Citigroup Mortgage Loan Trust  Asset Backed Pass-Through Certificates, Series
2003-HE2

Distribution Date:                           12/26/2003
Record Date:                                 11/28/2003

Distribution Summary

DISTRIBUTION IN DOLLARS

                                             Prior         Pass-                                                                                     Current
                       Original              Principal     Through       Interest    Principal     Total          Deferred               Realized    Principal
Class                  Balance               Balance       Rate          Distributed Distributed   Distributed    Interest               Loss        Balance
(1)                    (2)                   (3)           (4)           (5)         (6)           (7)=(5+6)      (8)                    (9)         (10)=(3-6+8-9)

A                      117,830,000.00        116,917,030.101.518750%     152,905.55  846,447.35    999,352.90     0.00                   0.00        116,070,582.75

M1                     8,782,000.00          8,782,000.00  1.918750%     14,510.12   0.00          14,510.12      0.00                   0.00        8,782,000.00

M2                     4,757,000.00          4,757,000.00  2.668750%     10,932.02   0.00          10,932.02      0.00                   0.00        4,757,000.00

M3                     2,196,000.00          2,196,000.00  2.868750%     5,424.81    0.00          5,424.81       0.00                   0.00        2,196,000.00

M4                     2,561,000.00          2,561,000.00  3.418750%     7,539.39    0.00          7,539.39       0.00                   0.00        2,561,000.00

M5                     1,464,000.00          1,464,000.00  4.368750%     5,507.54    0.00          5,507.54       0.00                   0.00        1,464,000.00

M6                     2,195,000.00          2,195,000.00  4.368750%     8,257.54    0.00          8,257.54       0.00                   0.00        2,195,000.00

M7                     2,928,000.00          2,928,000.00  4.368750%     11,015.08   0.00          11,015.08      0.00                   0.00        2,928,000.00

CE                     3,659,624.09          3,659,318.10  4.890215%     592,773.34  0.00          592,773.34     0.00                   0.00        3,659,318.10

P                      100.00                100.00        1.141250%     11,265.12   0.00          11,265.12      0.00                   0.00        100.00

R                      0.00                  0.00          0.000000%     0.00        0.00          0.00           0.00                   0.00        0.00

RX                     0.00                  0.00          0.000000%     0.00        0.00          0.00           0.00                   0.00        0.00

Totals                 146,372,724.09        145,459,448.20              820,130.51  846,447.35    1,666,577.86   0.00                   0.00        138,025,582.75

Distribution Summary (Factors)

PER $1,000 OF ORIGINAL BALANCE

                                             Prior                                                                                       Current
                                             Principal     Interest      Principal   Total         Deferred       Realized               Principal
                                                           Distributed
Class                  CUSIP                 Balance       (5/2 x 1000)  Distributed Distributed   Interest       Loss                   Balance
                                             (3/2 x 1000)                (6/2 x 1000)(7/2 x 1000)  (8/2 x 1000)   (9/2 x 1000)           (10/2 x
                                                                                                                                         1000)

A                      17307GAA6             992.251804    1.297679      7.183632    8.481311      0.000000       0.000000               985.068172

M1                     17307GAB4             1,000.000000  1.652257      0.000000    1.652257      0.000000       0.000000               1,000.000000

M2                     17307GAC2             1,000.000000  2.298091      0.000000    2.298091      0.000000       0.000000               1,000.000000

M3                     17307GAD0             1,000.000000  2.470314      0.000000    2.470314      0.000000       0.000000               1,000.000000

M4                     17307GAE8             1,000.000000  2.943924      0.000000    2.943924      0.000000       0.000000               1,000.000000

M5                     17307GAF5             1,000.000000  3.761981      0.000000    3.761981      0.000000       0.000000               1,000.000000

M6                     17307GAG3             1,000.000000  3.761977      0.000000    3.761977      0.000000       0.000000               1,000.000000

M7                     17307GAH1             1,000.000000  3.761981      0.000000    3.761981      0.000000       0.000000               1,000.000000

CE                                           999.916388    161.976565    0.000000    161.976565    0.000000       0.000000               999.916388

P                                            1,000.000000  112,651.2000000.000000    112,651.2000000.000000       0.000000               1,000.000000

Interest Distribution
Detail

DISTRIBUTION IN DOLLARS

                       Prior                 Pass-         Optimal       Prior       Non-Recov                                                       Current
                       Principal             Through       Accrued       Unpaid      Interest      Interest       Deferred               Interest    Unpaid
                                                                                                                                         Distributed
Class                  Balance               Rate          Interest      Interest    Shortfall     Due            Interest               (9)         Interest
(1)                    (2)                   (3)           (4)           (5)         (6)           (7)=(4)+(5)-(6)(8)                                (10)=(7)-(8)-(9)

A                      116,917,030.10        1.518750%     152,905.55    0.00        0.00          152,905.55     0.00                   152,905.55  0.00

M1                     8,782,000.00          1.918750%     14,510.12     0.00        0.00          14,510.12      0.00                   14,510.12   0.00

M2                     4,757,000.00          2.668750%     10,932.02     0.00        0.00          10,932.02      0.00                   10,932.02   0.00

M3                     2,196,000.00          2.868750%     5,424.81      0.00        0.00          5,424.81       0.00                   5,424.81    0.00

M4                     2,561,000.00          3.418750%     7,539.39      0.00        0.00          7,539.39       0.00                   7,539.39    0.00

M5                     1,464,000.00          4.368750%     5,507.54      0.00        0.00          5,507.54       0.00                   5,507.54    0.00

M6                     2,195,000.00          4.368750%     8,257.54      0.00        0.00          8,257.54       0.00                   8,257.54    0.00

M7                     2,928,000.00          4.368750%     11,015.08     0.00        0.00          11,015.08      0.00                   11,015.08   0.00

CE                     3,659,318.10          4.890215%     592,773.34    0.00        0.00          592,773.34     0.00                   592,773.34  0.00

P                      100.00                1.141250%     11,265.12     0.00        0.00          11,265.12      0.00                   11,265.12   0.00

R                      0.00                  0.000000%     0.00          0.00        0.00          0.00           0.00                   0.00        0.00

RX                     0.00                  0.000000%     0.00          0.00        0.00          0.00           0.00                   0.00        0.00

  Totals               145,459,448.20                      820,130.51    0.00        0.00          820,130.51     0.00                   820,130.51  0.00

Principal Distribution
Detail

DISTRIBUTION IN DOLLARS

                                             Prior                                   Current       Current        Current                Cumulative
                       Original              Principal     Principal     Accreted    Realized      Principal      Principal              Realized
Class                  Balance               Balance       Distribution  Principal   Losses        Recoveries     Balance                Losses
(1)                    (2)                   (3)           (4)           (5)         (6)           (7)            (8)=(3)-(4)+(5)-(6)+(7)(9)

A                      117,830,000.00        116,917,030.10846,447.35    0.00        0.00          0.00           116,070,582.75         0.00

M1                     8,782,000.00          8,782,000.00  0.00          0.00        0.00          0.00           8,782,000.00           0.00

M2                     4,757,000.00          4,757,000.00  0.00          0.00        0.00          0.00           4,757,000.00           0.00

M3                     2,196,000.00          2,196,000.00  0.00          0.00        0.00          0.00           2,196,000.00           0.00

M4                     2,561,000.00          2,561,000.00  0.00          0.00        0.00          0.00           2,561,000.00           0.00

M5                     1,464,000.00          1,464,000.00  0.00          0.00        0.00          0.00           1,464,000.00           0.00

M6                     2,195,000.00          2,195,000.00  0.00          0.00        0.00          0.00           2,195,000.00           0.00

M7                     2,928,000.00          2,928,000.00  0.00          0.00        0.00          0.00           2,928,000.00           0.00

CE                     3,659,624.09          3,659,318.10  0.00          0.00        0.00          0.00           3,659,318.10           0.00

P                      100.00                100.00        0.00          0.00        0.00          0.00           100.00                 0.00

R                      0.00                  0.00          0.00          0.00        0.00          0.00           0.00                   0.00

RX                     0.00                  0.00          0.00          0.00        0.00          0.00           0.00                   0.00

  Totals               142,713,000.00        145,459,448.20846,447.35    216,092.05  846,447.35    0.00           144,613,000.85         0.00

Collateral Summary

ASSET CHARACTERISTICS

                       Cut-Off               Prior         Current

Aggregate Stated
Principal Balance      146,372,724.09        145,459,448.20144,613,000.85

Loan Count             773                   770           767

Weighted Average Coupon
Rate (WAC)             7.194204%             7.192913%     N/A

Net Weighted Average
Coupon Rate (Net WAC)  6.681704%             6.672913%     N/A

Weighted Average
Maturity (WAM in       353                   352           351
months)

AVAILABLE PRINCIPAL    AVAILABLE INTEREST

Scheduled Interest     871,897.75
Curtailments           6,454.46
Add:                   Interest Additions    0.00
Less:                  Servicing Fees        60,608.09
Trustee Fees           2,424.27
Uncompensated PPIS     0.00
Relief Act Shortfall   0.00
Other Interest
Reductions             0.00

TOTAL AVAILABLE
INTEREST               808,865.39
Trailing Expenses from
Prior Liquidations     0.00
Cumulative Realized
Losses                 0.00

Delinquency Information

                       30-59 Days            60-89 Days    90+ Days      Totals

Delinquency

Scheduled Principal
Balance                2,150,635.94          0.00          0.00          2,150,635.94
Percentage of Total
Pool Balance           1.4872%               0.0000%       0.0000%       1.4872%
Number of Loans        12                    0             0             12

Percentage of Total
Loans                  1.5645%               0.0000%       0.0000%       1.5645%
Bankruptcy

Scheduled Principal
Balance                                      0.00          0.00          0.00        0.00
Percentage of Total Pool Balance             0.0000%       0.0000%       0.0000%     0.0000%

Number of Loans                              0             0             0           0
Percentage of Total
Loans                                        0.0000%       0.0000%       0.0000%     0.0000%

Foreclosure

Scheduled Principal
Balance                                      0.00          0.00          0.00        0.00
Percentage of Total Pool Balance             0.0000%       0.0000%       0.0000%     0.0000%

Number of Loans                              0             0             0           0
Percentage of Total
Loans                                        0.0000%       0.0000%       0.0000%     0.0000%

REO

Scheduled Principal
Balance                                      0.00          0.00          0.00        0.00
Percentage of Total Pool Balance             0.0000%       0.0000%       0.0000%     0.0000%

Number of Loans                              0             0             0           0
Percentage of Total
Loans                                        0.0000%       0.0000%       0.0000%     0.0000%

Total

Scheduled Principal
Balance                                      2,150,635.94  0.00          0.00        2,150,635.94
Percentage of Total Pool Balance             1.4872%       0.0000%       0.0000%     1.4872%

Number of Loans                              12            0             0           12
Percentage of Total
Loans                                        1.5645%       0.0000%       0.0000%     1.5645%

Principal and Interest
Advances               730,263.23

Credit Enhancement

GROUP 1

Required Overcollateralization Amount        3,659,318.10  2.5304%
Prior Overcollateralization Amount           3,659,318.10  2.5157%
Overcollateralization
Deficiency Amount      0.00
Excess
Overcollateralization  0.00
Amount

Excess Spread Available
for O/C Deficiency     592,773.34
Overcollateralization
Increase Amount        0.00
Overcollateralization
Reduction Amount       0.00

Current
Overcollateralization                        3,659,318.10  2.5304%

Credit Enhancement
Percentage             19.7370%

Other Information

A Next Pass-Through
Rate                   1.541250%
M1 Next Pass-Through
Rate                   1.941250%
M2 Next Pass-Through
Rate                   2.691250%
M3 Next Pass-Through
Rate                   2.891250%
M4 Next Pass-Through
Rate                   3.441250%
M5 Next Pass-Through
Rate                   4.391250%
M6 Next Pass-Through
Rate                   4.391250%
M7 Next Pass-Through
Rate                   4.391250%

CE Prior Notional
Amount                 145,459,448.20
CE Current Notional
Amount                 144,613,000.85
CE Notional Certificate
Factor                 98.797779%

Prepayment Penalties
paid to Class P        11,265.12

Bankruptcy Losses      0.00

Extraordinary Trust
Fund Expenses          0.00

CONTACT INFORMATION    CONTENTS

Distribution Summary   2
Depositor              Citigroup Mortgage
                       Loan Trust Inc.
Distribution Summary
(Factors)              2

New York, NY  10013
Interest Distribution  2
Underwriter            Citigroup Global
                       Markets Inc.
390 Greenwich Street
Principal Distribution 2
New York, NY  10013

Collateral Summary     2
5373 West Alabama

Delinquency Information2

Trustee                Deutsche Bank National
                       Trust Company
Credit Enhancement     2

Santa Ana, CA  92705
Other Information      2
Trust Administrator    Citibank, N.A.
111 Wall Street

New York, NY  10005

Deal Contact:          Karen Schluter        Citibank, N.A.
karen.schluter@citi.com                      Agency and
                                             Trust
                                             111 Wall
Tel: (212) 657-7781                          Street, 14th
                                             Floor, Zone 3
Fax: (212) 657-4009                          New York, NY
                                             10005

Page 1 of 1             Reports Available at (c) Copyright
                       www.sf.citidirect.com 2003 Citigroup

CITIGROUP MORT LOAN TRUST INC ASSET BK PAS THR CE SE 03 HE2 8-K