Exhibit 99.1

JOINT FILING AGREEMENT

AGREEMENT dated as of July 2, 2025, by and among Cohen Circle Sponsor II, LLC, Cohen Circle Advisors II, LLC and Betsy Z. Cohen (together, the “Parties”).

Each Party hereto represents to the other Party that it is eligible to use Schedule 13D to report its beneficial ownership of Class A ordinary shares, $0.0001 par value, of Cohen Circle Acquisition Corp. II relating to such beneficial ownership, being filed on behalf of each of them.

Each of the Parties agrees to be responsible for the timely filing of the Schedule 13D and any and all amendments thereto and for the completeness and accuracy of the information concerning itself contained in the Schedule 13D, and the other Party to the extent it knows or has reason to believe that any information about the other Party is inaccurate.

Dated: July 7, 2025	COHEN CIRCLE SPONSOR II, LLC

	/s/ Betsy Z. Cohen
	Name:	Betsy Z. Cohen
	Title:	Manager

Dated: July 7, 2025	COHEN CIRCLE ADVISORS II, LLC

	/s/ Betsy Z. Cohen
	Name:	Betsy Z. Cohen
	Title:	Manager

Dated: July 7, 2025
	/s/ Betsy Z. Cohen
	Betsy Z. Cohen

Cohen Circle Acquisition Corp. II SCHEDULE 13D