Capital and Regulatory Matters (Tables)

3 Months Ended

Mar. 31, 2026

The actual capital amounts and ratios of the Company and the Bank at March 31, 2026, and December 31, 2025, are presented in the following table:


(Dollars in thousands) March 31, 2026	Actual				Minimum Capital Required - Basel III				To be Well Capitalized Under Prompt Corrective Action Provisions
Common Equity Tier 1 Capital to Risk-Weighted Assets	Amount		Ratio		Amount		Ratio		Amount		Ratio
Origin Bancorp, Inc.	$	1,161,490	13.60	%	$	597,826	7.00	%	N/A		N/A
Origin Bank	1,083,901		12.78		593,765		7.00		$	551,353	6.50	%
Tier 1 Capital to Risk-Weighted Assets
Origin Bancorp, Inc.	1,177,516		13.79		725,808		8.50		N/A		N/A
Origin Bank	1,083,901		12.78		721,000		8.50		678,589		8.00
Total Capital to Risk-Weighted Assets
Origin Bancorp, Inc.	1,279,772		14.99		896,438		10.50		N/A		N/A
Origin Bank	1,186,157		13.98		890,648		10.50		848,237		10.00
Leverage Ratio
Origin Bancorp, Inc.	1,177,516		11.74		401,198		4.00		N/A		N/A
Origin Bank	1,083,901		10.89		398,127		4.00		497,659		5.00
December 31, 2025
Common Equity Tier 1 Capital to Risk-Weighted Assets
Origin Bancorp, Inc.	1,139,627		13.54		589,364		7.00		N/A		N/A
Origin Bank	1,054,279		12.62		584,801		7.00		543,029		6.50
Tier 1 Capital to Risk-Weighted Assets
Origin Bancorp, Inc.	1,155,628		13.73		715,658		8.50		N/A		N/A
Origin Bank	1,054,279		12.62		710,115		8.50		668,344		8.00
Total Capital to Risk-Weighted Assets
Origin Bancorp, Inc.	1,255,717		14.91		884,171		10.50		N/A		N/A
Origin Bank	1,154,368		13.82		877,205		10.50		835,433		10.00
Leverage Ratio
Origin Bancorp, Inc.	1,155,628		11.86		389,648		4.00		N/A		N/A
Origin Bank	1,054,279		10.91		386,406		4.00		483,007		5.00

Origin Bancorp, Inc. 10-Q