Citigroup Mortgage Loan Trust Inc.,  Series 2004-UST1
Distribution
Date:           11/26/2004
Record Date:    10/29/2004

Distribution
Summary

DISTRIBUTION IN
DOLLARS

                                      Prior           Pass-                                                                                   Current
                Original              Principal       Through       Interest    Principal   Total          Deferred               Realized    Principal
Class           Balance               Balance         Rate          Distributed Distributed Distributed    Interest               Loss        Balance
(1)             (2)                   (3)             (4)           (5)         (6)         (7)=(5+6)      (8)                    (9)         (10)=(3-6+8-9)

A1              115,166,000.00        115,166,000.00  3.521923%     338,004.80  1,351,168.141,689,172.94   0.00                   0.00        113,814,831.86

A2              50,723,000.00         50,723,000.00   4.809972%     203,313.52  56,869.50   260,183.02     0.00                   0.00        50,666,130.50

A3              204,986,000.00        204,986,000.00  4.249843%     725,965.32  4,249,221.944,975,187.26   0.00                   0.00        200,736,778.06

A4              159,224,000.00        159,224,000.00  4.416679%     586,034.44  110,865.69  696,900.13     0.00                   0.00        159,113,134.31

A5              380,071,000.00        380,071,000.00  4.724242%     1,496,289.531,448,412.062,944,701.59   0.00                   0.00        378,622,587.94

A6              87,917,000.00         87,917,000.00   5.082755%     372,383.79  2,758,965.033,131,348.82   0.00                   0.00        85,158,034.97

B1              12,316,000.00         12,316,000.00   4.474973%     45,928.14   7,520.01    53,448.15      0.00                   0.00        12,308,479.99

B2              6,158,000.00          6,158,000.00    4.474973%     22,964.07   3,760.01    26,724.08      0.00                   0.00        6,154,239.99

B3              3,592,000.00          3,592,000.00    4.474973%     13,395.09   2,193.23    15,588.32      0.00                   0.00        3,589,806.77

B4              2,053,000.00          2,053,000.00    4.474973%     7,655.93    1,253.54    8,909.47       0.00                   0.00        2,051,746.46

B5              1,539,000.00          1,539,000.00    4.474973%     5,739.15    939.70      6,678.85       0.00                   0.00        1,538,060.30

B6              2,566,464.49          2,566,464.49    4.474973%     9,570.72    1,567.05    11,137.77      0.00                   0.00        2,564,897.44

R               100.00                100.00          5.082755%     0.42        100.00      100.42         0.00                   0.00        0.00

Totals          1,026,311,564.49      1,026,311,564.49              3,827,244.929,992,835.9013,820,080.82  0.00                   0.00        1,006,574,217.62

Distribution Summary (Factors)

PER $1,000 OF ORIGINAL BALANCE

                                      Prior                                                                                       Current
                                      Principal       Interest      Principal   Total       Deferred       Realized               Principal
                                                      Distributed
Class           CUSIP                 Balance         (5/2 x 1000)  Distributed Distributed Interest       Loss                   Balance
                                      (3/2 x 1000)                  (6/2 x 1000)(7/2 x 1000)(8/2 x 1000)   (9/2 x 1000)           (10/2 x
                                                                                                                                  1000)

A1              17307GKY3             1,000.000000    2.934936      11.732353   14.667288   0.000000       0.000000               988.267647

A2              17307GKZ0             1,000.000000    4.008310      1.121178    5.129488    0.000000       0.000000               998.878822

A3              17307GLA4             1,000.000000    3.541536      20.729328   24.270864   0.000000       0.000000               979.270672

A4              17307GLB2             1,000.000000    3.680566      0.696288    4.376854    0.000000       0.000000               999.303712

A5              17307GLC0             1,000.000000    3.936868      3.810899    7.747767    0.000000       0.000000               996.189101

A6              17307GLD8             1,000.000000    4.235629      31.381474   35.617103   0.000000       0.000000               968.618526

B1              1729749Y5             1,000.000000    3.729144      0.610589    4.339733    0.000000       0.000000               999.389411

B2              1729749Z2             1,000.000000    3.729144      0.610589    4.339734    0.000000       0.000000               999.389411

B3              1729759A4             1,000.000000    3.729145      0.610587    4.339733    0.000000       0.000000               999.389413

B4              1729759B2             1,000.000000    3.729143      0.610589    4.339732    0.000000       0.000000               999.389411

B5              1729759C0             1,000.000000    3.729142      0.610591    4.339734    0.000000       0.000000               999.389409

B6              1729759D2             1,000.000000    3.729146      0.610587    4.339733    0.000000       0.000000               999.389413

R                                     1,000.000000    4.200000      1,000.0000001,004.2000000.000000       0.000000               0.000000

Interest
Distribution
Detail

DISTRIBUTION IN
DOLLARS

                Prior                 Pass-           Optimal       Prior       Non-Recov                                                     Current
                Principal             Through         Accrued       Unpaid      Interest    Interest       Deferred               Interest    Unpaid
                                                                                                                                  Distributed
Class           Balance               Rate            Interest      Interest    Shortfall   Due            Interest               (9)         Interest
(1)             (2)                   (3)             (4)           (5)         (6)         (7)=(4)+(5)-(6)(8)                                (10)=(7)-(8)-(9)

A1              115,166,000.00        3.521923%       338,004.80    0.00        0.00        338,004.80     0.00                   338,004.80  0.00

A2              50,723,000.00         4.809972%       203,313.52    0.00        0.00        203,313.52     0.00                   203,313.52  0.00

A3              204,986,000.00        4.249843%       725,965.32    0.00        0.00        725,965.32     0.00                   725,965.32  0.00

A4              159,224,000.00        4.416679%       586,034.44    0.00        0.00        586,034.44     0.00                   586,034.44  0.00

A5              380,071,000.00        4.724242%       1,496,289.53  0.00        0.00        1,496,289.53   0.00                   1,496,289.530.00

A6              87,917,000.00         5.082755%       372,383.79    0.00        0.00        372,383.79     0.00                   372,383.79  0.00

B1              12,316,000.00         4.474973%       45,928.14     0.00        0.00        45,928.14      0.00                   45,928.14   0.00

B2              6,158,000.00          4.474973%       22,964.07     0.00        0.00        22,964.07      0.00                   22,964.07   0.00

B3              3,592,000.00          4.474973%       13,395.09     0.00        0.00        13,395.09      0.00                   13,395.09   0.00

B4              2,053,000.00          4.474973%       7,655.93      0.00        0.00        7,655.93       0.00                   7,655.93    0.00

B5              1,539,000.00          4.474973%       5,739.15      0.00        0.00        5,739.15       0.00                   5,739.15    0.00

B6              2,566,464.49          4.474973%       9,570.72      0.00        0.00        9,570.72       0.00                   9,570.72    0.00

R               100.00                5.082755%       0.42          0.00        0.00        0.42           0.00                   0.42        0.00

  Totals        1,026,311,564.49                      3,827,244.92  0.00        0.00        3,827,244.92   0.00                   3,827,244.920.00

Principal
Distribution
Detail

DISTRIBUTION IN
DOLLARS

                                      Prior                                     Current     Current        Current                Cumulative
                Original              Principal       Principal     Accreted    Realized    Principal      Principal              Realized
Class           Balance               Balance         Distribution  Principal   Losses      Recoveries     Balance                Losses
(1)             (2)                   (3)             (4)           (5)         (6)         (7)            (8)=(3)-(4)+(5)-(6)+(7)(9)

A1              115,166,000.00        115,166,000.00  1,351,168.14  0.00        0.00        0.00           113,814,831.86         0.00

A2              50,723,000.00         50,723,000.00   56,869.50     0.00        0.00        0.00           50,666,130.50          0.00

A3              204,986,000.00        204,986,000.00  4,249,221.94  0.00        0.00        0.00           200,736,778.06         0.00

A4              159,224,000.00        159,224,000.00  110,865.69    0.00        0.00        0.00           159,113,134.31         0.00

A5              380,071,000.00        380,071,000.00  1,448,412.06  0.00        0.00        0.00           378,622,587.94         0.00

A6              87,917,000.00         87,917,000.00   2,758,965.03  0.00        0.00        0.00           85,158,034.97          0.00

B1              12,316,000.00         12,316,000.00   7,520.01      0.00        0.00        0.00           12,308,479.99          0.00

B2              6,158,000.00          6,158,000.00    3,760.01      0.00        0.00        0.00           6,154,239.99           0.00

B3              3,592,000.00          3,592,000.00    2,193.23      0.00        0.00        0.00           3,589,806.77           0.00

B4              2,053,000.00          2,053,000.00    1,253.54      0.00        0.00        0.00           2,051,746.46           0.00

B5              1,539,000.00          1,539,000.00    939.70        0.00        0.00        0.00           1,538,060.30           0.00

B6              2,566,464.49          2,566,464.49    1,567.05      0.00        0.00        0.00           2,564,897.44           0.00

R               100.00                100.00          100.00        0.00        0.00        0.00           0.00                   0.00

  Totals        1,020,153,000.00      1,026,311,564.499,992,835.90  3,804,278.709,988,975.610.00                ##############    0.00

Collateral
Summary - Group
1

ASSET
CHARACTERISTICS

                Cut-Off               Prior           Current

Aggregate Stated
Principal       118,422,466.07        118,422,466.07  117,070,094.40
Balance

Loan Count      114                   114             113

Weighted Average
Coupon Rate     3.882488%             3.882488%       N/A
(WAC)

Net Weighted
Average Coupon  3.507488%             3.507488%       N/A
Rate (Net WAC)

Weighted Average
Maturity (WAM in87                    87              86
months)

AVAILABLE
PRINCIPAL       AVAILABLE INTEREST

Scheduled
Interest        384,569.36
Curtailments    8,059.00
Less:           Servicing Fees        37,007.07
Trustee Fees    0.00
Uncompensated
PPIS            0.00
Relief Act
Shortfall       0.00
Extraordinary
Trust Fund      0.00
Expenses

TOTAL AVAILABLE
INTEREST        347,562.29

Current Realized
Losses          0.00
Cumulative
Realized Losses 0.00

Collateral
Summary - Group
2

ASSET
CHARACTERISTICS

                Cut-Off               Prior           Current

Aggregate Stated
Principal       52,157,199.82         52,157,199.82   52,099,853.33
Balance

Loan Count      62                    62              62

Weighted Average
Coupon Rate     5.184972%             5.184972%       N/A
(WAC)

Net Weighted
Average Coupon  4.809972%             4.809972%       N/A
Rate (Net WAC)

Weighted Average
Maturity (WAM in234                   234             234
months)

AVAILABLE
PRINCIPAL       AVAILABLE INTEREST

Scheduled
Interest        225,361.40
Curtailments    40,000.00
Less:           Servicing Fees        16,299.12
Trustee Fees    0.00
Uncompensated
PPIS            0.00
Relief Act
Shortfall       0.00
Extraordinary
Trust Fund      0.00
Expenses

TOTAL AVAILABLE
INTEREST        209,062.28

Current Realized
Losses          0.00
Cumulative
Realized Losses 0.00

Collateral
Summary - Group
3

ASSET
CHARACTERISTICS

                Cut-Off               Prior           Current

Aggregate Stated
Principal       210,782,453.53        210,782,453.53  206,530,779.33
Balance

Loan Count      251                   251             249

Weighted Average
Coupon Rate     4.624843%             4.624843%       N/A
(WAC)

Net Weighted
Average Coupon  4.249843%             4.249843%       N/A
Rate (Net WAC)

Weighted Average
Maturity (WAM in283                   283             282
months)

AVAILABLE
PRINCIPAL       AVAILABLE INTEREST

Scheduled
Interest        812,363.20
Curtailments    62,500.02
Less:           Servicing Fees        65,869.45
Trustee Fees    0.00
Uncompensated
PPIS            0.00
Relief Act
Shortfall       0.00
Extraordinary
Trust Fund      0.00
Expenses

TOTAL AVAILABLE
INTEREST        746,493.75

Current Realized
Losses          0.00
Cumulative
Realized Losses 0.00

Collateral
Summary - Group
4

ASSET
CHARACTERISTICS

                Cut-Off               Prior           Current

Aggregate Stated
Principal       163,726,939.98        163,726,939.98  163,613,569.40
Balance

Loan Count      188                   188             188

Weighted Average
Coupon Rate     4.791679%             4.791679%       N/A
(WAC)

Net Weighted
Average Coupon  4.416679%             4.416679%       N/A
Rate (Net WAC)

Weighted Average
Maturity (WAM in283                   283             284
months)

AVAILABLE
PRINCIPAL       AVAILABLE INTEREST

Scheduled
Interest        653,772.52
Curtailments    22,292.90
Less:           Servicing Fees        51,164.73
Trustee Fees    0.00
Uncompensated
PPIS            0.00
Relief Act
Shortfall       0.00
Extraordinary
Trust Fund      0.00
Expenses

TOTAL AVAILABLE
INTEREST        602,607.79

Current Realized
Losses          0.00
Cumulative
Realized Losses 0.00

Collateral
Summary - Group
5

ASSET
CHARACTERISTICS

                Cut-Off               Prior           Current

Aggregate Stated
Principal       390,818,501.40        390,818,501.40  389,360,894.82
Balance

Loan Count      507                   507             505

Weighted Average
Coupon Rate     5.099240%             5.099240%       N/A
(WAC)

Net Weighted
Average Coupon  4.724240%             4.724240%       N/A
Rate (Net WAC)

Weighted Average
Maturity (WAM in289                   289             289
months)

AVAILABLE
PRINCIPAL       AVAILABLE INTEREST

Scheduled
Interest        1,660,731.88
Curtailments    418,126.85
Less:           Servicing Fees        122,130.67
Trustee Fees    0.00
Uncompensated
PPIS            0.00
Relief Act
Shortfall       0.00
Extraordinary
Trust Fund      0.00
Expenses

TOTAL AVAILABLE
INTEREST        1,538,601.21

Current Realized
Losses          0.00
Cumulative
Realized Losses 0.00

Collateral
Summary - Group
6

ASSET
CHARACTERISTICS

                Cut-Off               Prior           Current

Aggregate Stated
Principal       90,404,003.69         90,404,003.69   87,643,537.31
Balance

Loan Count      106                   106             103

Weighted Average
Coupon Rate     5.457755%             5.457755%       N/A
(WAC)

Net Weighted
Average Coupon  5.082755%             5.082755%       N/A
Rate (Net WAC)

Weighted Average
Maturity (WAM in259                   259             259
months)

AVAILABLE
PRINCIPAL       AVAILABLE INTEREST

Scheduled
Interest        411,169.02
Curtailments    259,777.00
Less:           Servicing Fees        28,251.25
Trustee Fees    0.00
Uncompensated
PPIS            0.00
Relief Act
Shortfall       0.00
Extraordinary
Trust Fund      0.00
Expenses

TOTAL AVAILABLE
INTEREST        382,917.77

Current Realized
Losses          0.00
Cumulative
Realized Losses 0.00

Delinquency
Information

 GROUP 1

                30-59 Days            60-89 Days      90+ Days      Totals

Delinquency

Scheduled
Principal       740,000.00            0.00            0.00          740,000.00
Balance
Percentage of
Total Pool      0.6321%               0.0000%         0.0000%       0.6321%
Balance
Number of Loans 1                     0               0             1

Percentage of
Total Loans     0.8850%               0.0000%         0.0000%       0.8850%
Bankruptcy

Scheduled
Principal                             0.00            0.00          0.00        0.00
Balance
Percentage of Total Pool Balance      0.0000%         0.0000%       0.0000%     0.0000%

Number of Loans                       0               0             0           0
Percentage of
Total Loans                           0.0000%         0.0000%       0.0000%     0.0000%

Foreclosure

Scheduled
Principal                             0.00            0.00          0.00        0.00
Balance
Percentage of Total Pool Balance      0.0000%         0.0000%       0.0000%     0.0000%

Number of Loans                       0               0             0           0
Percentage of
Total Loans                           0.0000%         0.0000%       0.0000%     0.0000%

REO

Scheduled
Principal                             0.00            0.00          0.00        0.00
Balance
Percentage of Total Pool Balance      0.0000%         0.0000%       0.0000%     0.0000%

Number of Loans                       0               0             0           0
Percentage of
Total Loans                           0.0000%         0.0000%       0.0000%     0.0000%

Total

Scheduled
Principal                             740,000.00      0.00          0.00        740,000.00
Balance
Percentage of Total Pool Balance      0.6321%         0.0000%       0.0000%     0.6321%

Number of Loans                       1               0             0           1
Percentage of
Total Loans                           0.8850%         0.0000%       0.0000%     0.8850%

Principal and
Interest        7,573.94
Advances

Delinquency
Information

 GROUP 2

                30-59 Days            60-89 Days      90+ Days      Totals

Delinquency

Scheduled
Principal       0.00                  0.00            0.00          0.00
Balance
Percentage of
Total Pool      0.0000%               0.0000%         0.0000%       0.0000%
Balance
Number of Loans 0                     0               0             0

Percentage of
Total Loans     0.0000%               0.0000%         0.0000%       0.0000%
Bankruptcy

Scheduled
Principal                             0.00            0.00          0.00        0.00
Balance
Percentage of Total Pool Balance      0.0000%         0.0000%       0.0000%     0.0000%

Number of Loans                       0               0             0           0
Percentage of
Total Loans                           0.0000%         0.0000%       0.0000%     0.0000%

Foreclosure

Scheduled
Principal                             0.00            0.00          0.00        0.00
Balance
Percentage of Total Pool Balance      0.0000%         0.0000%       0.0000%     0.0000%

Number of Loans                       0               0             0           0
Percentage of
Total Loans                           0.0000%         0.0000%       0.0000%     0.0000%

REO

Scheduled
Principal                             0.00            0.00          0.00        0.00
Balance
Percentage of Total Pool Balance      0.0000%         0.0000%       0.0000%     0.0000%

Number of Loans                       0               0             0           0
Percentage of
Total Loans                           0.0000%         0.0000%       0.0000%     0.0000%

Total

Scheduled
Principal                             0.00            0.00          0.00        0.00
Balance
Percentage of Total Pool Balance      0.0000%         0.0000%       0.0000%     0.0000%

Number of Loans                       0               0             0           0
Percentage of
Total Loans                           0.0000%         0.0000%       0.0000%     0.0000%

Principal and Interest Advances       N/A

Delinquency
Information

 GROUP 3

                30-59 Days            60-89 Days      90+ Days      Totals

Delinquency

Scheduled
Principal       1,000,000.00          0.00            0.00          1,000,000.00
Balance
Percentage of
Total Pool      0.4842%               0.0000%         0.0000%       0.4842%
Balance
Number of Loans 1                     0               0             1

Percentage of
Total Loans     0.4016%               0.0000%         0.0000%       0.4016%
Bankruptcy

Scheduled
Principal                             0.00            0.00          0.00        0.00
Balance
Percentage of Total Pool Balance      0.0000%         0.0000%       0.0000%     0.0000%

Number of Loans                       0               0             0           0
Percentage of
Total Loans                           0.0000%         0.0000%       0.0000%     0.0000%

Foreclosure

Scheduled
Principal                             0.00            0.00          0.00        0.00
Balance
Percentage of Total Pool Balance      0.0000%         0.0000%       0.0000%     0.0000%

Number of Loans                       0               0             0           0
Percentage of
Total Loans                           0.0000%         0.0000%       0.0000%     0.0000%

REO

Scheduled
Principal                             0.00            0.00          0.00        0.00
Balance
Percentage of Total Pool Balance      0.0000%         0.0000%       0.0000%     0.0000%

Number of Loans                       0               0             0           0
Percentage of
Total Loans                           0.0000%         0.0000%       0.0000%     0.0000%

Total

Scheduled
Principal                             1,000,000.00    0.00          0.00        1,000,000.00
Balance
Percentage of Total Pool Balance      0.4842%         0.0000%       0.0000%     0.4842%

Number of Loans                       1               0             0           1
Percentage of
Total Loans                           0.4016%         0.0000%       0.0000%     0.4016%

Principal and
Interest        1,758.92
Advances

Delinquency
Information

 GROUP 4

                30-59 Days            60-89 Days      90+ Days      Totals

Delinquency

Scheduled
Principal       200,000.00            0.00            0.00          200,000.00
Balance
Percentage of
Total Pool      0.1222%               0.0000%         0.0000%       0.1222%
Balance
Number of Loans 1                     0               0             1

Percentage of
Total Loans     0.5319%               0.0000%         0.0000%       0.5319%
Bankruptcy

Scheduled
Principal                             0.00            0.00          0.00        0.00
Balance
Percentage of Total Pool Balance      0.0000%         0.0000%       0.0000%     0.0000%

Number of Loans                       0               0             0           0
Percentage of
Total Loans                           0.0000%         0.0000%       0.0000%     0.0000%

Foreclosure

Scheduled
Principal                             0.00            0.00          0.00        0.00
Balance
Percentage of Total Pool Balance      0.0000%         0.0000%       0.0000%     0.0000%

Number of Loans                       0               0             0           0
Percentage of
Total Loans                           0.0000%         0.0000%       0.0000%     0.0000%

REO

Scheduled
Principal                             0.00            0.00          0.00        0.00
Balance
Percentage of Total Pool Balance      0.0000%         0.0000%       0.0000%     0.0000%

Number of Loans                       0               0             0           0
Percentage of
Total Loans                           0.0000%         0.0000%       0.0000%     0.0000%

Total

Scheduled
Principal                             200,000.00      0.00          0.00        200,000.00
Balance
Percentage of Total Pool Balance      0.1222%         0.0000%       0.0000%     0.1222%

Number of Loans                       1               0             0           1
Percentage of
Total Loans                           0.5319%         0.0000%       0.0000%     0.5319%

Principal and
Interest        3,714.28
Advances

Delinquency
Information

 GROUP 5

                30-59 Days            60-89 Days      90+ Days      Totals

Delinquency

Scheduled
Principal       1,774,785.53          0.00            0.00          1,774,785.53
Balance
Percentage of
Total Pool      0.4558%               0.0000%         0.0000%       0.4558%
Balance
Number of Loans 2                     0               0             2

Percentage of
Total Loans     0.3960%               0.0000%         0.0000%       0.3960%
Bankruptcy

Scheduled
Principal                             0.00            0.00          0.00        0.00
Balance
Percentage of Total Pool Balance      0.0000%         0.0000%       0.0000%     0.0000%

Number of Loans                       0               0             0           0
Percentage of
Total Loans                           0.0000%         0.0000%       0.0000%     0.0000%

Foreclosure

Scheduled
Principal                             0.00            0.00          0.00        0.00
Balance
Percentage of Total Pool Balance      0.0000%         0.0000%       0.0000%     0.0000%

Number of Loans                       0               0             0           0
Percentage of
Total Loans                           0.0000%         0.0000%       0.0000%     0.0000%

REO

Scheduled
Principal                             0.00            0.00          0.00        0.00
Balance
Percentage of Total Pool Balance      0.0000%         0.0000%       0.0000%     0.0000%

Number of Loans                       0               0             0           0
Percentage of
Total Loans                           0.0000%         0.0000%       0.0000%     0.0000%

Total

Scheduled
Principal                             1,774,785.53    0.00          0.00        1,774,785.53
Balance
Percentage of Total Pool Balance      0.4558%         0.0000%       0.0000%     0.4558%

Number of Loans                       2               0             0           2
Percentage of
Total Loans                           0.3960%         0.0000%       0.0000%     0.3960%

Principal and
Interest        23,883.23
Advances

Delinquency
Information

 GROUP 6

                30-59 Days            60-89 Days      90+ Days      Totals

Delinquency

Scheduled
Principal       206,268.48            0.00            0.00          206,268.48
Balance
Percentage of
Total Pool      0.2353%               0.0000%         0.0000%       0.2353%
Balance
Number of Loans 1                     0               0             1

Percentage of
Total Loans     0.9709%               0.0000%         0.0000%       0.9709%
Bankruptcy

Scheduled
Principal                             0.00            0.00          0.00        0.00
Balance
Percentage of Total Pool Balance      0.0000%         0.0000%       0.0000%     0.0000%

Number of Loans                       0               0             0           0
Percentage of
Total Loans                           0.0000%         0.0000%       0.0000%     0.0000%

Foreclosure

Scheduled
Principal                             0.00            0.00          0.00        0.00
Balance
Percentage of Total Pool Balance      0.0000%         0.0000%       0.0000%     0.0000%

Number of Loans                       0               0             0           0
Percentage of
Total Loans                           0.0000%         0.0000%       0.0000%     0.0000%

REO

Scheduled
Principal                             0.00            0.00          0.00        0.00
Balance
Percentage of Total Pool Balance      0.0000%         0.0000%       0.0000%     0.0000%

Number of Loans                       0               0             0           0
Percentage of
Total Loans                           0.0000%         0.0000%       0.0000%     0.0000%

Total

Scheduled
Principal                             206,268.48      0.00          0.00        206,268.48
Balance
Percentage of Total Pool Balance      0.2353%         0.0000%       0.0000%     0.2353%

Number of Loans                       1               0             0           1
Percentage of
Total Loans                           0.9709%         0.0000%       0.0000%     0.9709%

Principal and
Interest        42.97
Advances

Other
Information

Trigger
Information

Bankruptcy
Amount          100,000.00
Fraud Loss
Amount          3,537,940.00
Special Hazard
Amount          6,009,435.00

CONTACT
INFORMATION     CONTENTS

Distribution
Summary         2
Depositor       Citigroup Mortgage
                Loan Trust Inc.
Distribution
Summary         2
(Factors)

New York, NY
10013
Interest
Distribution    2
Underwriter     Citigroup Global
                Markets Inc.
390 Greenwich
Street
Principal
Distribution    2
New York, NY
10013

Collateral
Summary         -3
190 Congress Park Drive, Suite 100

Delinquency
Information     2

Trustee         U.S. Bank National
                Association
Other
Information     2

St. Paul, MN
55101

Deal Contact:   Kristen Driscoll      Citibank, N.A.
kristen.driscoll@citigroup.com        Agency and Trust
Tel: (212)                            388 Greenwich
816-5681                              Street, 14th
                                      Floor
Fax: (212)                            New York, NY
816-5527                              10013

Page 1 of 1      Reports Available at (c) Copyright
                www.sf.citidirect.com 2004 Citigroup

CITIGROUP MORTGAGE LOAN TRUST INC SERIES 2004-UST1 8-K