CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Jun. 30, 2025	Sep. 30, 2024
ASSETS
Cash and due from banks	$ 18,624	$ 39,393
Interest-bearing deposits with banks	33,499	12,749
Total cash and cash equivalents	52,123	52,142
Interest-bearing time deposits	490	490
Debt securities available for sale, at fair value, net of allowance for credit losses of $13 at June 30, 2025 and $21 at September 30, 2024	243,411	248,679
Debt securities held to maturity	873	1,040
Loans held for sale, residential mortgage	337
Loans held for sale, home equity lines of credit	41,792
Loans held for sale, Small Business Administration	18,841	25,716
Loans, net of allowance for credit losses of $20,522 at June 30, 2025 and $21,294 at September 30, 2024	1,895,821	1,963,852
Federal Reserve Bank and Federal Home Loan Bank stock, at cost	25,035	24,986
Premises and equipment, net	25,594	26,462
Other real estate owned, held for sale	1,113	647
Accrued interest receivable:
Loans	9,354	9,447
Securities	2,679	1,929
Cash surrender value of life insurance	48,272	47,605
Goodwill	9,848	9,848
Core deposit intangibles	275	398
Nonresidential mortgage loan servicing rights	54	67
SBA loan servicing rights	2,815	2,687
Other assets	37,948	34,373
Total Assets	2,416,675	2,450,368
Deposits:
Noninterest-bearing	202,649	191,528
Interest-bearing	1,533,545	1,689,353
Total deposits	1,736,194	1,880,881
Federal Home Loan Bank borrowings	434,924	301,640
Other borrowings	28,722	48,603
Accrued interest payable	7,731	13,384
Advance payments by borrowers for taxes and insurance	636	931
Reserve for unfunded lending commitments	1,765	1,519
Accrued expenses and other liabilities	22,881	26,295
Total Liabilities	2,232,853	2,273,253
STOCKHOLDERS' EQUITY
Preferred stock of $.01 par value per share; authorized 1,000,000 shares; none issued
Common stock of $.01 par value per share; authorized 20,000,000 shares; issued 7,900,798 shares (7,802,351 shares at September 30, 2024) outstanding 6,976,558 shares (6,887,106 shares at September 30, 2024)	79	78
Additional paid-in capital	30,011	27,647
Retained earnings	187,969	173,337
Accumulated other comprehensive loss	(20,061)	(11,195)
Unearned stock compensation	(2,005)	(901)
Treasury stock, at cost - 924,240 shares (915,245 shares at September 30, 2024)	(12,171)	(11,851)
Total Stockholders' Equity	183,822	177,115
Total Liabilities and Stockholders' Equity	$ 2,416,675	$ 2,450,368

First Savings Financial Group, Inc. 10-Q