Exhibit 99.1


Huntington Auto Trust 2016-1
	Collection Period Beginning Date			2/1/2020
	Collection Period Ending Date			2/29/2020
	Collection Period			40
	Payment Date			3/16/2020

	1. DEAL SUMMARY
		Beginning Period Note Factor		(A) Beginning Period Balance			(B) Principal Distribution Amount		(C) Ending Period Balance
(1)	Class A-1 Notes	—		$	—		$	—	$	—
(2)	Class A-2 Notes	—		$	—		$	—	$	—
(3)	Class A-3 Notes	—		$	—		$	—	$	—
(4)	Class A-4 Notes	0.561257		$	144,804,322.87		$	14,649,687.08	$	130,154,635.79
(5)	Class B Notes	1.000000		$	20,250,000.00		$	—	$	20,250,000.00
(6)	Class C Notes	1.000000		$	21,000,000.00		$	—	$	21,000,000.00
(7)	Class D Notes	1.000000		$	15,750,000.00		$	—	$	15,750,000.00
(8)	Total Note Balance			$	201,804,322.87		$	14,649,687.08	$	187,154,635.79
(9)	Overcollateralization			$	7,500,000.00		$	—	$	7,500,000.00
(10)	Reserve Account Balance			$	3,750,000.00		$	—	$	3,750,000.00
(11)	Net Pool Balance			$	209,304,322.87		$	14,649,687.08	$	194,654,635.79
				Coupon Rate			Beginning Period Balance		Interest Distribution Amount
(12)	Class A-1 Notes			0.85000		%	$	—	$	—
(13)	Class A-2 Notes			1.29000		%	$	—	$	—
(14)	Class A-3 Notes			1.59000		%	$	—	$	—
(15)	Class A-4 Notes			1.93000		%	$	144,804,322.87	$	232,893.62
(16)	Class B Notes			2.21000		%	$	20,250,000.00	$	37,293.75
(17)	Class C Notes			2.56000		%	$	21,000,000.00	$	44,800.00
(18)	Class D Notes			2.96000		%	$	15,750,000.00	$	38,850.00
(19)							$	201,804,322.87	$	353,837.37
	2. AVAILABLE FUNDS
(20)	Interest Collections			$	787,274.30
(21)	Principal Collections			$	9,795,248.99
(22)	Repurchased Loans			$	—
(23)	Accounts Paid in Full			$	4,670,927.47
(24)	Liquidation Proceeds			$	31,306.97
(25)	Recoveries			$	62,287.76
(26)	Investment Earnings			$	—
(27)	Total Collections			$	15,347,045.49
(28)	Reserve Account Draw Amount			$	—
(29)	Total Available Funds			$	15,347,045.49
	3. DISTRIBUTION OF AVAILABLE FUNDS
				Amount Due			Amount Paid		Shortfall
(30)	Servicing Fees	1.00	%	$	174,420.27		$	174,420.27	$	—
(31)	Class A-1 Notes Interest			$	—		$	—	$	—
(32)	Class A-2 Notes Interest			$	—		$	—	$	—
(33)	Class A-3 Notes Interest			$	—		$	—	$	—
(34)	Class A-4 Notes Interest			$	232,893.62		$	232,893.62	$	—
(35)	First Allocation of Principal			$	—		$	—	$	—
(36)	Class B Notes Interest			$	37,293.75		$	37,293.75	$	—
(37)	Second Allocation of Principal			$	—		$	—	$	—
(38)	Class C Notes Interest			$	44,800.00		$	44,800.00	$	—
(39)	Third Allocation of Principal			$	—		$	—	$	—
(40)	Class D Notes Interest			$	38,850.00		$	38,850.00	$	—


(41)	Fourth Allocation of Principal				$	7,149,687.08		$	7,149,687.08		$	—
(42)	Reserve Account Deposit				$	—		$	—		$	—
(43)	Regular Principal Distribution Amount				$	7,500,000.00		$	7,500,000.00		$	—
(44)	Accrued and unpaid fees to owner/indenture trustees, and asset representations reviewer				$	—		$	—		$	—
(45)	Remaining Funds to Certificate Holders				$	169,100.77		$	169,100.77		$	—
					$	15,347,045.49		$	15,347,045.49
(46)	Principal Payment				$	—
(47)	First Allocation of Principal				$	—
(48)	Second Allocation of Principal				$	—
(49)	Third Allocation of Principal				$	—
(50)	Fourth Allocation of Principal				$	7,149,687.08
(51)	Regular Principal Distribution Amount				$	7,500,000.00
(52)	Total Principal				$	14,649,687.08
	4. POOL INFORMATION
(53)	Pool Balance				$	194,654,636
(54)	Number of Receivables Outstanding				27,522
(55)	Weighted Average Contract Rate				4.67		%
(56)	Weighted Average Maturity				24.71
	5. OVERCOLLATERALIZATION INFORMATION
(57)	Specified Reserve Account Balance				$	3,750,000.00
(58)	Initial Target Over Collateralization Amount				$	11,250,000.00
(59)	Target Over Collateralization Amount				$	7,500,000.00
(60)	Beginning Period O/C Amount				$	7,500,000.00
(61)	Ending Period O/C Amount				$	7,500,000.00
(62)	Overcollateralization Shortfall				$	—
	6. RESERVE ACCOUNT INFORMATION
(63)	Specified Reserve Account Balance				$	3,750,000.00
(64)	Beginning Reserve Account Balance				$	3,750,000.00
(65)	Reserve Account Deposits				$	—
(66)	Reserve Account Earnings
(67)	Earnings on Permitted Investments				$	17,689.50
(68)	Distribute Reserve Account Earnings to Servicer				$	—
(69)	Distribute Earnings on Permitted Investments to Servicer				$	(17,689.50)
(70)	Reserve Account Draw Amount				$	—
(71)	Reserve Account Excess Amount				$	—
(72)	Ending Reserve Account Balance				$	3,750,000.00
	7. LOSS & DELINQUENCY REPORTING							$ Amount			# of Receivables			Average
(73)	Realized Losses for Collection Period				$	152,095.40		50			$	3,041.91
(74)	Recoveries for Collection Period				$	62,287.76		133			$	468.33
(75)	Net Losses/(Recoveries) for Collection Period				$	89,807.64
(76)
(77)	Cumulative Losses (net of recoveries) for All Collection Periods				$	8,447,741.10
(78)	Cumulative Losses (net of recoveries) as a % of Initial Pool Balance				0.56318		%

		2/29/2020			1/31/2020			12/31/2019			11/30/2019
(79)	Pool Balance at end of collection period	$	194,654,636		$	209,304,323		$	225,362,440		$	242,405,089
(80)	Number of receivables outstanding	27,522			28,801			30,113			31,399
(81)	Average month end Pool Balance	$	201,979,479		$	217,333,381		$	233,883,764		$	250,769,168
(82)	Realized Losses for Collection Period	$	152,095		$	187,440		$	268,625		$	207,984
(83)	Recoveries for Collection Period	$	62,288		$	114,295		$	106,249		$	129,314
(84)	Net Losses/(Recoveries) for Collection Period	$	89,808		$	73,145		$	162,376		$	78,670
(85)	Realized Losses (Gross) to Average Pool Balance (annualized)	0.904		%	1.035		%	1.378		%	0.995		%


(86)	Net Losses/(Recoveries) to Average Pool Balance (annualized)	0.534		%	0.404		%	0.833		%	0.376		%

(87)	Four month average Net Losses to Average Pool Balance (annualized)	0.536		%

		2/29/2020			1/31/2020			12/31/2019			11/30/2019
(88)	Receivables 31-59 Days Delinquent	$	2,307,482.95		$	2,711,635.21		$	3,322,483.84		$	2,830,420.19
(89)	$ As % of Ending Pool Balance	1.185		%	1.296		%	1.474		%	1.168		%
(90)	# of Receivables	276			316			376			334
(91)	# As % of Ending Pool # of Receivables	1.003		%	1.097		%	1.249		%	1.064		%
(92)	Receivables 60-89 Days Delinquent	$	518,438.91		$	460,038.51		$	687,808.32		$	676,609.30
(93)	$ As % of Ending Pool Balance	0.266		%	0.220		%	0.305		%	0.279		%
(94)	# of Receivables	69			65			85			74
(95)	# As % of Ending Pool # of Receivables	0.251		%	0.226		%	0.282		%	0.236		%
(96)	Receivables 90 - 119 Days Delinquent	$	200,726.81		$	263,915.41		$	285,564.65		$	379,589.73
(97)	$ As % of Ending Pool Balance	0.103		%	0.126		%	0.127		%	0.157		%
(98)	# of Receivables	38			39			31			42
(99)	# As % of Ending Pool # of Receivables	0.138		%	0.135		%	0.103		%	0.134		%
(100)	Receivables 120+ Days Delinquent	$	159,352.94		$	180,705.37		$	188,915.15		$	158,019.04
(101)	$ As % of Ending Pool Balance	0.082		%	0.086		%	0.084		%	0.065		%
(102)	# of Receivables	23			24			27			24
(103)	# As % of Ending Pool # of Receivables	0.084		%	0.083		%	0.090		%	0.076		%
(104)	Total Delinquencies	$	3,186,001.61		$	3,616,294.50		$	4,484,771.96		$	4,044,638.26
(105)	$ As % of Ending Pool Balance	1.637		%	1.728		%	1.990		%	1.669		%
(106)	# of Receivables	406			444			519			474
(107)	# As % of Ending Pool # of Receivables	1.475		%	1.542		%	1.724		%	1.510		%
(108)	Receivables 60+ Days Delinquent	$	878,518.66		$	904,659.29		$	1,162,288.12		$	1,214,218.07
(109)	$ As % of Ending Pool Balance	0.451		%	0.432		%	0.516		%	0.501		%
(110)	Delinquency trigger	6.25		%	6.25		%	6.25		%	6.25		%
(111)	Total Repossession	$	89,755.22		$	119,112.09		$	178,322.23		$	180,527.47
(112)	# of Receivables	17			17			21			20


Name: Kim Taylor
Title: Senior Vice President
March 11, 2020

Huntington Auto Trust 2016-1 10-D