Regulatory Matters (Tables)

12 Months Ended

Dec. 31, 2013

Schedule of Companies Capital Amounts and Ratios

The Company and Bank’s actual capital amounts and ratios are presented in the following table.

						Minimum					Minimum Required
						Required for					For Compliance
						Capital Adequacy					With Consent
	Actual					Purposes					Order
	Amount		Ratio			Amount		Ratio			Amount		Ratio
	(Dollars in Thousands)
As of December 31, 2013:
Total Capital to Risk Weighted Assets:
Consolidated	$	7,308		2.97	%	$	19,708		8.00	%		N/A		N/A
Bank	$	10,443		4.24	%	$	19,703		8.00	%	$	24,629		10.00	%
Tier I Capital to Risk Weighted Assets:
Consolidated	$	4,191		1.70	%	$	9,854		4.00	%		N/A		N/A
Bank	$	7,325		2.97	%	$	9,852		4.00	%		N/A		N/A
Tier I Capital to Average Assets:
Consolidated	$	4,191		1.45	%	$	11,542		4.00	%		N/A		N/A
Bank	$	7,325		2.54	%	$	11,539		4.00	%	$	23,079		8.00	%

						Minimum						Minimum Required
						Required for						For Compliance
						Capital Adequacy						With Consent
	Actual					Purposes						Order
	Amount		Ratio			Amount		Ratio				Amount	Ratio
	(Dollars in Thousands)
As of December 31, 2012:
Total Capital to Risk Weighted Assets:
Consolidated	$	14,435		5.55	%	$	20,818		8.00	%		N/A		N/A
Bank	$	15,758		6.06	%	$	20,800		8.00	%	$	26,000		10.00	%
Tier I Capital to Risk Weighted Assets:
Consolidated	$	11,159		4.29	%	$	10,409		4.00	%		N/A		N/A
Bank	$	12,482		4.80	%	$	10,400		4.00	%		N/A		N/A
Tier I Capital to Average Assets:
Consolidated	$	11,159		3.79	%	$	11,788		4.00	%		N/A		N/A
Bank	$	12,482		4.24	%	$	11,779		4.00	%	$	23,558		8.00	%

- Definition

Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.

+ References+ Details

CAPITOL CITY BANCSHARES INC 10-K