v3.25.3

Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2025	Sep. 30, 2024
Cash flows from operating activities
Net cash from operating activities	$ 2,535	$ 1,142
Cash flow from investing activities
Purchases of securities, available-for-sale	(468)	(6,631)
Maturities, calls and principal pay downs of securities, available-for-sale	9,699	8,423
Principal pay downs of securities, held-to-maturity	109	106
Net change in Federal Home Loan Bank stock, at cost	689	114
Net increase in loans	(21,505)	(7,418)
Purchase of bank owned life insurance	(1,920)	(2,375)
Premises and equipment purchases	(319)	(1,021)
Net cash used in investing activities	(13,715)	(8,802)
Cash flow from financing activities
Net increase (decrease) in deposit accounts	32,825	25,912
Net change in short-term borrowings	4,289	(2,906)
Repayments of Federal Home Loan Bank advances	(18,513)	(5,622)
Proceeds from dividend reinvestment and stock purchase plan	0	72
Dividends paid	(661)	(594)
Net cash from financing activities	17,940	16,862
Increase in cash or cash equivalents	6,760	9,202
Cash and cash equivalents, beginning of period	19,908	17,723
Cash and cash equivalents, end of period	26,668	26,925
Supplemental disclosure of cash flow information:
Interest	4,903	4,993
Federal income taxes	250	600
Non-cash items:
Issuance of treasury stock for vested restricted stock awards	$ 0	$ 78

The fair value of treasury stock issued for stock awards.

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CONSUMERS BANCORP INC /OH/ 10-Q