Statement to Certificateholder

Distribution Information

Deal Information

1. Distribution Summary

Deal Name:

Residential Accredit Loans Inc, 2006-QS12

2. Factor Summary

Asset Type:

Mortgage Asset-Backed Pass-Through Certificates

3. Components Information

(Not Applicable)

Closing Date:

09/28/2006

4. Interest Summary

First Distribution Date:

10/25/2006

5. Other Income Detail

(Not Applicable)

Determination Date:

06/23/2008

6. Interest Shortfalls, Compensation and Expenses

Distribution Date:

06/25/2008

Record Date:

7. Prepayment Interest and Basis Risk/Net WAC Shortfall Amounts

(Not Applicable)

Book-Entry:

06/24/2008

8. Collateral Summary

Definitive:

05/30/2008

Fixed BE:

05/30/2008

9. Repurchase Information

10. Loan Status Report (Delinquencies)

Trustee:

Deutsche Bank Trust Company Americas

11. Deal Delinquencies (30 Day Buckets)

Main Telephone:

714-247-6000

12. Loss Mitigation and Servicing Modifications

GMAC-RFC

13. Losses and Recoveries

Bond Administrator:

Rona Hsu

14. Credit Enhancement Report

Telephone:

818-260-1508

15. Distribution Percentages

Pool(s) :

40402,40403

16. Overcollateralization Summary

(Not Applicable)

17. Excess Cash Flow, Overcollateralization
Provisions and Derivative Amounts

(Not Applicable)

18. Performance Tests

19. Lender Paid Mortgage Insurance

(Not Applicable)

20. Comments

06/25/2008

11:46:40AM

Residential Funding Company, LLC, 2255 North Ontario Street, Suite 400, Burbank, CA 91504, 818.260.1400, www.gmacrfc.com/investors

Page 1 of 20

Statement to Certificateholder

Residential Accredit Loans Inc, 2006-QS12

June 25, 2008



	1. Distribution Summary

		Class	CUSIP		Original Face Value			Beginning Notional / Principal Balance		Pass - Through Rate				Principal Distribution			Interest Distribution		Total Distribution (3) + (4) = (5)		Principal Loss			Interest Loss		Deferred Interest			Ending Notional/ Principal Balance (1)-(3)-(6)+(8)=(9)





								(1)		(2)		(3)				(4)				(5)	(6)		(7)				(8)			(9)

I-A-1			751151AA9	100,000,000.00			61,210,579.78				6.50000000		45,241.63		331,557.31			376,798.94			0.00	0.00			0.00			61,165,338.15


I-A-2			751151AB7	1,000,000.00			1,000,000.00				6.50000000		0.00		5,416.67			5,416.67			0.00	0.00			0.00			1,000,000.00

						1			1																						1
I-A-3			751151AC5	26,677,000.00			26,677,000.00				0.50000000		0.00		11,115.42			11,115.42			0.00	0.00			0.00			26,677,000.00



I-A-4			751151AD3	26,677,000.00			26,677,000.00				6.00000000		0.00		133,385.00			133,385.00			0.00	0.00			0.00			26,677,000.00


II-A-1			751151AE1	20,000,000.00			10,954,386.13				3.09250045		32,423.42		28,230.37			60,653.79			0.00	0.00			0.00			10,921,962.71

						1			1																						1
II-A-2			751151AF8	104,890,000.00			57,450,278.05				3.15749991		0.00		151,166.04			151,166.04			0.00	0.00			0.00			57,280,233.41



II-A-3			751151AG6	40,000,000.00			30,614,463.72				6.00000000		474,588.76		153,072.32			627,661.08			0.00	0.00			0.00			30,139,874.96


II-A-4			751151AH4	62,800,000.00			62,800,000.00				6.00000000		0.00		314,000.00			314,000.00			0.00	0.00			0.00			62,800,000.00


II-A-5			751151AJ0	31,550,000.00			17,280,544.12				2.64250013		51,147.95		38,053.20			89,201.15			0.00	0.00			0.00			17,229,396.17

						1			1																						1
II-A-6			751151AK7	31,550,000.00			17,280,544.12				0.44999972		0.00		6,480.20			6,480.20			0.00	0.00			0.00			17,229,396.17



II-A-7			751151AL5	53,340,000.00			29,215,347.80				3.04250001		86,473.27		74,073.08			160,546.35			0.00	0.00			0.00			29,128,874.53

						1			1																						1
II-A-8			751151AM3	53,340,000.00			29,215,347.80				0.30000013		0.00		7,303.84			7,303.84			0.00	0.00			0.00			29,128,874.53



II-A-9			751151AN1	6,367,666.00			6,367,666.00				2.68008278		0.00		14,221.56			14,221.56			0.00	0.00			0.00			6,367,666.00


II-A-10			751151AP6	3,600,000.00			3,600,000.00				6.00000000		0.00		18,000.00			18,000.00			0.00	0.00			0.00			3,600,000.00


II-A-11			751151AQ4	40,000,000.00			32,846,080.98				5.00000000		367,264.13		136,858.67			504,122.80			0.00	0.00			0.00			32,478,816.85


II-A-12			751151AR2	22,368,000.00			18,367,528.48				2.50608350		205,374.10		38,358.80			243,732.90			0.00	0.00			0.00			18,162,154.38

						1			1																						1
II-A-13			751151AS0	22,368,000.00			18,367,528.48				4.99391696		0.00		76,438.26			76,438.26			0.00	0.00			0.00			18,162,154.38



II-A-14			751151AT8	1,620,458.00			1,620,458.00				20.90486023		0.00		28,229.54			28,229.54			0.00	0.00			0.00			1,620,458.00


II-A-15			751151AU5	40,744,973.00			30,524,328.02				2.89250004		242,972.39		73,576.35			316,548.74			0.00	0.00			0.00			30,281,355.63

						1			1																						1
II-A-16			751151AV3	40,744,973.00			30,524,328.02				4.10749996		0.00		104,482.23			104,482.23			0.00	0.00			0.00			30,281,355.63


						1			1																						1
II-A-17			751151AW1	50,083,287.23			50,083,287.23				0.50000000		0.00		20,868.04			20,868.04			0.00	0.00			0.00			50,083,287.23



II-A-18			751151AX9	49,972,903.00			34,767,803.00				5.75000000		760,255.00		166,595.72			926,850.72			0.00	0.00			0.00			34,007,548.00

						1			1																						1
II-A-19			751151AY7	14,887,157.30			11,264,781.13				6.50000000		0.00		61,017.56			61,017.56			0.00	0.00			0.00			11,102,871.23

06/25/2008

11:46:40AM

Residential Funding Company, LLC, 2255 North Ontario Street, Suite 400, Burbank, CA 91504, 818.260.1400, www.gmacrfc.com/investors

Page 2 of 20

Statement to Certificateholder

Residential Accredit Loans Inc, 2006-QS12

June 25, 2008



A-P			751151AZ4	2,005,760.54			1,743,997.95		0.00000000		33,678.81		0.00		33,678.81		0.00	0.00	0.00	1,710,319.14

						1		1													1
A-V			751151BA8	541,291,676.88			406,175,823.61		0.47756009		0.00		161,644.47		161,644.47		0.00	0.00	0.00	403,711,487.92



R-I			751151BB6	100.00			0.00		6.50000000		0.00		0.00		0.00		0.00	0.00	0.00	0.00


R-II			751151BC4	100.00			0.00		6.50000000		0.00		0.00		0.00		0.00	0.00	0.00	0.00


M-1			751151BD2	22,194,000.00			21,847,301.48		6.50000000		17,025.07		118,339.55		135,364.62		0.00	0.00	0.00	21,830,276.41


M-2			751151BE0	5,683,500.00			5,601,522.02		6.50000000		4,365.13		30,341.58		34,706.71		0.00	0.00	0.00	5,597,156.89


M-3			751151BJ9	4,330,300.00			4,269,704.21		6.50000000		0.00		2,894.13		2,894.13		0.00	20,233.43	0.00	4,269,704.21


B-1			751151BF7	2,706,500.00			2,668,626.76		6.50000000		0.00		0.00		0.00		0.00	14,455.06	0.00	2,668,626.76


B-2			751151BG5	2,165,200.00			2,135,995.43		6.50000000		0.00		0.00		0.00		81,036.29	11,569.98	0.00	2,054,959.14


B-3			751151BH3	2,165,216.34			62,489.73		6.50000000		0.00		0.00		0.00		62,489.73	338.49	0.00	0.00


		Deal Totals			541,291,676.88		406,175,823.61			2,320,809.66		2,305,719.91		4,626,529.57		143,526.02		46,596.96	0.00	403,711,487.93

	1.Notional Balance

06/25/2008

11:46:40AM

Residential Funding Company, LLC, 2255 North Ontario Street, Suite 400, Burbank, CA 91504, 818.260.1400, www.gmacrfc.com/investors

Page 3 of 20

Statement to Certificateholder

Residential Accredit Loans Inc, 2006-QS12

June 25, 2008



2. Factor Summary
Amount /Original Amount per $1000 unit)

	Class	CUSIP		Beginning Notional/ Principal Balance Factor	Principal Distribution Factor	Interest Distribution Factor	Total Distribution Factor		Deferred Interest Factor	Interest Shortfall Factor	Ending Notional/ Principal Balance Factor




	I-A-1	751151AA9	612.10579780		0.45241630	3.31557310		3.76798940	0.00000000	0.00000000	611.65338150

	I-A-2	751151AB7	1,000.00000000		0.00000000	5.41667000		5.41667000	0.00000000	0.00000000	1,000.00000000

	I-A-3	751151AC5	1,000.00000000		0.00000000	0.41666679		0.41666679	0.00000000	0.00000000	1,000.00000000

	I-A-4	751151AD3	1,000.00000000		0.00000000	5.00000000		5.00000000	0.00000000	0.00000000	1,000.00000000

	II-A-1	751151AE1	547.71930650		1.62117100	1.41151850		3.03268950	0.00000000	0.00000000	546.09813550

	II-A-2	751151AF8	547.71930642		0.00000000	1.44118639		1.44118639	0.00000000	0.00000000	546.09813528

	II-A-3	751151AG6	765.36159300		11.86471900	3.82680800		15.69152700	0.00000000	0.00000000	753.49687400

	II-A-4	751151AH4	1,000.00000000		0.00000000	5.00000000		5.00000000	0.00000000	0.00000000	1,000.00000000

	II-A-5	751151AJ0	547.71930650		1.62117116	1.20612361		2.82729477	0.00000000	0.00000000	546.09813534

	II-A-6	751151AK7	547.71930650		0.00000000	0.20539461		0.20539461	0.00000000	0.00000000	546.09813534

	II-A-7	751151AL5	547.71930634		1.62117117	1.38869666		3.00986783	0.00000000	0.00000000	546.09813517

	II-A-8	751151AM3	547.71930634		0.00000000	0.13692988		0.13692988	0.00000000	0.00000000	546.09813517

	II-A-9	751151AN1	1,000.00000000		0.00000000	2.23340232		2.23340232	0.00000000	0.00000000	1,000.00000000

	II-A-10	751151AP6	1,000.00000000		0.00000000	5.00000000		5.00000000	0.00000000	0.00000000	1,000.00000000

	II-A-11	751151AQ4	821.15202450		9.18160325	3.42146675		12.60307000	0.00000000	0.00000000	811.97042125

	II-A-12	751151AR2	821.15202432		9.18160318	1.71489628		10.89649946	0.00000000	0.00000000	811.97042114

	II-A-13	751151AS0	821.15202432		0.00000000	3.41730418		3.41730418	0.00000000	0.00000000	811.97042114

	II-A-14	751151AT8	1,000.00000000		0.00000000	17.42071686		17.42071686	0.00000000	0.00000000	1,000.00000000

	II-A-15	751151AU5	749.15568161		5.96324828	1.80577737		7.76902564	0.00000000	0.00000000	743.19243333

	II-A-16	751151AV3	749.15568161		0.00000000	2.56429744		2.56429744	0.00000000	0.00000000	743.19243333

	II-A-17	751151AW1	1,000.00000000		0.00000000	0.41666674		0.41666674	0.00000000	0.00000000	1,000.00000000

	II-A-18	751151AX9	695.73310560		15.21334472	3.33372108		18.54706580	0.00000000	0.00000000	680.51976088

	II-A-19	751151AY7	756.67777958		0.00000000	4.09867101		4.09867101	0.00000000	0.00000000	745.80196919

	A-P	751151AZ4	869.49459580		16.79104226	0.00000000		16.79104226	0.00000000	0.00000000	852.70355354

	A-V	751151BA8	750.38254043		0.00000000	0.29862730		0.29862730	0.00000000	0.00000000	745.82984584

	R-I	751151BB6	0.00000000		0.00000000	0.00000000		0.00000000	0.00000000	0.00000000	0.00000000

	R-II	751151BC4	0.00000000		0.00000000	0.00000000		0.00000000	0.00000000	0.00000000	0.00000000

	M-1	751151BD2	984.37872758		0.76710237	5.33205146		6.09915383	0.00000000	0.00000000	983.61162521

	M-2	751151BE0	985.57614498		0.76803554	5.33853787		6.10657341	0.00000000	0.00000000	984.80810944

	M-3	751151BJ9	986.00656075		0.00000000	0.66834399		0.66834399	0.00000000	0.00000000	986.00656075

	B-1	751151BF7	986.00656198		0.00000000	0.00000000		0.00000000	0.00000000	0.00000000	986.00656198

	B-2	751151BG5	986.51183724		0.00000000	0.00000000		0.00000000	0.00000000	0.00000000	949.08513763

	B-3	751151BH3	28.86073269		0.00000000	0.00000000		0.00000000	0.00000000	0.00000000	0.00000000

06/25/2008

11:46:40AM

Residential Funding Company, LLC, 2255 North Ontario Street, Suite 400, Burbank, CA 91504, 818.260.1400, www.gmacrfc.com/investors

Page 4 of 20

Statement to Certificateholder

Residential Accredit Loans Inc, 2006-QS12

June 25, 2008



	Deal Factor :			74.58298458%


	Group I Factor :			71.32535884%


	Group II Factor :			75.69620365%

06/25/2008

11:46:40AM

Residential Funding Company, LLC, 2255 North Ontario Street, Suite 400, Burbank, CA 91504, 818.260.1400, www.gmacrfc.com/investors

Page 5 of 20

Statement to Certificateholder

Residential Accredit Loans Inc, 2006-QS12

June 25, 2008



4. Interest Summary

Class		Accrual Period			Accrual Methodology	Beginning Notional/Principal Balance			Pass- Through Rate	Optimal Interest		Interest Loss			Deferred Interest		Interest Shortfall Amount		Other Income		Interest Distribution (1)-(2)-(3)- (4)+(5)=(6)		Accrued Certificate Interest Remaining Unpaid






		Start		End							(1)		(2)			(3)		(4)		(5)		(6)
I-A-1	05/01/2008		05/31/2008		30/360		61,210,579.78		6.50000000	331,557.31		0.00		0.00			0.00		0.00		331,557.31		0.00

I-A-2	05/01/2008		05/31/2008		30/360		1,000,000.00		6.50000000	5,416.67		0.00		0.00			0.00		0.00		5,416.67		0.00

I-A-3	05/01/2008		05/31/2008		30/360		26,677,000.00	1	0.50000000	11,115.42		0.00		0.00			0.00		0.00		11,115.42		0.00


I-A-4	05/01/2008		05/31/2008		30/360		26,677,000.00		6.00000000	133,385.00		0.00		0.00			0.00		0.00		133,385.00		0.00

II-A-1	05/25/2008		06/24/2008		30/360		10,954,386.13		3.09250045	28,230.37		0.00		0.00			0.00		0.00		28,230.37		0.00

II-A-2	05/25/2008		06/24/2008		30/360		57,450,278.05	1	3.15749991	151,166.04		0.00		0.00			0.00		0.00		151,166.04		0.00


II-A-3	05/01/2008		05/31/2008		30/360		30,614,463.72		6.00000000	153,072.32		0.00		0.00			0.00		0.00		153,072.32		0.00

II-A-4	05/01/2008		05/31/2008		30/360		62,800,000.00		6.00000000	314,000.00		0.00		0.00			0.00		0.00		314,000.00		0.00

II-A-5	05/25/2008		06/24/2008		30/360		17,280,544.12		2.64250013	38,053.20		0.00		0.00			0.00		0.00		38,053.20		0.00

II-A-6	05/25/2008		06/24/2008		30/360		17,280,544.12	1	0.44999972	6,480.20		0.00		0.00			0.00		0.00		6,480.20		0.00


II-A-7	05/25/2008		06/24/2008		30/360		29,215,347.80		3.04250001	74,073.08		0.00		0.00			0.00		0.00		74,073.08		0.00

II-A-8	05/25/2008		06/24/2008		30/360		29,215,347.80	1	0.30000013	7,303.84		0.00		0.00			0.00		0.00		7,303.84		0.00


II-A-9	05/27/2008		06/24/2008		Actual/360		6,367,666.00		2.68008278	14,221.56		0.00		0.00			0.00		0.00		14,221.56		0.00

II-A-10	05/01/2008		05/31/2008		30/360		3,600,000.00		6.00000000	18,000.00		0.00		0.00			0.00		0.00		18,000.00		0.00

II-A-11	05/01/2008		05/31/2008		30/360		32,846,080.98		5.00000000	136,858.67		0.00		0.00			0.00		0.00		136,858.67		0.00

II-A-12	05/27/2008		06/24/2008		Actual/360		18,367,528.48		2.50608350	38,358.80		0.00		0.00			0.00		0.00		38,358.80		0.00

II-A-13	05/25/2008		06/24/2008		30/360		18,367,528.48	1	4.99391696	76,438.26		0.00		0.00			0.00		0.00		76,438.26		0.00


II-A-14	05/25/2008		06/24/2008		30/360		1,620,458.00		20.90486023	28,229.54		0.00		0.00			0.00		0.00		28,229.54		0.00

II-A-15	05/25/2008		06/24/2008		30/360		30,524,328.02		2.89250004	73,576.35		0.00		0.00			0.00		0.00		73,576.35		0.00

II-A-16	05/25/2008		06/24/2008		30/360		30,524,328.02	1	4.10749996	104,482.23		0.00		0.00			0.00		0.00		104,482.23		0.00


II-A-17	05/01/2008		05/31/2008		30/360		50,083,287.23	1	0.50000000	20,868.04		0.00		0.00			0.00		0.00		20,868.04		0.00


II-A-18	05/01/2008		05/31/2008		30/360		34,767,803.00		5.75000000	166,595.72		0.00		0.00			0.00		0.00		166,595.72		0.00

II-A-19	05/01/2008		05/31/2008		30/360		11,264,781.13	1	6.50000000	61,017.56		0.00		0.00			0.00		0.00		61,017.56		0.00


A-P	05/01/2008		05/31/2008		30/360		1,743,997.95		0.00000000	0.00		0.00		0.00			0.00		0.00		0.00		0.00

A-V	05/01/2008		05/31/2008		30/360		406,175,823.61	1	0.47756009	161,644.47		0.00		0.00			0.00		0.00		161,644.47		0.00


R-I	05/01/2008		05/31/2008		30/360		0.00		6.50000000	0.00		0.00		0.00			0.00		0.00		0.00		0.00

R-II	05/01/2008		05/31/2008		30/360		0.00		6.50000000	0.00		0.00		0.00			0.00		0.00		0.00		0.00

M-1	05/01/2008		05/31/2008		30/360		21,847,301.48		6.50000000	118,339.55		0.00		0.00			0.00		0.00		118,339.55		0.00

M-2	05/01/2008		05/31/2008		30/360		5,601,522.02		6.50000000	30,341.58		0.00		0.00			0.00		0.00		30,341.58		0.00

M-3	05/01/2008		05/31/2008		30/360		4,269,704.21		6.50000000	23,127.56		20,233.43		0.00			0.00		0.00		2,894.13		66,488.56

B-1	05/01/2008		05/31/2008		30/360		2,668,626.76		6.50000000	14,455.06		14,455.06		0.00			0.00		0.00		0.00		43,365.18

B-2	05/01/2008		05/31/2008		30/360		2,135,995.43		6.50000000	11,569.98		11,569.98		0.00			0.00		0.00		0.00		35,314.78

B-3	05/01/2008		05/31/2008		30/360		62,489.73		6.50000000	338.49		338.49		0.00			0.00		0.00		0.00		0.00

06/25/2008

11:46:40AM

Residential Funding Company, LLC, 2255 North Ontario Street, Suite 400, Burbank, CA 91504, 818.260.1400, www.gmacrfc.com/investors

Page 6 of 20

Statement to Certificateholder

Residential Accredit Loans Inc, 2006-QS12

June 25, 2008

Deal Totals

406,175,823.61

2,352,316.87

46,596.96

0.00

2,305,719.91

145,168.52

1.Notional Balance



	Current Index Rates

Index Type		Rate		Classes


BTLIB TEL 25 -2BD		2.39250000	II-A-1, II-A-2, II-A-5, II-A-7, II-A-9, II-A-13, II-A-15, II-A-16, II-A-14, II-A-12, II-A-8, II-A-6


	6. Interest Shortfalls, Compensation and Expenses

				Current Prepayment Interest Shortfall Amount		Compensating Interest			Net Prepayment Interest Shortfall Amount (1) - (2)=(3)		Civil Relief Act	Civil Relief Act	Compensation				Advances by Master Servicer		Allowable Expenses per	Non - Recoverable Advances






				(1)			(2)			(3)			Subservicer		Master


		Group I	20.73		20.73			0.00			0	0.00		21,031.49		6,214.94		25,938.14	0.00	0.00

		Group II	1,120.80		1,120.80			0.00			0	0.00		63,105.77		17,419.54		52,619.86	0.00	0.00

		Deal Totals	1,141.53		1,141.53			0.00			0	0.00		84,137.26		23,634.48		78,558.00	0.00	0.00


Advances are made for delinquent loans and are reimbursed from borrower collections and liquidation proceeds as reported herein

06/25/2008

11:46:40AM

Residential Funding Company, LLC, 2255 North Ontario Street, Suite 400, Burbank, CA 91504, 818.260.1400, www.gmacrfc.com/investors

Page 7 of 20

Statement to Certificateholder

Residential Accredit Loans Inc, 2006-QS12

June 25, 2008



8. Collateral Summary

A. Loan Count and Balances

								Original Loan Count/ Scheduled Principal Balance							Beginning Loan Count/ Scheduled Principal Balance						Scheduled Principal				Curtailments					Payoffs					Matured Loans		Repurchases			Beginning Aggregate Scheduled Principal Balance of Liquidations/ Charge-offs					Ending Loan Count/Scheduled Principal Balance




			Count								512					392			N/A							56						0				0			0				0				392
		Group I


			Balance/Amount				137,862,642.34							98,380,795.65					46,596.14								3,175.16				0.00				N/A			0.00		0.00						98,331,024.35



			Count								2,173					1,710			N/A							261						11				0			0				4				1,695
		Group II


			Balance/Amount				403,429,034.54							307,795,027.96					167,222.87								33,654.11				1,758,019.79				N/A			0.00		455,667.62						305,380,463.57



		Deal Totals	Count							2,685							2,102				N/A					317				11					0		0					4						2,087


			Balance/Amount			541,291,676.88							406,175,823.61							213,819.01						36,829.27				1,758,019.79					N/A		0.00				455,667.62			403,711,487.92




B. Weighted Averages

			Beginning Weighted Average Gross Mortgage Rate	Ending Weighted Average Gross Mortgage Rate					Ending Weighted Average Remaining Amortization Term			Ending Weighted Average Months to Maturity						Beginning Weighted Average Net Mortgage						Ending Weighted Average Net Mortgage		Beginning Weighted Average Unmodified Net Mortgage			Net Weighted Average Cap Rate				Weighted Average Net Rate

		Group I
			7.34771099	7.34773476					336.94			335.75						7.00453660						7.00455626		7.00453660			N/A					N/A

		Group II
			7.25695141	7.25756924					336.40			336.07						6.93180553						6.93229468		6.93210790			N/A					N/A

		Deal Totals
			7.27893450	7.27953064					336.54			335.99						6.94942189						6.94989526		6.94965103			N/A					N/A



C. Constant Prepayment Rate

			1 Month CPR		3 Month CPR							6 Month CPR										12 Month CPR						Life CPR


	Group-I		0.04%		9.16%							10.87%											14.02%					17.14%

	Group-II		8.42%		14.67%							12.23%											12.81%					14.19%

	Deal Totals		6.45%		13.37%							11.90%											13.10%					14.94%

06/25/2008

11:46:40AM

Residential Funding Company, LLC, 2255 North Ontario Street, Suite 400, Burbank, CA 91504, 818.260.1400, www.gmacrfc.com/investors

Page 8 of 20

Statement to Certificateholder

Residential Accredit Loans Inc, 2006-QS12

June 25, 2008



9. Repurchases

			Breaches Of Representations			ARM Conversions		Optional Repurchases of Defaulted Loans		Others		Total (1)+(2)+(3)+(4)=(5)
				(1)	(2)		(3)			(4)		(5)
		Count				0			0		0		0
				0


	Group I
		Scheduled Balance		0.00		0.00			0.00		0.00			0.00


		Count				0			0		0		0
				0


	Group II
		Scheduled Balance		0.00		0.00			0.00		0.00			0.00



		Count		0		0			0		0		0
	Deal Totals


		Scheduled Balance		0.00		0.00			0.00		0.00		0.00

06/25/2008

11:46:40AM

Residential Funding Company, LLC, 2255 North Ontario Street, Suite 400, Burbank, CA 91504, 818.260.1400, www.gmacrfc.com/investors

Page 9 of 20

Statement to Certificateholder

Residential Accredit Loans Inc, 2006-QS12

June 25, 2008


10. Loan Status Report
													Delinquency Calculation Method: Mortgage Bankers Association

					Current / Delinquent																	Bankruptcy								Foreclosure								REO																Total
	Deal Totals

		Count								Scheduled Balance					Count				Scheduled Balance				Count				Scheduled Balance					Count			Scheduled Balance				Actual Balance						Count								Scheduled Balance

	Current						1,749				326,111,799.76				8			1,366,552.63								0			0.00				0				0.00							0.00						1,757		327,478,352.39

	30 days					83					17,426,804.50				0			0.00								0			0.00				0				0.00							0.00						83		17,426,804.50

	60 days					35					7,606,100.99				1			98,967.52								1			231,999.90				0				0.00							0.00						37		7,937,068.41

	90 days					23					5,197,915.71				1			120,800.00								2			459,841.75				0				0.00							0.00						26		5,778,557.46

	120 days					10					2,579,912.40				0			0.00								17			4,454,869.29				0				0.00							0.00						27		7,034,781.69

	150 days					3					867,397.58				2			289,787.87								15			4,241,678.92				0				0.00							0.00						20		5,398,864.37

	180 days					1					292,000.00				0			0.00								15			3,400,086.96				2				236,004.00							236,004.00						18		3,928,090.96

	181+ days					2					135,055.38				2			115,862.29								71			15,991,422.20				44				12,486,628.27							12,527,665.68						119		28,728,968.14

	Total							1,906			360,216,986.32				14		1,991,970.31								121			28,779,899.02			46					12,722,632.27					12,763,669.68						2,087				403,711,487.92


	Current			83.80%								80.78%			0.38%						0.34%				0.00%				0.00%				0.00%		0.00%							0.00%								84.19%		81.12%

	30 days					3.98%					4.32%				0.00%						0.00%				0.00%				0.00%				0.00%		0.00%							0.00%							3.98%			4.32%

	60 days					1.68%					1.88%				0.05%						0.02%				0.05%				0.06%				0.00%		0.00%							0.00%							1.77%			1.97%

	90 days					1.10%					1.29%				0.05%						0.03%				0.10%				0.11%				0.00%		0.00%							0.00%							1.25%			1.43%

	120 days					0.48%					0.64%				0.00%						0.00%				0.81%				1.10%				0.00%		0.00%							0.00%							1.29%			1.74%

	150 days					0.14%					0.21%				0.10%						0.07%				0.72%				1.05%				0.00%		0.00%							0.00%							0.96%			1.34%

	180 days					0.05%					0.07%				0.00%						0.00%				0.72%				0.84%				0.10%		0.06%							0.06%						0.86%				0.97%

	181+ days					0.10%					0.03%				0.10%					0.03%					3.40%				3.96%				2.11%		3.09%								3.10%						5.70%			7.12%

	Total		91.33%						89.23%					0.67%		0.49%								5.80%				7.13%			2.20%			3.15%						3.16%						100.00%					100.00%

06/25/2008

11:46:40AM

Residential Funding Company, LLC, 2255 North Ontario Street, Suite 400, Burbank, CA 91504, 818.260.1400, www.gmacrfc.com/investors

Page 10 of 20

Statement to Certificateholder

Residential Accredit Loans Inc, 2006-QS12

June 25, 2008



			Current / Delinquent											Bankruptcy						Foreclosure					REO											Total
Group I

	Count						Scheduled Balance							Count			Scheduled Balance	Count				Scheduled Balance					Count			Scheduled Balance	Actual Balance				Count					Scheduled Balance


Current						322						76,108,489.19		1		431,111.01					0			0.00				0		0.00			0.00					323			76,539,600.20

30 days					16					4,799,785.48			0			0.00					0			0.00				0		0.00			0.00					16			4,799,785.48

60 days					5					1,244,512.47			0			0.00					0			0.00				0		0.00			0.00					5			1,244,512.47

90 days					4					1,256,625.69			0			0.00					1			286,941.75				0		0.00			0.00					5			1,543,567.44

120 days					3					1,005,767.02			0			0.00					5			1,984,019.08				0		0.00			0.00					8			2,989,786.10

150 days					0					0.00			0			0.00					4			904,995.75				0		0.00			0.00					4			904,995.75

180 days					1					292,000.00			0			0.00					4			606,907.73				1		111,372.00			111,372.00					6			1,010,279.73

181+ days					0					0.00			0			0.00					15			5,161,633.40				10		4,136,863.78			4,139,135.23					25			9,298,497.18

Total					351					84,707,179.85			1			431,111.01				29				8,944,497.71				11		4,248,235.78				4,250,507.23				392			98,331,024.35


Current				82.14%				77.40%						0.26%		0.44%				0.00%				0.00%				0.00%		0.00%				0.00%				82.40%			77.84%

30 days				4.08%							4.88%		0.00%			0.00%				0.00%				0.00%				0.00%		0.00%				0.00%				4.08%				4.88%

60 days				1.28%							1.27%		0.00%			0.00%				0.00%				0.00%				0.00%		0.00%				0.00%				1.28%		1.27%

90 days				1.02%							1.28%		0.00%			0.00%				0.26%				0.29%				0.00%		0.00%				0.00%				1.28%		1.57%

120 days				0.77%							1.02%		0.00%			0.00%				1.28%				2.02%				0.00%		0.00%				0.00%				2.04%		3.04%

150 days				0.00%							0.00%		0.00%			0.00%				1.02%				0.92%				0.00%		0.00%				0.00%				1.02%		0.92%

180 days				0.26%							0.30%		0.00%			0.00%				1.02%				0.62%				0.26%		0.11%				0.11%				1.53%		1.03%

181+ days				0.00%							0.00%		0.00%			0.00%				3.83%				5.25%				2.55%		4.21%				4.21%				6.38%		9.46%

Total		89.54%							86.14%				0.26%		0.44%				7.40%				9.10%			2.81%			4.32%			4.32%					100.00%		100.00%

06/25/2008

11:46:40AM

Residential Funding Company, LLC, 2255 North Ontario Street, Suite 400, Burbank, CA 91504, 818.260.1400, www.gmacrfc.com/investors

Page 11 of 20

Statement to Certificateholder

Residential Accredit Loans Inc, 2006-QS12

June 25, 2008



			Current / Delinquent											Bankruptcy						Foreclosure					REO											Total
Group II

	Count						Scheduled Balance							Count			Scheduled Balance	Count				Scheduled Balance					Count			Scheduled Balance	Actual Balance				Count					Scheduled Balance


Current						1,427						250,003,310.57		7		935,441.62					0			0.00				0		0.00			0.00					1,434			250,938,752.19

30 days					67					12,627,019.02			0			0.00					0			0.00				0		0.00			0.00					67			12,627,019.02

60 days					30					6,361,588.52			1			98,967.52					1			231,999.90				0		0.00			0.00					32			6,692,555.94

90 days					19					3,941,290.02			1			120,800.00					1			172,900.00				0		0.00			0.00					21			4,234,990.02

120 days					7					1,574,145.38			0			0.00					12			2,470,850.21				0		0.00			0.00					19			4,044,995.59

150 days					3					867,397.58			2			289,787.87					11			3,336,683.17				0		0.00			0.00					16			4,493,868.62

180 days					0					0.00			0			0.00					11			2,793,179.23				1		124,632.00			124,632.00					12			2,917,811.23

181+ days					2					135,055.38			2			115,862.29					56			10,829,788.80				34		8,349,764.49			8,388,530.45					94			19,430,470.96

Total					1,555					275,509,806.47			13			1,560,859.30				92				19,835,401.31				35		8,474,396.49				8,513,162.45				1,695			305,380,463.57


Current				84.19%				81.87%						0.41%		0.31%				0.00%				0.00%				0.00%		0.00%				0.00%				84.60%			82.17%

30 days				3.95%							4.13%		0.00%			0.00%				0.00%				0.00%				0.00%		0.00%				0.00%				3.95%				4.13%

60 days				1.77%							2.08%		0.06%			0.03%				0.06%				0.08%				0.00%		0.00%				0.00%				1.89%		2.19%

90 days				1.12%							1.29%		0.06%			0.04%				0.06%				0.06%				0.00%		0.00%				0.00%				1.24%		1.39%

120 days				0.41%							0.52%		0.00%			0.00%				0.71%				0.81%				0.00%		0.00%				0.00%				1.12%		1.32%

150 days				0.18%							0.28%		0.12%			0.09%				0.65%				1.09%				0.00%		0.00%				0.00%				0.94%		1.47%

180 days				0.00%							0.00%		0.00%			0.00%				0.65%				0.91%				0.06%		0.04%				0.04%				0.71%		0.96%

181+ days				0.12%							0.04%		0.12%			0.04%				3.30%				3.55%				2.01%		2.73%				2.74%				5.55%		6.36%

Total		91.74%							90.22%				0.77%		0.51%				5.43%				6.50%			2.06%			2.78%			2.79%					100.00%		100.00%

06/25/2008

11:46:40AM

Residential Funding Company, LLC, 2255 North Ontario Street, Suite 400, Burbank, CA 91504, 818.260.1400, www.gmacrfc.com/investors

Page 12 of 20

Statement to Certificateholder

Residential Accredit Loans Inc, 2006-QS12

June 25, 2008



11. Delinquency Data

			Totals				Totals					Totals					Totals					Totals
		Count % Count		Balance % Balance		Count % Count		Balance % Balance			Count % Count		Balance % Balance			Count % Count		Balance % Balance			Count % Count		Balance % Balance

			83	17,426,804.50			7		1,784,205.35			0		0.00			0		0.00			0		0.00
	1 Month				13 Months					25 Months					37 Months					49 Months


			3.98%	4.32%			0.34%	0.44%				0.00%		0.00%			0.00%		0.00%			0.00%		0.00%


			37	7,937,068.41			3		1,196,160.43			0		0.00			0		0.00			0		0.00
	2 Months				14 Months					26 Months					38 Months					50 Months


			1.77%	1.97%			0.14%		0.30%			0.00%		0.00%			0.00%		0.00%			0.00%		0.00%


			26	5,778,557.46			11		3,137,643.05			0		0.00			0		0.00			0		0.00
	3 Months				15 Months					27 Months					39 Months					51 Months


			1.25%	1.43%			0.53%		0.78%			0.00%		0.00%			0.00%		0.00%			0.00%		0.00%


			27	7,034,781.69			2		896,740.70			0		0.00			0		0.00			0		0.00
	4 Months				16 Months					28 Months					40 Months					52 Months


			1.29%	1.74%			0.10%		0.22%			0.00%		0.00%			0.00%		0.00%			0.00%		0.00%


			20	5,398,864.37			1		230,400.00			0		0.00			0		0.00			0		0.00
	5 Months				17 Months					29 Months					41 Months					53 Months


			0.96%	1.34%			0.05%		0.06%			0.00%		0.00%			0.00%		0.00%			0.00%		0.00%


			18	3,928,090.96			1		720,000.00			0		0.00			0		0.00			0		0.00
	6 Months				18 Months					30 Months					42 Months					54 Months


			0.86%	0.97%			0.05%		0.18%			0.00%		0.00%			0.00%		0.00%			0.00%		0.00%

			22	4,835,139.46			1		472,000.00			0		0.00			0		0.00			0		0.00
	7 Months				19 Months					31 Months					43 Months					55 Months


			1.05%	1.20%			0.05%		0.12%			0.00%		0.00%			0.00%		0.00%			0.00%		0.00%

																	0		0.00
			19	3,663,243.97			1		118,585.56			0		0.00								0		0.00

	8 Months				20 Months					32 Months					44 Months					56 Months


			0.91%	0.91%			0.05%		0.03%			0.00%		0.00%			0.00%		0.00%			0.00%		0.00%


			17	4,419,175.40			0		0.00			0		0.00			0		0.00			0		0.00
	9 Months				21 Months					33 Months					45 Months					57 Months


			0.81%	1.09%			0.00%		0.00%			0.00%		0.00%			0.00%		0.00%			0.00%		0.00%


			20	3,856,752.33			0		0.00			0		0.00			0		0.00			0		0.00
	10 Months				22 Months					34 Months					46 Months					58 Months


			0.96%	0.96%			0.00%		0.00%			0.00%		0.00%			0.00%		0.00%			0.00%		0.00%

														0.00					0.00
			9	2,037,439.32			0		0.00			0					0					0		0.00

	11 Months				23 Months					35 Months					47 Months					59 Months


			0.43%	0.50%			0.00%		0.00%			0.00%		0.00%			0.00%		0.00%			0.00%		0.00%

			5	1,361,482.57			0		0.00			0		0.00			0		0.00			0		0.00
	12 Months				24 Months					36 Months					48 Months					60+ Months


			0.24%	0.34%			0.00%		0.00%			0.00%		0.00%			0.00%		0.00%			0.00%		0.00%

06/25/2008

11:46:40AM

Residential Funding Company, LLC, 2255 North Ontario Street, Suite 400, Burbank, CA 91504, 818.260.1400, www.gmacrfc.com/investors

Page 13 of 20

Statement to Certificateholder

Residential Accredit Loans Inc, 2006-QS12

June 25, 2008



12. Loss Mitigation and Servicing Modifications


			Current			1 Payment		2 Payments					3+ Payments			Foreclosure				REO		Total

		Modification Type	Count		Scheduled Balance	Count	Scheduled Balance	Count				Scheduled Balance	Count	Scheduled Balance		Count	Scheduled Balance			Count	Scheduled Balance	Count	Scheduled Balance


Group I		Capitalizations	0		0.00	0	0.00	0			0.00		0		0.00	0		0.00	0		0.00	0	0.00


		Other Modifications	0		0.00	0	0.00	0		0.00			0	0.00		0		0.00	0		0.00	0	0.00



Group II		Capitalizations	1		239,920.91	0	0.00	0			0.00		0		0.00	0		0.00	0		0.00	1	239,920.91


		Other Modifications	0		0.00	0	0.00	0		0.00			0	0.00		0		0.00	0		0.00	0	0.00



		Capitalizations		1	239,920.91	0	0.00		0	0.00			0	0.00		0		0.00	0		0.00	1	239,920.91

	Deal Totals
		Other
				0	0.00	0	0.00		0	0.00			0	0.00		0		0.00	0		0.00	0	0.00



				Payoffs										Repurchases					Liquidations											Total

		Current Month					Cumulative						Current Month			Cumulative			Current Month				Cumulative						Current Month					Cumulative
Modification Type

		Count				Scheduled Balance		Count		Scheduled Balance		Count			Scheduled Balance	Count	Scheduled Balance	Count		Scheduled Balance			Count		Scheduled Balance			Count				Scheduled Balance		Count	Scheduled Balance


Group I	Capitalizations		0		0.00			0	0.00				0		0.00	0	0.00	0		0.00			0	0.00				0			0.00			0	0.00



	Other Modifications		0		0.00			0	0.00				0		0.00	0	0.00	0		0.00			0	0.00				0			0.00			0	0.00




Group II	Capitalizations		0		0.00			0	0.00				0		0.00	0	0.00	0		0.00			0	0.00				0			0.00			0	0.00



	Other Modifications		0		0.00			0	0.00				0		0.00	0	0.00	0		0.00			0	0.00				0			0.00			0	0.00




Deal Totals	Capitalizations		0		0.00			0	0.00				0		0.00	0	0.00	0		0.00		0		0.00			0				0.00		0		0.00


	Other Modifications

		0		0.00			0	0.00			0			0.00	0	0.00	0		0.00		0		0.00			0				0.00		0		0.00

06/25/2008

11:46:40AM

Residential Funding Company, LLC, 2255 North Ontario Street, Suite 400, Burbank, CA 91504, 818.260.1400, www.gmacrfc.com/investors

Page 14 of 20

Statement to Certificateholder

Residential Accredit Loans Inc, 2006-QS12

June 25, 2008



13. Losses and Recoveries
A. Current Cycle Realized Losses

			Current Period Realized Losses		Liquidations					Charge-Offs					Servicing Modifications						Bankruptcy Losses	Total

		Loss Count			4								0					0			0				4


	Group I		Beginning Aggregate Scheduled Balance		0.00								0.00						0.00		0.00				0


		Principal Portion of Loss					0.00							0.00						0.00	0.00					0.00



		Interest Portion of Loss						16,524.95						0.00						0.00	0.00					16,524.95


		Total Realized Loss		16,524.95								0.00					0.00				0.00	16,524.95


		Loss Count			19								1					1			0				21


	Group II		Beginning Aggregate Scheduled Balance		455,667.62								0.00						232,674.83		0.00				688,342.45


		Principal Portion of Loss					136,405.92							0.00						0.00	0.00					136,405.92



		Interest Portion of Loss						35,758.04						1,356.51						77.56	0.00					37,192.11


		Total Realized Loss		172,163.96								1,356.51					77.56				0.00	173,598.03


		Loss Count							23				1					1			0						25


		Beginning Aggregate Scheduled Balance							455,667.62				0.00					232,674.83			0.00						688,342.45
	Deal Totals



		Principal Portion of Loss							136,405.92				0.00					0.00			0.00						136,405.92


		Interest Portion of Loss						52,282.99					1,356.51					77.56			0.00						53,717.06


		Total Realized Loss					188,688.91				1,356.51					77.56					0.00			190,122.98


B. Cumulative Realized Losses

			Cumulative Realized Losses		Liquidations					Charge-Offs					Servicing Modifications						Bankruptcy Losses	Total


	Group I	Loss Count			5								0					0			0				5


		Total Realized Loss				560,607.04								0.00						0.00	0.00					560,607.04



	Group II	Loss Count			29								2					1			0				32


		Total Realized Loss				1,766,688.77								111,772.26						77.56	0.00					1,878,538.59



	Deal Totals	Loss Count					34						2					1			0		37


		Total Realized Loss				2,327,295.81							111,772.26					77.56			0.00		2,439,145.63

06/25/2008

11:46:40AM

Residential Funding Company, LLC, 2255 North Ontario Street, Suite 400, Burbank, CA 91504, 818.260.1400, www.gmacrfc.com/investors

Page 15 of 20

Statement to Certificateholder

Residential Accredit Loans Inc, 2006-QS12

June 25, 2008



C. Subsequent Recoveries

				Subsequent Recoveries	Current Period								Cumulative


			Subsequent Recoveries Count				0			1
		Group I
			Subsequent Recoveries					0.00			1,545.97


			Net Loss 1					16,524.95				559,061.07


			Net Loss % 2						0.01%					0.41%


			Subsequent Recoveries Count				0			4
		Group II
			Subsequent Recoveries					0.00			54,072.84


			Net Loss 1					173,598.03				1,824,465.75


			Net Loss % 2						0.04%					0.45%


			Subsequent Recoveries Count					0		5


			Subsequent Recoveries					0.00		55,618.81
		Deal Totals


			Net Loss 1					190,122.98		2,383,526.82



			Net Loss % 2			0.04%				0.44%

	1 Total Realized Loss less Subsequent Recoveries
	2 Net Loss % of Original Balance



D. Default Percentages

	Default Loss Percentage		1 Month	3 Months		6 Months		12 Months		Life of Deal

	Group	Monthly Default Rate	0.00%	0.18%	0.24%		0.15%		0.09%

	I	Constant Default Rate	0.00%	2.17%	2.79%		1.82%		1.04%



	Group	Monthly Default Rate	0.15%	0.25%	0.21%		0.13%		0.08%

	II	Constant Default Rate	1.76%	3.00%	2.45%		1.57%		0.90%



		Monthly Default Rate	0.11%	0.24%	0.21%		0.14%		0.08%

	Deal Totals	Constant Default Rate	1.34%	2.80%	2.53%		1.63%		0.93%



1-Month MDR (Current Month) = SUM(Beginning Scheduled balances of liquidating loans) / [SUM(Beginning Scheduled loan balances)- SUM(Scheduled Principal payments)] m-Month = 3, 6, 12, months or the life of deal to date m-Month MDR(over m months in period where n is current month)= 1-[(1-MDRn-m+1) * (1-MDRn-m+2) . (1-MDR n-1) * (1-MDRn)]^(1/m) CDRm = 1- [(1- MDRm)^12],where m is number of months in period

06/25/2008

11:46:40AM

Residential Funding Company, LLC, 2255 North Ontario Street, Suite 400, Burbank, CA 91504, 818.260.1400, www.gmacrfc.com/investors

Page 16 of 20

Statement to Certificateholder

Residential Accredit Loans Inc, 2006-QS12

June 25, 2008

E. Special Hazard, Fraud Loss, and Bankruptcy

Special Hazard Amount

Fraud Loss Amount

Bankruptcy Amount

Deal Totals

4,540,877.40

9,032,872.59

178,393.00

14. Credit Enhancement Report

Reserve Accounts

DEPOSITS

WITHDRAWALS

Ending
Balance

Description

Source

Beginning
Balance

Investment
Earnings

Other
Deposits

Draws

Releases

RESERVE FUND ACCT ON YMA

Credit Suisse

0.00

Hedge Agreements

Description

Provider

Termination
Date

Amount Received From Provider

Amount Paid to Provider

CLASS II-A-5 Yield Maintenance Agreement

Credit Suisse

04/25/2018

0.00

CLASS II-A-1 Yield Maintenance Agreement

Credit Suisse

01/25/2009

0.00

CLASS II-A-7 Yield Maintenance Agreement

Credit Suisse

01/25/2009

0.00

06/25/2008

11:46:40AM

Residential Funding Company, LLC, 2255 North Ontario Street, Suite 400, Burbank, CA 91504, 818.260.1400, www.gmacrfc.com/investors

Page 17 of 20

Statement to Certificateholder

Residential Accredit Loans Inc, 2006-QS12

June 25, 2008



15. Distribution Percentages


		Beginning Current Super		Beginning Current	Beginning Current		Beginning Current Senior

	I	0.00000000%		0.00000000%	90.48789262%	100.00000000%



	II	0.00000000%		0.00000000%	91.10329029%	100.00000000%



		Subordinate Class

	M-1		5.40197385%

	M-2		1.38503492%

	M-3		1.05572904%

	Class M Total:		7.84273781%


	B-1		0.65984588%

	B-2		0.52814722%

	B-3		0.01545124%

	Class B Total:		1.20344434%


	The Ending Senior Percentages are as follows: Group I 90.49%, Group II 91.09% The Ending Subordinate Class Percentages are as follows: M-1 5.43040123%, M-2 1.39232354%, M-3 1.06211239%, B-1 0.66383557%, B-2 0.51118238%, B-3 0.00000000%

06/25/2008

11:46:40AM

Residential Funding Company, LLC, 2255 North Ontario Street, Suite 400, Burbank, CA 91504, 818.260.1400, www.gmacrfc.com/investors

Page 18 of 20

Statement to Certificateholder

Residential Accredit Loans Inc, 2006-QS12

June 25, 2008


18. Performance Tests


	Current Distribution Date >= Target Distribution

		Current Distribution Date >= Target Distribution Date	False

	Current Senior Pct > Initial Senior Percent

		Current Senior Percentage > Original Senior Percentage	False

	60+ Dlq Avg Loan Balance / Subordinate Balance

		Dlq Average Loan Balance / Class M and B balance Test	False

	60+ Dlq Avg Loan Balance <= 2% of Pool Balance

		Dlq Average Loan Balance Test	False

	Sub Balance Test OR 2% Delinquency Test

		Dlq Balance Test	False

	Aggregate Realized Loss Pct < Scheduled Loss Pct

		Aggregate Realized Loss Test	True

	Sr. Accel. % Trigger - 1st Trigger Event

		1st Senior Accelerated Stepdown Test	False

	60+ Dlq Avg Loan Balance <= 4% of Avg Pool Balance

		2nd 60+ Delinquent Average Loan Balance Test	False

	Aggregate Realized Loss Pct < Scheduled Loss Pct

		Aggregate Realized Loss Percentage < 2nd Scheduled Loss Percentage	True

	Sr. Accel. % Trigger - 2nd Trigger Event

		2nd Senior Accelerated Stepdown Test	False

	60+ Delinq Balance OR Aggregate Loss Test

		1st or 2nd Sr. Accel Stepdown Test	False

	Senior Accelerated Stepdown Date and Trigger Event

		Senior Accelerated Stepdown Trigger in effect?	False

06/25/2008

11:46:40AM

Residential Funding Company, LLC, 2255 North Ontario Street, Suite 400, Burbank, CA 91504, 818.260.1400, www.gmacrfc.com/investors

Page 19 of 20

Statement to Certificateholder

Residential Accredit Loans Inc, 2006-QS12

June 25, 2008



B-1, B-2, B-3 BegBal/PoolBal

	Class B-1 Prepayment Distribution Trigger	True

	Class B-2 Prepayment Distribution Trigger	True

	Class B-3 Prepayment Distribution Trigger	True

	Class M-2 Prepayment Distribution Trigger	False

	Class M-3 Prepayment Distribution Trigger	False



20. Comments

	Comments:	For all Loan Groups together and for each separately, where applicable, the Credit Support Depletion Date has not occurred.


	ERISA Text:		Each beneficial owner of any Certificate (or any interest therein) which provides credit enhancement for any other Certificate and is available in book-entry form, including any such

			Class M Certificate, shall be deemed to have represented, by virtue of its acquisition or holding of such Certificate (or interest therein), that either: a) it is not an employee benefit
			or other plan subject to the prohibited transaction provision of the Employee Retirement Income Security Act of 1974, as amended('ERISA'), or Section 4975 of the Internal Revenue
			Code of 1986, as amended (a 'Plan'), or any other person (including an investment manager, a named fiduciary or a trustee of any Plan) acting, directly or indirectly, on behalf of
			purchasing any Certificate with 'plan assets' of any Plan; or b) (i) the transferee is an insurance company, (ii) the source of funds to be used by it to purchase the Certificates is an
			'insurance company general account' (within the meaning of Department of Labor Prohibited Transaction Class Exemption ('PTCE') 95-60), and (iii) the conditions set forth in
			Section I and III of PTCE 95-60 have been satisfied. Any purported beneficial owner of any such book-entry Certificate (or interest therein) to whom either (a) or (b) above does not
			apply shall indemnify and hold harmless the Company, the Trustee, the Master Servicer, any Subservicer, and the Trust Fund from and against any and all liabilities, claim, cost or
			expenses incurred by such parties as a result of its acquisition or holding of such Certificate.

06/25/2008

11:46:40AM

Residential Funding Company, LLC, 2255 North Ontario Street, Suite 400, Burbank, CA 91504, 818.260.1400, www.gmacrfc.com/investors

Page 20 of 20



Statement To Certificateholder




Residential Accredit Loans Inc., 2006-QS12

June 25, 2008



Cash Flow Received and Uses of Funds


Cash Flow Received	Group I	Group II	Deal

Principal and Interest Payments	646,750.36	3,835,582.23	4,482,332.59
Prepayment Premium	0.00	0.00	0.00
Liquidation and Insurance Proceeds	(16,524.95)	282,147.15	265,622.20
Subsequent Recoveries	0.00	0.00	0.00
Repurchase Proceeds	0.00	0.00	0.00
Other Deposits/Adjustments (including Derivative Payment)	20.73	1,120.80	1,141.53
Total Deposits	630,246.14	4,118,850.18	4,749,096.32

Uses of Funds	Group I	Group II	Deal

Transfer to Certificate Account	607,506.27	4,019,023.30	4,626,529.57
Reimbursed Advances and Expenses	16,524.95	82,407.32	98,932.27
Master Servicing Compensation	6,214.94	17,419.54	23,634.48
Derivative Payment	0.00	0.00	0.00
Total Withdrawals	630,246.16	4,118,850.16	4,749,096.32

Ending Balance	0.00	0.00	0.00



		GMAC-RFC, 2255 North Ontario Street, Suite 400, Burbank, CA 91504, 818.260.1400, www.gmacrfc.com/investors	Appendix A

RALI Series 2008-QR1 Trust 10-D