Balance

{13}

199,694,978

{14}

End of period Yield Supplement Overcollateralization Amount

{14}

2,612,344

{15}

End of period Aggregate Adjusted Principal Balance

{15}

197,082,634

{16}

Reduction in Aggregate Adjusted Principal Balance

{16}

12,061,346

MONTHLY PERIOD NOTE BALANCE CALCULATION:

			Class A-1			Class A-2-A			Class A-3			Class A-4
{17}	Original Note Balance	{17}	$	254,000,000		$	426,000,000		$	426,000,000		$	89,690,000

{18}	Beginning of period Note Balance	{18}	$	0		$	0		$	38,824,701		$	89,690,000

{19}	Priority Principal Amount	{19}		0			0			0			0
{20}	Noteholder’s Principal Distributable Amount	{20}		0			0			12,061,346			0

{21}	End of period Note Balance	{21}	$	0		$	0		$	26,763,355		$	89,690,000

{22}	Note Pool Factors	{22}		0.0000000	%		0.0000000	%		6.2824777	%		100.0000000	%

			Class B			Class C			Class D			TOTAL
			$	20,310,000		$	19,050,000		$	15,870,000		$	1,250,920,000

{23}	Beginning of period Note Balance	{23}	$	20,310,000		$	19,050,000		$	15,870,000		$	183,744,701

{24}	Priority Principal Amount	{24}		0			0			0			0
{25}	Noteholder’s Principal Distributable Amount	{25}		0			0			0			12,061,346

{26}	End of period Note Balance	{26}	$	20,310,000		$	19,050,000		$	15,870,000		$	171,683,355

{27}	Note Pool Factors	{27}		100.0000000	%		100.0000000	%		100.0000000	%		13.7245671	%

CALCULATION OF INTEREST DISTRIBUTABLE AMOUNT:

		Beginning		Interest		Interest					Calculated
	Class	Note Balance		Carryover		Rate			Days	Days Basis	Interest
{28}	Class A - 1	$	0		0		1.76562	%	28	Actual days/360	$	0
{29}	Class A - 2A	$	0		0		1.83000	%	30	30/360		0
{30}	Class A - 3	$	38,824,701		0		1.84000	%	30	30/360		59,532
{31}	Class A - 4	$	89,690,000		0		1.90000	%	30	30/360		142,010
{32}	Class B	$	20,310,000		0		2.03000	%	30	30/360		34,358
{33}	Class C	$	19,050,000		0		2.18000	%	30	30/360		34,608
{34}	Class D	$	15,870,000		0		0.00000	%	30	30/360		0

RECONCILIATION OF COLLECTION ACCOUNT:

Available Funds:

{35}

Principal Collections on Receivables during period (net of Liquidation Proceeds and Fees)

{35}

12,212,233

{36}

Interest Collections on Receivables during period (net of Liquidation Proceeds and Fees)

{36}

790,044

{37}

Liquidation Proceeds collected during period (net of Fees)

{37}

62,250

{38}

Purchase Amounts or amounts from Servicer deposited in Collection Account

{38}

17,581

{39}

Investment Earnings - Collection Account

{39}

41,259

{40}

From Reserve Acct - Investment Earnings, Reserve Acct Withdrawal, Excess Specified Reserve over Note Bal

{40}

10,244

{41}

Collection of Supplemental Servicing - Extension Fees

{41}

4,074

{42}

Collection of Supplemental Servicing - Repo and Recovery Fees Netted from Gross Liquidation Proceeds

{42}

7,820

{43}

Collection of Supplemental Servicing - Late Fees, Prepayment Penalty Fees & Force Placed Insurance

{43}

13,223

{44}

Total Available Funds

{44}

13,158,728

Distributions:

{45}

Base Servicing Fee

{45}

176,675

{46}

Repo and Recovery Fees - reimbursed to Servicer

{46}

7,820

{47}

Bank Service Charges - reimbursed to Servicer

{47}

{48}

Late Fees, Prepayment Penalty Fees & Force Placed Insurance - to Servicer

{48}

13,223

{49}

Trustee and Trust Collateral Agent Fees

{49}

417

{50}

Asset Representations Reviewer Fee

{50}

{51}

Owner Trustee Fee

{51}

208

{52}

Class A-1 Noteholders’ Interest Distributable Amount pari passu

{52}

{53}

Class A-2A Noteholders’ Interest Distributable Amount pari passu

{53}

{54}

Class A-3 Noteholders’ Interest Distributable Amount pari passu

{54}

59,532

{55}

Class A-4 Noteholders’ Interest Distributable Amount pari passu

{55}

142,010

{56}

First Priority Principal Distribution Amount

{56}

{57}

Class B Noteholders’ Interest Distributable Amount

{57}

34,358

{58}

Second Priority Principal Distribution Amount

{58}

{59}

Class C Noteholders’ Interest Distributable Amount

{59}

34,608

{60}

Third Priority Principal Distribution Amount

{60}

{61}

Class D Noteholders’ Interest Distributable Amount

{61}

{62}

Fourth Priority Principal Distribution Amount

{62}

{63}

To the Reserve Account, the Reserve Account Deposit Amount

{63}

{64}

To the Noteholders, Noteholder’s Principal Distributable Amount (as calculated below)

{64}

12,061,346

{65}

Add’l fees (Trustee, Owner Trustee, Trust Collateral Agent, Asset Representations Reviewer)

{65}

{66}

To the Certificateholders, the aggregate amount remaining

{66}

628,531

{67}

Total Distributions

{67}

13,158,728

CALCULATION OF PRIORITY PRINCIPAL DISTRIBUTION:

		(X)		(Y)				Priority
		Cumulative		Adjusted Pool		Excess of		Principal
	Class	Note Balance		Balance		(X) - (Y)		Distribution
{68}	First Priority	$	128,514,701	$	197,082,634	$	0	$	0
{69}	Second Priority		148,824,701		197,082,634		0		0
{70}	Third Priority		167,874,701		197,082,634		0		0
{71}	Fourth Priority		183,744,701		197,082,634		0		0

CALCULATION OF NOTEHOLDERS’ PRINCIPAL DISTRIBUTABLE AMOUNT:

{72}

Excess Total Available Funds

{72}

12,689,877

{73}

Beginning Note Balance

{73}

183,744,701

{74}

Principal payments

{74}

{75}

Pro Forma Note Balance

{75}

183,744,701

{76}

Adjusted Pool Balance

{76}

197,082,634

{77}

2% of Original Adjusted Pool Balance ($25,399,279)

{77}

25,399,279

{78}

Required Pro Forma Note Balance {76} minus {77}

{78}

171,683,355

{79}

Excess of Pro Forma Note Balance over Required Pro Forma Balance {75} minus {78}

{79}

12,061,346

{80}

Noteholder’s Principal Distributable Amount (Lesser of {72} and {79})

{80}

12,061,346

RECONCILIATION OF RESERVE ACCOUNT:

Current

{81}

Specified Reserve Balance

3,174,910

{82}

Beginning of period Reserve Account balance

{82}

3,174,910

{83}

The Reserve Account Deposit, from Collection Account

{83}

{84}

Investment Earnings

{84}

10,244

{85}

Investment Earnings - transferred to Collection Account Available Funds

{85}

(10,244

)

{86}

Reserve Account Withdrawal Amount

{86}

{87}

End of period Reserve Account balance

{87}

3,174,910

CALCULATION OF TOTAL OVERCOLLATERALIZATION:

{88}

Aggregate Principal Balance

{88}

199,694,978

{89}

End of Period Note Balance

{89}

171,683,355

{90}

Overcollateralization

{90}

28,011,623

{91}

Overcollateralization %

{91}

14.03

CALCULATION OF TOTAL OVERCOLLATERALIZATION (ADJUSTED PRINCIPAL BALANCE):

{92}

Aggregate Adjusted Principal Balance

{92}

197,082,634

{93}

End of Period Note Balance

{93}

171,683,355

{94}

Overcollateralization

{94}

25,399,279

{95}

Overcollateralization %

{95}

12.89

MONTHLY PERIOD AND CUMULATIVE NUMBER OF RECEIVABLES CALCULATION:

Cumulative

Monthly

{96}

Original Number of Receivables

{96}

48,929

{97}

Beginning of period number of Receivables

{97}

18,626

{98}

Number of Receivables becoming Liquidated Receivables during period

{98}

606

{99}

Number of Receivables becoming Purchased Receivables during period

{99}

{100}

Number of Receivables paid off during period

{100}

30,131

451

{101}

End of period number of Receivables

{101}

18,167

STATISTICAL DATA: (CURRENT AND HISTORICAL):

			Original			Prev. Month			Current
{102}	Weighted Average APR of the Receivables	{102}		5.11	%		4.57	%		4.57	%
{103}	Weighted Average Remaining Term of the Receivables	{103}		60.00			24.69			23.86
{104}	Weighted Average Original Term of Receivables	{104}		69.00			69.00			69.00
{105}	Average Receivable Balance	{105}	$	26,656		$	11,382		$	10,992
{106}	Net Losses in Period	{106}	$	0		$	85,360		$	23,328
{107}	Aggregate Realized Losses	{107}	$	0		$	4,307,138		$	4,330,466
{108}	Aggregate Realized Loss Percentage	{108}					0.330	%		0.332	%
{109}	ABS Prepay Speed	{109}					1.0520			1.0353

DELINQUENCY:

Receivables with Scheduled Payment delinquent			Units		Dollars		Percentage
{110}	31-60 days	{110}		155	$	2,255,927		1.13	%
{111}	61-90 days	{111}		33		528,067		0.26	%
{112}	91-120 days	{112}		12		186,098		0.09	%
{113}	Total	{113}		200	$	2,970,092		1.48	%

ASSET REPRESENTATIONS REVIEW DELINQUENCY TRIGGER:

Dollars

Percentage

{114}

Receivables with Scheduled Payment delinquent 61 days or more

{114}

714,165

0.36

{115}

Compliance (Trigger Violation is a Delinquency Rate Greater Than 4.90% )

{115}

Yes

EXTENSIONS

{116}

Principal Balance of Receivables extended during current period

{116}

737,738

{117}

Beginning of Period Aggregate Principal Balance

{117}

212,010,370

{118}

Extension Rate {116} divided by {117}

{118}

0.35

By:	/s/ Randal L. Willis
Name:	Randal L. Willis
Title:	Senior Vice President, Securitization & Conduit Reporting
Date:	March 13, 2023

GM Financial Consumer Automobile Receivables Trust 2020-1 10-D