GOODWILL AND OTHER INTANGIBLE ASSETS (Tables)

12 Months Ended

Dec. 31, 2025

Goodwill and Intangible Assets Disclosure [Abstract]

Schedule of Goodwill and Other Intangibles

Changes in the carrying amount and accumulated amortization of the Company’s core deposit premiums and other intangible assets at December 31, 2025 and 2024 were as follows:


(In thousands)	2025		2024
Core deposit premiums:
Balance, beginning of year	$	87,575	$	101,344
Amortization	(11,185)		(13,769)
Balance, end of year	76,390		87,575
Books of business and other intangibles:
Balance, beginning of year	9,667		11,301
Amortization	(1,634)		(1,634)
Balance, end of year	8,033		9,667
Total other intangible assets, net	$	84,423	$	97,242

The carrying basis and accumulated amortization of the Company’s other intangible assets at December 31, 2025 and 2024 were as follows:


(In thousands)	2025		2024
Core deposit premiums:
Gross carrying amount	$	173,305	$	177,624
Accumulated amortization	(96,915)		(90,049)
Core deposit premiums, net	76,390		87,575
Books of business and other intangibles:
Gross carrying amount	22,068		22,068
Accumulated amortization	(14,035)		(12,401)
Books of business and other intangibles, net	8,033		9,667
Total other intangible assets, net	$	84,423	$	97,242

Schedule of Estimated Remaining Amortization Expense

The Company’s estimated remaining amortization expense on other intangible assets as of December 31, 2025 is as follows:


Year	(In thousands)
2026	$	12,346
2027	12,218
2028	11,312
2029	8,563
2030	8,160
Thereafter	31,824
Total	$	84,423

SIMMONS FIRST NATIONAL CORP 10-K