Statement to Securityholder

Ally Auto Receivables Trust 2016-3



Distribution Information	Deal Information

1. Distribution Summary	Deal:	Ally Auto Receivables Trust 2016-3

2. Factor Summary	Asset Type:	Consumer Retail

3. Interest Summary	Closing Date:	5/31/2016

4. Collections and Distributions	Bloomberg Ticker:	ALLYA 2016-3

5. Collateral Summary	Collection Period, Begin:	10/1/2019
	Collection Period, End:	10/31/2019
6. Charge-Off and Delinquency Rates	Determination Date:	11/12/2019
	Distribution Date:	11/15/2019
7. Credit Instruments
	ABS Investor Relations - Ally Financial Inc. as Servicer:
8. Performance Tests	Telephone:	(866) 710-4623
	E-Mail:	securitization@ally.com

Page 1 of 8

Statement to Securityholder

Ally Auto Receivables Trust 2016-3

1. Distribution Summary



Class	CUSIP/	Initial Note	Beginning Note	Note Rate	Principal	Interest	Pass	Total	Principal	Interest	Ending Note
	CUSIP- RegS	Principal Balance	Principal Balance		Distribution	Distribution	Through Distribution	Distribution	Carryover Shortfall	Carryover Shortfall	Principal Balance
								(3) + (4) + (5) =(6)			(1) - (3) - (7) = (9)
			(1)	(2)	(3)	(4)	(5)	(6)	(7)	(8)	(9)
A-1	02007LAA0	135,000,000.00	0.00	0.60000000	0.00	0.00	N/A	0.00	0.00	0.00	0.00
A-2	02007LAB8	153,000,000.00	0.00	1.19000000	0.00	0.00	N/A	0.00	0.00	0.00	0.00
A-3	02007LAC6	153,000,000.00	0.00	1.44000000	0.00	0.00	N/A	0.00	0.00	0.00	0.00
A-4	02007LAD4	45,140,000.00	23,630,252.53	1.72000000	4,689,581.58	33,870.03	N/A	4,723,451.61	0.00	0.00	18,940,670.95
B	02007LAE2	10,810,000.00	10,810,000.00	1.97000000	0.00	17,746.42	N/A	17,746.42	0.00	0.00	10,810,000.00
C	02007LAF9	9,010,000.00	9,010,000.00	2.32000000	0.00	17,419.33	N/A	17,419.33	0.00	0.00	9,010,000.00
D	02007LAG7	6,690,000.00	6,690,000.00	2.96000000	0.00	16,502.00	N/A	16,502.00	0.00	0.00	6,690,000.00
Certificates	02007L102/U0201J102	N/A	N/A	N/A	N/A	N/A	73,967.88	73,967.88	N/A	N/A	N/A
Deal Totals		512,650,000.00	50,140,252.53		4,689,581.58	85,537.78	73,967.88	4,849,087.24	0.00	0.00	45,450,670.95

Page 2 of 8

Statement to Securityholder

Ally Auto Receivables Trust 2016-3

2. Factor Summary

(Amount per $1,000 of Original Principal)



Class	Beginning Note Pool Factor	Principal Distribution Factor	Interest Distribution Factor	Total Distribution Factor	Interest Carryover Shortfall Factor	Ending Note Pool Factor

A-1	0.0000000	0.0000000	0.0000000	0.0000000	0.0000000	0.0000000
A-2	0.0000000	0.0000000	0.0000000	0.0000000	0.0000000	0.0000000
A-3	0.0000000	0.0000000	0.0000000	0.0000000	0.0000000	0.0000000
A-4	523.4880933	103.8897116	0.7503330	104.6400445	0.0000000	419.5983817
B	1,000.0000000	0.0000000	1.6416670	1.6416670	0.0000000	1,000.0000000
C	1,000.0000000	0.0000000	1.9333330	1.9333330	0.0000000	1,000.0000000
D	1,000.0000000	0.0000000	2.4666667	2.4666667	0.0000000	1,000.0000000



Beginning Aggregate Note Pool Factor:	97.8060129
Ending Aggregate Note Pool Factor:	88.6582872

Beginning Reserve Account Balance Factor:	1,000.0000000
Reserve Account Draw, distributed to Noteholders, Factor:	0.0000000
Reserve Account Draw, distributed to Certificateholders, Factor:	0.0000000
Ending Reserve Account Balance Factor:	1,000.0000000

Page 3 of 8

Statement to Securityholder

Ally Auto Receivables Trust 2016-3

3. Interest Summary

A. Target Interest Summary

Class

Beginning Note Principal Balance

Interest Accrual Period, Start

Interest Accrual Period, End

Accrual Methodology

Applicable Index

Margin

Fixed

Note Rate

Target Interest Distribution

A-1

0.00

10/15/2019

11/14/2019

Actual/360

N/A

0.60000000

0.00

A-2

0.00

10/15/2019

11/14/2019

30/360

N/A

1.19000000

0.00

A-3

0.00

10/15/2019

11/14/2019

30/360

N/A

1.44000000

0.00

A-4

23,630,252.53

10/15/2019

11/14/2019

30/360

N/A

1.72000000

33,870.03

10,810,000.00

10/15/2019

11/14/2019

30/360

N/A

1.97000000

17,746.42

9,010,000.00

10/15/2019

11/14/2019

30/360

N/A

2.32000000

17,419.33

6,690,000.00

10/15/2019

11/14/2019

30/360

N/A

2.96000000

16,502.00

B. Interest Payment Amount Summary



Class	Beginning Unpaid Interest Carryover Shortfall	Target Interest Distribution	Interest Shortfall Amount Allocated/(Repaid)	Actual Interest Distribution (2) - (3) = (4)	Remaining Unpaid Interest Carryover Shortfall (1) - (3) = (5)
	(1)	(2)	(3)	(4)	(5)
A-1	0.00	0.00	0.00	0.00	0.00
A-2	0.00	0.00	0.00	0.00	0.00
A-3	0.00	0.00	0.00	0.00	0.00
A-4	0.00	33,870.03	0.00	33,870.03	0.00
B	0.00	17,746.42	0.00	17,746.42	0.00
C	0.00	17,419.33	0.00	17,419.33	0.00
D	0.00	16,502.00	0.00	16,502.00	0.00
Deal Totals	0.00	85,537.78	0.00	85,537.78	0.00

Page 4 of 8

Statement to Securityholder

Ally Auto Receivables Trust 2016-3

4. Collections and Distributions



Collections
Receipts During the Period	4,812,460.15
Administrative Purchase Payments	0.00
Warranty Payments	0.00
Liquidation Proceeds Including Recoveries (Net of Liquidation Expenses)	85,516.09
Other Fees or Expenses Paid	0.00
Total Collections	4,897,976.24

Beginning Reserve Account Balance	1,287,459.33
Total Available Amount	6,185,435.57

Distributions
Total Available Amount	6,185,435.57
Basic Servicing Fee	47,389.00
Amounts owing to the Asset Representations Reviewer, Indenture Trustee, and Vote Tabulation Agent in connection with an Asset Representations Review	0.00
Aggregate Class A Interest Distributable Amount	33,870.03
First Priority Principal Distributable Amount	0.00
Aggregate Class B Interest Distributable Amount	17,746.42
Second Priority Principal Distributable Amount	0.00
Aggregate Class C Interest Distributable Amount	17,419.33
Third Priority Principal Distributable Amount	0.00
Aggregate Class D Interest Distributable Amount	16,502.00
Fourth Priority Principal Distributable Amount	0.00
Reserve Account Deposit	1,287,459.33
Noteholders' Regular Principal Distributable Amount	4,689,581.58
Indenture Trustee expenses	0.00
Unpaid Fees due to Owner Trustee, Indenture Trustee, Administrator and Asset Representations Reviewer	1,500.00
Excess Total Available Amount to the Certificateholders	73,967.88

Supplemental Servicing Fees	25,901.97
Other Fees or Expenses Accrued	0.00
Liquidation Expenses	6,300.00

Page 5 of 8

Statement to Securityholder

Ally Auto Receivables Trust 2016-3

5. Collateral Summary

A. Balances



		Original Balance	Beginning Balance	Ending Balance
Deal Totals	Number of Receivables	37,913	10,095	9,600
	Aggregate Receivables Principal Balance	514,983,731.65	56,835,041.04	52,145,459.46
	Aggregate Amount Financed	516,182,817.60	56,866,802.19	52,172,485.02

There have been no receivables with respect to which material breaches of pool asset representations or warranties or transaction covenants have occurred.

B. Pool Composition - Weighted Averages



	Inception	Beginning	Ending	Inception	Beginning	Ending	Inception	Beginning	Ending
	Weighted	Weighted	Weighted	Weighted	Weighted	Weighted	Weighted	Weighted	Weighted
	Average	Average	Average	Average	Average	Average	Average	Average	Average
	Coupon	Coupon	Coupon	Original	Original	Original	Remaining	Remaining	Remaining
				Maturity	Maturity	Maturity	Maturity	Maturity	Maturity
Deal Totals	5.12000000	5.61281076	5.63305762	65.31	69.47	69.62	50.90	21.30	20.59

C. Pool Composition - Prepayments



Month	1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20
Monthly	1.39%	1.38%	1.08%	1.40%	1.21%	1.26%	1.06%	1.15%	1.24%	1.24%	1.38%	1.20%	1.41%	1.32%	1.21%	1.26%	1.10%	1.25%	1.08%	1.07%

Month	21	22	23	24	25	26	27	28	29	30	31	32	33	34	35	36	37	38	39	40
Monthly	1.23%	1.00%	1.28%	1.17%	1.18%	1.11%	1.16%	1.21%	0.91%	1.19%	1.03%	1.05%	1.09%	0.97%	1.10%	1.13%	1.11%	0.92%	1.12%	1.13%

Month	41	42	43	44	45	46	47	48	49	50	51	52	53	54	55	56	57	58	59	60
Monthly	1.03%	1.12%

Page 6 of 8

Statement to Securityholder

Ally Auto Receivables Trust 2016-3

6. Charge-Off and Delinquency Rates

A. Current



	Charge-Off Rate						Delinquency Rate
	Average Aggregate Amount Financed	Number of Units Charged-Off	Net Charge-Offs	Average Net Charge-Offs	Loss Rate		Total Accounts	Accounts over 60	Percent Delinquent
Current	54,519,643.61	21	48,818.04	2,324.67	1.0745	%	9,600	60	0.6250	%
Preceding	59,214,768.54	12	37,651.19	3,137.60	0.7630	%	10,095	58	0.5745	%
Next Preceding	64,155,685.39	16	44,834.85	2,802.18	0.8386	%	10,552	60	0.5686	%
Third Preceding	69,448,456.30	8	219.22	27.40	0.0038	%	Three Month Average		0.5894	%
Four Month Average					0.6700	%

B. Cumulative



	Aggregate Amount	Cumulative Net	Cumulative Loss Rate		Delinquency	Total	Total Balance	Percent
	Financed	Charge-Offs			Stratification	Accounts		Delinquent
Totals	516,182,817.60	4,874,779.41	0.9444	%	31 - 60 days	182	1,368,434.90	2.6229	%
The information contained in this report is defined or determined in a manner consistent with the prospectus for Ally Auto Receivables					61 - 90 days	49	418,710.91	0.8026	%
Trust 2016-3 related to delinquencies, charge-offs or uncollectible accounts.					91 - 120 days	11	49,778.53	0.0954	%
					> 120 days	0	0.00	0.0000	%
There have been no material changes in determining delinquencies, charge-offs or uncollectible amounts.

					Bankruptcies		Total Accounts	Total Balance
					Prior Period¹		175	1,061,470.79
					Current Period		11	57,858.08
1. Prior Period Bankruptcies reflect currently active accounts.					Inventory Charged-Off²		15	14,203.84
2. Bankruptcy Inventory Charged-Off includes both bankruptcies returned to active status and charge-offs on prior period bankruptcies					Ending Inventory		171	1,105,125.03

7. Credit Instruments

A. Reserve Accounts

Account

Initial Balance

Beginning Balance

ADDITIONS

REDUCTIONS

Ending Balance

Specified Reserve

Account Balance

Draws

Releases

Cash Reserve

1,287,459.33

0.00

1,287,459.33

Page 7 of 8

Statement to Securityholder

Ally Auto Receivables Trust 2016-3

8. Performance Tests



Event of Default	All Tests Passed
Servicer Default	All Tests Passed
Asset Representations Review Delinquency Trigger	PASS
Overcollateralization Target reached?	YES
Initial Overcollateralization	2,333,731.65
Current Overcollateralization	6,694,788.51
Overcollateralization Target	6,694,788.51

9. Asset Representations Delinquency Triggers



Period	1		2		3		4		5		6		7		8		9		10		11		12		13		14		15		16		17		18		19		20
Trigger Level	0.90	%	0.90	%	0.90	%	0.90	%	0.90	%	0.90	%	0.90	%	0.90	%	0.90	%	0.90	%	0.90	%	0.90	%	1.60	%	1.60	%	1.60	%	1.60	%	1.60	%	1.60	%	1.60	%	1.60	%
61+ Delinquencies	0.00	%	0.08	%	0.14	%	0.20	%	0.18	%	0.21	%	0.25	%	0.23	%	0.26	%	0.27	%	0.19	%	0.24	%	0.23	%	0.34	%	0.30	%	0.28	%	0.32	%	0.45	%	0.53	%	0.55	%

Period	21		22		23		24		25		26		27		28		29		30		31		32		33		34		35		36		37		38		39		40
Trigger Level	1.60	%	1.60	%	1.60	%	1.60	%	1.65	%	1.65	%	1.65	%	1.65	%	1.65	%	1.65	%	1.65	%	1.65	%	1.65	%	1.65	%	1.65	%	1.65	%	2.25	%	2.25	%	2.25	%	2.25	%
61+ Delinquencies	0.43	%	0.48	%	0.40	%	0.40	%	0.40	%	0.53	%	0.42	%	0.47	%	0.61	%	0.57	%	0.61	%	0.71	%	0.69	%	0.54	%	0.43	%	0.65	%	0.63	%	0.89	%	0.78	%	0.80	%

Period	41		42		43		44		45		46		47		48		49		50		51		52		53		54		55		56		57		58		59		60
Trigger Level	2.25	%	2.25	%	2.25	%	2.25	%	2.25	%	2.25	%	2.25	%	2.25	%	2.25	%	2.25	%	2.25	%	2.25	%	2.25	%	2.25	%	2.25	%	2.25	%	2.25	%	2.25	%	2.25	%	2.25	%
61+ Delinquencies	0.74	%	0.90	%

There have been no material modifications, extensions or waivers relating to the terms of or fees, penalties or payments on, pool assets during the distribution period or that, cumulatively, have become material over time.

This Servicer Certificate relates only to AART 2016-3. This Servicer Certificate should not be relied upon with respect to any other security. The information contained herein is only an indication of past performance and does not predict how AART 2016-3 will perform in the future.

Page 8 of 8

Ally Auto Receivables Trust 2016-3 10-D