

Collection Period # Beginning Date					01/01/2020

Collection Period # End Date					01/31/2020

Payment Date					02/18/2020

Record Date					02/14/2020

Determination Date					02/13/2020
Actual / 360 Days					34
30 / 360 Days					30



	Original Pool			Pool at Beginning of Collection Period			Pool at End of Collection Period



Adjusted Pool Balance	$	481,030,000.00		$	88,030,165.86		$	80,731,782.83
Overcollateralization	$	4,868,957.57		$	4,858,989.58		$	4,858,989.58
Pool Balance (net)	$	485,898,957.57		$	92,889,155.44		$	85,590,772.41
Number of Receivables	33,618			12,175			11,550

Weighted Average Coupon	4.00		%	3.95		%	3.96		%
Weighted Average Coupon	4.00		%	3.95		%	3.96		%
Weighted Average Remaining Maturity	48.00			25.61			24.82



Class	Original Principal Balance		Principal Balance at Beginning of Collection Period		Principal Factor at Beginning of Collection Period	First Allocation of Principal		Second Allocation of Principal		Regular Allocation of Principal		Principal Balance at End of Collection Period		Principal Factor at End of Collection Period




A-1	$	146,600,000.00	$	—	0.00	$	—	$	—	$	—	$	—	0.00

A-2	$	130,200,000.00	$	—	0.00	$	—	$	—	$	—	$	—	0.00
A-3	$	130,200,000.00	$	14,000,165.86	0.11	$	—	$	2,439,393.45	$	4,858,989.58	$	6,701,782.83	0.05
A-4	$	65,520,000.00	$	65,520,000.00	1.00	$	—	$	—	$	—	$	65,520,000.00	1.00
B	$	8,510,000.00	$	8,510,000.00	1.00	$	—	$	—	$	—	$	8,510,000.00	1.00

Total	$	481,030,000.00	$	88,030,165.86		$	—	$	2,439,393.45	$	4,858,989.58	$	80,731,782.83

Page 2 of 5



Credit Enhancement & Investment Earnings	Amount

Overcollateralization

Target Enhancement (TE): 1.50 % of remaining Pool	$	1,497,838.52
Original Reserve Amount	$	1,214,747.39
Target Overcollateralization (greater of TE less Reserve or 0.75% of original pool)	$	283,091.13
	$	283,091.13
Initial Overcollateralization (0.75% of initial pool)	$	4,868,957.57

Overcollateralization Amount as of the End of Collection Period	$	4,858,989.58

Reserve Account

Original Reserve Amount (% of Initial Pool Balance)	$	1,214,747.39
Beginning of Collection Period Reserve Account Balance	$	1,214,747.39
Reserve Account Deposits Made	$	0.00
Reserve Account Draw Amount	$	0.00
Investment Earnings on Reserve Account	$	1,711.89
Reserve Account Excess Amount	$	1,711.89
End of Collection Period Reserve Account Balance	$	1,214,747.39
Change in Reserve Account Balance	$	0.00
Specified Reserve Account Balance	$	1,214,747.39

Investment Earnings

Investment Earnings on Collection Account	$	10,357.47
Investment Earnings on Reserve Account	$	1,711.89
Total Investment Earnings	$	12,069.36

Page 3 of 5



Collections and Available Funds	Amount

Principal Collections	$	4,348,048.33
Prepayments in Full	$	2,928,761.39
Interest Collections	$	314,343.51
Recoveries	$	66,038.82
Repurchases	$	—

Reserve Account Draw Amount	$	—
Reserve Account Excess Amount	$	1,711.89
Total Available Funds	$	7,658,903.94



Distributions	Beginning Shortfall		Calculated Amount		Paid Amount		Ending Shortfall

Servicing Fee	$	—	$	77,407.63	$	77,407.63	$	—
Interest - Class A-1 Notes	$	—	$	—	$	—	$	—
Interest - Class A-2 Notes	$	—	$	—	$	—	$	—
Interest - Class A-3 Notes	$	—	$	19,833.57	$	19,833.57	$	—
Interest - Class A-4 Notes	$	—	$	102,648.00	$	102,648.00	$	—
First Allocation of Principal	$	—	$	—	$	—	$	—
Interest - Class B Notes	$	—	$	15,601.67	$	15,601.67	$	—
Second Allocation of Principal	$	—	$	2,439,393.45	$	2,439,393.45	$	—
Deposit to fund Reserve Account	$	—	$	—	$	—	$	—
Regular Allocation of Principal	$	—	$	4,858,989.58	$	4,858,989.58	$	—
Unpaid Fees and Expenses to Owner Trustee and Indenture Trustee	$	—	$	—	$	—	$	—
Unpaid Fees and Expenses to Asset Rep Reviewer	$	—	$	—	$	—	$	—
Legal Expenses and Costs Incurred to the Servicer	$	—	$	—	$	—	$	—
Remaining Available Funds to Certificate Holders	$	—	$	145,030.04	$	145,030.04	$	—
Total Distribution	$	—	$	7,658,903.94	$	7,658,903.94	$	—



Class	Interest Rate		Interest Payment		Principal Payment		Total Interest & Principal Payment
Class	Interest Rate		Interest Payment		Principal Payment		Total Interest & Principal Payment

Class A-1 Notes	1.28	%	$	0.00	$	0.00	$	0.00
Class A-2 Notes	1.54	%	$	0.00	$	0.00	$	0.00
Class A-3 Notes	1.70	%	$	19,833.57	$	7,298,383.03	$	7,318,216.60
Class A-4 Notes	1.88	%	$	102,648.00	$	0.00	$	102,648.00
Class B Notes	2.20	%	$	15,601.67	$	0.00	$	15,601.67
Total			$	138,083.24	$	7,298,383.03	$	7,436,466.27

Page 4 of 5



Receivables Delinquency Information	Current Period			One Period Prior			Two Periods Prior			Three Periods Prior


Delinquency $ of Accounts
30-59 days	$	261,883.05		$	267,138.66		$	291,749.29		$	298,378.08
60-89 days	$	81,131.33		$	81,077.50		$	95,689.22		$	98,433.40
90-119 days	$	44,496.11		$	11,288.11		$	13,812.90		$	47,343.31
119+	$	—		$	—		$	—		$	—
Total	$	387,510.49		$	359,504.27		$	401,251.41		$	444,154.79

Delinquency # of Accounts
30-59 days	28			31			29			27
60-89 days	9			10			10			14
90-119 days	6			1			4			4
119+	—			—			—			—
Total	43			42			43			45

Delinquency % of Pool Balance
30-59 days	0.31		%	0.29		%	0.29		%	0.28		%
60-89 days	0.09		%	0.09		%	0.10		%	0.09		%
90-119 days	0.05		%	0.01		%	0.01		%	0.04		%
119+	—		%	—		%	—		%	—		%
Total	0.45		%	0.39		%	0.40		%	0.41		%

Delinquency >= 60 Days ($)	$	125,627.44		$	92,365.61		$	109,502.12		$	145,776.71
Number of Accounts	15			11			14			18
Percentage of Pool Balance	0.15		%	0.10		%	0.11		%	0.14		%
Delinquency Percentage exceeds Delinquency Trigger? (6.60%)	No

Page 5 of 5



Receivables Default / Loss Information	Current Period			One Period Prior			Two Periods Prior			Three Periods Prior


Principal Balance of Defaulted Receivables	$	21,573.31		$	46,404.95		$	53,104.72		$	47,930.44
Principal Recoveries	$	66,038.82		$	33,224.39		$	45,588.46		$	48,807.63
Average Principal Pool Balance for Collection Period	$	89,239,963.93		$	96,537,959.59		$	103,848,889.01		$	111,612,055.29
Net Loss Ratio (Based on initial Cut-Off Date balance)	-0.01		%	—		%	—		%	—		%
Cumulative Net Loss Ratio (Based on initial Cut-Off Date balance)	0.21		%	0.22		%	0.22		%	0.22		%
Net Loss Ratio to Average Principal Pool Balance	-0.05		%	0.01		%	0.01		%	—		%
4-Mo Average Net Loss Ratio to Average Principal Pool Balance	-0.01		%	0.01		%	0.04		%	0.02		%
Number of Receivables with a Realized Loss	2			7			5			4
Average Net Loss for Receivables that have experienced a Realized Loss	$	-22,232.76		$	1,882.94		$	1,503.25		$	-219.30



Loan Loss Experience	Current Period			One Period Prior			Two Periods Prior			Three Periods Prior


Number of Gross Charge-Offs	2			7			5			4
Gross Charge-Offs as a $ amount of EOP Outstandings	$	21,573.31		$	46,404.95		$	53,104.72		$	47,930.44
Gross Charge-Offs as a % of EOP Outstandings	0.03		%	0.05		%	0.05		%	0.04		%
Gross Charge-Offs as a % of Average Outstanding	0.02		%	0.05		%	0.05		%	0.04		%
Recoveries as a $ amount of EOP Outstandings	$	66,038.82		$	33,224.39		$	45,588.46		$	48,807.63
Net Charge-Offs as a $ amount of EOP Outstanding	$	-44,465.51		$	13,180.56		$	7,516.26		$	-877.19
Net Charge-Offs as a % of EOP Outstandings	-0.05		%	0.01		%	0.01		%	—		%
Net Charge-Offs as a % of Average Outstandings	-0.05		%	0.01		%	0.01		%	—		%

USAA Auto Owner Trust 2017-1 10-D