Citigroup Mortgage Loan Trust, Series 2003-UST1  Mortgage Pass-Through
Certificates
Distribution
Date:12/26/2003
Record
Date:11/28/2003

Distribution
Summary

DISTRIBUTION IN
DOLLARS

                                        Prior         Pass-                                                                                   Current
                  Original              Principal     Through       Interest    Principal   Total          Deferred               Realized    Principal
Class             Balance               Balance       Rate          Distributed Distributed Distributed    Interest               Loss        Balance
(1)               (2)                   (3)           (4)           (5)         (6)         (7)=(5+6)      (8)                    (9)         (10)=(3-6+8-9)

A1                129,135,000.00        129,135,000.005.500000%     591,868.75  1,076,771.511,668,640.26   0.00                   0.00        128,058,228.49

A2                25,119,000.00         25,119,000.00 5.500000%     115,128.75  58,759.15   173,887.90     0.00                   0.00        25,060,240.85

A3                177,188,000.00        177,188,000.005.000000%     738,283.33  1,083,252.191,821,535.52   0.00                   0.00        176,104,747.81

PO1               8,705,218.00          8,705,218.00  0.000000%     0.00        24,366.12   24,366.12      0.00                   0.00        8,680,851.88

PO2               1,199,152.00          1,199,152.00  0.000000%     0.00        1.72        1.72           0.00                   0.00        1,199,150.28

PO3               5,369,934.00          5,369,934.00  0.000000%     0.00        25,009.41   25,009.41      0.00                   0.00        5,344,924.59

B1                2,653,400.00          2,653,400.00  5.236761%     11,579.35   8,779.33    20,358.68      0.00                   0.00        2,644,620.67

B2                1,415,100.00          1,415,100.00  5.236761%     6,175.45    4,682.16    10,857.61      0.00                   0.00        1,410,417.84

B3                1,238,000.00          1,238,000.00  5.236761%     5,402.59    4,096.18    9,498.77       0.00                   0.00        1,233,903.82

B4                707,500.00            707,500.00    5.236761%     3,087.51    2,340.91    5,428.42       0.00                   0.00        705,159.09

B5                353,600.00            353,600.00    5.236761%     1,543.10    1,169.96    2,713.06       0.00                   0.00        352,430.04

B6                711,421.57            711,421.57    5.236761%     3,104.62    2,353.89    5,458.51       0.00                   0.00        709,067.68

R                 0.00                  0.00          0.000000%     0.00        0.00        0.00           0.00                   0.00        0.00

Totals            353,795,325.57        353,795,325.57              1,476,173.452,291,582.533,767,755.98   0.00                   0.00        348,503,182.41

Notional Classes

IO1               140,654,226.00        140,654,226.000.220899%     25,892.02   0.00        25,892.02      0.00                   0.00        139,548,488.71

IO2               26,856,100.00         26,856,100.00 0.232112%     3,165.41    0.00        3,165.41       0.00                   0.00        26,796,100.62

IO3               186,283,707.00        186,283,707.000.301786%     46,848.20   0.00        46,848.20      0.00                   0.00        185,159,153.71

Totals            353,794,033.00        353,794,033.00              75,905.63   0.00        75,905.63      0.00                   0.00        0.00

Distribution Summary (Factors)

PER $1,000 OF ORIGINAL BALANCE

                                        Prior                                                                                     Current
                                        Principal     Interest      Principal   Total       Deferred       Realized               Principal
                                                      Distributed
Class             CUSIP                 Balance       (5/2 x 1000)  Distributed Distributed Interest       Loss                   Balance
                                        (3/2 x 1000)                (6/2 x 1000)(7/2 x 1000)(8/2 x 1000)   (9/2 x 1000)           (10/2 x
                                                                                                                                  1000)

A1                17307GAJ7             1,000.000000  4.583333      8.338340    12.921673   0.000000       0.000000               991.661660

A2                17307GAM0             1,000.000000  4.583333      2.339231    6.922565    0.000000       0.000000               997.660769

A3                17307GAQ1             1,000.000000  4.166667      6.113575    10.280242   0.000000       0.000000               993.886425

PO1               17307GAL2             1,000.000000  0.000000      2.799025    2.799025    0.000000       0.000000               997.200975

PO2               17307GAP3             1,000.000000  0.000000      0.001434    0.001434    0.000000       0.000000               999.998566

PO3               17307GAS7             1,000.000000  0.000000      4.657303    4.657303    0.000000       0.000000               995.342697

B1                                      1,000.000000  4.363967      3.308710    7.672677    0.000000       0.000000               996.691290

B2                                      1,000.000000  4.363967      3.308713    7.672680    0.000000       0.000000               996.691287

B3                                      1,000.000000  4.363966      3.308708    7.672674    0.000000       0.000000               996.691292

B4                                      1,000.000000  4.363972      3.308707    7.672678    0.000000       0.000000               996.691293

B5                                      1,000.000000  4.363971      3.308710    7.672681    0.000000       0.000000               996.691290

B6                                      1,000.000000  4.363967      3.308713    7.672680    0.000000       0.000000               996.691287

IO1               17307GAK4             1,000.000000  0.184083      0.000000    0.184083    0.000000       0.000000               992.138613

IO2               17307GAN8             1,000.000000  0.117866      0.000000    0.117866    0.000000       0.000000               997.765894

IO3               17307GAR9             1,000.000000  0.251488      0.000000    0.251488    0.000000       0.000000               993.963223

Interest
Distribution
Detail

DISTRIBUTION IN
DOLLARS

                  Prior                 Pass-         Optimal       Prior       Non-Recov                                                     Current
                  Principal             Through       Accrued       Unpaid      Interest    Interest       Deferred               Interest    Unpaid
                                                                                                                                  Distributed
Class             Balance               Rate          Interest      Interest    Shortfall   Due            Interest               (9)         Interest
(1)               (2)                   (3)           (4)           (5)         (6)         (7)=(4)+(5)-(6)(8)                                (10)=(7)-(8)-(9)

A1                129,135,000.00        5.500000%     591,868.75    0.00        0.00        591,868.75     0.00                   591,868.75  0.00

A2                25,119,000.00         5.500000%     115,128.75    0.00        0.00        115,128.75     0.00                   115,128.75  0.00

A3                177,188,000.00        5.000000%     738,283.33    0.00        0.00        738,283.33     0.00                   738,283.33  0.00

PO1               8,705,218.00          0.000000%     0.00          0.00        0.00        0.00           0.00                   0.00        0.00

PO2               1,199,152.00          0.000000%     0.00          0.00        0.00        0.00           0.00                   0.00        0.00

PO3               5,369,934.00          0.000000%     0.00          0.00        0.00        0.00           0.00                   0.00        0.00

B1                2,653,400.00          5.236761%     11,579.35     0.00        0.00        11,579.35      0.00                   11,579.35   0.00

B2                1,415,100.00          5.236761%     6,175.45      0.00        0.00        6,175.45       0.00                   6,175.45    0.00

B3                1,238,000.00          5.236761%     5,402.59      0.00        0.00        5,402.59       0.00                   5,402.59    0.00

B4                707,500.00            5.236761%     3,087.51      0.00        0.00        3,087.51       0.00                   3,087.51    0.00

B5                353,600.00            5.236761%     1,543.10      0.00        0.00        1,543.10       0.00                   1,543.10    0.00

B6                711,421.57            5.236761%     3,104.62      0.00        0.00        3,104.62       0.00                   3,104.62    0.00

R                 0.00                  0.000000%     0.00          0.00        0.00        0.00           0.00                   0.00        0.00

  Totals          353,795,325.57                      1,476,173.45  0.00        0.00        1,476,173.45   0.00                   1,476,173.450.00

Notional Classes

IO1               140,654,226.00        0.220899%     25,892.02     0.00        0.00        25,892.02      0.00                   25,892.02   0.00

IO2               26,856,100.00         0.232112%     3,165.41      0.00        0.00        3,165.41       0.00                   3,165.41    0.00

IO3               186,283,707.00        0.301786%     46,848.20     0.00        0.00        46,848.20      0.00                   46,848.20   0.00

  Totals          353,794,033.00                      75,905.63     0.00        0.00        75,905.63      0.00                   75,905.63   0.00

Principal
Distribution
Detail

DISTRIBUTION IN
DOLLARS

                                        Prior                                   Current     Current        Current                Cumulative
                  Original              Principal     Principal     Accreted    Realized    Principal      Principal              Realized
Class             Balance               Balance       Distribution  Principal   Losses      Recoveries     Balance                Losses
(1)               (2)                   (3)           (4)           (5)         (6)         (7)            (8)=(3)-(4)+(5)-(6)+(7)(9)

A1                129,135,000.00        129,135,000.001,076,771.51  0.00        0.00        0.00           128,058,228.49         0.00

A2                25,119,000.00         25,119,000.00 58,759.15     0.00        0.00        0.00           25,060,240.85          0.00

A3                177,188,000.00        177,188,000.001,083,252.19  0.00        0.00        0.00           176,104,747.81         0.00

PO1               8,705,218.00          8,705,218.00  24,366.12     0.00        0.00        0.00           8,680,851.88           0.00

PO2               1,199,152.00          1,199,152.00  1.72          0.00        0.00        0.00           1,199,150.28           0.00

PO3               5,369,934.00          5,369,934.00  25,009.41     0.00        0.00        0.00           5,344,924.59           0.00

B1                2,653,400.00          2,653,400.00  8,779.33      0.00        0.00        0.00           2,644,620.67           0.00

B2                1,415,100.00          1,415,100.00  4,682.16      0.00        0.00        0.00           1,410,417.84           0.00

B3                1,238,000.00          1,238,000.00  4,096.18      0.00        0.00        0.00           1,233,903.82           0.00

B4                707,500.00            707,500.00    2,340.91      0.00        0.00        0.00           705,159.09             0.00

B5                353,600.00            353,600.00    1,169.96      0.00        0.00        0.00           352,430.04             0.00

B6                711,421.57            711,421.57    2,353.89      0.00        0.00        0.00           709,067.68             0.00

R                 0.00                  0.00          0.00          0.00        0.00        0.00           0.00                   0.00

  Totals          352,022,804.00        353,795,325.572,291,582.53  1,468,438.222,285,717.770.00           351,503,743.04         0.00

Collateral Summary
- Group 1

ASSET
CHARACTERISTICS

                  Cut-Off               Prior         Current

Aggregate Stated
Principal Balance 140,654,326.75        140,654,326.75139,548,488.71

Loan Count        246                   246           245

Weighted Average
Coupon Rate (WAC) 5.661085%             5.661085%     N/A

Net Weighted
Average Coupon    5.411085%             5.411085%     N/A
Rate (Net WAC)

Weighted Average
Maturity (WAM in  0                     0             131
months)

AVAILABLE
PRINCIPAL         AVAILABLE INTEREST

PO Principal      Total Principal
Scheduled Interest663,546.67
9,166.83          691,429.96
Less:             Servicing Fees        29,302.98
Trustee Fees      0.00
Uncompensated PPIS0.00
Relief Act
Shortfall         0.00
Extraordinary
Trust Fund        0.00
Expenses

TOTAL AVAILABLE
INTEREST          634,243.69

0.00              0.00
0.00              0.00

Collateral Summary
- Group 2

ASSET
CHARACTERISTICS

                  Cut-Off               Prior         Current

Aggregate Stated
Principal Balance 26,856,119.55         26,856,119.55 26,796,100.62

Loan Count        51                    51            50

Weighted Average
Coupon Rate (WAC) 5.807105%             5.807105%     N/A

Net Weighted
Average Coupon    5.557105%             5.557105%     N/A
Rate (Net WAC)

Weighted Average
Maturity (WAM in  0                     0             69
months)

AVAILABLE
PRINCIPAL         AVAILABLE INTEREST

PO Principal      Total Principal
Scheduled Interest129,347.66
1.72              18.93
Less:             Servicing Fees        5,595.06
Trustee Fees      0.00
Uncompensated PPIS0.00
Relief Act
Shortfall         0.00
Extraordinary
Trust Fund        0.00
Expenses

TOTAL AVAILABLE
INTEREST          123,752.60

0.00              0.00
0.00              0.00

Collateral Summary
- Group 3

ASSET
CHARACTERISTICS

                  Cut-Off               Prior         Current

Aggregate Stated
Principal Balance 186,284,879.27        186,284,879.27185,159,153.71

Loan Count        387                   387           386

Weighted Average
Coupon Rate (WAC) 5.365281%             5.365281%     N/A

Net Weighted
Average Coupon    5.115281%             5.115281%     N/A
Rate (Net WAC)

Weighted Average
Maturity (WAM in  0                     0             157
months)

AVAILABLE
PRINCIPAL         AVAILABLE INTEREST

PO Principal      Total Principal
Scheduled Interest832,892.18
296.00            15,473.03
Less:             Servicing Fees        38,809.39
Trustee Fees      0.00
Uncompensated PPIS0.00
Relief Act
Shortfall         0.00
Extraordinary
Trust Fund        0.00
Expenses

TOTAL AVAILABLE
INTEREST          794,082.79

0.00              0.00
0.00              0.00

Delinquency
Information

 GROUP 1

                  30-59 Days            60-89 Days    90+ Days      Totals

Delinquency

Scheduled
Principal Balance 0.00                  0.00          0.00          0.00
Percentage of
Total Pool Balance0.0000%               0.0000%       0.0000%       0.0000%
Number of Loans   0                     0             0             0

Percentage of
Total Loans       0.0000%               0.0000%       0.0000%       0.0000%
Bankruptcy

Scheduled
Principal Balance                       0.00          0.00          0.00        0.00
Percentage of Total Pool Balance        0.0000%       0.0000%       0.0000%     0.0000%

Number of Loans                         0             0             0           0
Percentage of
Total Loans                             0.0000%       0.0000%       0.0000%     0.0000%

Foreclosure

Scheduled
Principal Balance                       0.00          0.00          0.00        0.00
Percentage of Total Pool Balance        0.0000%       0.0000%       0.0000%     0.0000%

Number of Loans                         0             0             0           0
Percentage of
Total Loans                             0.0000%       0.0000%       0.0000%     0.0000%

REO

Scheduled
Principal Balance                       0.00          0.00          0.00        0.00
Percentage of Total Pool Balance        0.0000%       0.0000%       0.0000%     0.0000%

Number of Loans                         0             0             0           0
Percentage of
Total Loans                             0.0000%       0.0000%       0.0000%     0.0000%

Total

Scheduled
Principal Balance                       0.00          0.00          0.00        0.00
Percentage of Total Pool Balance        0.0000%       0.0000%       0.0000%     0.0000%

Number of Loans                         0             0             0           0
Percentage of
Total Loans                             0.0000%       0.0000%       0.0000%     0.0000%

Principal and Interest Advances         N/A

Delinquency
Information

 GROUP 2

                  30-59 Days            60-89 Days    90+ Days      Totals

Delinquency

Scheduled
Principal Balance 0.00                  0.00          0.00          0.00
Percentage of
Total Pool Balance0.0000%               0.0000%       0.0000%       0.0000%
Number of Loans   0                     0             0             0

Percentage of
Total Loans       0.0000%               0.0000%       0.0000%       0.0000%
Bankruptcy

Scheduled
Principal Balance                       0.00          0.00          0.00        0.00
Percentage of Total Pool Balance        0.0000%       0.0000%       0.0000%     0.0000%

Number of Loans                         0             0             0           0
Percentage of
Total Loans                             0.0000%       0.0000%       0.0000%     0.0000%

Foreclosure

Scheduled
Principal Balance                       0.00          0.00          0.00        0.00
Percentage of Total Pool Balance        0.0000%       0.0000%       0.0000%     0.0000%

Number of Loans                         0             0             0           0
Percentage of
Total Loans                             0.0000%       0.0000%       0.0000%     0.0000%

REO

Scheduled
Principal Balance                       0.00          0.00          0.00        0.00
Percentage of Total Pool Balance        0.0000%       0.0000%       0.0000%     0.0000%

Number of Loans                         0             0             0           0
Percentage of
Total Loans                             0.0000%       0.0000%       0.0000%     0.0000%

Total

Scheduled
Principal Balance                       0.00          0.00          0.00        0.00
Percentage of Total Pool Balance        0.0000%       0.0000%       0.0000%     0.0000%

Number of Loans                         0             0             0           0
Percentage of
Total Loans                             0.0000%       0.0000%       0.0000%     0.0000%

Principal and Interest Advances         N/A

Delinquency
Information

 GROUP 3

                  30-59 Days            60-89 Days    90+ Days      Totals

Delinquency

Scheduled
Principal Balance 0.00                  0.00          0.00          0.00
Percentage of
Total Pool Balance0.0000%               0.0000%       0.0000%       0.0000%
Number of Loans   0                     0             0             0

Percentage of
Total Loans       0.0000%               0.0000%       0.0000%       0.0000%
Bankruptcy

Scheduled
Principal Balance                       0.00          0.00          0.00        0.00
Percentage of Total Pool Balance        0.0000%       0.0000%       0.0000%     0.0000%

Number of Loans                         0             0             0           0
Percentage of
Total Loans                             0.0000%       0.0000%       0.0000%     0.0000%

Foreclosure

Scheduled
Principal Balance                       0.00          0.00          0.00        0.00
Percentage of Total Pool Balance        0.0000%       0.0000%       0.0000%     0.0000%

Number of Loans                         0             0             0           0
Percentage of
Total Loans                             0.0000%       0.0000%       0.0000%     0.0000%

REO

Scheduled
Principal Balance                       0.00          0.00          0.00        0.00
Percentage of Total Pool Balance        0.0000%       0.0000%       0.0000%     0.0000%

Number of Loans                         0             0             0           0
Percentage of
Total Loans                             0.0000%       0.0000%       0.0000%     0.0000%

Total

Scheduled
Principal Balance                       0.00          0.00          0.00        0.00
Percentage of Total Pool Balance        0.0000%       0.0000%       0.0000%     0.0000%

Number of Loans                         0             0             0           0
Percentage of
Total Loans                             0.0000%       0.0000%       0.0000%     0.0000%

Principal and Interest Advances         N/A

Other Information

Trigger
Information

Bankruptcy Amount 100,000.00
Fraud Loss Amount 3,537,940.00
Special Hazard
Amount            6,009,435.00

CONTACT
INFORMATION       CONTENTS

Distribution
Summary           2
Depositor         Citigroup Mortgage
                  Loan Trust Inc.
Distribution
Summary  (Factors)2

New York, NY
10013
Interest
Distribution      2
Underwriter       Citigroup Global
                  Markets Inc.
390 Greenwich
Street
Principal
Distribution      2
New York, NY
10013

Collateral Summary0
190 Congress Park Drive, Suite 100

Delinquency
Information       2

Trustee           U.S. Bank National
                  Association
Other Information 2

St. Paul, MN
55101

Trust
Administrator     Citibank, N.A.
111 Wall Street

New York, NY
10005

Deal Contact:     Kristen Driscoll      Citibank, N.A.
kristen.driscoll@citigroup.com          Agency and
                                        Trust
Tel: (212)                              111 Wall
657-2186                                Street, 14th
                                        Floor, Zone 3
Fax: (212)                              New York, NY
657-4009                                10005

Page 1 of 1        Reports Available at (c) Copyright
                  www.sf.citidirect.com 2003 Citigroup

CITIGROUP MORTGAGE LOAN TRUST SERIES 2003 UST-1 8-K