BANK LOANS (Tables)

6 Months Ended

Jun. 30, 2025

Debt Disclosure [Abstract]

SCHEDULE OF BANK LOANS

The bank loans as of December 31, 2024 and June 30, 2025 are set out below:

SCHEDULE OF BANK LOANS

Bank loans

Currency

Period

Interest rate

Third

party guarantee

Director’s personal guarantee

Carrying amount

SGD’000

Secured floating rate bank loans

SGD

2015 - 2028

SIBOR+1.25% to +1.5%

NIL

8,676

USD

2023 - 2029

London Inter Bank Offer Rate +1.25%

NIL

118

December 31, 2024

3,430

8,794

Secured floating rate bank loans

SGD

2015 - 2028

SIBOR+1.25% to +1.5%

NIL

8,025

USD

2023 -2029

London Inter Bank Offer Rate +1.25%

NIL

118

June 30, 2025

3,430

8,143

Balance as of June 30, 2025 (US$)

2,697

6,402

SCHEDULE OF MATURITIES OF BANK LOANS

Bank loans	Carrying amount			Within 1 year		2026		2027		2028		2029		Thereafter
	SGD’000
Secured floating rate bank loans		8,676	24		1,304		1,309		4,400		1,142		521		-
		118			24		24		24		24		22		-
December 31, 2024		8,794			1,328		1,333		4,424		1,166		543		-

	Carrying amount		Within 1 year		2027		2028		2029		2030		Thereafter
	SGD’000
Secured floating rate bank loans		8,025		1,305		4,517		1,137		1,060		6		-
		118		24		24		24		24		22		-
June 30, 2025		8,143		1,329		4,541		1,161		1,084		28		-
Balance as of June 30, 2025 (US$)		6,402		1,045		3,570		913		852		22		-

JE Cleantech Holdings Ltd 6-K