Note 6. Loans (Detail) - Accretable Yield (USD $)	3 Months Ended		6 Months Ended
Note 6. Loans (Detail) - Accretable Yield (USD $)	Jun. 30, 2012	Jun. 30, 2011	Jun. 30, 2012	Jun. 30, 2011
Beginning Balance	$ 8,406,210	$ 13,318,897	$ 9,760,544	$ 14,414,324
Accretion(1)	1,180,467	1,510,635	2,534,801	2,606,062
Ending Balance	$ 7,225,743	$ 11,808,262	$ 7,225,743	$ 11,808,262

The aggregate excess of a loan's cash flows expected to be collected over the investor's initial investment in the loan. This relates to loans not accounted for as debt securities, with evidence of deterioration of credit quality since origination that were acquired by completion of a transfer for which it is probable, at acquisition, that the investor will be unable to collect all contractually required payments receivable.

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- Definition

The current period recognition due to accretion of the excess of a loan's cash flows expected to be collected over the investor's initial investment in the loan. This relates to loans not accounted for as debt securities, with evidence of deterioration of credit quality since origination that were acquired by completion of a transfer for which it is probable, at acquisition, that the investor will be unable to collect all contractually required payments receivable.

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TRI CITY BANKSHARES CORP 10-Q