Exhibit 99.1

CAPITAL ONE PRIME AUTO RECEIVABLES TRUST 2023-1

Statement to Securityholders

Determination Date: February 11, 2026


Payment Date			2/17/2026
Collection Period Start			1/1/2026
Collection Period End			1/31/2026
Interest Period Start			1/15/2026
Interest Period End			2/16/2026


Cut-Off Date Net Pool Balance	$	1,495,738,191.10
Cut-Off Date Adjusted Pool Balance	$	1,356,480,551.60

I. DEAL SUMMARY


	Beginning Note Balance		Principal Payment		Ending Note Balance		Note Factor	Final Scheduled Payment Date
Class A-1 Notes	$	—	$	—	$	—	—	Mar-24
Class A-2 Notes	$	—	$	—	$	—	—	May-26
Class A-3 Notes	$	169,427,827.76	$	20,559,727.46	$	148,868,100.30	0.313407	Feb-28
Class A-4 Notes	$	98,700,000.00	$	—	$	98,700,000.00	1.000000	Aug-28
Class B Notes	$	13,560,000.00	$	—	$	13,560,000.00	1.000000	Sep-28
Class C Notes	$	13,560,000.00	$	—	$	13,560,000.00	1.000000	Sep-28
Class D Notes	$	13,560,000.00	$	—	$	13,560,000.00	1.000000	May-29
Total Notes	$	308,807,827.76	$	20,559,727.46	$	288,248,100.30


	Beginning Balance		Ending Balance		Pool Factor
Net Pool Balance	$	338,287,868.43	$	315,824,071.84	0.211149
YSOC Amount	$	26,088,839.29	$	24,184,770.16
Adjusted Pool Balance	$	312,199,029.14	$	291,639,301.68
Overcollateralization Amount (Adjusted Pool Balance - Note Balance)	$	3,391,201.38	$	3,391,201.38
Reserve Account Balance	$	3,391,201.38	$	3,391,201.38


	Beginning Note Balance		Interest Rate	Accrual Methodology	Interest Payment
Class A-1 Notes	$	—	4.90000%	ACT/360	$	—
Class A-2 Notes	$	—	5.20000%	30/360	$	—
Class A-3 Notes	$	169,427,827.76	4.87000%	30/360	$	687,594.60
Class A-4 Notes	$	98,700,000.00	4.76000%	30/360	$	391,510.00
Class B Notes	$	13,560,000.00	5.07000%	30/360	$	57,291.00
Class C Notes	$	13,560,000.00	5.36000%	30/360	$	60,568.00
Class D Notes	$	13,560,000.00	6.34000%	30/360	$	71,642.00
Total Notes	$	308,807,827.76			$	1,268,605.60

II. COLLATERAL POOL BALANCE


	Beginning of Period			End of Period
Net Pool Balance	$	338,287,868.43		$	315,824,071.84
Adjusted Pool Balance (Net Pool Balance - YSOC Amount)	$	312,199,029.14		$	291,639,301.68
Number of Receivables Outstanding	31,573			30,590
Weighted Average Contract Rate	3.97		%	3.98		%
Weighted Average Remaining Term (months)	26.3			25.4

III. FUNDS AVAILABLE FOR DISTRIBUTION


Available Funds:
a. Collections
Interest Collections	$	1,162,663.52
Principal Collections	$	22,230,285.01
Liquidation Proceeds	$	195,949.92
b. Repurchase Price	$	—
c. Optional Purchase Price	$	—
d. Reserve Account Excess Amount	$	—
Total Available Funds	$	23,588,898.45
Reserve Account Draw Amount	$	—
Total Funds Available for Distribution	$	23,588,898.45

IV. DISTRIBUTION


	Calculated Amount		Amount Paid		Shortfall		Carryover Shortfall		Remaining Available Funds
Servicing Fee	$	281,906.56	$	281,906.56	$	—	$	—	$	23,306,991.89
Interest - Class A-1 Notes	$	—	$	—	$	—	$	—	$	23,306,991.89
Interest - Class A-2 Notes	$	—	$	—	$	—	$	—	$	23,306,991.89
Interest - Class A-3 Notes	$	687,594.60	$	687,594.60	$	—	$	—	$	22,619,397.29
Interest - Class A-4 Notes	$	391,510.00	$	391,510.00	$	—	$	—	$	22,227,887.29
First Allocation of Principal	$	—	$	—	$	—	$	—	$	22,227,887.29
Interest - Class B Notes	$	57,291.00	$	57,291.00	$	—	$	—	$	22,170,596.29
Second Allocation of Principal	$	—	$	—	$	—	$	—	$	22,170,596.29
Interest - Class C Notes	$	60,568.00	$	60,568.00	$	—	$	—	$	22,110,028.29
Third Allocation of Principal	$	3,608,526.08	$	3,608,526.08	$	—	$	—	$	18,501,502.21
Interest - Class D Notes	$	71,642.00	$	71,642.00	$	—	$	—	$	18,429,860.21
Fourth Allocation of Principal	$	13,560,000.00	$	13,560,000.00	$	—	$	—	$	4,869,860.21
Reserve Account Deposit Amount	$	—	$	—	$	—	$	—	$	4,869,860.21
Regular Principal Distribution Amount	$	3,391,201.38	$	3,391,201.38	$	—	$	—	$	1,478,658.83
Owner Trustee, Indenture Trustee, and ARR Fees & Expenses	$	—	$	—	$	—	$	—	$	1,478,658.83
Remaining Funds to Certificates	$	1,478,658.83	$	1,478,658.83	$	—	$	—	$	—
Total	$	23,588,898.45	$	23,588,898.45	$	—	$	—

V. OVERCOLLATERALIZATION INFORMATION


Yield Supplement Overcollateralization Amount:
Beginning Period YSOC Amount	$	26,088,839.29
Increase/(Decrease)	$	(1,904,069.13)
Ending YSOC Amount	$	24,184,770.16


Overcollateralization:	Beginning of Period		End of Period
Adjusted Pool Balance	$	312,199,029.14	$	291,639,301.68
Note Balance	$	308,807,827.76	$	288,248,100.30
Overcollateralization (Adjusted Pool Balance - Note Balance)	$	3,391,201.38	$	3,391,201.38
Target Overcollateralization Amount	$	3,391,201.38	$	3,391,201.38
Overcollateralization Shortfall	$	—	$	—

VI. RESERVE ACCOUNT


Specified Reserve Account Balance	$	3,391,201.38
Beginning Reserve Account Balance	$	3,391,201.38
Reserve Account Deposit Amount	$	—
Reserve Account Draw Amount	$	—
Reserve Account Excess Amount	$	—
Ending Reserve Account Balance	$	3,391,201.38

VII. NET LOSS AND DELINQUENT RECEIVABLES


Net Loss:	% of EOP Net Pool Balance	# of Receivables	Amount
Defaulted Receivables during Collection Period (Principal Balance)1	0.07%	20	$	233,511.58
Liquidation Proceeds of Defaulted Receivables2	0.06%	178	$	195,949.92
Monthly Net Losses (Liquidation Proceeds)			$	37,561.66
Net Losses as % of Average Pool Balance (annualized)
Third Preceding Collection Period			0.03		%
Second Preceding Collection Period			0.31		%
Preceding Collection Period			(0.23)		%
Current Collection Period			0.14		%
Four-Month Average Net Loss Ratio			0.07		%
Cumulative Net Losses for All Periods			$	4,659,219.50
Cumulative Net Loss Ratio			0.31		%
1 The # of Receivables reported as Defaulted does not include any Receivables that have been paid off or have matured and were either paid in full or had a remaining balance of $10.00 or less following the final payment.
2 Liquidation Proceeds include all proceeds on a receivable after it has been charged-off.
Delinquent Receivables:	% of EOP Net Pool Balance	# of Receivables	Principal Balance
30-59 Days Delinquent	0.45%	102	$	1,431,559.04
60-89 Days Delinquent	0.26%	48	$	807,430.52
90-119 Days Delinquent	0.06%	11	$	173,961.19
120+ Days Delinquent	0.00%	0	$	—
Total Delinquent Receivables	0.76%	161	$	2,412,950.75

Repossession Inventory:		# of Receivables	Principal Balance
Repossessed in the Current Collection Period		9	$	134,601.59
Total Repossessed Inventory		14	$	223,980.47

60+ Delinquency Percentage:		# of Receivables	Amount
60+ Day Delinquent Receivables		59	$	981,391.71
60+ Delinquencies as % of EOP Net Pool Balance
Third Preceding Collection Period			0.22		%
Second Preceding Collection Period			0.22		%
Preceding Collection Period			0.31		%
Current Collection Period			0.31		%
Delinquency Trigger			4.50		%
Current Delinquency Percentage Exceeds Delinquency Trigger? (Yes/No)			No

VIII. TEMPORARY FORBEARANCE

The table below presents accounts which received a short-term payment extension in the month of January 2026.


	Month-End Balance		# of Receivables
	($MM)	(%)	(#)	(%)
Total Extensions	0.70	0.22%	45	0.15%

Capital One Prime Auto Receivables Trust 2023-1 10-D