                             UNITED STATES SECURITIES AND EXCHANGE COMMISSION
                             Washington, D. C. 20549


                                    FORM 8-K


                                 CURRENT REPORT
                       Pursuant to Section 13 or 15(d) of
                       the Securities Exchange Act of 1934



         Date of Report (Date of earliest event reported) AprilAugust 1516, 2004


                     NAVISTAR FINANCIAL 2001-A OWNER TRUST
             (Exact name of Registrant as specified in its charter)



                                    Delaware
                 (State or other jurisdiction of incorporation)



              333-62445-02                            36-7355777
      (Commission File Number)            (I.R.S. Employer Identification No.)




 2850 West Golf Road Rolling Meadows, Illinois             60008
   (Address of principal executive offices)             (Zip Code)



         Registrant's telephone number including area code 847-734-4000



                    INFORMATION TO BE INCLUDED IN THE REPORT


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                    INFORMATION TO BE INCLUDED IN THE REPORT


Item 5.  Other Events.


          On AprilAugust 1516, 2004, the Registrant made available the
          Monthly Servicer CertificatesCertificate for the Period of MarchJuly 2004
          for the NavistarNAVISTAR FinancialFINANCIAL 2001-A OwnerOWNER TrustTRUST,  which  are
          attached as Exhibit 20 hereto.


Item 7.  Financial Statements and Exhibits.



         (c)      See attached Exhibit 20.


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                                   SIGNATURE


Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
Registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned thereunto duly authorized.



                                           NAVISTAR FINANCIAL 2001-A OWNER TRUST
             (Exact name of Registrant as specified in its charter)



Date:  AprilAugust 2630, 2004                                                   By:/s/ PaulPAUL E. MartinMARTIN
-----------------------                                                       --------------------------
                                                                                                     Paul E. Martin
                                                                                                     Vice President & Controller


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                                  EXHIBIT INDEX


Exhibit No.    Description

   20          Navistar Financial 2001-A Owner Trust
               Monthly Servicer Certificate #3640, dated AprilAugust 1516, 2004



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                                                                              EXHIBIT 20

                                                Navistar Financial 2001 - A Owner Trust
                                                            For the Month of MarchJuly 2004
                                                   Distribution Date of AprilAugust 1516, 2004
                                                              Servicer Certificate #3640

Original Pool Amount                                                                                           $257,155,638.25
Subsequent Receivables (transferred 4/30/01)                                             $53,340,411.35
Subsequent Receivables (transferred 5/30/01 )                                           $67,396,152.49
Subsequent Receivables (transferred 6/28/01)                                             $22,107,022.10
Beginning Pool Balance                                                                                         $7354,048886,253434.9925
Beginning Pool Factor                                                                                                     0.18262101372164

Principal and Interest Collections:
     Principal Collected (Incl. Servicer Advance Repay)                         $56,927176,356452.3273
     Interest Collected                                                                                             $572431,637725.6505
     Mandatory Prepayments
Additional Deposits:
     Repurchase Amounts                                                                                                         $0.00

     Liquidation Proceeds / Recoveries                                $99117,776509.0729
Total Additional Deposits                                             $99117,776509.0729

Repos / Chargeoffs                                                                                                        $10698,662219.5510
Aggregate Number of Notes Charged Off                                        115                                          99

Total Available Funds                                                                                             $6,599135,770473.0407

Ending Pool Balance                                                                                               $6749,014201,235976.1242
Ending Pool Factor                                                                                                           0.16753591230052

Servicing Fee                                                                                                                   $6045,873738.5470
  Memo:  Servicer will allocate $1,500.00 of Servicing
         Fee as Administration Fee
Repayment of Servicer Advances                                                                                     $0590,214.00

Memo Item - Reserve Account
     Prior Month Balance                                                                                       $7,999,984.48
     Invest. Income                                                                                                         $46,203054.9883
     Excess Serv.                                                                                                         $174156,066605.7084
     Transfer (to)/from Collections Account                                                                 $0.00
     Beginning Balance                                                                                           $8,178162,255645.1615

Reserve Account:

     Beginning Balance  (see Memo Item)                                                         $8,178162,255645.1615
     Target Percentage                                                                                                           5.50%
     Target Balance                                                                                                 $32,685706,782108.9370
     Minimum Balance                                                                                               $7,999,984.48
     (Release) / Deposit                                                                                         ($178162,270660.67)
     Ending Balance                                                                                                 $7,999,984.48

Current Weighted Average APR:                                                                                           9.403366%

Current Weighted Average Remaining Term (months):                          20                           17.7191

Delinquencies

                                                                                                                                                   Dollars     Notes
     Installments:                                                                   1 - 30 days     1         536,353,026641.4892       696522
                                                                                                       31 - 60 days      171        144,044502.8001       161159
                                                                                                       60+  days         113           108,517501.6479        5041

     Total:                                                         1                                                            789,637,588645.9272       711552

     Balances:                                                                           60+  days         605           378,342174.61        5041


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                                               Navistar Financial 2001 - A Owner Trust
                                                    For the Month of MarchJuly 2004

                                                                                                                                                       NOTES

                                                                                               TOTAL         CLASS A - 1         CLASS A - 2          CLASS A - 3    CLASS A - 4  CLASS B NOTES
Original Pool Amount                                   $400,000,000.00   $72,500,000.00 $118,000,000.00   $100,000,000.00 $92,500,000.00 $17,000,000.00
Distributions:
     Distribution Percentages  1                                                               0.00%           0.00%                       0.00%         95.75%          4.25%
     Coupon                                                                                                     4.2900%         4.4700%                   4.9900%        5.4200%        5.5900%

Beginning Pool Balance                                 $7354,048886,253434.9925
Ending Pool Balance                                       $6749,014201,235976.1242

Collected Principal                                         $5,927586,356238.3273
Collected Interest                                               $572431,637725.6505
Charge - Offs                             $10698,662219.5510
Liquidation Proceeds / Recoveries                    $99117,776509.0729
Servicing & Administration Fee                     $6045,873738.5470
Cash Transfer from Pre-Funding Acct.
Cash Transfer from Reserve Account                           $0.00
TotalTtl Collections Avail for Debt Svc         $6,538089,896734.5037

Beginning Balance                                           $7354,048886,254434.00           26          $0.00                     $0.00                       $0.00   $6649,862472,453510.1979  $65,185413,800923.8147

Interest Due 2                                                       $330248,810670.93           70          $0.00                     $0.00                       $0.00         $301223,995450.4184     $2825,815219.5286
Interest Paid                                                         $330248,810670.93           70          $0.00                     $0.00                       $0.00         $301223,995450.4184     $2825,815219.5286
Principal Due                                                     $65,034684,018457.87           83          $0.00                     $0.00                       $0.00     $5,777442,573868.0737    $256241,445589.8046
Mandatory Prepayments Class A-1 only
Principal Paid                                                   $65,034684,018457.87           83          $0.00                     $0.00                       $0.00     $5,777442,573868.0737    $256241,445589.8046

Ending Balance                                                 $6749,014201,235976.13           43          $0.00                     $0.00                       $0.00   $6144,084029,880642.1242  $5,929172,355334.01
Note/Certificate Pool Factor
    (Ending 
     Balance/Original Pool Amt)                                                       0.0000                   0.0000                     0.0000                   0.66044760         0.34883043

Total Distributions                                         $65,364933,829128.80           53          $0.00                     $0.00                       $0.00     $65,079666,568319.4821    $285266,261809.32

Interest Shortfall                                                           $0.00                     $0.00                     $0.00                       $0.00                     $0.00          $0.00
Principal Shortfall                                                         $0.00                     $0.00                     $0.00                       $0.00                     $0.00          $0.00
                        Total Shortfall                                         $0.00                     $0.00                     $0.00                       $0.00                     $0.00          $0.00
Excess Servicing                                                   $174156,066605.7084
     (see Memo Item - Reserve AccountAcct)


Beginning Reserve Acct Balance                   $8,178162,255645.1615
(Release) / Draw                                                 ($178162,270660.67)
Ending Reserve Acct Balance                         $7,999,984.48

1 Principal distributions will be paid in the following priority:  First to Class A-1 until paid in full, second 95.75% applied
sequentially to Class A notes and 4.25% to Class B notes until all Class A Notes are repaid in full, then 100% to Class B Notes.
2 Class A-1 Interest based on Actual Number of Days.  Interest on other classes based on a 30-day month.  Interest for first
settlement based off 18 days, from 4/27/01-5/15/01.

(* x represents previously paid interest to other classes.)
(* y represents previously paid interest and principal on other classes.)
-------------------------------------------------------
Memo Item - Advances:
   Servicer Advances - Current Month             ($268590,060214.1600)
   Total Outstanding Servicer Advances   $75,126822,022285.0874
-------------------------------------------------------


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                                              Navistar Financial 2001 - A Owner Trust
                                                    For the Month of MarchJuly 2004


Trigger Events:
A) Loss Trigger
B) Delinquency Trigger
C) Noteholders Percent Trigger
                                                         5                                       4                 3                                 2                 1
                                                    NovMar-03               Dec04              Apr-0304            JanMay-04           Feb            Jun-04            MarJul-04

Beginning Pool Balance                      $9473,715048,946253.81       99      $9067,007014,923235.3612    $8362,711541,784052.48   17    $7958,444808,667990.6889    $7354,048886,253434.9925

A) Loss Trigger:
Principal of Contracts Charged Off             $104106,530662.74           55         $65109,977746.88       48        $17218,751447.93      85        $19178,193192.00       69        $10698,662219.5510
Recoveries                                      $7899,088776.82          07         $238150,550778.1656       $150270,023668.16      70        $20529,499965.53        45       $99117,776509.0729

Total Charged Off (Months 5,4,3)               $343234,260856.5588
Total Recoveries (Months 3,2,1)                $455418,298143.7644
Net Loss/(Recoveries) for 3 Mos               ($112183,038286.2156)(a)

Total Balance (Months 5,4,3)               $268202,435603,654541.6528 (b)

Loss Ratio Annualized [(a/b)*(12)]                                 -01.50080856%

Trigger: Is Ratio > 1.5%                                No

                                                    JanMay-04               Feb              Jun-04            MarJul-04
B) Delinquency Trigger:
     Balance delinquency 60+ days              $971806,308741.41          88         $970533,568906.3095       $605378,342174.61
     As % of Beginning Pool Balance                               1.1603028994%             1            0.2216990787%          0.8286968901%
     Three Month Average                           1                          0.0975596198%             1            0.1355298837%          10.0702396227%

Trigger: Is Average > 2.0%                                                           No

C) Noteholders Percent Trigger:
     Ending Reserve Account Balance
     not less than 1% of Initial Aggregate
     Receivables Balance                                                      2.0000%

Trigger: Is Minimum < 1.0%                                                           No


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Filing Compare · NAVISTAR FINANCIAL RETAIL REC CORP 2001 A OWNER TRUST
