Statement to Certificateholder

Distribution Information

Deal Information

1. Distribution Summary

Deal Name:

Residential Accredit Loans Inc, 2006-QS13

2. Factor Summary

Asset Type:

Mortgage Asset-Backed Pass-Through Certificates

3. Components Information

(Not Applicable)

Closing Date:

09/28/2006

4. Interest Summary

First Distribution Date:

10/25/2006

5. Other Income Detail

(Not Applicable)

Determination Date:

11/21/2006

6. Interest Shortfalls, Compensation and Expenses

Distribution Date:

11/27/2006

Record Date:

7. Prepayment Interest and Basis Risk/Net WAC Shortfall Amounts

(Not Applicable)

Book-Entry:

11/22/2006

8. Collateral Summary

Definitive:

10/31/2006

Variable Book
Entry:

11/22/2006

9. Repurchase Information

10. Loan Status Report (Delinquencies)

Trustee:

Deutsche Bank Trust Company Americas

11. Deal Delinquencies (30 Day Buckets)

Main Telephone:

714-247-6000

12. Loss Mitigation and Servicing Modifications

GMAC-RFC

13. Losses and Recoveries

Bond Administrator:

Rona Hsu

14. Credit Enhancement Report

(Not Applicable)

Telephone:

818-260-1508

15. Distribution Percentages

Pool(s) :

40405,40404

16. Overcollateralization Summary

(Not Applicable)

17. Excess Cash Flow, Overcollateralization
Provisions and Derivative Amounts

(Not Applicable)

18. Performance Tests

19. Lender Paid Mortgage Insurance

(Not Applicable)

20. Comments

11/28/2006

4:12:13PM

GMAC-RFC, 2255 North Ontario Street, Suite 400, Burbank, CA 91504, 818.260.1400, www.gmacrfc.com/investors

Page 1 of 20

Statement to Certificateholder

Residential Accredit Loans Inc, 2006-QS13

November 27, 2006



	1. Distribution Summary

		Class	CUSIP		Original Face Value			Beginning Notional / Principal Balance		Pass - Through Rate				Principal Distribution			Interest Distribution		Total Distribution (3) + (4) = (5)		Principal Loss				Interest Loss		Deferred Interest			Ending Notional/ Principal Balance (1)-(3)-(6)+(8)=(9)





								(1)		(2)		(3)				(4)				(5)	(6)			(7)				(8)			(9)

I-A-1			75115DAA3	166,039,000.00			164,347,123.16				5.66000002		2,316,220.81		775,170.60			3,091,391.41				0.00	0.00			0.00			162,030,902.35

						1			1																							1
I-A-2			75115DAB1	166,039,000.00			164,347,123.16				1.83999998		0.00		251,998.92			251,998.92				0.00	0.00			0.00			162,030,902.35



I-A-3			75115DAC9	29,887,000.00			29,887,000.00				6.00000000		0.00		149,435.00			149,435.00				0.00	0.00			0.00			29,887,000.00


I-A-4			7511DAD7	3,321,000.00			3,321,000.00				6.00000000		0.00		16,605.00			16,605.00				0.00	0.00			0.00			3,321,000.00


I-A-5			75115DAE5	53,348,000.00			52,719,000.00				6.00000000		629,000.00		263,595.00			892,595.00				0.00	0.00			0.00			52,090,000.00


I-A-6			75115DAF2	77,359,000.00			77,358,900.00				6.00000000		100.00		386,794.50			386,894.50				0.00	0.00			0.00			77,358,800.00


I-A-7			75115DAG0	43,235,000.00			41,833,852.46				6.00000000		2,150,358.58		209,169.26			2,359,527.84				0.00	0.00			0.00			39,683,493.88


I-A-8			75115DAH8	58,285,000.00			56,931,493.86				6.00000000		1,852,983.04		284,657.47			2,137,640.51				0.00	0.00			0.00			55,078,510.82


I-A-9			75115DAJ4	38,339,000.00			38,339,000.00				6.00000000		0.00		191,695.00			191,695.00				0.00	0.00			0.00			38,339,000.00


I-A-10			75115DAK1	19,338,000.00			19,338,000.00				6.00000000		0.00		96,690.00			96,690.00				0.00	0.00			0.00			19,338,000.00


I-A-11			7511DAL9	8,966,000.00			8,966,000.00				6.00000000		0.00		44,830.00			44,830.00				0.00	0.00			0.00			8,966,000.00


II-A-1			75115DAM7	100,045,000.00			99,375,571.12				5.75000000		813,990.76		476,174.61			1,290,165.37				0.00	0.00			0.00			98,561,580.36


I-A-P			75115DAN5	1,830,325.50			1,808,649.20				0.00000000		4,587.14		0.00			4,587.14				0.00	0.00			0.00			1,804,062.06

						1			1																							1
I-A-V			75115DAP0	537,001,475.69			531,887,291.84				0.48627914		0.00		215,538.08			215,538.08				0.00	0.00			0.00			524,917,127.39



II-A-P			75115DBD6	879,871.78			875,987.87				0.00000000		5,445.51		0.00			5,445.51				0.00	0.00			0.00			870,542.36

						1			1																							1
II-A-V			75115DBE4	104,046,563.88			103,362,342.12				0.53902730		0.00		46,429.27			46,429.27				0.00	0.00			0.00			102,532,009.67



R-I			75115DAQ8	100.00			0.00				6.50000000		0.00		0.00			0.00				0.00	0.00			0.00			0.00


R-II			7511DAR6	50.00			0.00				5.75000000		0.00		0.00			0.00				0.00	0.00			0.00			0.00


R-III			75115DAS4	50.00			0.00				5.75000000		0.00		0.00			0.00				0.00	0.00			0.00			0.00


I-M-1			75115DAT2	20,138,500.00			20,129,381.85				6.50000000		9,193.06		109,034.15			118,227.21				0.00	0.00			0.00			20,120,188.79


I-M-2			75115DAU9	5,638,500.00			5,635,947.05				6.50000000		2,573.93		30,528.05			33,101.98				0.00	0.00			0.00			5,633,373.12


I-M-3			75115DBF1	4,296,000.00			4,294,054.89				6.50000000		1,961.09		23,259.46			25,220.55				0.00	0.00			0.00			4,292,093.80


II-M-1			75115DAV7	1,925,000.00			1,918,334.41				5.75000000		6,719.38		9,192.02			15,911.40				0.00	0.00			0.00			1,911,615.03

11/28/2006

4:12:13PM

GMAC-RFC, 2255 North Ontario Street, Suite 400, Burbank, CA 91504, 818.260.1400, www.gmacrfc.com/investors

Page 2 of 20

Statement to Certificateholder

Residential Accredit Loans Inc, 2006-QS13

November 27, 2006



II-M-2			75115DAW5	416,200.00		414,758.85	5.75000000		1,452.78		1,987.39		3,440.17		0.00	0.00		0.00	413,306.07


II-M-3			75115DBG9	260,100.00		259,199.37	5.75000000		907.90		1,242.00		2,149.90		0.00	0.00		0.00	258,291.47


I-B-1			75115DAX3	2,685,000.00		2,683,784.31	6.50000000		1,225.68		14,537.16		15,762.84		0.00	0.00		0.00	2,682,558.63


I-B-2			75115DAY1	2,148,000.00		2,147,027.45	6.50000000		980.55		11,629.73		12,610.28		0.00	0.00		0.00	2,146,046.90


I-B-3			75115DAZ8	2,148,050.19		2,147,077.61	6.50000000		980.56		11,630.00		12,610.56		0.00	0.00		0.00	2,146,097.05


II-B-1			75115DBA2	208,100.00		207,379.42	5.75000000		726.39		993.69		1,720.08		0.00	0.00		0.00	206,653.03


II-B-2			75115DBB0	156,000.00		155,459.83	5.75000000		544.53		744.91		1,289.44		0.00	0.00		0.00	154,915.30


II-B-3			75115DBC8	156,192.10		155,651.26	5.75000000		545.20		745.83		1,291.03		0.00	0.00		0.00	155,106.06


		Deal Totals			641,048,039.57	635,249,633.97		7,800,496.89		3,624,307.10		11,424,803.99		0.00			0.00	0.00	627,449,137.08

	1.Notional Balance

11/28/2006

4:12:13PM

GMAC-RFC, 2255 North Ontario Street, Suite 400, Burbank, CA 91504, 818.260.1400, www.gmacrfc.com/investors

Page 3 of 20

Statement to Certificateholder

Residential Accredit Loans Inc, 2006-QS13

November 27, 2006



2. Factor Summary
Amount /Original Amount per $1000 unit)

	Class	CUSIP		Beginning Notional/ Principal Balance Factor	Principal Distribution Factor	Interest Distribution Factor	Total Distribution Factor		Deferred Interest Factor	Interest Shortfall Factor	Ending Notional/ Principal Balance Factor




	I-A-1	75115DAA3	989.81036479		13.94986003	4.66860557		18.61846560	0.00000000	0.00000000	975.86050476

	I-A-2	75115DAB1	989.81036479		0.00000000	1.51770921		1.51770921	0.00000000	0.00000000	975.86050476

	I-A-3	75115DAC9	1,000.00000000		0.00000000	5.00000000		5.00000000	0.00000000	0.00000000	1,000.00000000

	I-A-4	7511DAD7	1,000.00000000		0.00000000	5.00000000		5.00000000	0.00000000	0.00000000	1,000.00000000

	I-A-5	75115DAE5	988.20949239		11.79050761	4.94104746		16.73155507	0.00000000	0.00000000	976.41898478

	I-A-6	75115DAF2	999.99870733		0.00129267	4.99999354		5.00128621	0.00000000	0.00000000	999.99741465

	I-A-7	75115DAG0	967.59228542		49.73652319	4.83796137		54.57448456	0.00000000	0.00000000	917.85576223

	I-A-8	75115DAH8	976.77779635		31.79176529	4.88388899		36.67565428	0.00000000	0.00000000	944.98603105

	I-A-9	75115DAJ4	1,000.00000000		0.00000000	5.00000000		5.00000000	0.00000000	0.00000000	1,000.00000000

	I-A-10	75115DAK1	1,000.00000000		0.00000000	5.00000000		5.00000000	0.00000000	0.00000000	1,000.00000000

	I-A-11	7511DAL9	1,000.00000000		0.00000000	5.00000000		5.00000000	0.00000000	0.00000000	1,000.00000000

	II-A-1	75115DAM7	993.30872227		8.13624629	4.75960428		12.89585057	0.00000000	0.00000000	985.17247599

	I-A-P	75115DAN5	988.15713380		2.50618811	0.00000000		2.50618811	0.00000000	0.00000000	985.65094569

	I-A-V	75115DAP0	990.47640634		0.00000000	0.40137335		0.40137335	0.00000000	0.00000000	977.49661994

	II-A-P	75115DBD6	995.58582274		6.18898131	0.00000000		6.18898131	0.00000000	0.00000000	989.39684144

	II-A-V	75115DBE4	993.42388894		0.00000000	0.44623550		0.44623550	0.00000000	0.00000000	985.44349613

	R-I	75115DAQ8	0.00000000		0.00000000	0.00000000		0.00000000	0.00000000	0.00000000	0.00000000

	R-II	7511DAR6	0.00000000		0.00000000	0.00000000		0.00000000	0.00000000	0.00000000	0.00000000

	R-III	75115DAS4	0.00000000		0.00000000	0.00000000		0.00000000	0.00000000	0.00000000	0.00000000

	I-M-1	75115DAT2	999.54722795		0.45649179	5.41421407		5.87070586	0.00000000	0.00000000	999.09073615

	I-M-2	75115DAU9	999.54722887		0.45649197	5.41421477		5.87070675	0.00000000	0.00000000	999.09073690

	I-M-3	75115DBF1	999.54722765		0.45649209	5.41421322		5.87070531	0.00000000	0.00000000	999.09073557

	II-M-1	75115DAV7	996.53735584		3.49058701	4.77507532		8.26566234	0.00000000	0.00000000	993.04676883

	II-M-2	75115DAW5	996.53736185		3.49058145	4.77508409		8.26566555	0.00000000	0.00000000	993.04678039

	II-M-3	75115DBG9	996.53737024		3.49058055	4.77508651		8.26566705	0.00000000	0.00000000	993.04678970

	I-B-1	75115DAX3	999.54722905		0.45649162	5.41421229		5.87070391	0.00000000	0.00000000	999.09073743

	I-B-2	75115DAY1	999.54722998		0.45649441	5.41421322		5.87070764	0.00000000	0.00000000	999.09073557

	I-B-3	75115DAZ8	999.54722659		0.45648840	5.41421241		5.87070081	0.00000000	0.00000000	999.09073819

	II-B-1	75115DBA2	996.53733782		3.49058145	4.77506007		8.26564152	0.00000000	0.00000000	993.04675637

	II-B-2	75115DBB0	996.53737179		3.49057692	4.77506410		8.26564103	0.00000000	0.00000000	993.04679487

	II-B-3	75115DBC8	996.53734088		3.49057347	4.77508145		8.26565492	0.00000000	0.00000000	993.04676741

11/28/2006

4:12:13PM

GMAC-RFC, 2255 North Ontario Street, Suite 400, Burbank, CA 91504, 818.260.1400, www.gmacrfc.com/investors

Page 4 of 20

Statement to Certificateholder

Residential Accredit Loans Inc, 2006-QS13

November 27, 2006



	Deal Factor :			97.87864533%


	Group I Factor :			97.74966199%


	Group II Factor :			98.54434961%

11/28/2006

4:12:13PM

GMAC-RFC, 2255 North Ontario Street, Suite 400, Burbank, CA 91504, 818.260.1400, www.gmacrfc.com/investors

Page 5 of 20

Statement to Certificateholder

Residential Accredit Loans Inc, 2006-QS13

November 27, 2006



4. Interest Summary
The following section only reports information for classes that have accrued interest for this distribution.

Class		Accrual Period			Accrual Methodology	Beginning Notional/Principal Balance			Pass- Through Rate	Optimal Interest		Interest Loss			Deferred Interest		Interest Shortfall Amount		Other Income		Interest Distribution (1)-(2)-(3)- (4)+(5)=(6)		Accrued Certificate Interest Remaining Unpaid






		Start		End							(1)		(2)			(3)		(4)		(5)		(6)
I-A-1	10/01/2006		10/31/2006		30/360		164,347,123.16		5.66000002	775,170.60		0.00		0.00			0.00		0.00		775,170.60		0.00

I-A-2	10/01/2006		10/31/2006		30/360		164,347,123.16	1	1.83999998	251,998.92		0.00		0.00			0.00		0.00		251,998.92		0.00


I-A-3	10/01/2006		10/31/2006		30/360		29,887,000.00		6.00000000	149,435.00		0.00		0.00			0.00		0.00		149,435.00		0.00

I-A-4	10/01/2006		10/31/2006		30/360		3,321,000.00		6.00000000	16,605.00		0.00		0.00			0.00		0.00		16,605.00		0.00

I-A-5	10/01/2006		10/31/2006		30/360		52,719,000.00		6.00000000	263,595.00		0.00		0.00			0.00		0.00		263,595.00		0.00

I-A-6	10/01/2006		10/31/2006		30/360		77,358,900.00		6.00000000	386,794.50		0.00		0.00			0.00		0.00		386,794.50		0.00

I-A-7	10/01/2006		10/31/2006		30/360		41,833,852.46		6.00000000	209,169.26		0.00		0.00			0.00		0.00		209,169.26		0.00

I-A-8	10/01/2006		10/31/2006		30/360		56,931,493.86		6.00000000	284,657.47		0.00		0.00			0.00		0.00		284,657.47		0.00

I-A-9	10/01/2006		10/31/2006		30/360		38,339,000.00		6.00000000	191,695.00		0.00		0.00			0.00		0.00		191,695.00		0.00

I-A-10	10/01/2006		10/31/2006		30/360		19,338,000.00		6.00000000	96,690.00		0.00		0.00			0.00		0.00		96,690.00		0.00

I-A-11	10/01/2006		10/31/2006		30/360		8,966,000.00		6.00000000	44,830.00		0.00		0.00			0.00		0.00		44,830.00		0.00

II-A-1	10/01/2006		10/31/2006		30/360		99,375,571.12		5.75000000	476,174.61		0.00		0.00			0.00		0.00		476,174.61		0.00

I-A-V	10/01/2006		10/31/2006		30/360		531,887,291.84	1	0.48627914	215,538.08		0.00		0.00			0.00		0.00		215,538.08		0.00


II-A-V	10/01/2006		10/31/2006		30/360		103,362,342.12	1	0.53902730	46,429.27		0.00		0.00			0.00		0.00		46,429.27		0.00


I-M-1	10/01/2006		10/31/2006		30/360		20,129,381.85		6.50000000	109,034.15		0.00		0.00			0.00		0.00		109,034.15		0.00

I-M-2	10/01/2006		10/31/2006		30/360		5,635,947.05		6.50000000	30,528.05		0.00		0.00			0.00		0.00		30,528.05		0.00

I-M-3	10/01/2006		10/31/2006		30/360		4,294,054.89		6.50000000	23,259.46		0.00		0.00			0.00		0.00		23,259.46		0.00

II-M-1	10/01/2006		10/31/2006		30/360		1,918,334.41		5.75000000	9,192.02		0.00		0.00			0.00		0.00		9,192.02		0.00

II-M-2	10/01/2006		10/31/2006		30/360		414,758.85		5.75000000	1,987.39		0.00		0.00			0.00		0.00		1,987.39		0.00

II-M-3	10/01/2006		10/31/2006		30/360		259,199.37		5.75000000	1,242.00		0.00		0.00			0.00		0.00		1,242.00		0.00

I-B-1	10/01/2006		10/31/2006		30/360		2,683,784.31		6.50000000	14,537.16		0.00		0.00			0.00		0.00		14,537.16		0.00

I-B-2	10/01/2006		10/31/2006		30/360		2,147,027.45		6.50000000	11,629.73		0.00		0.00			0.00		0.00		11,629.73		0.00

I-B-3	10/01/2006		10/31/2006		30/360		2,147,077.61		6.50000000	11,630.00		0.00		0.00			0.00		0.00		11,630.00		0.00

II-B-1	10/01/2006		10/31/2006		30/360		207,379.42		5.75000000	993.69		0.00		0.00			0.00		0.00		993.69		0.00

II-B-2	10/01/2006		10/31/2006		30/360		155,459.83		5.75000000	744.91		0.00		0.00			0.00		0.00		744.91		0.00

II-B-3	10/01/2006		10/31/2006		30/360		155,651.26		5.75000000	745.83		0.00		0.00			0.00		0.00		745.83		0.00

Deal Totals						632,564,996.90				3,624,307.10		0.00		0.00			0.00		0.00		3,624,307.10		0.00



1.Notional Balance

11/28/2006

4:12:13PM

GMAC-RFC, 2255 North Ontario Street, Suite 400, Burbank, CA 91504, 818.260.1400, www.gmacrfc.com/investors

Page 6 of 20

Statement to Certificateholder

Residential Accredit Loans Inc, 2006-QS13

November 27, 2006



	Current Index Rates

Index Type		Rate		Classes


BTLIB TEL 25 -2BD		5.32000000	I-A-1, I-A-2


6. Interest Shortfalls, Compensation and Expenses

			Current Prepayment Interest Shortfall Amount		Compensating Interest			Net Prepayment Interest Shortfall Amount (1) - (2)=(3)		Civil Relief Act	Civil Relief Act	Compensation				Advances			Allowable Expenses per	Non - Recoverable Advances





			(1)			(2)			(3)			Subservicer		Master		Subservicer		Master



	Group I	4,528.12		4,528.12			0.00			0	0.00		115,030.46		28,701.50		80,875.33	0.00	0.00	0.00

	Group II	1,226.15		1,226.15			0.00			0	0.00		21,831.09		5,849.25		17,170.15	0.00	0.00	0.00

	Deal Totals	5,754.27		5,754.27			0.00			0	0.00		136,861.55		34,550.75		98,045.48	0.00	0.00	0.00

11/28/2006

4:12:13PM

GMAC-RFC, 2255 North Ontario Street, Suite 400, Burbank, CA 91504, 818.260.1400, www.gmacrfc.com/investors

Page 7 of 20

Statement to Certificateholder

Residential Accredit Loans Inc, 2006-QS13

November 27, 2006



8. Collateral Summary

A. Loan Count and Balances

								Original Loan Count/ Scheduled Principal Balance							Beginning Loan Count/ Scheduled Principal Balance						Scheduled Principal			Curtailments					Payoffs					Matured Loans		Repurchases			Beginning Aggregate Scheduled Principal Balance of Liquidations/ Charge-offs					Ending Loan Count/Scheduled Principal Balance




			Count								2,236					2,219			N/A						306						18				0			0				0				2,201
		Group I


			Balance/Amount				537,001,475.69							531,887,291.84					243,196.41							146,296.42				6,580,671.62				N/A			0.00		0.00						524,917,127.39



			Count								594					592			N/A						133						4				0			0				0				588
		Group II


			Balance/Amount				104,046,563.88							103,362,342.12					362,585.43							183,319.36				284,427.66				N/A			0.00		0.00						102,532,009.67



		Deal Totals	Count							2,830							2,811				N/A				439				22					0		0					0						2,789


			Balance/Amount			641,048,039.57							635,249,633.96							605,781.84					329,615.78				6,865,099.28					N/A		0.00				0.00			627,449,137.06




B. Weighted Averages

			Beginning Weighted Average Gross Mortgage Rate	Ending Weighted Average Gross Mortgage Rate					Ending Weighted Average Remaining Amortization Term			Ending Weighted Average Months to Maturity						Beginning Weighted Average Net Mortgage					Ending Weighted Average Net Mortgage		Beginning Weighted Average Unmodified Net Mortgage			Net Weighted Average Cap Rate				Weighted Average Net Rate

		Group I
			7.29665958	7.29200751					356.09			355.84						6.96417631					6.95945766		6.96417631			N/A					N/A

		Group II
			6.56611827	6.56588358					172.15			172.15						6.24029652					6.24003809		6.24029652			N/A					N/A

		Deal Totals
			7.17779220	7.17335097					326.04			325.83						6.84639283					6.84189668		6.84639283			N/A					N/A



C. Constant Prepayment Rate

			1 Month CPR		3 Month CPR							6 Month CPR										12 Month CPR					Life CPR


	Group-I		14.17%																								12.29%

	Group-II		5.32%																								4.50%

	Deal Totals		12.79%																								11.07%

11/28/2006

4:12:13PM

GMAC-RFC, 2255 North Ontario Street, Suite 400, Burbank, CA 91504, 818.260.1400, www.gmacrfc.com/investors

Page 8 of 20

Statement to Certificateholder

Residential Accredit Loans Inc, 2006-QS13

November 27, 2006



9. Repurchases

			Breaches Of Representations			ARM Conversions		Optional Repurchases of Defaulted Loans		Others		Total (1)+(2)+(3)+(4)=(5)
				(1)	(2)		(3)			(4)		(5)
		Count				0			0		0		0
				0


	Group I
		Scheduled Balance		0.00		0.00			0.00		0.00			0.00


		Count				0			0		0		0
				0


	Group II
		Scheduled Balance		0.00		0.00			0.00		0.00			0.00



		Count		0		0			0		0		0
	Deal Totals


		Scheduled Balance		0.00		0.00			0.00		0.00		0.00

11/28/2006

4:12:13PM

GMAC-RFC, 2255 North Ontario Street, Suite 400, Burbank, CA 91504, 818.260.1400, www.gmacrfc.com/investors

Page 9 of 20

Statement to Certificateholder

Residential Accredit Loans Inc, 2006-QS13

November 27, 2006


10. Loan Status Report
													Delinquency Calculation Method: Mortgage Bankers Association

					Current / Delinquent																	Bankruptcy								Foreclosure								REO																Total
	Deal Totals

		Count								Scheduled Balance					Count				Scheduled Balance				Count				Scheduled Balance					Count			Scheduled Balance				Actual Balance						Count								Scheduled Balance

	Current						2,731				613,445,961.43				0			0.00								0			0.00				0				0.00							0.00						2,731		613,445,961.43

	30 days					55					13,233,124.00				0			0.00								0			0.00				0				0.00							0.00						55		13,233,124.00

	60 days					2					231,515.52				0			0.00								0			0.00				0				0.00							0.00						2		231,515.52

	90 days					1					538,536.11				0			0.00								0			0.00				0				0.00							0.00						1		538,536.11

	120 days					0					0.00				0			0.00								0			0.00				0				0.00							0.00						0		0.00

	150 days					0					0.00				0			0.00								0			0.00				0				0.00							0.00						0		0.00

	180 days					0					0.00				0			0.00								0			0.00				0				0.00							0.00						0		0.00

	181+ days					0					0.00				0			0.00								0			0.00				0				0.00							0.00						0		0.00

	Total							2,789			627,449,137.06				0		0.00								0			0.00			0					0.00					0.00						2,789				627,449,137.06


	Current			97.92%								97.77%			0.00%						0.00%				0.00%				0.00%				0.00%		0.00%							0.00%								97.92%		97.77%

	30 days					1.97%					2.11%				0.00%						0.00%				0.00%				0.00%				0.00%		0.00%							0.00%							1.97%			2.11%

	60 days					0.07%					0.04%				0.00%						0.00%				0.00%				0.00%				0.00%		0.00%							0.00%							0.07%			0.04%

	90 days					0.04%					0.09%				0.00%						0.00%				0.00%				0.00%				0.00%		0.00%							0.00%							0.04%			0.09%

	120 days					0.00%					0.00%				0.00%						0.00%				0.00%				0.00%				0.00%		0.00%							0.00%							0.00%			0.00%

	150 days					0.00%					0.00%				0.00%						0.00%				0.00%				0.00%				0.00%		0.00%							0.00%							0.00%			0.00%

	180 days					0.00%					0.00%				0.00%						0.00%				0.00%				0.00%				0.00%		0.00%							0.00%						0.00%				0.00%

	181+ days					0.00%					0.00%				0.00%					0.00%					0.00%				0.00%				0.00%		0.00%								0.00%						0.00%			0.00%

	Total		100.00%						100.00%					0.00%		0.00%								0.00%				0.00%			0.00%			0.00%						0.00%						100.00%					100.00%

11/28/2006

4:12:13PM

GMAC-RFC, 2255 North Ontario Street, Suite 400, Burbank, CA 91504, 818.260.1400, www.gmacrfc.com/investors

Page 10 of 20

Statement to Certificateholder

Residential Accredit Loans Inc, 2006-QS13

November 27, 2006



			Current / Delinquent											Bankruptcy						Foreclosure					REO											Total
Group I

	Count						Scheduled Balance							Count			Scheduled Balance	Count				Scheduled Balance					Count			Scheduled Balance	Actual Balance				Count					Scheduled Balance


Current						2,151						512,884,376.22		0		0.00					0			0.00				0		0.00			0.00					2,151			512,884,376.22

30 days					47					11,262,699.54			0			0.00					0			0.00				0		0.00			0.00					47			11,262,699.54

60 days					2					231,515.52			0			0.00					0			0.00				0		0.00			0.00					2			231,515.52

90 days					1					538,536.11			0			0.00					0			0.00				0		0.00			0.00					1			538,536.11

120 days					0					0.00			0			0.00					0			0.00				0		0.00			0.00					0			0.00

150 days					0					0.00			0			0.00					0			0.00				0		0.00			0.00					0			0.00

180 days					0					0.00			0			0.00					0			0.00				0		0.00			0.00					0			0.00

181+ days					0					0.00			0			0.00					0			0.00				0		0.00			0.00					0			0.00

Total					2,201					524,917,127.39			0			0.00				0				0.00				0		0.00				0.00				2,201			524,917,127.39


Current				97.73%				97.71%						0.00%		0.00%				0.00%				0.00%				0.00%		0.00%				0.00%				97.73%			97.71%

30 days				2.14%							2.15%		0.00%			0.00%				0.00%				0.00%				0.00%		0.00%				0.00%				2.14%				2.15%

60 days				0.09%							0.04%		0.00%			0.00%				0.00%				0.00%				0.00%		0.00%				0.00%				0.09%		0.04%

90 days				0.05%							0.10%		0.00%			0.00%				0.00%				0.00%				0.00%		0.00%				0.00%				0.05%		0.10%

120 days				0.00%							0.00%		0.00%			0.00%				0.00%				0.00%				0.00%		0.00%				0.00%				0.00%		0.00%

150 days				0.00%							0.00%		0.00%			0.00%				0.00%				0.00%				0.00%		0.00%				0.00%				0.00%		0.00%

180 days				0.00%							0.00%		0.00%			0.00%				0.00%				0.00%				0.00%		0.00%				0.00%				0.00%		0.00%

181+ days				0.00%							0.00%		0.00%			0.00%				0.00%				0.00%				0.00%		0.00%				0.00%				0.00%		0.00%

Total		100.00%							100.00%				0.00%		0.00%				0.00%				0.00%			0.00%			0.00%			0.00%					100.00%		100.00%

11/28/2006

4:12:13PM

GMAC-RFC, 2255 North Ontario Street, Suite 400, Burbank, CA 91504, 818.260.1400, www.gmacrfc.com/investors

Page 11 of 20

Statement to Certificateholder

Residential Accredit Loans Inc, 2006-QS13

November 27, 2006



			Current / Delinquent											Bankruptcy						Foreclosure					REO											Total
Group II

	Count						Scheduled Balance							Count			Scheduled Balance	Count				Scheduled Balance					Count			Scheduled Balance	Actual Balance				Count					Scheduled Balance


Current						580						100,561,585.21		0		0.00					0			0.00				0		0.00			0.00					580			100,561,585.21

30 days					8					1,970,424.46			0			0.00					0			0.00				0		0.00			0.00					8			1,970,424.46

60 days					0					0.00			0			0.00					0			0.00				0		0.00			0.00					0			0.00

90 days					0					0.00			0			0.00					0			0.00				0		0.00			0.00					0			0.00

120 days					0					0.00			0			0.00					0			0.00				0		0.00			0.00					0			0.00

150 days					0					0.00			0			0.00					0			0.00				0		0.00			0.00					0			0.00

180 days					0					0.00			0			0.00					0			0.00				0		0.00			0.00					0			0.00

181+ days					0					0.00			0			0.00					0			0.00				0		0.00			0.00					0			0.00

Total					588					102,532,009.67			0			0.00				0				0.00				0		0.00				0.00				588			102,532,009.67


Current				98.64%				98.08%						0.00%		0.00%				0.00%				0.00%				0.00%		0.00%				0.00%				98.64%			98.08%

30 days				1.36%							1.92%		0.00%			0.00%				0.00%				0.00%				0.00%		0.00%				0.00%				1.36%				1.92%

60 days				0.00%							0.00%		0.00%			0.00%				0.00%				0.00%				0.00%		0.00%				0.00%				0.00%		0.00%

90 days				0.00%							0.00%		0.00%			0.00%				0.00%				0.00%				0.00%		0.00%				0.00%				0.00%		0.00%

120 days				0.00%							0.00%		0.00%			0.00%				0.00%				0.00%				0.00%		0.00%				0.00%				0.00%		0.00%

150 days				0.00%							0.00%		0.00%			0.00%				0.00%				0.00%				0.00%		0.00%				0.00%				0.00%		0.00%

180 days				0.00%							0.00%		0.00%			0.00%				0.00%				0.00%				0.00%		0.00%				0.00%				0.00%		0.00%

181+ days				0.00%							0.00%		0.00%			0.00%				0.00%				0.00%				0.00%		0.00%				0.00%				0.00%		0.00%

Total		100.00%							100.00%				0.00%		0.00%				0.00%				0.00%			0.00%			0.00%			0.00%					100.00%		100.00%

11/28/2006

4:12:13PM

GMAC-RFC, 2255 North Ontario Street, Suite 400, Burbank, CA 91504, 818.260.1400, www.gmacrfc.com/investors

Page 12 of 20

Statement to Certificateholder

Residential Accredit Loans Inc, 2006-QS13

November 27, 2006



11. Delinquency Data

			Totals				Totals					Totals					Totals					Totals
		Count % Count		Balance % Balance		Count % Count		Balance % Balance			Count % Count		Balance % Balance			Count % Count		Balance % Balance			Count % Count		Balance % Balance

			55	13,233,124.00			0		0.00			0		0.00			0		0.00			0		0.00
	1 Month				13 Months					25 Months					37 Months					49 Months


			1.97%	2.11%			0.00%	0.00%				0.00%		0.00%			0.00%		0.00%			0.00%		0.00%


			2	231,515.52			0		0.00			0		0.00			0		0.00			0		0.00
	2 Months				14 Months					26 Months					38 Months					50 Months


			0.07%	0.04%			0.00%		0.00%			0.00%		0.00%			0.00%		0.00%			0.00%		0.00%


			1	538,536.11			0		0.00			0		0.00			0		0.00			0		0.00
	3 Months				15 Months					27 Months					39 Months					51 Months


			0.04%	0.09%			0.00%		0.00%			0.00%		0.00%			0.00%		0.00%			0.00%		0.00%


			0	0.00			0		0.00			0		0.00			0		0.00			0		0.00
	4 Months				16 Months					28 Months					40 Months					52 Months


			0.00%	0.00%			0.00%		0.00%			0.00%		0.00%			0.00%		0.00%			0.00%		0.00%


			0	0.00			0		0.00			0		0.00			0		0.00			0		0.00
	5 Months				17 Months					29 Months					41 Months					53 Months


			0.00%	0.00%			0.00%		0.00%			0.00%		0.00%			0.00%		0.00%			0.00%		0.00%


			0	0.00			0		0.00			0		0.00			0		0.00			0		0.00
	6 Months				18 Months					30 Months					42 Months					54 Months


			0.00%	0.00%			0.00%		0.00%			0.00%		0.00%			0.00%		0.00%			0.00%		0.00%

			0	0.00			0		0.00			0		0.00			0		0.00			0		0.00
	7 Months				19 Months					31 Months					43 Months					55 Months


			0.00%	0.00%			0.00%		0.00%			0.00%		0.00%			0.00%		0.00%			0.00%		0.00%

																	0		0.00
			0	0.00			0		0.00			0		0.00								0		0.00

	8 Months				20 Months					32 Months					44 Months					56 Months


			0.00%	0.00%			0.00%		0.00%			0.00%		0.00%			0.00%		0.00%			0.00%		0.00%


			0	0.00			0		0.00			0		0.00			0		0.00			0		0.00
	9 Months				21 Months					33 Months					45 Months					57 Months


			0.00%	0.00%			0.00%		0.00%			0.00%		0.00%			0.00%		0.00%			0.00%		0.00%


			0	0.00			0		0.00			0		0.00			0		0.00			0		0.00
	10 Months				22 Months					34 Months					46 Months					58 Months


			0.00%	0.00%			0.00%		0.00%			0.00%		0.00%			0.00%		0.00%			0.00%		0.00%

														0.00					0.00
			0	0.00			0		0.00			0					0					0		0.00

	11 Months				23 Months					35 Months					47 Months					59 Months


			0.00%	0.00%			0.00%		0.00%			0.00%		0.00%			0.00%		0.00%			0.00%		0.00%

			0	0.00			0		0.00			0		0.00			0		0.00			0		0.00
	12 Months				24 Months					36 Months					48 Months					60+ Months


			0.00%	0.00%			0.00%		0.00%			0.00%		0.00%			0.00%		0.00%			0.00%		0.00%

11/28/2006

4:12:13PM

GMAC-RFC, 2255 North Ontario Street, Suite 400, Burbank, CA 91504, 818.260.1400, www.gmacrfc.com/investors

Page 13 of 20

Statement to Certificateholder

Residential Accredit Loans Inc, 2006-QS13

November 27, 2006



12. Loss Mitigation and Servicing Modifications


			Current			1 Payment			2 Payments				3+ Payments				Foreclosure				REO		Total

		Modification Type	Count		Scheduled Balance	Count		Scheduled Balance	Count			Scheduled Balance	Count		Scheduled Balance		Count	Scheduled Balance			Count	Scheduled Balance	Count	Scheduled Balance


Group I		Capitalizations	0		0.00	0		0.00		0		0.00		0		0.00	0		0.00	0		0.00	0	0.00


		Other Modifications	0		0.00	0		0.00		0		0.00		0		0.00	0		0.00	0		0.00	0	0.00



Group II		Capitalizations	0		0.00	0		0.00		0		0.00		0		0.00	0		0.00	0		0.00	0	0.00


		Other Modifications	0		0.00	0		0.00		0		0.00		0		0.00	0		0.00	0		0.00	0	0.00



		Capitalizations		0	0.00		0	0.00			0	0.00		0		0.00	0		0.00	0		0.00	0	0.00

	Deal Totals
		Other
				0	0.00		0	0.00			0	0.00		0		0.00	0		0.00	0		0.00	0	0.00



				Payoffs										Repurchases					Liquidations													Total

		Current Month					Cumulative						Current Month			Cumulative			Current Month				Cumulative								Current Month						Cumulative
Modification Type

		Count			Scheduled Balance		Count		Scheduled Balance			Count			Scheduled Balance	Count	Scheduled Balance	Count		Scheduled Balance			Count		Scheduled Balance					Count					Scheduled Balance		Count		Scheduled Balance


Group I	Capitalizations		0		0.00		0			0.00			0		0.00	0	0.00	0		0.00			0				0.00			0					0.00		0				0.00


	Other Modifications		0		0.00		0			0.00			0		0.00	0	0.00	0		0.00			0				0.00			0					0.00		0		0.00



Group II	Capitalizations		0		0.00		0			0.00			0		0.00	0	0.00	0		0.00			0				0.00			0					0.00		0				0.00


	Other Modifications		0		0.00		0			0.00			0		0.00	0	0.00	0		0.00			0				0.00			0					0.00		0		0.00



Deal Totals	Capitalizations		0		0.00		0			0.00			0		0.00	0	0.00	0		0.00		0				0.00			0					0.00		0				0.00


	Other Modifications

		0		0.00		0		0.00			0			0.00	0	0.00	0		0.00		0			0.00				0					0.00		0			0.00

11/28/2006

4:12:13PM

GMAC-RFC, 2255 North Ontario Street, Suite 400, Burbank, CA 91504, 818.260.1400, www.gmacrfc.com/investors

Page 14 of 20

Statement to Certificateholder

Residential Accredit Loans Inc, 2006-QS13

November 27, 2006



13. Losses and Recoveries
A. Current Cycle Realized Losses

			Current Period Realized Losses		Liquidations					Charge-Offs					Servicing Modifications						Bankruptcy Losses	Total

		Loss Count			0								0					0			0				0


	Group I		Beginning Aggregate Scheduled Balance		0.00								0.00						0.00		0.00				0


		Principal Portion of Loss					0.00							0.00						0.00	0.00					0.00



		Interest Portion of Loss						0.00						0.00						0.00	0.00					0.00


		Total Realized Loss		0.00								0.00					0.00				0.00	0.00


		Loss Count			0								0					0			0				0


	Group II		Beginning Aggregate Scheduled Balance		0.00								0.00						0.00		0.00				0


		Principal Portion of Loss					0.00							0.00						0.00	0.00					0.00



		Interest Portion of Loss						0.00						0.00						0.00	0.00					0.00


		Total Realized Loss		0.00								0.00					0.00				0.00	0.00


		Loss Count							0				0					0			0						0


		Beginning Aggregate Scheduled Balance							0.00				0.00					0.00			0.00						0.00
	Deal Totals



		Principal Portion of Loss							0.00				0.00					0.00			0.00						0.00


		Interest Portion of Loss						0.00					0.00					0.00			0.00						0.00


		Total Realized Loss					0.00				0.00					0.00					0.00			0.00


B. Cumulative Realized Losses

			Cumulative Realized Losses		Liquidations					Charge-Offs					Servicing Modifications						Bankruptcy Losses	Total


	Group I	Loss Count			0								0					0			0				0


		Total Realized Loss				0.00								0.00						0.00	0.00					0.00



	Group II	Loss Count			0								0					0			0				0


		Total Realized Loss				0.00								0.00						0.00	0.00					0.00



	Deal Totals	Loss Count					0						0					0			0		0


		Total Realized Loss				0.00							0.00					0.00			0.00		0.00

11/28/2006

4:12:13PM

GMAC-RFC, 2255 North Ontario Street, Suite 400, Burbank, CA 91504, 818.260.1400, www.gmacrfc.com/investors

Page 15 of 20

Statement to Certificateholder

Residential Accredit Loans Inc, 2006-QS13

November 27, 2006



C. Subsequent Recoveries

				Subsequent Recoveries	Current Period								Cumulative


			Subsequent Recoveries Count				0			0
		Group I
			Subsequent Recoveries					0.00			0.00


			Net Loss 1					0.00				0.00


			Net Loss % 2						0.00%					0.00%


			Subsequent Recoveries Count				0			0
		Group II
			Subsequent Recoveries					0.00			0.00


			Net Loss 1					0.00				0.00


			Net Loss % 2						0.00%					0.00%


			Subsequent Recoveries Count					0		0


			Subsequent Recoveries					0.00		0.00
		Deal Totals


			Net Loss 1					0.00		0.00



			Net Loss % 2			0.00%				0.00%

	1 Total Realized Loss less Subsequent Recoveries
	2 Net Loss % of Original Balance

D. Default Percentages

Default Loss Percentage

1 Month

3 Months

6 Months

12 Months

Life of Deal

Group

Monthly Default Rate

0.00%

Constant Default Rate

0.00%

Group

Monthly Default Rate

0.00%

Constant Default Rate

0.00%

Monthly Default Rate

0.00%

Deal Totals

Constant Default Rate

0.00%

1-Month MDR (Current Month) = SUM(Beginning Scheduled balances of liquidating loans) / [SUM(Beginning Scheduled loan balances)- SUM(Scheduled Principal payments)]
m-Month = 3, 6, 12, months or the life of deal to date
m-Month MDR(over m months in period where n is current month)= 1-[(1-MDRn-m+1) * (1-MDRn-m+2) *.* (1-MDR n-1) * (1-MDRn)]^(1/m)
CDRm = 1- [(1- MDRm)^12],where m is number of months in period

11/28/2006

4:12:13PM

GMAC-RFC, 2255 North Ontario Street, Suite 400, Burbank, CA 91504, 818.260.1400, www.gmacrfc.com/investors

Page 16 of 20

Statement to Certificateholder

Residential Accredit Loans Inc, 2006-QS13

November 27, 2006

E. Special Hazard, Fraud Loss, and Bankruptcy

Special Hazard Amount

Fraud Loss Amount

Bankruptcy Amount

Group I

5,370,015.00

16,110,044.00

192,409.00

Group II

2,980,808.00

3,121,397.00

100,000.00

Deal Totals

8,350,823.00

19,231,441.00

292,409.00

11/28/2006

4:12:13PM

GMAC-RFC, 2255 North Ontario Street, Suite 400, Burbank, CA 91504, 818.260.1400, www.gmacrfc.com/investors

Page 17 of 20

Statement to Certificateholder

Residential Accredit Loans Inc, 2006-QS13

November 27, 2006



15. Distribution Percentages


		Beginning Current Super		Beginning Current	Beginning Current		Beginning Current Senior

	I	0.00000000%		0.00000000%	93.01287202%	100.00000000%



	II	0.00000000%		0.00000000%	96.96468554%	100.00000000%



		Ending Percentage

	I-M-1		3.21591100%

	I-M-2		0.90041037%

	I-M-3		0.68602695%

	II-M-1		0.30554305%

	II-M-2		0.06606079%

	II-M-3		0.04128402%

	Class M Total:		5.21523618%


	I-B-1		0.42876684%

	I-B-2		0.34301347%

	I-B-3		0.34302149%

	II-B-1		0.03303039%

	II-B-2		0.02476089%

	II-B-3		0.02479138%

	Class B Total:		1.19738446%

11/28/2006

4:12:13PM

GMAC-RFC, 2255 North Ontario Street, Suite 400, Burbank, CA 91504, 818.260.1400, www.gmacrfc.com/investors

Page 18 of 20

Statement to Certificateholder

Residential Accredit Loans Inc, 2006-QS13

November 27, 2006


18. Performance Tests

			Group I	Group II

	Current Distribution Date >= Target Distribution

		Current Distribution Date >= Target Distribution Date	False	False

	Current Senior Pct > Initial Senior Percent

		Current Senior Percentage > Original Senior Percentage	False	False

	60+ Dlq Avg Loan Balance / Subordinate Balance

		Dlq Average Loan Balance / Class M and B balance Test	True	True

	60+ Dlq Avg Loan Balance <= 2% of Pool Balance

		Dlq Average Loan Balance Test	True	True

	Sub Balance Test OR 2% Delinquency Test

		Dlq Balance Test	True	True

	Aggregate Realized Loss Pct < Scheduled Loss Pct

		Aggregate Realized Loss Test	True	True

	Sr. Accel. % Trigger - 1st Trigger Event

		1st Senior Accelerated Stepdown Test	True	True

	60+ Dlq Avg Loan Balance <= 4% of Avg Pool Balance

		2nd 60+ Delinquent Average Loan Balance Test	True	True

	Aggregate Realized Loss Pct < Scheduled Loss Pct

		Aggregate Realized Loss Percentage < 2nd Scheduled Loss Percentage	True	True

	Sr. Accel. % Trigger - 2nd Trigger Event

		2nd Senior Accelerated Stepdown Test	True	True

	60+ Delinq Balance OR Aggregate Loss Test

		1st or 2nd Sr. Accel Stepdown Test	True	True

	Senior Accelerated Stepdown Date and Trigger Event

		Senior Accelerated Stepdown Trigger in effect?	False	False

11/28/2006

4:12:13PM

GMAC-RFC, 2255 North Ontario Street, Suite 400, Burbank, CA 91504, 818.260.1400, www.gmacrfc.com/investors

Page 19 of 20

Statement to Certificateholder

Residential Accredit Loans Inc, 2006-QS13

November 27, 2006



B-1, B-2, B-3 BegBal/PoolBal

	Class B-1 Prepayment Distribution Trigger	False	False

	Class B-2 Prepayment Distribution Trigger	False	False

	Class B-3 Prepayment Distribution Trigger	False	False

	Class M-2 Prepayment Distribution Trigger	False	False

	Class M-3 Prepayment Distribution Trigger	False	False



20. Comments

	ERISA Text:	Each beneficial owner of any Certificate (or any interest therein) which provides credit enhancement for any other Certificate and is available in book-entry form, including any such

		Class M Certificate, shall be deemed to have represented, by virtue of its acquisition or holding of such Certificate (or interest therein), that either: a) it is not an employee benefit
		or other plan subject to the prohibited transaction provision of the Employee Retirement Income Security Act of 1974, as amended('ERISA'), or Section 4975 of the Internal Revenue
		Code of 1986, as amended (a 'Plan'), or any other person (including an investment manager, a named fiduciary or a trustee of any Plan) acting, directly or indirectly, on behalf of
		purchasing any Certificate with 'plan assets' of any Plan; or b) (i) the transferee is an insurance company, (ii) the source of funds to be used by it to purchase the Certificates is an
		'insurance company general account' (within the meaning of Department of Labor Prohibited Transaction Class Exemption ('PTCE') 95-60), and (iii) the conditions set forth in
		Section I and III of PTCE 95-60 have been satisfied. Any purported beneficial owner of any such book-entry Certificate (or interest therein) to whom either (a) or (b) above does not
		apply shall indemnify and hold harmless the Company, the Trustee, the Master Servicer, any Subservicer, and the Trust Fund from and against any and all liabilities, claim, cost or
		expenses incurred by such parties as a result of its acquisition or holding of such Certificate.

11/28/2006

4:12:13PM

GMAC-RFC, 2255 North Ontario Street, Suite 400, Burbank, CA 91504, 818.260.1400, www.gmacrfc.com/investors

Page 20 of 20



	Statement To Certificateholder




	Residential Accredit Loans Inc., 2006-QS13

	November 27, 2006



	Cash Flow Received and Uses of Funds


	Cash Flow Received		Amount

	Principal and Interest Payments		11,453,600.51
	Prepayment Premium		0.00
	Liquidation and Insurance Proceeds		0.00
	Subsequent Recoveries		0.00
	Repurchase Proceeds		0.00
	Other Deposits/Adjustments (including Derivative Payment)		5,754.27
	Total Deposits		11,459,354.78

	Uses of Funds		Amount

	Transfer to Certificate Account		11,424,803.99
	Reimbursed Advances and Expenses		0.00
	Master Servicing Compensation		34,550.76
	Derivative Payment		N/A
	Total Withdrawals		11,459,354.75

	Ending Balance		0.00



		GMAC-RFC, 2255 North Ontario Street, Suite 400, Burbank, CA 91504, 818.260.1400, www.gmacrfc.com/investors	Appendix A

RALI Series 2006-QS13 Trust 10-D