Exhibit 99.1

CAPITAL ONE PRIME AUTO RECEIVABLES TRUST 2022-1

Statement to Securityholders

Determination Date: February 11, 2026


Payment Date			2/17/2026
Collection Period Start			1/1/2026
Collection Period End			1/31/2026
Interest Period Start			1/15/2026
Interest Period End			2/16/2026


Cut-Off Date Net Pool Balance	$	2,025,808,403.15
Cut-Off Date Adjusted Pool Balance	$	1,899,077,623.74

I. DEAL SUMMARY


	Beginning Note Balance		Principal Payment		Ending Note Balance		Note Factor	Final Scheduled Payment Date
Class A-1 Notes	$	—	$	—	$	—	—	May-23
Class A-2 Notes	$	—	$	—	$	—	—	Jun-25
Class A-3 Notes	$	21,045,323.60	$	20,469,925.86	$	575,397.74	0.000868	Apr-27
Class A-4 Notes	$	150,730,000.00	$	—	$	150,730,000.00	1.000000	Sep-27
Class B Notes	$	18,990,000.00	$	—	$	18,990,000.00	1.000000	Oct-27
Class C Notes	$	18,990,000.00	$	—	$	18,990,000.00	1.000000	Dec-27
Class D Notes	$	18,980,000.00	$	—	$	18,980,000.00	1.000000	Sep-28
Total Notes	$	228,735,323.60	$	20,469,925.86	$	208,265,397.74


	Beginning Balance		Ending Balance		Pool Factor
Net Pool Balance	$	244,589,895.94	$	222,999,231.04	0.110079
YSOC Amount	$	11,106,878.28	$	9,986,139.24
Adjusted Pool Balance	$	233,483,017.66	$	213,013,091.80
Overcollateralization Amount (Adjusted Pool Balance - Note Balance)	$	4,747,694.06	$	4,747,694.06
Reserve Account Balance	$	4,747,694.06	$	4,747,694.06


	Beginning Note Balance		Interest Rate	Accrual Methodology	Interest Payment
Class A-1 Notes	$	—	1.40500%	ACT/360	$	—
Class A-2 Notes	$	—	2.71000%	30/360	$	—
Class A-3 Notes	$	21,045,323.60	3.17000%	30/360	$	55,594.73
Class A-4 Notes	$	150,730,000.00	3.32000%	30/360	$	417,019.67
Class B Notes	$	18,990,000.00	3.59000%	30/360	$	56,811.75
Class C Notes	$	18,990,000.00	3.93000%	30/360	$	62,192.25
Class D Notes	$	18,980,000.00	4.43000%	30/360	$	70,067.83
Total Notes	$	228,735,323.60			$	661,686.23

II. COLLATERAL POOL BALANCE


	Beginning of Period			End of Period
Net Pool Balance	$	244,589,895.94		$	222,999,231.04
Adjusted Pool Balance (Net Pool Balance - YSOC Amount)	$	233,483,017.66		$	213,013,091.80
Number of Receivables Outstanding	35,870			34,413
Weighted Average Contract Rate	3.64		%	3.65		%
Weighted Average Remaining Term (months)	19.1			18.2

III. FUNDS AVAILABLE FOR DISTRIBUTION


Available Funds:
a. Collections
Interest Collections	$	770,000.12
Principal Collections	$	21,316,947.86
Liquidation Proceeds	$	270,162.61
b. Repurchase Price	$	—
c. Optional Purchase Price	$	—
d. Reserve Account Excess Amount	$	—
Total Available Funds	$	22,357,110.59
Reserve Account Draw Amount	$	—
Total Funds Available for Distribution	$	22,357,110.59

IV. DISTRIBUTION


	Calculated Amount		Amount Paid		Shortfall		Carryover Shortfall		Remaining Available Funds
Servicing Fee	$	203,824.91	$	203,824.91	$	—	$	—	$	22,153,285.68
Interest - Class A-1 Notes	$	—	$	—	$	—	$	—	$	22,153,285.68
Interest - Class A-2 Notes	$	—	$	—	$	—	$	—	$	22,153,285.68
Interest - Class A-3 Notes	$	55,594.73	$	55,594.73	$	—	$	—	$	22,097,690.95
Interest - Class A-4 Notes	$	417,019.67	$	417,019.67	$	—	$	—	$	21,680,671.28
First Allocation of Principal	$	—	$	—	$	—	$	—	$	21,680,671.28
Interest - Class B Notes	$	56,811.75	$	56,811.75	$	—	$	—	$	21,623,859.53
Second Allocation of Principal	$	—	$	—	$	—	$	—	$	21,623,859.53
Interest - Class C Notes	$	62,192.25	$	62,192.25	$	—	$	—	$	21,561,667.28
Third Allocation of Principal	$	—	$	—	$	—	$	—	$	21,561,667.28
Interest - Class D Notes	$	70,067.83	$	70,067.83	$	—	$	—	$	21,491,599.45
Fourth Allocation of Principal	$	15,722,231.80	$	15,722,231.80	$	—	$	—	$	5,769,367.65
Reserve Account Deposit Amount	$	—	$	—	$	—	$	—	$	5,769,367.65
Regular Principal Distribution Amount	$	4,747,694.06	$	4,747,694.06	$	—	$	—	$	1,021,673.59
Owner Trustee, Indenture Trustee, and ARR Fees & Expenses	$	—	$	—	$	—	$	—	$	1,021,673.59
Remaining Funds to Certificates	$	1,021,673.59	$	1,021,673.59	$	—	$	—	$	—
Total	$	22,357,110.59	$	22,357,110.59	$	—	$	—

V. OVERCOLLATERALIZATION INFORMATION


Yield Supplement Overcollateralization Amount:
Beginning Period YSOC Amount	$	11,106,878.28
Increase/(Decrease)	$	(1,120,739.04)
Ending YSOC Amount	$	9,986,139.24


Overcollateralization:	Beginning of Period		End of Period
Adjusted Pool Balance	$	233,483,017.66	$	213,013,091.80
Note Balance	$	228,735,323.60	$	208,265,397.74
Overcollateralization (Adjusted Pool Balance - Note Balance)	$	4,747,694.06	$	4,747,694.06
Target Overcollateralization Amount	$	4,747,694.06	$	4,747,694.06
Overcollateralization Shortfall	$	—	$	—

VI. RESERVE ACCOUNT


Specified Reserve Account Balance	$	4,747,694.06
Beginning Reserve Account Balance	$	4,747,694.06
Reserve Account Deposit Amount	$	—
Reserve Account Draw Amount	$	—
Reserve Account Excess Amount	$	—
Ending Reserve Account Balance	$	4,747,694.06

VII. NET LOSS AND DELINQUENT RECEIVABLES


Net Loss:	% of EOP Net Pool Balance	# of Receivables	Amount
Defaulted Receivables during Collection Period (Principal Balance)1	0.12%	31	$	273,717.04
Liquidation Proceeds of Defaulted Receivables2	0.12%	248	$	270,162.61
Monthly Net Losses (Liquidation Proceeds)			$	3,554.43
Net Losses as % of Average Pool Balance (annualized)
Third Preceding Collection Period			0.30		%
Second Preceding Collection Period			(0.52)		%
Preceding Collection Period			(0.26)		%
Current Collection Period			0.02		%
Four-Month Average Net Loss Ratio			(0.12)		%
Cumulative Net Losses for All Periods			$	5,029,017.36
Cumulative Net Loss Ratio			0.25		%
1 The # of Receivables reported as Defaulted does not include any Receivables that have been paid off or have matured and were either paid in full or had a remaining balance of $10.00 or less following the final payment.
2 Liquidation Proceeds include all proceeds on a receivable after it has been charged-off.
Delinquent Receivables:	% of EOP Net Pool Balance	# of Receivables	Principal Balance
30-59 Days Delinquent	0.57%	138	$	1,279,614.99
60-89 Days Delinquent	0.19%	45	$	420,677.43
90-119 Days Delinquent	0.05%	18	$	120,591.67
120+ Days Delinquent	0.00%	0	$	—
Total Delinquent Receivables	0.82%	201	$	1,820,884.09

Repossession Inventory:		# of Receivables	Principal Balance
Repossessed in the Current Collection Period		7	$	97,461.58
Total Repossessed Inventory		15	$	182,775.14

60+ Delinquency Percentage:		# of Receivables	Amount
60+ Day Delinquent Receivables		63	$	541,269.10
60+ Delinquencies as % of EOP Net Pool Balance
Third Preceding Collection Period			0.30		%
Second Preceding Collection Period			0.32		%
Preceding Collection Period			0.31		%
Current Collection Period			0.24		%
Delinquency Trigger			4.50		%
Current Delinquency Percentage Exceeds Delinquency Trigger? (Yes/No)			No

VIII. TEMPORARY FORBEARANCE

The table below presents accounts which received a short-term payment extension in the month of January 2026.


	Month-End Balance		# of Receivables
	($MM)	(%)	(#)	(%)
Total Extensions	0.60	0.27%	55	0.16%

Capital One Prime Auto Receivables Trust 2022-1 10-D