Ford Credit Auto Owner Trust 2022-B

Monthly Investor Report


Collection Period			October 2025
Payment Date			11/17/2025
Transaction Month			41

Additional information about the structure, cashflows, defined terms and parties for this transaction can be found in the prospectus, available on the SEC website (http://www.sec.gov) under the registration number 333-258040 and at https://www.ford.com/finance/investor-center/asset-backed-securitization.

I. ORIGINAL DEAL PARAMETERS


	Dollar Amount		# of Receivables			Weighted Avg Remaining Term at Cutoff
Initial Pool Balance	$	1,173,418,193.47	36,914			54.4 months

	Dollar Amount		Note Interest Rate			Final Scheduled Payment Date
Original Securities
Class A-1 Notes	$	203,160,000.00	2.038	%		July 15, 2023
Class A-2a Notes	$	271,020,000.00	3.44	%		February 15, 2025
Class A-2b Notes	$	100,000,000.00	4.83367	%	*	February 15, 2025
Class A-3 Notes	$	321,020,000.00	3.74	%		September 15, 2026
Class A-4 Notes	$	104,800,000.00	3.93	%		August 15, 2027
Class B Notes	$	31,580,000.00	4.51	%		October 15, 2027
Class C Notes	$	21,050,000.00	4.85	%		December 15, 2029
Total	$	1,052,630,000.00
			* 30-day average SOFR + 0.60%

II. AVAILABLE FUNDS


Interest:
Interest Collections	$	454,988.74

Principal:
Principal Collections	$	9,103,751.13
Prepayments in Full	$	3,680,113.03
Liquidation Proceeds	$	54,581.04
Recoveries	$	25,719.25
Sub Total	$	12,864,164.45
Collections	$	13,319,153.19

Purchase Amounts:
Purchase Amounts Related to Principal	$	95,629.77
Purchase Amounts Related to Interest	$	187.23
Sub Total	$	95,817.00

Clean-up Call	$	0.00

Reserve Account Draw Amount	$	0.00

Available Funds - Total	$	13,414,970.19

Page 1

Ford Credit Auto Owner Trust 2022-B

Monthly Investor Report


Collection Period			October 2025
Payment Date			11/17/2025
Transaction Month			41

III. DISTRIBUTIONS


	Calculated Amount		Amount Paid		Shortfall		Carryover Shortfall		Remaining Available Funds
Trustee and Other Fees/Expenses	$	0.00	$	0.00	$	0.00	$	0.00	$	13,414,970.19
Servicing Fee	$	142,361.74	$	142,361.74	$	0.00	$	0.00	$	13,272,608.45
Interest - Class A-1 Notes	$	0.00	$	0.00	$	0.00	$	0.00	$	13,272,608.45
Interest - Class A-2a Notes	$	0.00	$	0.00	$	0.00	$	0.00	$	13,272,608.45
Interest - Class A-2b Notes	$	0.00	$	0.00	$	0.00	$	0.00	$	13,272,608.45
Interest - Class A-3 Notes	$	0.00	$	0.00	$	0.00	$	0.00	$	13,272,608.45
Interest - Class A-4 Notes	$	275,524.30	$	275,524.30	$	0.00	$	0.00	$	12,997,084.15
First Priority Principal Payment	$	0.00	$	0.00	$	0.00	$	0.00	$	12,997,084.15
Interest - Class B Notes	$	118,688.17	$	118,688.17	$	0.00	$	0.00	$	12,878,395.98
Second Priority Principal Payment	$	0.00	$	0.00	$	0.00	$	0.00	$	12,878,395.98
Interest - Class C Notes	$	85,077.08	$	85,077.08	$	0.00	$	0.00	$	12,793,318.90
Reserve Account Deposit	$	0.00	$	0.00	$	0.00	$	0.00	$	12,793,318.90
Regular Principal Payment	$	11,892,712.52	$	11,892,712.52	$	0.00	$	0.00	$	900,606.38
Additional Trustee and Other Fees/Expenses	$	0.00	$	0.00	$	0.00	$	0.00	$	900,606.38
Residual Released to Depositor	$	0.00	$	900,606.38	$	0.00	$	0.00	$	0.00
Total			$	13,414,970.19

Principal Payment:
First Priority Principal Payment									$	0.00
Second Priority Principal Payment									$	0.00
Regular Principal Payment									$	11,892,712.52
Total									$	11,892,712.52

IV. NOTEHOLDER PAYMENTS


	Noteholder Principal Payments				Noteholder Interest Payments				Total Payment
			Per $1,000 of				Per $1,000 of				Per $1,000 of
	Actual		Original Balance		Actual		Original Balance		Actual		Original Balance
Class A-1 Notes	$	0.00	$	0.00	$	0.00	$	0.00	$	0.00	$	0.00
Class A-2a Notes	$	0.00	$	0.00	$	0.00	$	0.00	$	0.00	$	0.00
Class A-2b Notes	$	0.00	$	0.00	$	0.00	$	0.00	$	0.00	$	0.00
Class A-3 Notes	$	0.00	$	0.00	$	0.00	$	0.00	$	0.00	$	0.00
Class A-4 Notes	$	11,892,712.52	$	113.48	$	275,524.30	$	2.63	$	12,168,236.82	$	116.11
Class B Notes	$	0.00	$	0.00	$	118,688.17	$	3.76	$	118,688.17	$	3.76
Class C Notes	$	0.00	$	0.00	$	85,077.08	$	4.04	$	85,077.08	$	4.04
Total	$	11,892,712.52	$	11.30	$	479,289.55	$	0.46	$	12,372,002.07	$	11.76

Page 2

Ford Credit Auto Owner Trust 2022-B

Monthly Investor Report


Collection Period			October 2025
Payment Date			11/17/2025
Transaction Month			41

V. NOTE BALANCE AND POOL INFORMATION


	Beginning of Period			End of Period
	Balance		Note Factor	Balance		Note Factor
Class A-1 Notes	$	0.00	0.0000000	$	0.00	0.0000000
Class A-2a Notes	$	0.00	0.0000000	$	0.00	0.0000000
Class A-2b Notes	$	0.00	0.0000000	$	0.00	0.0000000
Class A-3 Notes	$	0.00	0.0000000	$	0.00	0.0000000
Class A-4 Notes	$	84,129,556.77	0.8027629	$	72,236,844.25	0.6892829
Class B Notes	$	31,580,000.00	1.0000000	$	31,580,000.00	1.0000000
Class C Notes	$	21,050,000.00	1.0000000	$	21,050,000.00	1.0000000
Total	$	136,759,556.77	0.1299218	$	124,866,844.25	0.1186237


Pool Information
Weighted Average APR	3.181		%	3.206		%
Weighted Average Remaining Term	23.15			22.44
Number of Receivables Outstanding	13,165			12,689
Pool Balance	$	170,834,085.60		$	157,785,287.17
Adjusted Pool Balance (Pool Balance - YSOC Amount)	$	157,812,191.19		$	145,919,478.67
Pool Factor	0.1455867			0.1344664

VI. OVERCOLLATERALIZATION INFORMATION


Specified Reserve Balance	$	2,631,579.30
Yield Supplement Overcollateralization Amount	$	11,865,808.50
Targeted Overcollateralization Amount	$	32,918,442.92
Actual Overcollateralization Amount (EOP Pool Balance - EOP Note Balance)	$	32,918,442.92

VII. RECONCILIATION OF RESERVE ACCOUNT


Beginning Reserve Account Balance	$	2,631,579.30
Reserve Account Deposits Made	$	0.00
Reserve Account Draw Amount	$	0.00
Ending Reserve Account Balance	$	2,631,579.30
Change in Reserve Account Balance	$	0.00
Specified Reserve Balance	$	2,631,579.30

Page 3

Ford Credit Auto Owner Trust 2022-B

Monthly Investor Report


Collection Period			October 2025
Payment Date			11/17/2025
Transaction Month			41

VIII. NET LOSS AND DELINQUENT RECEIVABLES


			# of Receivables	Amount
Current Collection Period Loss:
Realized Loss (Charge-Offs)			31	$	114,723.46
(Recoveries)			57	$	25,719.25
Net Loss for Current Collection Period				$	89,004.21
Ratio of Net Loss for Current Collection Period to Beginning of Period Pool Balance (annualized)				0.6252		%

Prior and Current Collection Periods Average Loss:

Ratio of Net Loss to the Average Pool Balance (annualized)
Third Prior Collection Period				1.0899		%
Second Prior Collection Period				0.3320		%
Prior Collection Period				0.3631		%
Current Collection Period				0.6500		%
Four Month Average (Current and Prior Three Collection Periods)				0.6088		%

Cumulative Loss:
Cumulative Realized Loss (Charge-Offs)			1,826	$	8,110,976.34
(Cumulative Recoveries)				$	2,018,848.46
Cumulative Net Loss for All Collection Periods				$	6,092,127.88
Ratio of Cumulative Net Loss for all Collection Periods to Initial Pool Balance				0.5192		%

Average Realized Loss for Receivables that have experienced a Realized Loss				$	4,441.94
Average Net Loss for Receivables that have experienced a Realized Loss				$	3,336.32

	% of EOP Pool Balance		# of Receivables	Amount
Delinquent Receivables:
31-60 Days Delinquent	1.76	%	152	$	2,784,118.24
61-90 Days Delinquent	0.27	%	20	$	422,977.10
91-120 Days Delinquent	0.02	%	2	$	23,842.07
Over 120 Days Delinquent	0.30	%	19	$	470,916.98
Total Delinquent Receivables	2.35	%	193	$	3,701,854.39

Repossession Inventory:
Repossessed in the Current Collection Period			9	$	192,587.82
Total Repossessed Inventory			13	$	286,811.33

Number of 61+ Delinquent Receivables to EOP Number of Outstanding Receivables:
Second Prior Collection Period				0.3958		%
Prior Collection Period				0.4026		%
Current Collection Period				0.3231		%
Three Month Average				0.3738		%

Delinquency Trigger (61+ Delinquent Receivables)
Transaction Month	Trigger
1-12	0.80%
13-24	1.50%
25-36	2.70%
37+	4.40%
61+ Delinquent Receivables Balance to EOP Pool Balance				0.5816		%
Delinquency Trigger Occurred				No

Page 4

Ford Credit Auto Owner Trust 2022-B

Monthly Investor Report


Collection Period			October 2025
Payment Date			11/17/2025
Transaction Month			41


Receivables Granted Extensions in the Current Collection Period:	# of Receivables	Amount

1 Month Extended	38	$753,867.37
2 Months Extended	68	$1,397,846.46
3+ Months Extended	9	$163,847.68

Total Receivables Extended	115	$2,315,561.51

IX. REPURCHASE DEMAND ACTIVITY (RULE 15Ga-1)


No Activity to report

Most Recent Form ABS-15G for repurchase demand activity

Filed by: Ford Motor Credit Company LLC
CIK#: 0000038009
Date: February 7, 2025

X. FLOATING RATE BENCHMARK: BENCHMARK TRANSITION


Benchmark Transition Event:			N/A

Benchmark Replacement Date:			N/A

Unadjusted Benchmark Replacement:			N/A

Benchmark Replacement Adjustment:			N/A

Benchmark Replacement Conforming Changes:			N/A

SERVICER CERTIFICATION

THIS REPORT IS ACCURATE IN ALL MATERIAL RESPECTS.

Ford Motor Credit Company LLC

/s/ Ryan M. Hershberger

Assistant Treasurer

Page 5

Ford Credit Auto Owner Trust 2022-B 10-D