Exhibit 99.1



Huntington Auto Trust 2016-1
		Collection Period Beginning Date			11/1/2019
		Collection Period Ending Date			11/30/2019
		Collection Period			37
		Payment Date			12/16/2019

		1. DEAL SUMMARY
			Beginning Period Note Factor		(A) Beginning Period Balance			(B) Principal Distribution Amount		(C) Ending Period Balance
(1	)	Class A-1 Notes	—		$	—		$	—	$	—
(2	)	Class A-2 Notes	—		$	—		$	—	$	—
(3	)	Class A-3 Notes	—		$	—		$	—	$	—
(4	)	Class A-4 Notes	0.754392		$	194,633,247.66		$	16,728,158.98	$	177,905,088.68
(5	)	Class B Notes	1.000000		$	20,250,000.00		$	—	$	20,250,000.00
(6	)	Class C Notes	1.000000		$	21,000,000.00		$	—	$	21,000,000.00
(7	)	Class D Notes	1.000000		$	15,750,000.00		$	—	$	15,750,000.00
(8	)	Total Note Balance			$	251,633,247.66		$	16,728,158.98	$	234,905,088.68
(9	)	Overcollateralization			$	7,500,000.00		$	—	$	7,500,000.00
(10	)	Reserve Account Balance			$	3,750,000.00		$	—	$	3,750,000.00
(11	)	Net Pool Balance			$	259,133,247.66		$	16,728,158.98	$	242,405,088.68
					Coupon Rate			Beginning Period Balance		Interest Distribution Amount
(12	)	Class A-1 Notes			0.85000		%	$	—	$	—
(13	)	Class A-2 Notes			1.29000		%	$	—	$	—
(14	)	Class A-3 Notes			1.59000		%	$	—	$	—
(15	)	Class A-4 Notes			1.93000		%	$	194,633,247.66	$	313,035.14
(16	)	Class B Notes			2.21000		%	$	20,250,000.00	$	37,293.75
(17	)	Class C Notes			2.56000		%	$	21,000,000.00	$	44,800.00
(18	)	Class D Notes			2.96000		%	$	15,750,000.00	$	38,850.00
(19	)							$	251,633,247.66	$	433,978.89
		2. AVAILABLE FUNDS
(20	)	Interest Collections			$	973,065.38
(21	)	Principal Collections			$	11,103,118.65
(22	)	Repurchased Loans			$	—
(23	)	Accounts Paid in Full			$	5,365,729.16
(24	)	Liquidation Proceeds			$	51,198.47
(25	)	Recoveries			$	129,314.23
(26	)	Investment Earnings			$	—
(27	)	Total Collections			$	17,622,425.89
(28	)	Reserve Account Draw Amount			$	—
(29	)	Total Available Funds			$	17,622,425.89
		3. DISTRIBUTION OF AVAILABLE FUNDS
					Amount Due			Amount Paid		Shortfall
(30	)	Servicing Fees	1.00	%	$	215,944.37		$	215,944.37	$	—
(31	)	Class A-1 Notes Interest			$	—		$	—	$	—
(32	)	Class A-2 Notes Interest			$	—		$	—	$	—
(33	)	Class A-3 Notes Interest			$	—		$	—	$	—
(34	)	Class A-4 Notes Interest			$	313,035.14		$	313,035.14	$	—
(35	)	First Allocation of Principal			$	—		$	—	$	—
(36	)	Class B Notes Interest			$	37,293.75		$	37,293.75	$	—
(37	)	Second Allocation of Principal			$	—		$	—	$	—
(38	)	Class C Notes Interest			$	44,800.00		$	44,800.00	$	—
(39	)	Third Allocation of Principal			$	—		$	—	$	—



(40	)	Class D Notes Interest			$	38,850.00		$	38,850.00	$	—
(41	)	Fourth Allocation of Principal			$	9,228,158.98		$	9,228,158.98	$	—
(42	)	Reserve Account Deposit			$	—		$	—	$	—
(43	)	Regular Principal Distribution Amount			$	7,500,000.00		$	7,500,000.00	$	—
(44	)	Accrued and unpaid fees to owner/indenture trustees, and asset representations reviewer			$	—		$	—	$	—
(45	)	Remaining Funds to Certificate Holders			$	244,343.65		$	244,343.65	$	—
					$	17,622,425.89		$	17,622,425.89
(46	)	Principal Payment			$	—
(47	)	First Allocation of Principal			$	—
(48	)	Second Allocation of Principal			$	—
(49	)	Third Allocation of Principal			$	—
(50	)	Fourth Allocation of Principal			$	9,228,158.98
(51	)	Regular Principal Distribution Amount			$	7,500,000.00
(52	)	Total Principal			$	16,728,158.98
		4. POOL INFORMATION
(53	)	Pool Balance			$	242,405,089
(54	)	Number of Receivables Outstanding			31,399
(55	)	Weighted Average Contract Rate			4.69		%
(56	)	Weighted Average Maturity			26.88
		5. OVERCOLLATERALIZATION INFORMATION
(57	)	Specified Reserve Account Balance			$	3,750,000.00
(58	)	Initial Target Over Collateralization Amount			$	11,250,000.00
(59	)	Target Over Collateralization Amount			$	7,500,000.00
(60	)	Beginning Period O/C Amount			$	7,500,000.00
(61	)	Ending Period O/C Amount			$	7,500,000.00
(62	)	Overcollateralization Shortfall			$	—
		6. RESERVE ACCOUNT INFORMATION
(63	)	Specified Reserve Account Balance			$	3,750,000.00
(64	)	Beginning Reserve Account Balance			$	3,750,000.00
(65	)	Reserve Account Deposits			$	—
(66	)	Reserve Account Earnings
(67	)	Earnings on Permitted Investments			$	22,270.47
(68	)	Distribute Reserve Account Earnings to Servicer			$	—
(69	)	Distribute Earnings on Permitted Investments to Servicer			$	(22,270.47	)
(70	)	Reserve Account Draw Amount			$	—
(71	)	Reserve Account Excess Amount			$	—
(72	)	Ending Reserve Account Balance			$	3,750,000.00
		7. LOSS & DELINQUENCY REPORTING			$ Amount			# of Receivables		Average
(73	)	Realized Losses for Collection Period			$	207,983.74		54		$	3,851.55
(74	)	Recoveries for Collection Period			$	129,314.23		166		$	779.00
(75	)	Net Losses/(Recoveries) for Collection Period			$	78,669.51
(76	)
(77	)	Cumulative Losses (net of recoveries) for All Collection Periods			$	8,122,412.34
(78	)	Cumulative Losses (net of recoveries) as a % of Initial Pool Balance			0.54149		%

			11/30/2019		10/31/2019			9/30/2019		8/31/2019
(79	)	Pool Balance at end of collection period	$	242,405,089	$	259,133,248		$	278,596,012	$	297,410,674
(80	)	Number of receivables outstanding	31,399		32,626			34,080		35,461
(81	)	Average month end Pool Balance	$	250,769,168	$	268,864,630		$	288,003,343	$	307,627,812
(82	)	Realized Losses for Collection Period	$	207,984	$	192,908		$	129,792	$	178,731
(83	)	Recoveries for Collection Period	$	129,314	$	109,793		$	87,091	$	76,155
(84	)	Net Losses/(Recoveries) for Collection Period	$	78,670	$	83,116		$	42,701	$	102,576



(85	)	Realized Losses (Gross) to Average Pool Balance (annualized)	0.995		%	0.861		%	0.541		%	0.697		%
(86	)	Net Losses/(Recoveries) to Average Pool Balance (annualized)	0.376		%	0.371		%	0.178		%	0.400		%

(87	)	Four month average Net Losses to Average Pool Balance (annualized)	0.330		%

			11/30/2019			10/31/2019			9/30/2019			8/31/2019
(88	)	Receivables 31-59 Days Delinquent	$	2,830,420.19		$	3,061,236.82		$	3,555,495.53		$	3,459,997.98
(89	)	$ As % of Ending Pool Balance	1.168		%	1.181		%	1.276		%	1.163		%
(90	)	# of Receivables	334			318			356			358
(91	)	# As % of Ending Pool # of Receivables	1.064		%	0.975		%	1.045		%	1.010		%
(92	)	Receivables 60-89 Days Delinquent	$	676,609.30		$	751,396.86		$	704,627.00		$	716,873.94
(93	)	$ As % of Ending Pool Balance	0.279		%	0.290		%	0.253		%	0.241		%
(94	)	# of Receivables	74			75			91			75
(95	)	# As % of Ending Pool # of Receivables	0.236		%	0.230		%	0.267		%	0.211		%
(96	)	Receivables 90 - 119 Days Delinquent	$	379,589.73		$	348,404.63		$	181,958.93		$	308,391.57
(97	)	$ As % of Ending Pool Balance	0.157		%	0.134		%	0.065		%	0.104		%
(98	)	# of Receivables	42			49			31			45
(99	)	# As % of Ending Pool # of Receivables	0.134		%	0.150		%	0.091		%	0.127		%
(100	)	Receivables 120+ Days Delinquent	$	158,019.04		$	107,750.34		$	186,761.29		$	162,765.67
(101	)	$ As % of Ending Pool Balance	0.065		%	0.042		%	0.067		%	0.055		%
(102	)	# of Receivables	24			17			25			20
(103	)	# As % of Ending Pool # of Receivables	0.076		%	0.052		%	0.073		%	0.056		%
(104	)	Total Delinquencies	$	4,044,638.26		$	4,268,788.65		$	4,628,842.75		$	4,648,029.16
(105	)	$ As % of Ending Pool Balance	1.669		%	1.647		%	1.661		%	1.563		%
(106	)	# of Receivables	474			459			503			498
(107	)	# As % of Ending Pool # of Receivables	1.510		%	1.407		%	1.476		%	1.404		%
(108	)	Receivables 60+ Days Delinquent	$	1,214,218.07		$	1,207,551.83		$	1,073,347.22		$	1,188,031.18
(109	)	$ As % of Ending Pool Balance	0.501		%	0.466		%	0.385		%	0.399		%
(110	)	Delinquency trigger	6.25		%	6.25		%	6.25		%	6.25		%
(111	)	Total Repossession	$	180,527.47		$	233,739.95		$	177,821.22		$	219,055.78
(112	)	# of Receivables	20			27			21			24


Name: Kim Taylor
Title: Senior Vice President
December 16, 2019

Huntington Auto Trust 2016-1 10-D